Get A Copy Of Your Social Security Statement
Get a Copy of Your Social Security Statement
In the past, the Social Security Administration has mailed out yearly statements to all workers showing their cumulative Social Security contributions over the course of their employment history. These statements can be helpful if you are interested in knowing exactly what you would receive in Social Security benefits through the Old Age/Retirement program, the Social Security Disability Insurance program, or through the Supplemental Security Income program.
Getting a Copy of Your Statement
Although the SSA no longer mails out annual statements to workers, you can still request a copy of your statement to get a better idea of the amount of benefits you may be eligible to receive through any of the SSAs programs. Statements can be obtained in one of the following three ways:
Creating an Online Account
Creating an online account with the SSAs website takes only a few minutes, and requires minimal personal information. Once you have established your account, nothing is required to maintain access other than periodically adjusting your password in order to keep your information secure. To create your online account and get a copy of your Social Security statement, simply visit the SSAs website.
Your Social Security Statement
Your statement will also contain other useful information including:
At What Age Can You Apply For Social Security
You can apply for social security when you reach age 62. Based on SSA guidelines, individuals who were born on the 1or 2day of the month become eligible in the month of their 62 birthday. However, if you were born on any other day of the month after the 2day of the month, you wonât become eligible until the following month.
Social security allows individuals to apply for social security earlier once they reach 61 years and 9 months. For example, if you turn 62 on December 1 and you want to start receiving social security in December, you can apply as early as August. However, if you turn 62 after December 2, you do not become 62 until the following month. In this case, you will have to wait until January when you will be 62 for the entire month to start receiving social security benefits. Therefore, you can apply for social security in September to receive benefits in January of the following year.
Check Your Credit Report
The Social Security Administration can tell you if someone is working on your SSN and the IRS can tell you if someone is filing taxes on it, but only your credit agencies can tell you if someone is using your SSN to acquire and use credit in your name.
There are three major credit reporting agencies in the United States: Equifax, Experian, and TransUnion. They each have slightly different methodologies and scoring programs, but they all more or less provide the same service.
You are entitled to a free copy of your credit report every 12 months . By contacting each service and requesting your report, you can immediately spot any suspicious activity on your credit accounts. Look for credit card applications, loan applications, and any debt you dont recognize.
Requesting your reports is simple:
- TransUnion: 1-800-680-7289 transunion.com
is a reputable service, and if you sign up for it you can keep a monthly eye on your credit score and your credit history, making it very difficult for an identity thief to put one over you in the long run.
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Getting Help From A Professional
An experienced New Orleans SSD lawyer can help you complete paperwork in a timely manner and file appeals quickly. Application forms can sometimes be confusing and overwhelming but completing these forms in the proper manner in a timely fashion can help make the decision quicker.
While some people think it is important for you to be proactive about seeking status updates, I believe it is more important to ensure that you have provided all of the information necessary to make a decision quickly. Whether or not you are being represented by a disability attorney, this is the most important thing to getting a timely decision. Gathering updated information related to the status of an application can help you discover whether there were errors or omissions in the application that require you to provide updated information to the SSA.
How Do I Apply
A Social Security number is a nine-digit number that the U.S. government issues to all U.S. citizens and eligible U.S. residents who apply for one. The number allows the government to keep track of your lifetime earnings and the number of years worked. You must apply for a number and a card in person because the Social Security office has to verify certain documents. You can, however, go online to complete and print the application to take to your local office.
If you need a replacement card, you may be able to apply online if you are 18 or older, have a drivers license or state-issued identification card, are not requesting any change in your Social Security card, have a U.S. mailing address, and have created an online my Social Security account.
U.S. territories and the following 8 states do not yet participate in the online renewal program:
- West Virginia
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S For Setting Up Your Account
Once your ready, visit the my Social Security sign-up page and
Click the Create a new account link. If you have an ID.me you can use this one, or you can create your new account using Login.gov. Login.gov is a secure government portal that lets you use one set of credentials to access multiple participating federal agencies.
Near the bottom of the page on the next screen click on Create an account. You will be prompted to enter your email, choose a language preference, confirm your email, and create a strong password over a series of new screens.
Youll now be asked how you want the my Social Security online portal to verify that its you when you use the account. Here you can choose to use two-factor authentication which is recommended given the sensitivity of the information.
Your personal #mySocialSecurity account is an important step in your journey with us. What are you waiting for? Use the link below to open your my Social Security account today!
Next, read and accept the terms of service account. Afterwards, youll be asked to enter your personal information which the SSA can use to identify you, including your name , address, date of birth and Social Security number.
Now, if you wish you can add extra security using financial information before mentioned.
How To Check Your Earning Records
You can access your Social Security earning records from the age of 18 and above by creating a MySocialSecurity account which will be linked to your payment history.
To access your records, you must first log into www.ssa.gov/myaccount, where you will find estimates of your retirement, disability and survivors benefits for the future.
Errors on your account must be corrected within just over three years or they could prevent Social Security funds being given to you.
To give some context as to where in the US you are likely to receive the most and least amount of Social Security benefits, the list below details the five states that are expected to see the highest average Social Security benefits in the following year.
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Report The Death Of A Social Security Or Medicare Beneficiary
You must report the death of a family member receiving Social Security or Medicare benefits. The Social Security Administration processes death reports for both. Find out how you can report a death and how to cancel benefit payments. In addition to canceling SSA and Medicare benefits, find out what other benefits and accounts you should cancel.
Access To Bank Account Information
The Social Security Administration has a legal right to look inside someoneâs bank account if they participate in the Supplemental Security Income program. This review serves as a way to investigate whether they actually fall under the requirements of the program.
Beneficiaries of the Social Security Disability Insurance program, on the other hand, donât have to worry about the government checking their account to verify eligibility for that program. Since their eligibility is determined through their work history, they do not have any legal limitations on the assets that they can have. However, people in both programs will face recurring reviews to verify their eligibility.
The Supplemental Security Income program is specifically designed for people who have disabilities and limited resources. The government has determined that if someone is able to sufficiently gain a certain amount of resources, then they donât need Supplemental Security Income. When you sign up for the program, you must provide permission for the government to be able to reach out to various financial institutions and check whether the information that you provided is accurate. This permission applies to both the first application for the program and the recurring checks of eligibility.
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Social Security: How To Find Your Benefit Amount And Other Online Tips For Seniors
In the past, your Social Security statement and benefit amount was only available via a paper statement sent to your home. Now, you can access your benefit amount online through a mySocialSecurity account on the SSA website.
Your online Social Security statement will show all the earnings youve had each year and how much you could receive per month in Social Security benefits when you retire. The Statement contains important information for you to be able to properly plan for a comfortable retirement.
You can access your earnings, Social Security benefit estimates and printable Statements. If you are a retiree and already receive benefits, you can view your payment history, current status and manage your benefits through the online account.
In order to set up your personal Social Security account, you will need to access the SSA website here. From there, select Create Account to get started. You must be at least 18 years of age, have a valid Social Security number, a U.S. mailing address and an email address in order to use this system.
Once you sign up, you can verify your earnings history, view estimated benefits based on your past earnings, view Social Security and Medicare taxes youve paid over your lifetime, print your current Statement and request a replacement Social Security card.
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Password Reset Emails In Your Inbox
If you begin receiving mysterious password reset emails, then this could signal a problem. This could be a sign that someone is attempting to change the password to your accounts without your knowledge. Never click on the links in these emails. It could be a phishing scam designed to capture your SSN or other sensitive information. If the email is from an account or company you recognize, then you should log on directly to their website and change your password immediately. If someone has gained access to your account, then changing your password should keep them out going forward.
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Earn Ssa Work Credits In Some Countries
You may not have enough credits from your work in the United States to qualify for retirement benefits. But, you may be able to count your work credits from another country. The SSA has agreements with 24 countries. If you earned credits in one of those countries, they can help you qualify for U.S. benefits.
How To Track A Social Security Check
Social Security checks may get lost in transit. This can happen in the U.S. mail or with direct deposit that the Social Security Administration prefers. As far back as 1992, more than half of Social Security recipients used direct deposit. If your check does not arrive in a timely manner, track the check with the help of Social Security personnel.
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What Services Are Available Through My Social Security
The Social Security online service is available to those receiving benefits as well as those contributing to the program. For those who dont want to worry about checking their mailbox for their annual Social Security Statement or other notices available online, you can opt out of those mailings through your my Social Security account.
In most states, the my Social Security service allows you to request a new Social Security card, that is if you dont need to make any changes to the information on the card, specifically your name. That needs to be done in person at a Social Security office. For beneficiaries of Medicare, you can also request a new card through the online portal.
Importantly for those who are not yet receiving benefits, you can check how much youve put into your account toward future benefits. The online service provides a tool that you can use to estimate what your future benefits will be based on contributions made to date, depending on when you retire.
Considering #retirement at the end of this year? Plan for your future with your personal #mySocialSecurity account and estimate your future retirement benefits at different ages or dates. Check it out now:
Additionally, if you have applied to begin receiving benefits, to check your application status.
How Do I Check To See If Someone Is Using My Social Security Number
Identity theft is one of the fastest growing crimes in the country, and nearly one third of all adults in the United States have experienced some form of identity fraud. Safeguarding your Social Security number is one of the best ways to keep your identity safe. When a thief gets access to your SSN, they can open new bank accounts, drain existing finances, file fraudulent tax returns, and take many other nefarious actions. So, how do you know if someone is using your Social Security number before it is too late? There are some steps you can take to stay alert and make sure that no one is using your Social Security number.
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If You’re Not Sure Why You Received A Payment
If you receive a check or direct deposit payment from the Treasury Department and do not know what its for, contact the regional financial center that issued it.
If you received a check, look for the RFCs city and state at the top center. Then contact that RFC to find out which federal agency authorized the payment. It will be one of these:
If you received payment byelectronic funds transfer , or direct deposit, follow the directions under Find Information About a Payment.
Use the Treasury Check Verification System to verify that the check is legitimate and issued by the government.
Application Status Updates During The Initial Application
SSA provides an online application that allows you to obtain the status of your initial claim. You can check it out here. You will need your application number in order process your request. You can also get a status update by contacting a representative at your local social security office.
You may also contact the disability examiner at the state agency reviewing your claim. This professional works at a disability office on the state level instead of with the SSA. It is typically easier to reach the disability examiner to ask questions about a specific application than it is to reach a representative at the SSA who can find information related to your application.
The disability examiner is able to tell you whether a decision is pending or complete, but the examiner cannot tell you whether the application was approved or denied.
A disability examiner may also be able to assist you with expediting the review process. However, it is important to understand that applications can only be expedited in special circumstances. A knowledgeable Louisiana SSDI attorney can help you better understand how to have the application process expedited.
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When To Start Checking Your Ssdi Application Status
Its good practice to begin periodically checking on the status of your disability claim approximately a month after submitting it. Doing so will make sure you know as soon as possible if the approval process has stalled for any reason, like needing additional medical documentation of your condition. The sooner you address potential issues, the more quickly and efficiently your application will be processed. There are multiple ways to check your SSDI application status, whether youre computer savvy or not.
Check the Status of Your SSDI Claim Online
The fastest and easiest way to check your Social Security disability claim status is to log in to your my Social Security account. Even if you didnt complete the application process online, you can still create a my Social Security account after the fact in order to view the current status of your claim.
To create an account, youll need to provide a valid email address, your Social Security number, and a U.S. mailing address. You must also be at least 18 years old. Here is the step-by-step process to accessing your claim status using your my Social Security account.
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Request A Replacement Social Security Card
If you had your Social Security card stolen or simply lost your SS card, then you will need to get a replacement card. In many states, you can replace a lost or stolen card online using your My Social Security account and uploading a copy of your drivers license. If you are in a state that cannot use the online service, the card can be requested at your local Social Security office or through the mail using a paper application. In most cases, you will keep your same SSN. However, if the fraud has become bad enough, the SSA will issue you a new Social Security number when warranted.
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