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Can You Lock Your Social Security Number

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How To Match A Social Security Number With A Name

Have You Locked Your Childs Social Security Number?

Social security numbers can be matched with a name by using an FCRA approved background check or approved credit check.;;Social security numbers are issued by the Social Security Administration and have become the main identifier for US taxation and other official purposes.; SSNs are used as a way of verifying identity for things like background checks, tenancy, bank loans, and credit purposes.; There are only select authorized purposes for requesting this information and they almost always require;the approval of the person being researched.

Tip : Create Strong Passwords

Strong passwords that use a unique combination of numbers, letters, and symbols can help prevent identity thieves from accessing your personal information in online accounts. Heres one password you should never use: your Social Security number. And dont use your SSNs last four digits as a PIN.

Finally, dont use the same passwords repeatedly. Even if its a strong password, and its one that you can easily remember, all a hacker has to do is crack that password once. The thief will then be able to access all your important accounts that are protected by that password, even ones that contain your Social Security number.

Safe Access To Your Account Information

We work with some financial websites and apps to give you control of your financial information and to keep it safe and private. When you use these websites to invest or help manage your finances, you’ll enter your chase.com username and password directly into a secure chase.com window from their website and you’ll only have to give access once.

If you’ve given access to one of our partners, you’ll see them in Linked Apps and Websites, where you’ll be able to remove their access. If you’ve linked your Chase account to apps and websites that aren’t included on that list, you can remove their access at any time by changing your password.

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Guard Your Personal Information

  • Only provide your SSN or financial account numbers online through valid, secure websites.; Secure websites often have a lock icon in the lower right-hand corner.; A secure websites address will change from http to https.
  • Be cautious about providing any personal information online, but keep in mind that some government sites and the credit bureaus require such information. Read privacy policies and ask how your personal information will be used.
  • Dont post personal financial information on social networking sites or in chat rooms.
  • Beware of websites that ask personal questions or require a credit card number;to enter the site.
  • Before you do business with a company online, check them out with the Attorney Generals Office by calling 1-877-5-NO-SCAM or check with the Better Business Bureau.
  • Use one low-limit credit card for all online purchases, or request a one-time-use number from your credit card company.
  • Choose an alias as a user name and use an alternate email address for online shopping, Internet auctions and other online transactions.
  • When selling goods online, watch out for counterfeit checks and money orders.; Never agree to wire excess payments back to the buyer;or to someone else.

How To Block Your Social Security Number

Should You Lock Your Social Security Number as a Form of ...

Blocking access to a Social Security number is a simple but essential step in minimizing financial damage for victims of identity theft. It also can help shield information for those trying to maximize their privacy. After a SSN has been blocked successfully, protection can be optimized by freezing access to all credit reports.

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Freezing Your Credit Report

Blocking access to information linked to your SSN may not prevent identity thieves from using it to open fraudulent credit card accounts, apply for medical insurance or borrow money. Freezing your file at Experian, Equifax and TransUnion prohibits third party access to your credit reports, which can prevent illicit accounts from being opened in your name. Freezing a credit report also can shield your address and financial information from other prying eyes.

Pre-existing creditors still may access your credit reports for the purposes of monitoring debt, collections and incidents of identity theft.

To freeze your credit files, visit the freeze page on the website of each credit reporting company to find agency and state-specific requirements. You can also freeze your credit report by each credit reporting agency.

What Is Child Identity Theft

Child identity theft happens when someone takes a childs sensitive personal information and uses it to get services or benefits, or to commit fraud. They might use your childs Social Security number, name and address, or date of birth. They could use the stolen information to

  • apply for government benefits, like health care coverage or nutrition assistance
  • open a bank or credit card account
  • apply for a loan
  • sign up for a utility service, like water or electricity
  • rent a place to live

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Self Lock Helps Protect You From Employment

Self Lock is the unique feature that lets you protect your identity in E-Verify and Self Check by placing a “lock” on your Social Security number . This helps prevent anyone else from using your SSN to try to get a job with an E-Verify employer. If an employer enters your locked SSN in E-Verify to confirm employment authorization, it will result in an E-Verify mismatch, called a Tentative Nonconfirmation . With Self Lock, you are always in control – you can unlock your SSN any time a new employer needs to verify your employment authorization in E-Verify. Your Self Lock remains active as long as your account remains valid and you have not unlocked your SSN. The Self Lock feature is only available to myE-Verify account holders.

Guard Your Pins & Passwords

What To Do If Your Social Security Number is Stolen
  • Avoid using easily available information for your PIN or password such as your mothers maiden name,; your birth date, SSN, or phone number, or a series of consecutive numbers .
  • Also, avoid using information for your PIN or password that could be easily guessed based on information you post on social networking sites, such as the names of your children or pets.
  • Dont use the same PINs or passwords for more than one account.
  • Dont share your passwords or PINs with other people.
  • Dont carry PINs or passwords in your wallet or purse.
  • Ask banks, insurance companies, credit card companies and other firms that you do business with online to keep your information private.;Ask them to change passwords from your SSN.

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How To Check If Someone Else Is Using Your Social Security Number

CassandraRead more May 5, 2021

The rise of technology has brought new threats to your personal data and its security. Identity theft is a crime that strikes at the heart of a modern citizens wealth, employment, social services, and more. Our identity specifically, the electronically-encoded identity that serves as the gateway to our bank accounts, to our home security systems, to our e-mail and network resources can be stolen by unscrupulous people and used for crimes great and small.

At best, an identity thief may use part of your identity as the launchpad for some phony persona that they are using to commit acts of fraud and light scams. At worst, they can drain your bank accounts, destroy your credit rating, and wipe out your hard-earned retirement benefits. Identity theft is not a minor crime in 2018, more than 60 million Americans reported that they were affected by identity theft.

What To Do If You Lose Your Social Security Card

Reading time: 5 minutes

Highlights:

  • Your Social Security number can be valuable information for identity thieves
  • Consider placing a security freeze or fraud alert on your credit reports if your Social Security card is lost
  • If you know your Social Security number has been stolen, there are some additional steps you can take

Your Social Security number is a valuable piece of information to identity thieves. Its a key element of your identity and is also linked to taxes and credit information. And except in limited circumstances, it cant be changed. Thats why its so worrisome to have your card lost or stolen.;

Here are some steps to take for a lost or stolen Social Security card:

1.;;;Consider placing a fraud alert or a security freeze on your credit reports or locking them. With an initial fraud alert, potential lenders and creditors are encouraged to take additional steps to verify your identity, such as contacting you by phone, before extending new credit. A fraud alert lasts for one year and can be renewed. Fraud alerts are free. Contact one of the three nationwide credit bureaus Equifax, Experian or TransUnion to request a fraud alert, and that bureau will notify the other two.;

Options for locking your credit report may also be available from the three nationwide credit bureaus. Learn more about fraud alerts, security freezes and credit report locks.

You might also consider calling the Social Security Administration at 772-1213 to report the lost card.

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What You Need To Know Before Locking Your Social Security Number

While locking your SSN can help protect you from fraud, it may be an unnecessary step if you put some other precautions in place to help keep your sensitive data safe. Before locking your data, consider some of these best practices you can implement right away to reduce the risk of your personal information being compromised.

  • Use strong passwords and two-step verification on financial accounts and any other sites or apps that store personal data.
  • Dont give out your SSN over the phone or via unsecured online networks. Look for Web addresses that include https:// at the beginning of the URL before providing sensitive information .
  • Shred paperwork with personal information listed on it dont just throw it in the trash.
  • Use secured Wi-Fi networks and be cautious about replying to emails with requests for personal info.
  • Install anti-virus software on any Internet-connected devices you use.
  • Check your credit report annually and confirm its accurate. If you find an error, report it immediately.

Ultimately, theres no major downside to locking your Social Security number if you have no plans to take out loans or apply for new jobs in the near future.

What If Someone Steals My Social Security Number

Don

All of this is of course very interesting, but lets bring it back to the point of this article: what if some bad guy steals, obtains, guesses at, or otherwise gets hold of your Social Security Number? As it happens, all kinds of bad things!

Because you have to have a Social Security Number to get a job in the United States , crooks are very fond of stealing SSNs specifically for the purpose of selling them to people who do not already have permission to work in the United States, so that those people can get a job.

Nothing is wrong with people getting jobs, of course, but if they are using your Social Security Number, it can cause untold confusion and issues with your taxes and your Social Security benefits. You could even LOSE your Social Security benefits and that can be hundreds of thousands of dollars.

As you can see, it is very important for you to be able to tell whether someone is using your Social Security Number without your permission. In this article, I will show you several methods of detecting whether your Social Security Number has been compromised.

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Tip : Memorize Your Social Security Number

Knowing your Social Security number by heart can be handy. Its there when you need it. Plus, you probably wont be tempted to carry your Social Security card with you or to jot down the number on a slip of paper.

This might seem like a small thing. But if youre not carrying your card with you, or youre not writing it down on slips of paper, youre far less likely to drop that paper or card on the ground or leave it behind at a local bank or government office. This means its less likely, too, that thieves might get their hands on your number.

What To Do If Your Social Security Number Was Found On The Dark Web

Many members of the UC Berkeley community have recently received alerts from Experian that their Social Security numbers were found on the dark web, a part of the web that does not show up in online searches.

This occurred following news from the University of California about a cyberattack impacting the UC and hundreds of other organizations.

Individuals who have not yet signed up for the free credit and identity monitoring, and consequently who may not be aware of potential exposure of their information, shouldnow, said Jenn Stringer, Berkeleys associate vice chancellor for IT and chief information officer. For help with enrolling, call 617-1923 and reference engagement number DB26512.

Stringer acknowledged that receiving a message from a credit monitoring service about your Social Security number being found on the dark web can be unsettling. She received one herself and advises everyone to continue to check their notifications and follow the instructions .

Anthony D. Joseph, a Berkeley engineering professor and an expert in cybersecurity, noted the importance of the Experian alerts. The alerts provide you with important and specific information that you should then act on to help protect your credit and identity, he said. The sooner you are notified, and take action, the better.

Both Stringer and Joseph strongly recommend that individuals with their Social Security numbers found on the dark web do the following:

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Check Your Credit Report

The Social Security Administration can tell you if someone is working on your SSN and the IRS can tell you if someone is filing taxes on it, but only your credit agencies can tell you if someone is using your SSN to acquire and use credit in your name.

There are three major credit reporting agencies in the United States:;Equifax, Experian, and TransUnion. They each have slightly different methodologies and scoring programs, but they all more or less provide the same service.

You are entitled to a free copy of your credit report every 12 months . By contacting each service and requesting your report, you can immediately spot any suspicious activity on your credit accounts. Look for credit card applications, loan applications, and any debt you dont recognize.

Requesting your reports is simple:

is a reputable service, and if you sign up for it you can keep a monthly eye on your credit score and your credit history, making it very difficult for an identity thief to put one over you in the long run.

Dont Give It Out To Strangers

1 Simple Way To Protect Your Social Security Number

You should never provide your SSN to someone you dont know who calls you on the phone and requests it. This same warning applies to unsolicited emails and any forms you fill out on the internet. In general, dont give your SSN to anyone unless you are absolutely certain they have a reason and a right to have it.

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Keeping Your Social Security Number Private

aseligman · July 13th, 2016

Name, address, date of birthdate, Social Security number. How many times have you filled out those fields on a form, not giving a second guess as to whether you should provide the information?

Unfortunately, the security breaches, leaks and attacks that have become so common show your information is safe in few hands. That means its up to you to limit the damage.

Companies and institutions generally err on the side of asking for more info than they need, and thats especially true when it comes to your Social Security number.

Instead of handing it out to anyone who asks, educate yourself on when youre required to provide your Social Security number and when you can say no thank you.

A quick note: Remember, your Social Security number is a key part of your identity. Fraudsters can use it to, among other things, create and use credit accounts, take out loans, make large purchases, defraud the government or obtain medical treatment. Its yours to protect and yours to keep private.

The same goes for your childs Social Security number. He or she isnt in a position to protect that number, so its up to you as the parent.

How To Protect Your Social Security Number: 10 Ssn Tips

If you want to help protect yourself against identity theft, protecting your Social Security number is a good start. Your Social Security number is a high-value target for ID theft. Getting an identity theft protection plan is one step to consider.

Your Social Security number, or SSN, is a key piece of personally identifiable information. In the wrong hands like, in the hands of an identity thief your Social Security number might lead to various types of identity theft or fraud.

What can identity thieves do with your Social Security number? Heres a sample:

  • Open bank accounts
  • Open new credit cards or lines of credit to make purchases in your name
  • File tax returns to obtain your refund
  • Open new service accounts in your name, such as utilities or internet service
  • Put you in major debt
  • Destroy your credit score across all three credit bureaus

The Equifax data breach in 2017, which exposed Social Security numbers and other U.S.-consumer information, raised the risk for identity theft of more than 145 million Americans.

Although you cant do anything about a breach, its a good idea to learn what you can do to protect yourself following a breach, and before a subsequent breach. No matter how big or small, no business or industry is immune to cyberthieves who may have identity theft in mind.

Here are some tips for protecting your Social Security number and identity.

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