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Can Your Social Security Be Blocked

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How To Stop Social Security Check Payments

Social Security scam calls 2019: Can your social security number get suspended?

The SSA can not pay benefits for the month of a recipients death. That means if the person died in July, the check received in August must be returned. Find out how to return a check to the SSA.

If the payment is by direct deposit, notify the financial institution as soon as possible so it can return any payments received after death. For more about the requirement to return benefits for the month of a beneficiarys death, see the top of page 11 of this SSA publication.

Family members may be eligible for Social Security survivors benefits when a person getting benefits dies. Visit the SSA’s Survivors Benefits page to learn more.

Self Lock Helps Protect You From Employment

Self Lock is the unique feature that lets you protect your identity in E-Verify and Self Check by placing a “lock” on your Social Security number . This helps prevent anyone else from using your SSN to try to get a job with an E-Verify employer. If an employer enters your locked SSN in E-Verify to confirm employment authorization, it will result in an E-Verify mismatch, called a Tentative Nonconfirmation . With Self Lock, you are always in control – you can unlock your SSN any time a new employer needs to verify your employment authorization in E-Verify. Your Self Lock remains active as long as your account remains valid and you have not unlocked your SSN. The Self Lock feature is only available to myE-Verify account holders.

Social Security Scammers Are Calling

The Federal Trade Commission is getting reports about people pretending to be from the Social Security Administration who are trying to get your Social Security number and even your money.

March 22, 2019 By NICOA

The Federal Trade Commission is getting more reports about people pretending to be from the Social Security Administration calling to get Social Security numbers and even money.

This is a scam that is growing exponentially each year. In 2017, 3,200 people reported SSA imposter scams, and lost nearly $210,000, according to the FTC. Government imposter scams made up nearly half of the 535,417 imposter scams reported to the FTC in 2018.

In one version of the scam, the caller says your Social Security number has been suspended due to suspicious activity, or that its been linked to a crime involving drugs or sending money out of the country illegally. The caller says your Social Security number is blocked and that they need a fee to reactivate it or to get a new number. The scammer will ask you to confirm your Social Security number. Remember, Social Security numbers are never suspended and the SSA never requires you to pay for one.

In other variations, the caller says that someone used your Social Security number to apply for credit cards and now your benefits are in jeopardy. They may warn that your bank account is about to be seized, that you need to withdraw your money, and that they can tell you just how to keep it safe.

Read Also: How Much From Social Security

Disclosure Of Social Security Number

It shall be unlawful for any Federal, State or local government agency to deny to any individual any right, benefit, or privilege provided by law because of such individuals refusal to disclose his social security account number.

theprovisions of paragraph of this subsection shall not apply with respect to

any disclosure which is required by Federal statute, or

the disclosure of a social security number to any Federal, State, or local agency maintaining a system of records in existence and operating before January 1, 1975, if such disclosure was required under statute or regulation adopted prior to such date to verify the identity of an individual.

Any Federal, State, or local government agency which requests an individual to disclose his social security account number shall inform that individual whether that disclosure is mandatory or voluntary, by what statutory or other authority such number is solicited, and what uses will be made of it. Section 7 of the Privacy Act of 1974, as amended, 5 U.S.C. § 552a note ).

Although this provision applies beyond federal agencies, it does not apply to: any disclosure which is required by federal statute or any disclosure of a social security number to any federal, state, or local agency maintaining a system of records in existence and operating before January 1, 1975, if such disclosure was required under statute or regulation adopted prior to such date to verify the identity of an individual. See Sec. 7-.

Drawbacks Of Locking Your Ssn

Can your government representative block you on...

It might not make sense to lock your Social Security number if you dont have reason to believe that your identity has been compromised or that youre at serious risk of identity theft.

  • When your Social Security number is locked, you cant use it either
  • You cant use it to apply for a new job
  • You cant use it to apply for credit
  • Potential lenders wont be able to access your credit report or credit score

Also Check: Find A Person By Their Social Security Number

Can The Irs Take My Social Security Benefits

Unfortunately, when the IRS comes into the picture, the answer is yes. The IRS can garnish SSI wages if the seniors receiving them have unpaid tax debts. This is facilitated through a program called the Federal Payment Levy Program .

In this program, if you have outstanding tax debt, your Social Security benefits will be levied 15% to pay down that debt. This levy includes any benefits you receive for old age or survivorship.

It should also be noted that while in the past, the IRS would not levy Social Security income below $750 per month, the enacting of the FPLP now ensures that they will levy SSI benefits of all amounts if their recipient is tax delinquent. Thats the bad news.

The good news is that there are several potentially mitigating factors that can protect your income. For one, SSI income you receive because of disability insurance cannot be levied at all. Additionally, if you fall below a certain income level according to the poverty rules of the Department of Health and Human Services, you may be exempt from these levies no matter how much tax debt you have.

Lump-sum death benefits and other benefits paid to your children will not be levied, either. And while the IRS does have the ability to levy your SSI checks, no other creditors can legally do this.

If You’re Not Sure Why You Received A Payment

If you receive a check or direct deposit payment from the Treasury Department and do not know what its for, contact the regional financial center that issued it.

If you received a check, look for the RFCs city and state at the top center. Then contact that RFC to find out which federal agency authorized the payment. It will be one of these:

If you received payment byelectronic funds transfer , or direct deposit, follow the directions under Find Information About a Payment.

Use the Treasury Check Verification System to verify that the check is legitimate and issued by the government.

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Fraudulent Friendly Service Phone Calls

Another type of scam call attempts to sell to the recipient services the SSA readily provides at no charge. The caller might, for example, offer to provide a new Social Security card, enroll a new family member in the program, or provide a record of Social Security contributions to date, along with the expected future income they will yield.

No Thats Not The Government Calling Threatening To Suspend Your Social Security Number

How much your Social Security benefits will be if you make $30,000, $35,000 or $40,000

If you get a call threatening to suspend your Social Security number for alleged illegal activity or a unpaid tax bill just hang up. Its a scam every single time.

The IRS has issued a consumer alert recently about an uptick in a scheme in which crooks pretend to be calling from the Social Security Administration . In fact, a number of government agencies are concerned about what they call impostor scams. The goal in this con is either to scare people into revealing personal information or swindling them out of money. With your personal information, identity thieves can do a lot of financial harm. They can apply for credit in your name, open utility or mobile phone accounts or even get medical treatment using your health insurance.

Taxpayers should be on the lookout for a surge of evolving phishing emails and telephone scams, the IRS said in its July 2 warning.

In April, the Office of the Inspector General for the SSA issued a fraud advisory warning people about spoofing phone calls in which the caller-ID screen displays the agencys toll-free fraud hotline. But its not the agency calling. In May, the OIG posted another advisory about scammer calls this time displaying the Social Security Advisory Boards telephone number on the caller-ID.

To trick people to pick up the phone, crooks also spoof numbers with local area codes to hide their true location. Its even possible that your neighbors will get a call with your number being used to make them answer.

Read Also: When Do I Receive Social Security

What This Notice Is About

We issue a CP01H notice when the IRS receives a tax return that contains a social security number for an account that we locked because our records indicate the TIN belongs to an individual who died prior to the tax year of the return submitted.

The IRS locked your account because the Social Security Administration informed us that the social security number of the primary or secondary taxpayer on the return belongs to someone who died prior to the tax year of the return submitted for processing.

B Exception For Laws And Regulations In Effect Before January 1 1975

Federal, state, and local agencies may deny an individual a right, benefit, or privilege provided by law because of such individuals refusal to disclose the individuals social security number if required under statute or regulation adopted prior to January 1, 1975, and used to verify the identity of an individual.

A second exception to the general provisions of section 7 is set out in subsection 7, which grandfathers statutes or regulations in effect before January 1, 1975, and provides that the prohibition on denying a benefit because of an individuals failure to provide a social security number does not apply to those statutes and regulations. SeeSchwier v. Cox, 439 F.3d 1285, 1285-86 grandfather exception did not apply to Georgia voter registration procedures), affg 412 F. Supp. 2d 1266 , remanded by 340 F.3d at 1288-89 McKay v. Thompson, 226 F.3d 752, 755 s exception for systems of records in existence prior to January 1, 1975, where disclosure was required under statute or regulation).

Also Check: How Much Money Can You Earn While On Ssi

How Do I Stop The Irs From Garnishing My Social Security

The current parameters of the Federal Payment Levy Program and other tax law provide the IRS with plenty of leverage when it comes to collecting tax debt. Tax liens and levies are serious matters that can put you in a predicament.

It is possible to lose your car, business, savings, retirement benefits, and a portion of your current wages because of tax levies. However, to put a tax levy into effect, the IRS needs to follow a set legal procedure.

First, the IRS must send you a Final Notice of Intent to Levy. The formal letter notifies you that the IRS is currently pursuing legal action in the form of a tax levy. It also introduces your legal rights and states how you can appeal the decision.

Unfortunately, the IRS provides you very little time to appeal a decision. Taxpayers only have 30 days to respond to a Final Notice of Intent to Levy before the IRS may begin targeting your finances and assets, including Social Security income.

Retirees have a few choices when it comes to resolving tax debt before a levy is placed on wages, property, and assets:

  • Resolve the debt and pay in full.
  • Negotiate an alternative payment method .
  • File for an appeal on the decision made by the IRS.

As mentioned, the IRS may levy 15% of your Social Security income from every paycheck to resolve tax debt. This is comparable to what happens when the IRS garnishes a portion of your monthly wages.

Getting A Social Security Number For A New Baby

The Social Security Disability Appeal Process ...

The easiest way to get a Social Security number for your child is at the hospital after they are born when you apply for your childs birth certificate. If you wait to apply for a number at a Social Security office, there may be delays while SSA verifies your childs birth certificate.

Your child will need their own Social Security number so you can:

  • Claim your child as a dependent on your income tax return
  • Open a bank account in their name
  • Get medical coverage for them
  • Apply for government services for them

Keep your Social Security card in a safe place to protect yourself from identity theft.

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How To Report A Social Security Scam

If you suspect youve been the victim of a scam or simply want to report calls or correspondence that you find suspicious, you have several options. You can call your local authorities or the OIG hotline or submit a fraud report on the OIG’s website.

You can also report the scam on the FTCs complaint website. Make sure you document anything you can to add to your report, such as a telephone number or website, the name the caller gave, the time and date of the call or email, what information you were asked for, and anything else that might help identify the scamster.

A Voicemail Says Your Social Security Number Is About To Be Suspended Scam

Cant be a scam, right? She had a nice British accent

CLEVELAND, OH -The Federal Trade Commission put out a warning about a scam going around, that tried to get my social security number.

Sitting at my desk on Monday my cell phone rang with a call from Los Molinos, California.

Odd because I dont know anyone from Los Molinos, so I didnt answer.

Two calls, from the same number, came in within five minutes of each other and both times they left a voicemail.

This is Deputy Commissioner Linda Cooper from Social Security Administration, a computerized female voice with a British accent said.

This is in reference to suspend your existing social security number on an immediate basis if your social has been suspected in illegal activity then.

With broken English the recording said I needed to call them back right away.

I did my research and found there is no Linda Cooper who works for the Social Security Administration.

Secondly, according to a report from the FTC, your social security number will never be suspended.

The FTC has gotten reports about scammers trying to trick people out of their personal information by telling them that they need to reactivate their supposedly suspended SSNs, the report said.

The scammers say the SSN was suspended because of some connection to fraud or other criminal activity. They say to call a number to clear it up where theyll ask you for personal information.

The scary things is this scam works and people have lost millions.

Also Check: With Social Security

Reasons To Block A Ssn

When a credit card is stolen, illicit activity often can be shut down immediately by cancelling the card. This is not the case with when a Social Security number falls into the wrong hands, as the information can be used repeatedly unless steps are taken to protect these records. In addition to identity theft incidents, access to this information often is blocked in domestic abuse cases to increase the level of privacy for victims.

Blocking access to personal and financial information linked to your Social Security number will prohibit illicit or unwanted access to your files, which can prevent someone from stealing government benefits or learning your whereabouts.

Easy Ways To Spot A Fraudulent Phone Call Text Email Or Letter

If Asked For Social Security Number, Keep These 3 Things In Mind

    Thomas J Catalano is a CFP and Registered Investment Adviser with the state of South Carolina, where he launched his own financial advisory firm in 2018. Thomas’ experience gives him expertise in a variety of areas including investments, retirement, insurance, and financial planning.

    With some 65 million Americans receiving Social Security benefits, it isn’t surprising that scam artists invoke the program’s name in fraudulent phone calls, texts, emails, and letters. Their schemes typically involve impersonating the Social Security Administration in order to obtain, and then misuse, Social Security numbers and other personal information. Heres a rundown, by mode of delivery, of common Social Security scams, along with the steps to take to avoid and report them.

    Also Check: Find Person By Social Security Number

    Preventing Losses And Fraudulent Activity

    It’s important to protect your Social Security debit card like you would any other credit or debit card or even your cash.

    Keep your PIN safe, and don’t share it with others. If your Direct Express card is lost or stolen, you should report your missing card immediately by calling the customer service number on the back of the card, so it is wise to copy that number and keep it separate. Direct Express will replace your card so you can continue to access your account. The first replacement card each calendar year is free after that, theres a $4 fee to replace a missing card. Your replacement card should arrive in the mail within seven to 10 days.

    You can have a replacement card expedited by request. The fee for this service is $13.50.

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