Saturday, August 13, 2022

How Can I Apply For Social Security

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Ssdi Benefits At 63 Years Of Age

Can You Automatically Qualify for SSDI? | The Good Law Group

If you have a medically determinable physical or mental impairment that prevents you from working and has lasted or is expected to last for at least one year, you may qualify for SSDI benefits. The amount of your monthly SSDI payment depends on your earnings record with a maximum monthly benefit of $3,345 in 2022, which is the same as what your maximum retirement benefit would be at full retirement age.

When you reach full retirement age, the Social Security Administration automatically converts the SSDI payment to retirement benefits. It does not change the amount you receive each month unless you elected to apply for early retirement at 63.

If you have a disabling medical or mental health impairment, talk to a NY Disability Law SSDI lawyer about the options available to you at age 63. It may be better to apply for an SSDI benefit and receive your full benefit amount that converts at retirement age without the reduction caused by early retirement.

Another option may be to file applications for SSDI and early retirement at 63. You can collect retirement benefits while waiting for approval of the SSDI application. The risk is that Social Security may determine that the onset of your disability was after your application for early retirement, which means you get the reduced early retirement payment when SSDI stops. Let your SSDI lawyer evaluate your claim and advise you about the best way to proceed.

Apply Online For Disability Benefits

Social Security offers an online disability application you can complete at your convenience. Apply from the comfort of your home or any location at a time most convenient for you. You do not need to drive to your local Social Security office or wait for an appointment with a Social Security representative.

You can use the online application to apply for disability benefits if you:

  • Are age 18 or older
  • Are not currently receiving benefits on your own Social Security record
  • Are unable to work because of a medical condition that is expected to last at least 12 months or result in death: and
  • Have not been denied disability benefits in the last 60 days. If your application was recently denied for medical reasons, the Internet Appeal is a starting point to request a review of the medical determination we made.

We suggest that you have the following information at hand. It will make completing the application much easier.

Information About You

Information About Your Medical Condition

Information About Your Work

We may ask you to provide documents to show that you are eligible, such as:

Important

We accept photocopies of W-2 forms, self-employment tax returns or medical documents, but we must see the original of most other documents, such as your birth certificate.

Mailing Your Documents

After we receive your online application, we will:

How To Apply Online For Just Medicare

If you are within three months of turning age 65 or older and not ready to start your monthly Social Security benefits yet, you can use our online retirement application to sign up just for Medicare and wait to apply for your retirement or spouses benefits later. It takes less than 10 minutes, and there are no forms to sign and usually no documentation is required.

To find out what documents and information you need to apply, go to the .

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What We Will Ask You

If the worker is deceased, we will also ask you:

  • The worker’s date of birth and his or her name at birth
  • The worker’s date of death and the place of death
  • The State or foreign country of the worker’s fixed permanent residence at the time of death
  • Whether the worker was unable to work because of illnesses, injuries or conditions at any time during the 14 months before his or her death.
  • Whether the worker was in the active military service before 1968 or ever worked for the railroad industry.
  • Whether the worker earned Social Security credits under another country’s Social Security system
  • Whether the worker was employed or self-employed in all years from 1978 through last year
  • How much the worker earned in the year of death and the year before death
  • Whether the worker ever filed for Social Security benefits, Medicare or Supplemental Security Income. and
  • Whether each child was living with the worker at the time of death.

Depending on the information you provide, we may need to ask other questions.

Note

You also should have with you your checkbook or other papers that show your account number at a bank, credit union or other financial institution so you can sign up for Direct Deposit, and avoid worries about lost or stolen checks and mail delays.

What Do I Need To Get A Replacement Social Security Card For My Child

Can I apply for disability benefits if my spouse is working?

You must provide us evidence of your identification, immigration status, and work permission when you seek a new or updated Social Security card. Furthermore, if you need to modify or amend any information on your Social Security card, you must show us specific documentation to support your request.

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Replacement Card For A Noncitizen Adult

You can replace your Social Security card for free if it is lost or stolen. However, you may not need to get a replacement card, knowing your Social Security number is what’s important. You are limited to three replacement cards in a year and 10 during your lifetime. Legal name changes and other exceptions do not count toward these limits. Also, you may not be affected by these limits if you can prove you need the card to prevent a significant hardship.

In general, only noncitizens who have permission to work from the Department of Homeland Security can apply for an SSN. If you do not have permission to work but need an SSN for other purposes, see “If you do not have permission to work” for further information.

Enumeration Beyond Entry

You may be eligible to apply using our automated process called Enumeration Beyond Entry if you are applying to the United States Citizenship and Immigration Services for work authorization or lawful permanent resident status.

If you are unable to use Form I-765 or Form I-485, you will need to contact your local Social Security field office to apply for an SSN replacement card.

Important

You must present original documents or copies certified by the agency that issued them. We cannot accept photocopies or notarized copies. All documents must be current . We cannot accept a receipt showing you applied for the document.

Replacement Card For A Noncitizen Child

You can replace your child’s Social Security card for free if it is lost or stolen. You are limited to three replacement cards in a year and 10 during a lifetime. Legal name changes and other exceptions do not count toward these limits. For example, changes in immigration status that require card updates may not count toward these limits. Also, you may not be affected by these limits if you can prove you need the card to prevent a significant hardship.

In general, only noncitizens who have permission to work from the Department of Homeland Security can apply for a Social Security number. If your child does not have permission to work but needs a Social Security number for other purposes, see “If your child does not have permission to work” for further information.

Important

You must present original documents or copies certified by the agency that issued them. We cannot accept photocopies or notarized copies. All documents must be current . We cannot accept a receipt showing you applied for the document.

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Why Do You Need One

A Social Security number is important because you need it to get a job, collect Social Security benefits and get some other government services. You should keep your Social Security card in a safe place with your other important papers and avoid giving it out unnecessarily. Keep in mind that in many cases, even if you lost your card, you may not need a replacement. In most cases, simply knowing your Social Security number is enough. But if you do need a replacement, we make it easy.

Note:

Should I Wait Until Full Retirement Age To Apply For Social Security

Apply for Social Security Disability Insurance: Customer Testimonial

Receiving Social Security at age 62 means that you will receive a reduced payment compared with waiting for full retirement age. For those born in 1960 or later, the reduction is 30%, and all reductions are permanent. If you delay taking your benefits past full retirement age, then you receive an 8% increase for each full year that you do so, up until you reach 70, at which point the increases stop.

Every individual can calculate their own full retirement age based on their specific birthday, to consider locking in the maximum amount of Social Security benefits.

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The Parts Of Medicare

Social Security enrolls you in Original Medicare .

  • Medicare Part A helps pay for inpatient care in a hospital or limited time at a skilled nursing facility . Part A also pays for some home health care and hospice care.
  • Medicare Part B helps pay for services from doctors and other health care providers, outpatient care, home health care, durable medical equipment, and some preventive services.

Other parts of Medicare are run by private insurance companies that follow rules set by Medicare.

  • Supplemental policies help pay Medicare out-of-pocket copayments, coinsurance, and deductible expenses.
  • Medicare Advantage Plan includes all benefits and services covered under Part A and Part B prescription drugs and additional benefits such as vision, hearing, and dental bundled together in one plan.
  • Medicare Part D helps cover the cost of prescription drugs.

Most people age 65 or older are eligible for free Medical hospital insurance if they have worked and paid Medicare taxes long enough. You can enroll in Medicare medical insurance by paying a monthly premium. Some beneficiaries with higher incomes will pay a higher monthly Part B premium. To learn more, read .

Victims Of Domestic Abuse Must Submit Documentation

If you’ve been subject to abuse or harassment, you must complete a statement explaining why you need a new number and provide supporting documentation of the abuse — such as police reports, restraining orders, medical records and letters from shelters, counselors or others with direct knowledge of the situation. “Sometimes, the best way to evade an abuser and reduce the risk of further violence may be to relocate and establish a new identity,” according to the Social Security pamphlet New Numbers for Domestic Violence Victims. “Although we don’t routinely assign new numbers, we’ll do so when evidence shows you are being harassed or abused, or your life is endangered.” If you’re changing your name as part of your new identity, Social Security recommends doing that first, so you can present court approval of the name change. The agency will also need to see custody documentation for any children you’re also requesting new numbers for.

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Corrected Card For A Foreign Born Us Citizen Child

If you legally change your child’s name because of adoption, court order or any other reason, you need to tell Social Security so that your child can get a corrected card. If your child is working, also tell your child’s employer. If you do not tell us when your child’s name changes, it may:

  • Delay your tax refund or your child’s refund and
  • Prevent your child’s wages from being posted correctly to your child’s Social Security record, which may lower the amount of your child’s future Social Security benefits.

Important

You must present original documents or copies certified by the agency that issued them. We cannot accept photocopies or notarized copies. All documents must be current . We cannot accept a receipt showing you applied for the document.

Corrected Card For A Foreign Born Us Citizen Adult

When Should I Apply for Social Security Disability?

If you legally change your name because of marriage, divorce, court order, or any other reason, you need to tell Social Security so that you can get a corrected card. If you are working, you also need to tell your employer. If you do not tell us when your name changes, it may:

  • Prevent your wages from being posted correctly to your Social Security record, which may lower the amount of your future Social Security benefits.
  • Cause delays when you file your taxes.

Important

You must present original documents or copies certified by the agency that issued them. We cannot accept photocopies or notarized copies. All documents must be current . We cannot accept a receipt showing you applied for the document.

We may use one document for two purposes. For example, we may use your U.S. passport as proof of both citizenship and identity.

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The Disability Application Process

Whether you apply online, by phone, or in person, the disability benefits application process follows these general steps:

  • You gather the information and documents you need to apply. We recommend you print and review the . It will help you gather the information you need to complete the application.
  • You complete and submit your application.
  • We review your application to make sure you meet some for disability benefits.
  • We check whether you worked enough years to qualify.
  • We evaluate any current work activities.
  • We process your application and forward your case to the Disability Determination Services office in your state.
  • This State agency makes the disability determination decision.

To learn more about who decides if you are disabled, read our publication .

Once You’ve Applied

Once we receive your application, well review it and contact you if we have questions. We might request additional documents from you before we can proceed

Look For Our Response

Youll receive a letter in the mail with our decision. If you included information about other family members when you applied, well let you know if they may be able to receive benefits on your record.

Check The Status

You can check the status of your application online using your personal mySocial Security account. If you are unable to check your status online, you can call us 1-800-772-1213 from 8:00 a.m. to 7:00 p.m., Monday through Friday.

Appeal A Decision

  • Reconsideration.

Original Card For A Noncitizen Adult

In general, only noncitizens who have permission to work from the Department of Homeland Security can apply for a Social Security number . If you do not have permission to work but need an SSN for other purposes, see “If you do not have permission to work” for further information.

Enumeration Beyond Entry

You may be eligible to apply using our automated process called Enumeration Beyond Entry if you are applying to the United States Citizenship and Immigration Services for work authorization or lawful permanent resident status.

You may not need to visit a Social Security office or Social Security Card center if you apply using the Form I-765 or I-485. If you are approved for either application through USCIS, and elect to apply for an SSN, USCIS will send us the information to issue you an original SSN card or replacement card. You should receive your SSN card no later than 7 to 10 business days after you receive your Employment Authorization Document or I-551 from USCIS. We will mail the card to the address provided on the application. For more information, see âApply For Your Social Security Number While Applying For Your Work Permit and or Lawful Permanent Residencyâ.

Important

You must present original documents or copies certified by the agency that issued them. We cannot accept photocopies or notarized copies. All documents must be current . We cannot accept a receipt showing you applied for the document.

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How To Apply For Spousal Social Security Benefits

This article was written by Jennifer Mueller, JD. Jennifer Mueller is an in-house legal expert at wikiHow. Jennifer reviews, fact-checks, and evaluates wikiHow’s legal content to ensure thoroughness and accuracy. She received her JD from Indiana University Maurer School of Law in 2006.There are 10 references cited in this article, which can be found at the bottom of the page. This article has been viewed 26,036 times.

If you are married or divorced and nearing retirement age, you may be eligible for spousal Social Security benefits. Spousal benefits allow you to get up to 50 percent of the total benefits your spouse is eligible for without taking away from their benefits. If you’re eligible for your own retirement benefits, you’ll get those first. However, if your spouse was in the workforce longer than you or made more money, spousal benefits could add to the overall benefits you receive. You apply for spousal Social Security benefits the same way you claim your own retirement benefits.XResearch source

How To Apply For A Social Security Number

How To: View your social security account and start planning for retirement

The easiest way to apply for a Social Security number for your child is to complete a birth registration form, which has a box you can check to request a number for your child. To complete the form, you will need to provide both parentsâ Social Security numbers.

For most new parents, itâs easy to obtain the birth registration form, because hospitals usually distribute them while the mother is still a patient.

But if you didnât deliver your baby in the hospital or if for some other reason you were never given a birth registration form to complete, you can visit your local Social Security Administration office and request a number in person. This process requires you to do three things:

  • Complete Form SS-5 and provide both parentsâ Social Security numbers on the form. To save time, download and complete Form SS-5 from the SSA website before you go.
  • Provide at least two documents proving your babyâs age, identity, and citizenship status. One document should ideally be your childâs birth certificate. The other document can be your childâs hospital birth record or other medical record.
  • Provide proof of your own identity. Your driverâs license and passport are both acceptable.

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