How Can I Check If My Ssn Was Leaked
Data leaked during breaches usually ends up on the dark web. There are databases online that can scan the web for leaked personal information. Mostly, these include email addresses, which is not a lot.
Surfshark Alert can check the web for leaks of your emails and passwords,Social Security numbers, and It will also continue to monitor your information and will notify you if it finds that any of your data leaked on the web.
Heres how you can check your SSN for leaks with Alert in 6 steps:
B Exception For Laws And Regulations In Effect Before January 1 1975
Federal, state, and local agencies may deny an individual a right, benefit, or privilege provided by law because of such individuals refusal to disclose the individuals social security number if required under statute or regulation adopted prior to January 1, 1975, and used to verify the identity of an individual.
A second exception to the general provisions of section 7 is set out in subsection 7, which grandfathers statutes or regulations in effect before January 1, 1975, and provides that the prohibition on denying a benefit because of an individuals failure to provide a social security number does not apply to those statutes and regulations. SeeSchwier v. Cox, 439 F.3d 1285, 1285-86 grandfather exception did not apply to Georgia voter registration procedures), affg 412 F. Supp. 2d 1266 , remanded by 340 F.3d at 1288-89 McKay v. Thompson, 226 F.3d 752, 755 s exception for systems of records in existence prior to January 1, 1975, where disclosure was required under statute or regulation).
Social Security Death Index
The SSDI is a database of death records created from the US Social Security Administrations Death Master File. Listed in the SSDI are most people who:
- Have died since 1936
- Given a social security number
- Death reported to the Social Security Administration.
Since 1973, the SSDI has included 93%-96% of deaths of people 65 years or older. However, there are some important things to remember when determining if a relative is in the SSDI.
- In the early days, the Social Security Act didnt cover all Americans. Teachers, railroad employees, and other municipal employees were covered by other retirement accounts. This is important because the SSDI will likely not have their information.
- Canadian, Mexican, and other nationalities are also included within the SSDI.
- The index includes citizen who wasnt living in the US when they passed.
The SSDI is available for free from many genealogy websites. The SSDI provides genealogists valuable data.
SOCIAL SECURITY DEATH INDEX DATA
- Given name, surname, and middle initial
- Date of Birth
- Applicant signature
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Ssn Check And Use Case Examples
The SSN is explicitly intended to facilitate the smooth functioning of professional matters by government agencies. Here are a few use case examples for the social security number which constitutes its wide applications:
- Find a Person: A Social Security Number can be used for finding a person as it encapsulates all the required information to track any registered citizen.
- Locate the Person: Through a social security number, you can track the location of any person in the U.S.
- Know Cell Phone Number: By using a social security number of a person, you can access their cell number along with their name.
- Avail Welfare Services: The SSN is your primary basis for accessing the welfare services provided by the US government to its citizens.
- Apply for a Job: A citizen of the United States of America needs the social security number to apply for a job.
- Verification for Mortgages and Loans:The social security number is used by Banks for the legal certification of the mortgages and loans.
- Background Check: An important application of the social security number is to ensure the ability to perform a Background Check. The authorized agencies and security companies are given access to the history of a person.
- A social security number is used to keep the record of the deceased individuals.
What Documents Show Your Social Security Number How Can I Prove By Social Security Number Without A Card
The Social Security Administration provides an SSN card that includes your name and social security number. However, proof of your SSN can be shown with other tax documents, such as a W-2 , an SSA-1099 , or almost any other personal tax filings at the state or federal level that includes your name and social security number.
If you have misplaced your SSN card, you may be able to apply for a replacement online by creating an account with the Social Security Administration.
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Who Do You Legally Have To Give Your Social Security Number To
You do need to give your Social Security number to: The three main credit reporting agencies: Equifax, Experian, and TransUnion. Federal and state agencies when applying for benefits: Social Security, Medicare, disability, Medicaid, and other aid programs` Investment advisors and brokerage houses. Banks.
Social Security Numbers And Background Checks
May 22, 2017, 9:31 pm5.1k Views
Editors Note: This article is for informational purposes only. By using CheckThem.com, you agree to adhere to all applicable laws regarding background checks. Under the Fair Credit Reporting Act, 15 USC 1681 et seq., , It is unlawful to use our service or the information we provide for any purpose that would require FCRA compliance.
If youre doing a background check on someone, it can become a lot easier to get the information you need if you have their social security number in certain situations. However, there are some pros and cons of doing background checks by social security number. Its also important to understand the process of doing background checks this way and whether or not you are authorized to do so.
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What Is A Social Security Number
A social security number is a nine-digit identification number given to U.S. citizens, permanent residents, and non-immigrant working residents. Social Security numbers are needed to work in the United States, to collect Social Security benefits, and to be eligible for other social services.
There are three different types of social security cards:
1. The most common type of social security card has the persons name and social security number. This type is typically given to U.S. citizens and legal permanent residents.
2. The second is designated for temporary workers or those with non-immigrant status. They are valid for employment with DHS authorization and can be used to satisfy I-9 eligibility requirements.
3. The last type is issued only for tax purposes and cannot be used with the I-9 form or for employment.
An I-9 Form is a government form used to verify an employee’s eligibility to work in the United States.
What Should You Do If You Think Your Social Security Number Has Been Stolen
If you think your SSN has been stolen, you should immediately reach out to your banks, credit card companies and other financial services providers to let them know. Youll also want to inform the three main credit bureaus. Its a good idea to file a police report to have an official record, and make sure to check the FTCs official recommendations, which list who to notify and how.
Having your identity stolen can wreak havoc on your personal and financial life, but being as careful as possible with your SSN can help protect you. If you do find yourself the victim of identity theft or fraud, you may need to seek help from a or legal counsel.
Reviewed by Anna Grozdanov, Associate Attorney at Lexington Law Firm. by Lexington Law.
Note: Articles have only been reviewed by the indicated attorney, not written by them. The information provided on this website does not, and is not intended to, act as legal, financial or credit advice instead, it is for general informational purposes only. Use of, and access to, this website or any of the links or resources contained within the site do not create an attorney-client or fiduciary relationship between the reader, user, or browser and website owner, authors, reviewers, contributors, contributing firms, or their respective agents or employers.
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Locate Someone By Their Social Security Number
From credit cards to cell phone contracts if a person has used any form of credit, the address they have used will be tied to it .
The problem is that while Social Security Numbers are a powerful form of identification with a great deal of information some of that information is not just sitting online open and available to the public. While an SSN history check is often the way that lawyers, private investigators, and other legal professionals search for someone, many of the people finder services they use are not available to the public. You can hire a lawyer or a PI to run an SSN search for you but their services can be expensive. Another drawback is they can usually only perform SSN searches for very specific, authorized reasons.
Fortunately, it is still possible to find people using their social security number and receive all the available public record information linked to that person. With just a name and the first three digits of an SSN, you can start a search to get free, instant preview results. If you dont get the results youre looking for, you can run a People Search using the name and last known city/state for extended results.
Regardless of which option you choose, the report you receive will be exactly the same. Not only will you receive up to date address information, but also current phone numbers, and everything from property to criminal records that are part of the public records system
How Can Someone Get A Hold Of Your Ssn Card
Someone could get a hold of your SSN card if they steal your mail, wallet, or purse. Mail often contains private personal information that an identity thief can use to find out your social security number. You would be surprised by the number of online scammers that are looking to get your personal information.
Applying For A New Or Replacement Card
If you need to replace a lost Social Security card, change the name shown on your card, or request a new card, just call or visit Social Security. These services are free. You will need to complete a short form and furnish identification.
To get a replacement card, you usually need one identifying document. To change the name on your card, you need documentation that shows your old name and your new name. If you were born outside the United States, you also generally must show proof of U.S. citizenship or lawful alien status. Your replacement card will have the same number as your old card.
For a new card, you will need to provide documents that show your age, citizenship or lawful alien status, and who you are, for example, a birth certificate and a school record. Call Social Security for more examples.
The form to obtain a replacement card is also available for download.
Are Social Security Records Public
Social security records are not public they are held by the Social Security office and can be retrieved from a local Social Security office or securely online using login information provided by the SSA. These records include earnings as well as estimates for various benefits, including disability, survivors and retirement benefits that the individual and/or their family may be entitled to.
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How To Stop Social Security Check Payments
The SSA can not pay benefits for the month of a recipients death. That means if the person died in July, the check received in August must be returned. Find out how to return a check to the SSA.
If the payment is by direct deposit, notify the financial institution as soon as possible so it can return any payments received after death. For more about the requirement to return benefits for the month of a beneficiarys death, see the top of page 11 of this SSA publication.
Family members may be eligible for Social Security survivors benefits when a person getting benefits dies. Visit the SSA’s Survivors Benefits page to learn more.
They Can Use Your Ssn To Claim Your Social Security Check
Although you are regularly asked to use your SSN for identification, its primary purpose is linked to your Social Security benefits. The government keeps track of your earnings and your Social Security tax payments with your SSN, and you need it in order to claim Social Security retirement or disability benefits.
For example, if you are eligible for Social Security retirement benefits but have opted to wait until you reach full retirement age, a hacker with your SSN could apply for those benefits in your name. Because Social Security benefits are usually deposited directly into a bank account, you might not even discover this until you try to apply for benefits years down the road.
Pro tip: Its a good idea to check your Social Security account once or twice a year to make sure everything looks as it should. If you believe that a scammer is using your SSN to collect your Social Security benefits, call the Social Security Fraud Hotline at 800-269-0271.
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They Can Use Your Ssn To Drain Your Existing Bank Accounts
Identity hackers also can use your stolen SSN to dip into any of your existing bank accounts. Armed with that knowledge, they simply can transfer money.
If they hacked your SSN, they might have obtained your passwords and the answers to secret security questions, too, such as your mothers maiden name. The drain on your accounts might be gradual or you might wake up to find your entire savings gone. Hackers also have begun to use apps such as Zelle to transfer money illegally.
Pro tip: Its important to protect yourself from hackers and scammers. Monitor your bank account on a daily basis to identify the slightest unfamiliar withdrawal or other changes to the account. The earlier you catch the fraud, the easier it will be to deal with it.
Can You Look Someone Up By Their Social Security Number
Yes, you can look someone up by their social security number, but it depends on what youre trying to do. With a name and social security number, you can run background checks and check public records. If you only have a social security number with no name, you wont be able to do much more than verify that its an authentic SSN issued by the Social Security Administration.
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They Can Use Your Ssn To Get A Drivers License In Your Name
When asked for a photo identity, you are likely to whip out your drivers license. It is accepted as proof of who you are, where you live and how old you are. So if an identity thief is able to obtain a drivers license in your name, it opens many fraudulent doors.
To get a drivers license, you generally have to pass a written test, a driving test and an eye exam, and provide your name, address and SSN. A hacker might be able to get a drivers license in your name without you even knowing it.
Pro tip: If you believe that your name and Social Security number were used to obtain a fraudulent drivers license, immediately contact your state Department of Motor Vehicles. Warning signs could be traffic tickets issued in states you have never visited or warrants for your arrest you know nothing about.
When Applying For A Federal Loan
The government will use your Social Security number to make sure youre eligible when you apply for a federal loan, such as a federal student loan. For example, to qualify for federal student loans, you must not be in default on another federal loan, you must have eligible citizenship or visitor status, and most male applicants must have registered with the Selective Service.
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Disclosure Of Social Security Number
It shall be unlawful for any Federal, State or local government agency to deny to any individual any right, benefit, or privilege provided by law because of such individuals refusal to disclose his social security account number.
theprovisions of paragraph of this subsection shall not apply with respect to
any disclosure which is required by Federal statute, or
the disclosure of a social security number to any Federal, State, or local agency maintaining a system of records in existence and operating before January 1, 1975, if such disclosure was required under statute or regulation adopted prior to such date to verify the identity of an individual.
Any Federal, State, or local government agency which requests an individual to disclose his social security account number shall inform that individual whether that disclosure is mandatory or voluntary, by what statutory or other authority such number is solicited, and what uses will be made of it. Section 7 of the Privacy Act of 1974, as amended, 5 U.S.C. § 552a note ).
Although this provision applies beyond federal agencies, it does not apply to: any disclosure which is required by federal statute or any disclosure of a social security number to any federal, state, or local agency maintaining a system of records in existence and operating before January 1, 1975, if such disclosure was required under statute or regulation adopted prior to such date to verify the identity of an individual. See Sec. 7-.