Thursday, June 16, 2022

How Do I Find My Social Security

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If you live in the United States, chances are you were awarded a social security number when your parents sent your birth certificate to your states office of vital statistics. Your social security number is personal and unique to you. Your SSN is located on your social security card and will continue to be used as an identification for the remainder of your life.

What Purposes Do Social Security Numbers Serve?

These numbers are used for a variety of purposes, including filing taxes, applying for credit cards and loans, and applying for other critical services that require solid verification of your identity. You also have a social security card if you have a social security number. This card will have your phone number, as well as your full name, first, middle, and last names. These cards are non-transferable and never expire.

What are the Reasons for a New Social Security Card?

Because these cards never expire, its worth noting that there are some instances where you may require a replacement social security card. The first and most obvious reason is if your card is lost or stolen. You will need to bring identification with you, such as your drivers license, birth certificate, or passport, in order to apply for a new card.

Security of Social Security Cards

Here’s When The Social Security Cost

Senior citizens and others who receive Social Security checks will soon see a 5.9% increase in their monthly payments, the biggest annual “raise” since 1982. But experts warn that the boost may not be enough to offset fast-rising inflation.

On top of that, seniors will be paying more for their Medicare coverage in 2022, which will also eat away at the increase in their Social Security benefits.

The cost-of-living adjustment, or COLA, goes into effect with the December benefits, but those will be paid in January. The payment dates are determined by the recipient’s birthdate:

  • People born on the 1st through the 10th of the month will get their COLA-adjusted checks on January 12
  • People born from the 11th to the 20th of the month will get their checks on January 19
  • And those born after the 20th of the month will get their payment on January 26

The Social Security Administration said it mailed notices to all recipients in December to alert them to their COLA increase, but the information can also be found online in the message center in recipients’ my Social Security account.

The hope is that the more generous COLA increase that goes into effect next month could help seniors keep ahead of inflation, but experts are skeptical.

Checking Your Credit Score

The most common way to catch unauthorized activity is by checking your credit information. If an account appears that you did not initiate, someone is using your Social Security number.

You can check your credit score using a third-party service like or check with your credit card company to see if they have such a feature.

If youre applying for a new line of credit and get turned down, this could mean that there are fraudulent accounts or activities that are affecting your credit score.

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The Disability Application Process

Whether you apply online, by phone, or in person, the disability benefits application process follows these general steps:

  • You gather the information and documents you need to apply. We recommend you print and review the . It will help you gather the information you need to complete the application.
  • You complete and submit your application.
  • We review your application to make sure you meet some for disability benefits.
  • We check whether you worked enough years to qualify.
  • We evaluate any current work activities.
  • We process your application and forward your case to the Disability Determination Services office in your state.
  • This State agency makes the disability determination decision.

To learn more about who decides if you are disabled, read our publication .

Once You’ve Applied

Once we receive your application, well review it and contact you if we have questions. We might request additional documents from you before we can proceed

Look For Our Response

Youll receive a letter in the mail with our decision. If you included information about other family members when you applied, well let you know if they may be able to receive benefits on your record.

Check The Status

You can check the status of your application online using your personal mySocial Security account. If you are unable to check your status online, you can call us 1-800-772-1213 from 8:00 a.m. to 7:00 p.m., Monday through Friday.

Appeal A Decision

  • Reconsideration.

Obtaining/reclaiming Your Social Security Number

Social Security Number Archives

Over time, the US Social Security Number has evolved from merely the number of your account for retirement savings to something akin to a single national identification number that follows you throughout your US administrative life. It is indispensable on passport applications, tax returns, financial account reporting and numerous other business forms. And now it has gone international: under FATCA banks and other financial institutions around the world are required to ask American citizen clients for an IRS Form W-9 , which includes their SSN.

For many American citizens living abroad, such requests may cause panic. They havent thought of their SSN for years . Some never had one some have lost theirs, dont remember the number, or dont even know if they ever had one. So, yet another unanticipated fallout of FATCA is the extra workload falling on American embassy and consulate Federal Benefits Units around the world.

Add to this mix the enhanced requirement for high-quality, verified documentation prior to issuing a SSN, due not only to FATCA, but to various recent laws aimed at countering fraud and fear of terrorists. The bottom-line message, particularly for Americans residing abroad, is: verify now that you and any citizen you want to claim as your dependent, have SSNs. If not, roll up your sleeves, assemble your documentation, and apply as soon as possible, because it costs time to obtain a SSN.

Recommended Reading: What To Do If My Social Security Is Stolen

Read Also: Who Can Get Social Security Benefits

How Does The Increase In Social Security Benefits Compare With Inflation

While the 5.9% increase is the highest in 40 years, it’s still not keeping pace with inflation, which rose 6.8% between November 2020 and November 2021.

“We are still going to see this tremendous problem with prices increasing faster than the COLA,” Mary Johnson, Social Security and Medicare policy analyst for the Senior Citizens League, told CBS News. “So, retirees, anybody living on a fixed income, need to be aware that the 5.9% may look like a bigger increase than we’ve ever gotten,” she added, “But once they go through their household budget, they will realize it still won’t pay for all the increasing bills.”

Johnson told CBS News that inflation is expected to continue to grow in 2022. Also this year, the standard cost for Medicare’s Part B is soaring 14.5% to $170.10, according to the Centers for Medicare & Medicaid Services, representing an increase of $21.60 per month. And the annual deductible for Medicare Part B beneficiaries is now $233, an increase of $30 from 2021.

According to the CMS, the increases are due to rising prices and utilization across the healthcare system, as well as the possibility that Medicare may have to cover high-cost Alzheimer’s drugs like Aduhelm.

Replacement Card For A Us Born Adult

You can replace your Social Security card for free if it is lost or stolen. However, you may not need to get a replacement card. Knowing your Social Security number is what is important. You are limited to three replacement cards in a year and 10 during your lifetime. Legal name changes and other exceptions do not count toward these limits. For example, changes in immigration status that require card updates may not count toward these limits. Also, you may not be affected by these limits if you can prove you need the card to prevent a significant hardship.

Important

You must present original documents or copies certified by the agency that issued them. We cannot accept photocopies or notarized copies. All documents must be current . We cannot accept a receipt showing you applied for the document.

You may be able to request your replacement Social Security card online. Our online service is a fast and secure way to get a replacement. If you are age 18 or older with a U.S. mailing address and have amySocial Security account, you can apply for a replacement card online. For more information about creating my Social Security account and getting a replacement card online, visit our Social Security Number and Card website.

Also Check: Social Securirty

How Do I Find My Social Security Account Number

There are mainly two convenient ways to view your Social Security Account Number: Your account number appears at the top of your gas bill,above your address. Your account number appears on the upper right of the page within the Account details box. If you are not yet registered for My Account,you can register easily at Register for My Account.

Do I Have To Give Out My Sin

How Do I Check My Social Security Account

You must give it to anyone who prepares information slips for you. Each time you do not give it when you are supposed to, you may have to pay a $100 penalty which is levied by the CRA. For this reason, it is important that if you receive any of these information slips that you check over the information on the slips, and if your SIN is missing or is incorrect, inform the slip preparer.

Your SIN is also used by the CRA when you make enquiries about your Income Tax, benefits such as the GST/HST Credit, Canada Child Benefit and other Government programs such as Employment Insurance , Canada Pension Plan , etc.

However, with the recent number of scams and fraudulent activity surrounding the CRA and identity theft, taxpayers should be vigilant when they receive, either by telephone, mail, text message or email, a fraudulent communication that claims to be from the Canada Revenue Agency requesting personal information such as a Social Insurance Number. More information on recognizing a scam and protecting yourself against fraud can be found here.

A complete list of who can ask for your SIN, as well as when you dont have to provide your SIN, can be found in this CRA document.

With more than 20 years experience helping Canadians file their taxes confidently and get all the money they deserve, TurboTax products, including TurboTax Free, are available at www.turbotax.ca.

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How To Find Out How Much You’ll Receive

You do not necessarily have to wait for your January check in order to know your monthly benefit for 2022.

Most beneficiaries can access that information online through a My Social Security account. The Social Security Administration typically also sends mailed notices.

Alternatively, you can also calculate your 2022 monthly benefit amount on your own.

Take your monthly benefit from this year and multiply it by 1.059 in order to determine how much of an increase you will see. Then, subtract your estimated Medicare Part B premium.

The amount you will pay in Medicare Part B premiums is based on your income tier using your modified adjusted gross income from your tax return from two years ago.

The standard Part B premium for 2022 will be $170.10, a 14.5% increase from $148.50 last year. People who have income above certain thresholds pay an additional amount, known as an an Income Related Monthly Adjustment Amount. Monthly premium payments are often deducted directly from Social Security benefit checks.

Replacement Card For A Us Born Child

You can replace your child’s Social Security card for free if it is lost or stolen. You are limited to three replacement cards in a year and 10 during a lifetime. Legal name changes and other exceptions do not count toward these limits. For example, changes in immigration status that require card updates may not count toward these limits. Also, you may not be affected by these limits if you can prove you need the card to prevent a significant hardship.

Important

You must present original documents or copies certified by the agency that issued them. We cannot accept photocopies or notarized copies. All documents must be current . We cannot accept a receipt showing you applied for the document.

Read Also: How Much Social Security Is Paid Out Each Year

When Will I See The Additional Cola Money In My Social Security Check

The COLA goes into effect with December benefits, which are paid in January. An initial 8 million SSI beneficiaries started receiving the increase on December 30, 2021, but the remaining recipients will see the additional funds this month.

Social Security payments are made on Wednesdays, following a rollout schedule based on the beneficiary’s birth date: If you were born from the 1st through the 10th of the month, your benefits are paid on the second Wednesday of the month and your first increase will appear on your Jan. 12 check.

If your birthday falls between the 11th and 20th of the month, your checks are paid on the third Wednesday, and you’ll see your first COLA increase on your Jan. 19 check.

Those born between the 21st and end of the month receive benefits on the fourth Wednesday, which this month is on Jan. 26.

What Documents Do I Need To Prove My Identity

Do You Need Social Security Number SSN To Get My Vanilla ...

Social Security will ask to see your current U.S. immigration documents. Acceptable documents include:

  • I-551 Permanent Resident Card
  • I-94 Arrival/Departure Record with unexpired foreign passport, or admission stamp in the unexpired foreign passport or
  • I-766 Employment Authorization Document, from DHS.

Important

You must present original documents or copies certified by the agency that issued them. We cannot accept photocopies or notarized copies. All documents must be current . We cannot accept a receipt showing you applied for the document.

We may use one document for two purposes. For example, we may use your U.S. passport as proof of both citizenship and identity.

Also Check: How Does Social Security Determine Your Monthly Benefit

Why Your 59% Cola Might Not Go Far

The Social Security COLA is tied to inflation.

The annual increase is meant to offset the rising cost of everyday essentials like food, housing and gas.

Yet Social Security COLAs have historically lagged behind inflation including this year.

The Consumer Price Index, a government measure for the change in prices over time, hit 6.2% in October so the 5.9% COLA already falls short.

Higher Medicare costs in 2022 will likely erode the new Social Security adjustment even further.

Most Medicare beneficiaries have their monthly Part B premium automatically deducted from their Social Security checks.

On Nov. 12, the Centers for Medicare & Medicaid Services announced that Part B premiums are increasing by $21.60 a month in 2022 the biggest one-year increase in Medicare history.

Medicare beneficiaries are also facing higher Part A and Part B deductibles next year.

Rachel Christian is a Certified Educator in Personal Finance and a senior writer for The Penny Hoarder.

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Someone May Be Using Your Ssn

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  • Someones Got Your Number What Can You Do?
  • People can use your Social Security Number to access bank accounts, open new accounts, and more. If this is happening it may go undetected.

    A lot of times there are indications that something is amiss. These are the top five signs your information has been compromised.

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    Types Of Social Security Cards

    We issue three types of Social Security cards. All cards show your name and Social Security number. If you are not a U.S. Citizen or lawful permanent resident, you may have a work restriction listed on your card. The chart below explains the three types of cards that we issue:

    Shows your name and Social Security number and lets you work without restriction.

    We issue it to:

    • People lawfully admitted to the United States on a permanent basis.

    Shows your name and Social Security number with the restriction, “VALID FOR WORK ONLY WITH DHS AUTHORIZATION”.

    We issue it to people lawfully admitted to the United States on a temporary basis who have DHS authorization to work.

    Shows your name and Social Security number with the restriction, “NOT VALID FOR EMPLOYMENT”.

    We issue it to people from other countries who:

    • are lawfully admitted to the United States without work authorization from DHS, but have a valid non-work reason for needing a Social Security number or
    • need a number because of a federal law requiring a Social Security number to get a benefit or service.

    Information You Need To Apply

    How to Find a Social Security Number

    Before applying, be ready to provide information about yourself, your medical condition, and your work. We recommend you print and review the . It will help you gather the information you need to complete the application.

    Information About You

    • Your date and place of birth and Social Security number.
    • The name, Social Security number, and date of birth or age of your current spouse and any former spouse. You should also know the dates and places of marriage and dates of divorce or death .
    • Names and dates of birth of children not yet 18 years of age.
    • Your bank or other and the account number.

    Information About Your Medical Condition

    • Name, address, and phone number of someone we can contact who knows about your medical conditions and can help with your application.
    • Detailed information about your medical illnesses, injuries, or conditions:
    • Names, addresses, phone numbers, patient ID numbers, and dates of treatment for all doctors, hospitals, and clinics.
    • Names of medicines you are taking and who prescribed them.
    • Names and dates of medical tests you have had and who ordered them.

    Information About Your Work:

    • Award letters, pay stubs, settlement agreements, or other .

    We accept photocopies of W-2 forms, self-employment tax returns, or medical documents, but we must see the original of most other documents, such as your birth certificate.

    Do not delay applying for benefits because you do not have all the documents. We will help you get them.

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