What Do You Need To Apply For Social Security Number
To apply for an original card, you must provide at least two documents to prove age, identity, and U.S. citizenship or current lawful, work-authorized immigration status. If you are not a U.S. citizen and do not have DHS work authorization, you must prove that you have a valid non-work reason for requesting a card.
What To Do If Your Social Security Number Was Found On The Dark Web
Many members of the UC Berkeley community have recently received alerts from Experian that their Social Security numbers were found on the dark web, a part of the web that does not show up in online searches.
This occurred following news from the University of California about a cyberattack impacting the UC and hundreds of other organizations.
Individuals who have not yet signed up for the free credit and identity monitoring, and consequently who may not be aware of potential exposure of their information, shouldnow, said Jenn Stringer, Berkeleys associate vice chancellor for IT and chief information officer. For help with enrolling, call 617-1923 and reference engagement number DB26512.
Stringer acknowledged that receiving a message from a credit monitoring service about your Social Security number being found on the dark web can be unsettling. She received one herself and advises everyone to continue to check their notifications and follow the instructions .
Anthony D. Joseph, a Berkeley engineering professor and an expert in cybersecurity, noted the importance of the Experian alerts. The alerts provide you with important and specific information that you should then act on to help protect your credit and identity, he said. The sooner you are notified, and take action, the better.
Both Stringer and Joseph strongly recommend that individuals with their Social Security numbers found on the dark web do the following:
How A Thief Can Use Your Ssn
You might be wondering why it would even matter if a thief obtained your SSN. What can you do with a Social Security number anyway? Unfortunately, there are a number of ways that a thief can use your SSN, and none of them are good. First, they might use your number to simply access bank accounts or credit card accounts. Once they gain access, they have the ability to transfer funds or make purchases using your accounts. They might also decide to apply for new credit in your name. Once the loan or new account is obtained, they transfer the money to their own account, and they disappear leaving you to repay the money.
In addition to credit and financial damage, a thief might also get you into legal trouble with the IRS. They could use your Social Security number and personal data to file fraudulent tax returns. The Internal Revenue Service might come knocking on your door without you ever knowing that this fraud had taken place. Finally, someone could use your SSN to create an online account with the Social Security Administration . After doing this, they could divert your Social Security benefits to their own account or perform other unwanted changes to your Social Security account.
Recommended Reading: Social Security %
Should You Lock Your Social Security Number
If youre concerned about the security of your identity, locking your Social Security number may provide a solution. Safeguarding your personal information is more important today than ever before. Between credit card security breaches at major retailers and all the sites and apps you use to manage your finances, there are a number of potential weak points that identity thieves could use to their advantage. But there also are measures you can take to protect yourself. If youre concerned about credit card fraud, for example, you can freeze your credit so that no new lines or accounts can be opened in your name.
But what about your identity in general? Well, you have options. One hard and fast way to shut down potential problems is to lock your Social Security number . It may sound drastic, but doing so could prevent major headaches and better secure your data so that when youre ready to get prequalified, youll know your credit history hasnt been tarnished by a thief.
Should you lock your identity?
Heres why you might consider locking your SSN. For starters, locking it prevents anyone, including you, from using your SSN for any purpose. If your number isnt active, identity thieves cant use it either.
What you need to know before locking your Social Security Number
– See more at: http://www.trulia.com/blog/identity-protection-lock-social-security-number/#sthash.xJ8yCK7w.dpuf
Use Strong Passwords For Online Accounts
Most people today have established online accounts for their banking information and other important data. It is critical that you use strong passwords for these accounts. Otherwise, a thief might be able to easily guess your password and hack into your account. If they gain online access, then they will be able to view the account numbers and personal details associated with your account. You should use strong passwords, change the password regularly, and never use the same password across multiple accounts. This will help keep your information secure.
Recommended Reading: Social Sexcurity
Active Military Fraud Alert
The active duty alert is designed for members of the military who have been stationed overseas for an extended period of time. Deployed service members are can place this type of credit alert on their credit to help reduce the risk of identity theft.
To get an active duty alert on your credit report, you will need to follow the same steps as with getting an initial or extended fraud alert but ask for the active duty alert instead.
Active military fraud alerts last for 1 year until re-instated. However, this fraud alert also removes your name from prescreened credit card marketing offers for 2 years.
If You Suspect Someone Is Using Your Sin
If you think someone else is using your SIN, act quickly. This will help prevent loss and minimize the negative impact.
Be vigilant Watch for signs that someone else is using your SIN. For example, ifCRA contacts you with a Notice of Reassessment for undeclared earnings, it may mean that someone else used your SIN to work or to receive other taxable income.
Tip : Be Careful Sharing Through Electronic Devices
There are risks in sharing your Social Security number by email, text, voicemail, and fax. For example, your SSN could get intercepted and read after you send your information. There are sometimes ways to help keep your information safe for instance, by using a VPN on an unprotected Wi-Fi network. But the safest way to share may be face to face with someone you know and trust.
Your Social Security number is a big responsibility and a vital component of your identity. You may not be able to control whether its exposed in a data breach. But theres still plenty you can do to help keep it safe.
Introducing Privacy Monitor Assistant
Take control of your information on data broker sites!
Data brokers publish and sell information about your personal life including family, address, employment and more. With Privacy Monitor Assistant our Member Services & Support Team will help request deletion of your personal information from these sites for you.
Also Check: Spcoa Security
How Do I See If Someone Is Using My Social Security Number
Unfortunately, there is no way of knowing whether someone has your Social Security number until they use it. Some companies offer dark web monitoring, which tracks your information across areas of the internet typically reserved for criminal activities. Your information often ends up on the dark web if you are the victim of a data breach.
However, even if your information appears on a dark web scan, there’s no way to guarantee that someone has your SSN specifically or that they are using it.
To check to see if someone is using your SSN, consider checking your credit report. You can do this online through AnnualCreditReport.com, the only authorized website for free credit reports. You can also use the Annual Credit Report phone number to request your credit report.
Once you have your credit report, review it to see if anything is out of the ordinary. Carefully confirm your accounts and open lines of credit to make sure all of the information in these sections is legitimate. If not, someone may be fraudulently using your information.
Lastly, you may also want to view your Social Security Statement. This document will show whether someone has begun withdrawing against your Social Security account earnings, which is another tell-tale indicator that someone is using your SSN.
You May Like: How To See How Much Social Security I Have
Fraudulent Friendly Service Phone Calls
Another type of scam call attempts to sell to the recipient services the SSA readily provides at no charge. The caller might, for example, offer to provide a new Social Security card, enroll a new family member in the program, or provide a record of Social Security contributions to date, along with the expected future income they will yield.
The 12 Ways To Protect Your Social Security Number
Your Social Security number is required in a number of different ways from filing tax returns to obtaining a loan. You are generally even required to provide your Social Security number and present your Social Security card when starting a new job. However, it is not a smart idea to have your SSN floating around everywhere. You should do everything possible to protect your SSN from thieves. If this number gets into the wrong hands, it can have severe consequences. Identity thieves can use your personal information to wreak havoc on your finances and cause you to waste hours of your time attempting to undo the damage. So, what are the best ways to protect your Social Security number? We will discuss those here, so just keep reading.
Read Also: Social Security Benefit Dates
How To Use Self Lock
To access Self Lock, you must be logged in to your myE-Verify account.
To lock your SSN, you must enter your SSN and date of birth. myE-Verify does not store your SSN when you create your account, so you must provide your SSN to “lock” it.
In addition, you must select and answer three challenge questions. Select questions you can easily answer, because you will need to answer them again to verify your identity if you receive an E-Verify Tentative Nonconfirmation due to Self Lock.
If you are about to start a new job with an E-Verify employer, you should log into your account and unlock your SSN.
Subscribe to the myE-Verify website to receive email updates. Follow on Twitter . Got questions on myE-Verify? Contact us
Stay Vigilant To Help Protect Your Personal Information
If your Social Security number and personal information fall into the wrong hands, it could take you months to undo the damage. Monitoring your credit helps prevent the likelihood of this happening. The sooner you catch fraudulent activity, the easier it can be to reverse.
However, if you find that someone is using your SSN, it’s possible to remove the activity from your credit file. Filing reports with the proper authorities can help reverse the impact of someone stealing your personal information.
Diligence with your credit is a round-the-clock effort. Tally1 makes it easier for you to keep track of your credit card accounts and manage your monthly payments with a low-interest line of credit.
1To get the benefits of a Tally line of credit, you must qualify for and accept a Tally line of credit. The APR will be between 7.90% and 29.99% per year and will be based on your credit history. The APR will vary with the market based on the Prime Rate.
4 Late Fee Protection With a Tally line of credit, late fee protection is available on linked credits cards for users who are current on their account, in good standing, and have provided accurate credit card and bank account information.
6The portion of your credit line that can be paid to your cards will be reduced by the amount of the annual fee.
You May Like: Social Sewcurity
Do Not Carry Your Social Security Card
If you are wondering how to protect your Social Security card, the answer is simple. Simply do not carry it. This increases the chances that you will lose it or leave it behind. This also increases the odds that a thief might obtain your card, thus obtaining your SSN. You should always keep your card in a safe place at home and only carry it along when absolutely necessary. This might be your first day on a new job or when you need to open a new account at the bank. On an average day, however, your card should be tucked away in its safe place so that it does not get lost.
Different Types Of Identity Theft
Identity Theft and your Driver’s License Number / Fraud
- If your driver’s license number has been used to open accounts or verify checks, contact your state’s Department of Motor Vehicles.
Identity Theft / Fraud Involving Your Passport
- Notify the U.S. State Department’s Passport Services Department of the identity theft so that it can intercept anyone ordering a new passport in your name.
When dealing with authorities regarding your Identity Theft issues:
Recommended Reading: How Much Will I Receive From Social Security When I Retire
What Do I Do If I Dont Remember My Social Security Number
If you cannot remember your Social Security number, the first thing you might be wondering is how to find your Social Security number. The quickest thing to do is find your Social Security card so that you can read your number from it. If you have misplaced or lost your card, then you should check your tax returns, W-2, or bank statements to locate your number. These documents will often contain your number. If you still cannot find it, then head down to your local SSA office to request a replacement card and get access to your number.
What Is An Ssn Alert
You’ll get a free alert when we find your Social Security number on any of thousands of Dark Web sites. Not all stolen information from a data breach ends up on these Dark Web sites. If they do, you’ll receive an alert. You’ll get a free alert when a new credit inquiry appears on your Experian® credit report.
Also Check: Who Can Get Social Security
Heres How To Check Your Childs Credit Report
To check your childs credit report with Equifax and Experian, do the following:
To check your childs credit report with Transunion, do the following:
How To Put A Flag On Your Social Security Number Or Credit Report
There are a few ways you can flag your social security number. The primary way to do this is to through a fraud alert, which will put extra protections in place for people trying to access or use your social security number or other private account details associated with your credit.
To get a credit flag or fraud alert placed with any of the three credit bureaus, do the following:
You can contact the credit reporting agencies using the following information:
|P.O. Box 105069Atlanta, GA 30348-5069|
As stated earlier, youll only need to contact one credit reporting agency. By law, each of the agencies must contact the other agencies after you set up a fraud alert. This makes your life easier, as youll only need to do this once.
You May Like: Social Security Of
How To Protect Yourself From Identity Theft:
- Citizens who take advantage of the FLHSMV automated renewal options, including renewal by phone, mail and the Internet, are reminded to shred or otherwise destroy their old licenses and ID cards when they receive the replacement license or card by mail. This will prevent identity thieves from stealing your personal information.
- Purchase a copy of your driving record annually to see if the FLHSMV shows tickets that were not issued to you just as you would review your credit report for fraudulent activity.
- Do not leave mail in your mailbox overnight, and stop your mail delivery if you are going to be away from home.
- Do not carry extra credit cards, your Social Security card, passport or birth certificate except when absolutely necessary. Install a locked mailbox at your residence or use a post office box to reduce the chance of mail theft.
- Pick up new checks at your bank.
- Do not leave paid bills in your mailbox for the postal carrier to pick up.
- Ask your financial institutions to add extra security protection to your account. Most will allow you to use an additional code when accessing your account.
- Protect your Social Security Number at all costs. Do not let merchants write your SSN on your checks. Request merchants to use other forms of identification.
- Never allow credit card numbers to be written on your checks.
- Do not use your birth date or mothers maiden name as PIN numbers or passwords.