Sunday, August 14, 2022

How Do I Report Stolen Social Security Card

Don't Miss

Choose The Plan Thats Right For You

How to replace a lost or stolen social security card.

Aura offers a variety of plan options for your protection. Try risk-free with our 60-day money-back guarantee.²

  • Individual Plans1 Adult
  • Family PlansUp to 10 People
Best Value. Most Protection.

*Identity Theft Insurance underwritten by insurance company subsidiaries or affiliates of American International Group Inc. The description herein is a summary and intended for informational purposes only and does not include all terms conditions and exclusions of the policies described. Please refer to the actual policies for terms conditions and exclusions of coverage. Coverage may not be available in all jurisdictions.

** Free trial offer can only be redeemed once per customer. Full access to plan features depends on identity verification and credit eligibility.

¹ The score you receive with Aura is provided for educational purposes to help you understand your credit. It is calculated using the information contained in your TransUnion or Experian credit file. Lenders use many different credit scoring systems, and the score you receive with Aura is not the same score used by lenders to evaluate your credit.

³ ath Power Consulting, 2018

Child members on the family plan will only have access to online account monitoring and social security number monitoring features. All adult members get all the listed benefits.

FBI IC3 Report, 2020

Forbes: Google Registers Record Two Million Phishing Websites In 2020

Report And Replace A Missing Social Security Card

The Social Security Administration will only take a report of your lost or stolen Social Security card or number if you believe someone else is using it to apply for employment or government benefits. Call the SSA fraud hotline to report such abuse at 1-800-269-0271.

If you believe someone is using your Social Security card or number to apply for loans and credit in your name, you should contact the FTC as outlined in Step 5. The SSA cannot help you repair your credit, and they very rarely issue replacement Social Security numbers.

If you need to replace a missing card, visit www.ssa.gov to find your local office. If you have your Social Security number memorized, you may not need a new card. A Social Security card is only necessary when you are applying for new employment, for instance. Never carry your card with you in your purse or wallet on a daily basis. Keep it in a safe place until its needed.

Stolen Or Lost Social Security Card: What To Do Next

If your Social Security card is lost or stolen, it could wreak havoc on your personal affairs. Since your Social Security number is used for basically everything from identification to creditworthiness, you could easily become the victim of identity theft if your card falls into the wrong hands. There are steps that you need to take immediately upon recognizing that your card has been compromised. We will outline those steps in this article as well as tell you what you need to do to get a replacement card. While losing your card is not good, following the advice below can help you ensure that your lost card does not end up causing a disaster for you.

You May Like: Social Security Us

How Do I Report My Social Security Card Stolen

You should call your local law enforcement to report your card stolen. They can take a police report and begin an investigation into finding the thief. You should also notify the Social Security Administration that your card has been stolen as well as the IRS. Notifying these agencies, in addition to the credit bureaus, will flag your SSN and make it more difficult for the thief to perform fraudulent activity using your SSN.

What If I Can’t Apply For A Card Online

Lost? Stolen? Need to replace #SocialSecurity card? You ...

If you can’t apply for a Social Security card online, then you will need to show the required documents in person at your local SSA office. The documents needed will depend on your current citizenship status and your age.

Different documents are needed if you are an adult and a U.S.-born citizen, a foreign-born U.S. citizen, or a noncitizen. Also, if you are replacing a Social Security card for a child, you’ll want to check the SSA website to determine which documents you will need.

Also Check: Who Can Receive Social Security

Ways To Reduce The Risk Of Id Theft:

  • Get smart about internet safety and protecting sensitive information online ».
  • Opt out of pre-screened offers for credit cards and insurance. Reduce or call 1-888-5-OPTOUT to greatly reduce the amount of mail you receive.
  • Keep documents with sensitive information in a safe place. Never leave items like your social security or Medicare card in places that are vulnerable to theft such as your wallet or car.
  • Shred any documents that contain sensitive information before disposing of them.

Consider Taking The Following Actions

  • Contact any of the three credit reporting agencies and ask that a free fraud alert be placed on your credit report. Also ask for a free credit report. You only need to contact one of the three agencies because the law requires the agency you call to contact the other two.

  • TransUnion 1-888-909-8872

Once you have a fraud alert on your credit report place, a business must verify your identity before it issues new credit in your name. The alert remains active for a year and can be renewed by you for up to seven years.

  • Change the passwords, pin numbers, and log in information for all of your potentially affected accounts, including your email accounts, and any accounts that use the same password, pin, or log in information.

  • Contact your police department, report the crime and obtain a police report.

  • Go to the webpage of the Federal Trade Commission, report the ID theft and create an identity theft recovery plan:

Texas law provides victims of identity theft the option of seeking a court order declaring that you are a victim of identity theft. If you are granted this type of court order, you may submit it to private businesses and to governmental entities to help correct any records that contain inaccurate or false information which resulted from the identity theft.

ALWAYS: REMAIN VIGILANT

Also Check: What Is Your Social Security Benefit Based On

How Does Social Security Identity Theft Happen

There are several ways an SSN can end up with a thief. Some involve physical theft, and others can take the digital route. To what extent are SSNs at risk? Notably, there was the Equifax breach of 2017, which exposed some 147 million SSNs. Yet just because an SSN has been potentially exposed does not mean that an identity crime has been committed with it.

So, lets start with the basics: how do SSNs get stolen or exposed?

Thats quite the list. Broadly speaking, the examples above give good reasons for keeping your SSN as private and secure as possible. With that, its helpful to know that there are only a handful of situations where your SSN is required for legitimate purposes, which can help you can make decisions about how and when to give it out. The list of required cases is relatively short, such as:

  • When applying for credit or a loan.
  • Transactions that require IRS notification, like working with investment firms, real estate purchases, auto purchases, etc.
  • Registering with a business as a full-time or contract employee .

Report Identity Theft To Other Organizations

What To Do If Your Social Security Number is Stolen

You can also report the theft to other organizations, such as:

  • Credit Reporting Agencies – Contact one of the three major credit reporting agencies to place a fraud alert or freeze on your credit report. Also get copies of your credit reports, to be sure that no one has already tried to get unauthorized credit accounts with your personal information. Confirm that the credit reporting agency will alert the other two credit reporting agencies.

  • National Long-Term Care Ombudsman Resource Center – Report cases of identity theft due to a stay in a nursing home or long-term care facility.

  • Financial Institutions – Contact the fraud department at your bank, credit card issuers and any other places where you have accounts.

  • Retailers and Other Companies – Report the crime to companies where the identity thief opened credit accounts or even applied for jobs.

  • State Attorney General Offices – Your state’s attorney general might offer tips, checklists, or an advocate to help you recover from identity theft. These resources don’t replace filing an ID theft report with the FTC.

You may need to get new personal records or identification cards if you’re the victim of ID theft. Learn how to replace your vital identification documents after identity theft.

Don’t Miss: Social Security Stops At What Amount

Get A New Social Security Card

You can either contact the Social Security Administration at 1-800-772-1213 to request a replacement Social Security card, or register for a MY SSA account online at www.ssa.gov and provide documents as proof of identity. This can include a U.S. birth certificate or passport, hospital record of birth, or a drivers license.

If this isn’t possible for any reason, you’ll need to visit a local Social Security Administration office to obtain a new card or request a new number.

What To Do If You Lose Your Social Security Card

Now that you know the basics, lets take a deeper dive on what to do if you lose your Social Security card. To be sure, quick action is important.

If an individual loses their Social Security card, the first thing they should do is make sure they have claimed their My SSA profile at the Social Security My Account website, says Devin Carroll, founder of Social Security Intelligence, in Texarkana, Texas. Not only can you request a replacement card, you can also quickly check the accuracy of your annual earnings history, print benefits statements and change your address.

When you do reach out to the Social Security Administration to report and replace a lost card, know going in that the agency has a substantial to do list that needs to be completed before they’ll even accept your request for a new Social Security card.

The good news is that the Social Security Administration provides, free of charge, three card replacements on an annual basis, and 10 free cards in the course of an individuals lifetime.

You May Like: When Social Security Benefits Are Paid

Getting A Replacement Social Security Card Online: Extra Requirements

Yes, you can request a replacement Social Security card online if you are a U.S. citizen age 18 or older with a U.S. mailing address. You must also have a driver’s license or a state-issued identification card from one of these states. If you meet those requirements, you can set up an account on the SSA site to request a replacement card.

What Is Social Security Fraud

How To Get A Replacement Social Security Card Fast

Fraud involves obtaining something of value through willful misrepresentation. In the context of our programs, fraud exists when a person with intent to defraud makes, or causes to be made, a false statement, or misrepresents, conceals, or fails to disclose a material fact for use in determining rights under the Social Security Act. Information is material when it could influence our determination on entitlement or eligibility to benefits under the Act.

Examples of fraud include:

  • Making false statements on claims.
  • Concealing facts or events that affect eligibility for benefits.
  • Misusing benefits by a representative payee.
  • Failing to notify the agency of the death of a beneficiary and continuing to receive the deceased persons benefits.
  • Buying or selling Social Security cards.
  • Filing claims under another persons Social Security number .
  • Scamming people by impersonating our employees.
  • Bribing our employees.
  • Misusing grant or contract funds.

Also Check: What Determines My Social Security Benefit

What To Do If Your Social Security Number Is Stolen

A Social Security number may be the single most important piece of government-issued identification that U.S. resident can have.

It’s definitely the most valuable piece of ID that identity thieves can get their hands on, especially when the number is combined with the rightful bearer’s name and address. Even just by itself, a valid SSN can be sold to undocumented workers or to people trying to hide their true identities.

A stolen SSN lets the thief, or the person he or she sells it to, do almost everything a legitimate SSN holder can do and more.

“You can close a credit card if it is compromised,” said Adam Dolby, senior manager of Alkami Technology. “But the problem is, you can’t close your SSN.”

If you discover your Social Security number has been stolen or otherwise misused by another person, there are several steps you’ll need to take right away.

How To Report Identity Theft To Social Security In Three Steps

Lets say you spot something unusual on your credit report or get a notification that someone has filed a tax return on your behalf without your knowledge. These are possible signs that your identity, if not your SSN, is in jeopardy, which means its time to act right away using the steps below:

1. Report the theft to local and federal authorities.

File a police report and a Federal Trade Commission Identity Theft Report. This will help in case someone uses your Social Security number to commit fraud, since it will provide a legal record of the theft. The FTC can also assist by guiding you through the identity theft recovery process as well. Their site really is an excellent resource.

2. Contact the businesses involved.

Get in touch with the fraud department at each of the businesses where you suspect theft has taken place, let them know of your situation, and follow the steps they provide. With your police and FTC reports, you will already have a couple of vital pieces of information that can help you clear your name.

3. Reach the Social Security Administration and the IRS.

Recommended Reading: What Age Can You Draw Full Social Security

Check Your Credit Report

Many ID theft victims are unaware their identity has been stolen. Check your credit report frequently and look for inaccuracies. You can request your credit report for free from each of three reporting bureaus every year by visiting annualcreditreport.com » or by calling 1-877-322-8228. Learn more about .

Measures You Can Take To Prevent Identity Theft

Steps you should take if your social security numberâs stolen
  • Do not routinely carry your SSN.
  • Never say your SSN aloud in public.
  • Beware of phishing scams to trick you into revealing personal information.
  • Create a personal account to help you keep track of your records and identify any suspicious activity.
  • Consider adding these blocks to your account with us:
  • The eServices block It prevents anyone, including you, from seeing or changing your personal information on the internet. Once we add the block, you or your representative will need to contact your local office to request removal of the block.
  • The Direct Deposit Fraud Prevention block This prevents anyone, including you, from enrolling in direct deposit or changing your address or direct deposit information through or a financial institution . Once we add the block, you or your representative will need to contact your local office to request removal of the block or make any future changes to direct deposit or contact information.
  • Visit to get information regarding extra security.
  • Don’t Miss: Social Security 35 Years Formula

    What To Do If Your Social Security Card Was Lost Or Stolen

    If your card is lost or stolen, then you need to act immediately to help protect yourself. As soon as you recognize that your card was stolen, you should file a report with your local police department. Notify the authorities so that they can begin working on finding the culprit, and that police report also serves as proof that your card really was stolen in case you need to work on repairing your credit later. A stolen Social Security card is typically more likely to cause you problems down the road, but a lost card can cause issues too. If you simply lost or misplaced your card, then you can skip this step and move on to the next one.

    In addition to the police, you will want to go ahead and notify the Social Security Administration that your card is lost or stolen. You should go ahead and register for your MySocialSecurity account at SSA.gov also. This online portal allows you to request a replacement card, view your earnings statements, estimate your future benefits, and many more things. Make sure that you claim your account so that whoever has your SS card cannot claim it fraudulently.

    Social Security Fraud Misuse Or Impersonation

    The Social Security Administration investigates reports like these:
    • Providing false information or evidence for a benefit claim
    • Concealment of work and assets
    • Representative payee misuse
    • Misuse and trafficking of Social Security numbers and cards by people or businesses
    • Reports of criminal activity and serious misconduct involving Social Security employees
    Or call 1-800-269-0271.
    • SSAs Office of Inspector General reviews all reports that are filed.

    • SSA OIG cannot provide you with information about actions taken on any reports.

    • Federal regulations do not allow information in law enforcement records to be shared, even with the person who made the report.

    Don’t Miss: How Do I Start My Social Security Benefits

    Your Social Security Number Is The Key

    Originally, your Social Security number was a way for the government to track your earnings and pay you retirement benefits. But over the years, it has become much more than that. It is the key to a lot of your personal information. With your name and SSN, an identity thief could open new credit and bank accounts, rent an apartment, or even get a job.

    More articles

    Popular Articles