If You’re Not Sure Why You Received A Payment
Contact the authorizing agency directly to find out why they sent the payment. You may be able to find the authorizing agency in the memo line of the check. View this diagram of a sample Treasury check to help you locate the authorizing agency contact information on your own check. Scroll about half way down the page to see the diagram.
If you’re unable to find which agency authorized the payment, . They can help you determine which government agency you need to contact. To find which RFC you need to call, look for its city and state at the top center of the check.
Use the Treasury Check Verification System to verify that the check is legitmate and issued by the government.
Appeal A Denial Reduction Or Termination Of Benefits
If the Social Security Administration denies, reduces, or terminates your benefits you may appeal the decision. Generally, you have 60 days from the date of the notice to file an appeal. If you are already receiving benefits, you may request for your benefits to continue until you receive a hearing, if you ask for your appeal and request your benefits continue within 10 days of the decision made against you.
Request for Reconsideration This is a review of your case, including any new evidence, by a new person at the Social Security Administration . If your case is based on disability and you have new diagnoses or medical results, or if you are seeing a new health care provider, you should inform the SSAso they can help you request those records. You can usually file a Request for Reconsideration online. To file an appeal based on disability online go to: . For non-medical appeals head to: .
File a Complaint in Federal Court If you disagree with the decision of the Appeals Council, you can appeal to the U.S. District Court that covers your geographic area. It is extremely difficult to win at the Federal Court level and it is recommended that you work with an attorney to do so. Contact CLSMF for additional help if you are in this situation.
You can find more information about the appeals process on Social Securitys website:
Survivors Benefits For Children
Unmarried children can be eligible to receive Survivors Benefits generally 75 percent of the workers benefit amount as long as they are:
- Under 18 years old
- 19 or under and attending an elementary or secondary school full time or
- Disabled before age 22 and remain disabled.
Stepchildren, grandchildren, step grandchildren or adopted children may also receive benefits under certain circumstances.
Request A Change In Overpayment Recovery Rate
If you agree that you have been overpaid but are unable to repay the overpayment at the SSA has asked you to, you can work out a payment plan. https://www.ssa.gov/forms/ssa-632.html.
Keep a copy of any documents you file with the Social Security Administration and get the names of any Social Security representatives you speak with concerning your case.
- Report wages for SSI or SSDI
- Update your direct deposit information
- Get replacement forms for tax purposes
- Get online notifications about your account and
- Access multiple planning tools, such as the Retirement Calculator.
You can create your own account here:
Documents Needed To Apply For Social Security Retirement Benefits
Applying for Social Security retirement benefits might seem like a challenging process, but a little bit of preparation goes a long way. In fact, the Social Security Administration office now allows applicants to apply online. If youve already decided youre at the right age for retirement and you want to get the process started, the application isnt overly difficult to fill out and submit.
One of the most important things to do before applying for Social Security benefits is gathering up all the paperwork you will need. Gathering the documents needed to apply for Social Security retirement benefits before you submit your application is what will make the process simple. For example, the SSA will need to verify your birthday and the fact that you have United States citizenship, so having your original birth certificate can go a long way.
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Documentation Of Military Service
If you were a part of the military before 1968, the Social Security benefits application will ask for a copy of your military service papers. These could include your certification of discharge or release from active duty. While applying for benefits, you will likely need to send a few documents from above to the SSA. Keep in mind that all of these documents, whether photocopies or original records, will be returned to you.
How To Apply Apply For Ssdi Or Ssi Benefits
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How Many Hours Can I Work Before It Affects My Benefit
If you claim Income Support or Jobseekers Allowance you should normally either be not working or working on average less than 16 hours a week. Partners of people receiving Income Support/Jobseekers Allowance are able to work for, on average, up to 24 hours a week, without their partners entitlement being affected.
Make Payments To The Federal Government
Learn how to use Pay.gov to make secure, electronic payments to government agencies from your checking or savings account. You can use the online service for VA medical care copayments, U.S. district court tickets, U.S. Coast Guard merchant mariner user fee payments, and more.
If you need help, contact Pay.gov customer service.
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Who Pays For Sdi
Employees pay for State Disability Insurance through a small SDI tax that is automatically taken out of their paychecks. That money is put into a fund, and used to pay for SDI benefits . People who are self-employed or business owners can choose to buy elective coverage by paying premiums based on their profits from the previous year.
Can You Still Work While Receiving Social Security
You can continue to work while you receive Social Security benefits. But there is a limit to how much you can earn and still receive full benefits. The earning limit may be adjusted each year.
If you earn above the limit, Social Security will deduct a certain amount of your benefits each year.
Social Security Benefits, Earning Limits and Penalties
|SSA deducts $1 from your benefits for every $3 you earn above the limit|
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What You Can Do
If you are working part-time, it is very important that you and your employer document the accommodations that they are making for you. It is important to document anytime you are not able to meet the hours theyd like or the difficulties you are having in being able to work. Having this documentation is extremely helpful in presenting the best case possible. As you can imagine, just telling the judge that working is hard for you doesnt carry as much weight as showing documented proof of your struggles.
Contact Our Disability Attorney If You Are Working Part-Time
Given the tremendous pitfalls that surround almost every aspect of your disability case, from the initial application to the likely subsequent appeal, finding an experienced and aggressive disability attorney to manage your case is essential. Even after youve been approved, there are changes in circumstances, such as working a part-time job, that can jeopardize your benefits.
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Getting A Social Security Number For A New Baby
The easiest way to get a Social Security number for your child is at the hospital after they are born when you apply for your childs birth certificate. If you wait to apply for a number at a Social Security office, there may be delays while SSA verifies your childs birth certificate.
Your child will need their own Social Security number so you can:
- Claim your child as a dependent on your income tax return
- Open a bank account in their name
- Get medical coverage for them
- Apply for government services for them
Keep your Social Security card in a safe place to protect yourself from identity theft.
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Prove That You Are Disabled
In order to receive Social Security benefits based on disability, you must prove to the Social Security Administration that you meet their definition of disabled .
Medical evidence is the most important evidence that you can use to show that you are disabled.
Seek medical attention for your disabilities. A lack of treatment allows Social Security to ignore your disabilities.
Try and access all available medical services, including clinics and emergency rooms.
When you can see a doctor, talk to them about all your medical problems. Be as detailed as possible when you tell them about your symptoms, your pain, and the limitations that your conditions cause.
If you are taking medications, keep track of the dosage and the side effects of each medication.
If you have a good relationship with your medical provider, ask them to provide detailed information to the SSA. It is not helpful for your doctor to tell the SSA that you cannot work. It is more helpful for them to include detailed information. For example, how have your conditions affected your ability to carry weight? Are you unable to stand, sit, or walk past a certain amount of time? Do you have to take a number of breaks when doing physical activities? Do you have to elevate your legs?
Evidence from treating providers can be in the form of progress notes, evaluations, physical therapy notes, lab results, and exam results.
Tips For A Successful Retirement
- Saving for retirement requires a strong financial plan and smart investing. A financial advisor help you on both fronts. SmartAssets free tool matches you with financial advisors in your area in 5 minutes. If youre ready to be matched with local advisors who can help you achieve your financial goals, get started now.
- Dont forget to include Social Security payments in your retirement plans. They may not have a titanic impact on your finances in retirement, but they can line your pockets with some extra cash when you might need it. SmartAssets Social Security calculator can help you get an idea of your future benefits.
- If you are thinking about where to retire, SmartAssets retirement tax-friendliness tool can help you figure out how your Social Security benefits, property taxes, and retirement account and pension withdrawals will be taxed in each state.
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Retirement Benefits For Spouses
Your spouse is eligible to get Social Security retirement payment from your account even if they havent paid Social Security taxes if they are at least 62 years old. If they get their own Social Security benefits but yours are higher, SSA will pay them their regular amount and add an additional amount from your account to equal the bigger number.
If your spouse does collect benefits under your account:
- Their monthly retirement pay will be permanently lowered if they start collecting before full retirement age. A percentage is taken out which is decided by how many months they have left before they reach full retirement age. They may also be affected if they are working during this time period. The earliest they can collect is at age 62.
- Your spouse can get payments earlier than 62 years old only if they are caring for your child who is also getting benefits. These payments end when the child turns 16, but they start back up when your spouse meets the age requirements.
- The maximum amount of money the spouse can receive at full retirement age is one half of your full retirement amount.
The money your spouse gets does not lower the amount you get. It just raises the overall total of what your family receives from your account.
Calculate The Best Time To Start Social Security
If you are confused about when to start, you can use the Social Security Explorer part of the NewRetirement Retirement Planner to compare your monthly income and maximum lifetime payout at different ages.
Or, you might consider the following rules of thumb:
- Take Early: The only people who should consider taking their Social Security early are those who absolutely need the money immediately, or those who do not expect to live for very long, due to illness
- Take at Full Retirement Age: Should you have reason to believe that you will not live past the age of 80, then generally speaking you will maximize your social security benefits if you take them when you reach your Full Retirement Age.
- Wait as Long as Possible: On the other hand, if you are confident that you will live past the age of 80 or 85, then most experts recommend that you defer your social security for as long as you can , so as to maximize the benefits you receive from it.
- Other: If you have dependent children, the additional benefits you receive for them might make filing when you are younger worthwhile.
It can also be a very good idea to have an overall retirement plan before you decide when to start your Social Security benefits. The NewRetirement Retirement Planner can help you assess all of your sources of retirement income and whether or not you will have enough to cover your expenses. This tool was recently named a best retirement calculator by the American Association of Individual Investors .
What Is The Purpose Of A Social Security Award Letter
You may hear this document called many different things by different organizations, but you should know that they are all the same. If you hear the words budget letter, benefits letter, Social Security proof of income letter, income verification letter, award letter, or Social Security benefit verification letter all these terms are referencing the same document. There are several occasions when you might need this document. We will discuss a few of those now.
First, if you are applying for a mortgage or other type of loan, you will need to show this letter as proof of income. Your lender will request a copy of your letter to prove how much money you receive each month. In addition, if you apply for other types of housing based on certain income limitations, then this letter will help prove whether you meet the eligibility requirements. There may be instances where you are required to present this letter to show proof of your Medicare benefits for health insurance purposes.
Lastly, the award letter can be used to prove that you do not currently receive SS benefits, that you have applied for benefits, or that you have never received any Social Security benefits. The occasion for needing to prove each of these items might differ, but your Social Security award letter can be used to prove all three.
How Long Does It Take To Get An Award Letter From Social Security
The answer to this depends on a few factors, particularly what type of benefits you are applying for. For retirement benefits, you could have your award letter in as few as 30-60 days. However, it can take months to receive your letter when applying for disability benefits. You should not expect to receive it any sooner than 4 months after your application, although it can take over a year in some cases. Once you are approved for benefits, you should receive your letter within 90 days.
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How To Stop Social Security Check Payments
The SSA can not pay benefits for the month of a recipients death. That means if the person died in July, the check received in August must be returned. Find out how to return a check to the SSA.
If the payment is by direct deposit, notify the financial institution as soon as possible so it can return any payments received after death. For more about the requirement to return benefits for the month of a beneficiarys death, see the top of page 11 of this SSA publication.
Family members may be eligible for Social Security survivors benefits when a person getting benefits dies. Visit the SSA’s Survivors Benefits page to learn more.
How Do I Stay In The Sdi Program How Often Do I Have To Reapply
You do not have to reapply. However, you must tell SDI immediately if you:
- Go back to work part time or full time
- Recover from your disability, or
- Get any other type of income.
You must also imemdiately report the death of a person getting SDI payments.
At certain times SDI asks you to certify that you still qualify for benefits, and if you do not do this your benefits stop. If you are getting automatic payments, you are asked to certify after 10 weeks of getting benefits. If you are not getting automatic payments, you have to fill out a certification form every two weeks.
Once you are on SDI, as long as you are still unable to work because of your disability your benefit payments will continue up until the return to work date your medical provider listed on your application. If your disability lasts past that date, you and your medical provider must ask to extend your benefit period. SDI benefits replace up to 52 weeks of lost income, but if you get a partial benefit you might get payments for longer.
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