How Does Psoriatic Arthritis Impact Your Ability To Work
Psoriatic arthritis may or may not be disabling. It depends on how early the disease is diagnosed and how well you respond to treatment.
Some people with PsA can work. It can be possible when you take active measures:
Talk to your healthcare provider. Discuss your work activities and workspace with your care team. They can help you brainstorm ideas for working around your PsA.
Work with your employer. Discuss your condition, and ask about accommodations like ergonomic furnishings or a flexible schedule.
Stick to your prescribed PsA treatment plan. Keep an eye on your symptoms. If needed, talk to your doctor about changing your medication.
Choose suitable office supplies and furnishings.Ergonomic desks, chairs, keyboards, mice, and other items make office work less painful.
Move frequently.Stretching and moving for at least 5 minutes every hour can reduce stiffness and discomfort.
We Are With Those Who Need A Helping Hand
The Supplemental Security Income program is a program that provides income support to people with disabilities, people age 65 or older, or blind, who have low income and resources. U.S. Treasury general funds, not the Social Security trust funds, pay for SSI.
If you or someone you know may be eligible for SSI, visit to learn more and apply.
How Do You Get Disability For Listed Medical Conditions
If your disability is listed in Social Security’s Listing of Impairments, the first step is to get a diagnosis of the condition from your doctor. But a mere diagnosis will get you an automatic disability approval for only a few conditions, like the following:
- organ transplants, such as a liver or kidney transplant
- certain serious cancers, such as esophageal cancer, mucosal melanoma, anaplastic carcinoma of the thyroid gland, or small-cell carcinoma .
For all other conditions, Social Security will look past your diagnosis to determine if your medical condition meets the specific criteria, such as having certain x-ray or test results, for that impairment. The criteria often include physical limitations and cognitive limitations.
If you haven’t had the clinical or laboratory tests required in a listing, you can ask your doctor to perform them. Or you can wait for the SSA to pay for a consultative exam, but this makes your claim take longer. It’s generally better if the key test results are already in your medical record before you apply. That way you can check to see if your test results meet the requirements of the listing, and if they match the criteria or are close, you can apply for disability.
The listing requirements are often quite complex our illness-specific articles simplify the medical criteria laid out in the listings so that you can understand whether your condition will qualify for disability.
Applying For Social Security Disability And Ssi Benefits
You can apply online for Social Security Disability benefits, you can file in person at your local Social Security office, or by calling 772-1213.
To find your local Social Security office, click here and enter your home zip code. Locate a Social Security Office.
Before you begin your application, you should collect certain information regarding your medical treatment, work history and other facts. To view a checklist of the information that you will need, Disability Checklist.
When you are ready to apply for Social Security Disability Benefits, Apply for Disability. You will not have to complete the entire application in one sitting. You will have the option of saving your application and returning to it later.
You can also complete most of your application for SSI Disability benefits online, but to finish the application process you will have to visit a Social Security office. You canApply for SSI to begin the SSI application process for yourself or for a child.
Representative Payees And Ssdi
If you are approved for Social Security Disability Insurance , the SSA can appointment a representative payee for individuals who either cannot manage their own money, or who cannot take care of all their own finances.
This person can be a caregiver, a relative, a friend, or someone who has agreed to take on these responsibilities as needed. The representative payee has several responsibilities when they take on this task.
The main responsibilities of the representative payee are to use the benefits to take care of the current and the future needs of the beneficiary. They must properly save any proceeds that are not needed at the present time to take care of the individuals current needs.
You must report how all payments are spent and maintain records and receipts that show all the funds were spent for the claimant. You should be able to determine the needs of the beneficiary and then make sure the funds are used to meet those needs.
You will be required to complete an accounting report and submit it to SSA to show how you used the funds, and you should return any money to the SSA that the beneficiary wasnt entitled to receive.
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Apply For Benefits Online
You should apply for disability benefits as soon as you become disabled. Follow these easy steps to apply online for disability:
- To start your application, go to our Apply for Benefits page, and read and agree to the Terms of Service. Click Next.
- On that page, review the Getting Ready section to make sure you have the information you need to apply.
- Select Start A New Application.
- We will ask a few questions about who is filling out the application.
- You will then sign into your mySocial Security account, or you will be prompted to create one.
- Complete the application.
You can use the online application to apply for disability benefits if you:
- Are age 18 or older.
- Are not currently receiving benefits on your own Social Security record.
- Are unable to work because of a medical condition that is expected to last at least 12 months or result in death and
- Have not been denied for disability in the last 60 days.
Note: If your application was recently denied, our application is a starting point to request a review of the determination we made.
You may be able to file online for SSI at the same time that you file for SSDI benefits. Once you complete the online process above, a Social Security representative will contact you if we need additional information.
Listed And Unlisted Conditions Must Be Severe
Whether the SSA has or hasnt listed your impairment, you will need more than a diagnosis to qualify for disability benefits. For listed conditions, your diagnosis and medical records must match the SSAs requirements for that specific condition. The medical evidence you present must align with the symptoms, signs, and other criteria for that impairment. If you dont meet all the requirements of a listed condition, you can still present your medical evidence. The SSA can review it and determine if its severity is equal to an impairment it considers severe.
For a legal consultation, call
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How To Choose A Representative Payee
You want to choose a trustworthy person, who is best qualified to manage your funds, as the representative payee. This could be your relative, friend, caregiver, or even your legal guardian or attorney. The claimant can propose his or her own representative payee or the SSA may appoint one for you.
You would want to take the individual that you recommend as your representative payee with you to the SSA office. A form will need to be completed and submitted along with copies of identification.
If you want to change your payee at any time, you will need to contact the SSA. You will go to the local field office and request a change of payee. You will be given a form to complete so you can make the request. A SSA representative can provide the guidance that you need if you need help completing the form or if you have any questions about the process of switching representative payees.
Seek Legal Help With Your Claim
A disability lawyer or advocate can assist you throughout your entire claim, from start to finish. He or she can help gather evidence, counsel you on application and documentation strategies, and represent your interests during the review and appeals stages, if necessary.
A disability lawyer can help you apply for disability. They can help make sure that every paperwork is older before you apply so that the application process is smooth.
A lawyer can help file for disability by consulting with your doctor making sure you have all the right records and tests to show that you can no longer work because of your disability. Disability lawyers work on a contingency fee basis, meaning they only get paid if you win your case.
Even if you have a team of others helping with various steps in the disability review, your lawyer can be your go-to person for understanding SSA processes, disability documentation and eligibility, and denial and appeal procedures.
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When Will I Know If My Social Security Benefits Are Increasing
The Social Security Administration will disclose next year’s Cost of Living Adjustment in October. Beneficiaries should receive letters in December 2022 detailing their new benefit rate for 2023. If you miss this letter, you can still verify your specific increase online via the My Social Security website.
Your Disability Must Specifically Make You Unable To Perform Your Usual Job Duties Regularly For 40 Hours A Week
This is one of the trickier disability secrets, since some jobs are easier to do than others once youre disabled. But if you can still perform the tasks listed in your job description, you likely wont qualify for monthly benefits. Under the Americans with Disabilities Act, your employer must provide Reasonable Accommodation for disabled employees.
One of the biggest disability secrets people ask about is, How can I prove Im disabled during my DDS exam? The answer is simple, actually! If you drop a pencil on the floor and cannot pick it up without help, youre disabled. And if you cant walk across a room without assistance, youre disabled. Finally, if you must alternate sitting and standing throughout the day or cannot lift anything heavier than 5 lbs., then youre disabled. Of all disability secrets we know, this one may be the most valuable!
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What We Mean By Disability
The definition of disability under Social Security is different than other programs. Social Security pays only for total disability. No benefits are payable for partial disability or for short-term disability.
We consider you disabled under Social Security rules if all of the following are true:
- You cannot do work that you did before because of your medical condition.
- You cannot adjust to other work because of your medical condition.
- Your disability has lasted or is expected to last for at least one year or to result in death.
This is a strict definition of disability. Social Security program rules assume that working families have access to other resources to provide support during periods of short-term disabilities, including workers’ compensation, insurance, savings, and investments.
How To Receive Federal Benefits
To begin receiving your federal benefits, like Social Security or veterans benefits, you must sign up for electronic payments with direct deposit.
If You Have a Bank or Credit Union Account:
- Call the Go Direct Helpline at .
If You Don’t have a Bank or Credit Union Account:
- Direct Express debit card – a pre-paid debit card. Get help by calling the Go Direct Helpline at .
Make Changes to an Existing Direct Deposit Account:
Learn how to make changes to an existing direct deposit account. You also may contact the federal agency that pays your benefit for help with your enrollment.
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Using The Grids For Age 60
Below are the grid rules for people aged 60 and over. To see how the SSA would decide your case based on the grids, first find the table that discusses your RFC level. Next, find the row that describes your education level and previous work experience. The third column shows the decision the SSA will make based on those two factors.
Number Of Credits Needed For Survivors Benefits
The number of credits needed for family members to be eligible for survivors benefits depends on your age when you die. The younger you are, the fewer credits needed. Nobody needs more than 40 credits.
Under a special rule, we can pay benefits to your children and your spouse caring for your children, even if your record doesn’t have the number of credits needed. They can get benefits if you have credits for one and one-half year’s work in the three years before your death.
If you are already receiving retirement or disability benefits at the time of your death, we will pay your survivors based on that entitlement. We will not have to determine your credits again.
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How You Can Get Extra Help Applying For A Disability Benefit
A doctor can help you determine whether your disability is severe enough to match the criteria in the SSAs Blue Book, which is the primary method the SSA uses to approve disability benefit applications. Your doctor and other medical professionals will also be central to the success of your application as their assessments, reports of tests, scans and treatment and medical records will be required to support your application.
Family members and friends can assist you when you make an application online or even go with you when you attend an interview at a SSA office.You can always call for help with your application by contacting a SSA office. An SSA representative can explain how you apply and what you need to provide to support your application.
Dealing With Medical Insurance Has Been Another Unexpected Roadblock
Filling out an application and having it approved in a timely manner would be the optimal way to go about this grueling and soul-stripping process. This process is like a huge fishing expedition into your unpleasant past. You have to gather all your medical records that detail your health journey from pre-diagnosis to after, any medical report summaries from every doctor youve ever seen, and anything else to build your case as if having a disabling medical condition means that you are guilty of something.
Newsflash: No one is at fault for getting sick, being in pain, and being unable to work like a normal person. Ive learned to accept that sometimes this just happens and its out of our control. Weve been through enough dealing with our medical conditions proving over and over again that were really disabled just adds to the burden and trauma of living with a disabling disease, especially at such a young age.
After you go through the entire process of sending in your life story, you are then told you must wait approximately two years to receive medical insurance. According to the SSA, everyone eligible for Social Security Disability Insurance benefits is also eligible for Medicare after a 24-month qualifying period. You might think of Medicare as government-issued insurance for people over age 65, but this kind of insurance can also be issued to people under 65 with disabilities. It includes two parts: hospital coverage and medical insurance.
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If You Get Social Security Disability You Can Also Get Medicare Early
Generally, Medicare benefits don’t kick in until you turn 65. However, there’s an exception for disabled workers who get benefits through Social Security. Specifically, disabled workers will get Medicare coverage automatically after receiving disability benefits for two years, and in certain cases , they can qualify sooner.
How The Grids Work
Here is when your age matters. If the Social Security Administration decides your condition doesn’t meet a disability listing and you can’t do your past job, the SSA will refer to the “grid rules” to decide if you are disabled. The grids are a series of tables that take into account several factors before pointing to a finding of disabled or not disabled.
The grid is divided into tables based on exertional levels that is, what level of work an applicant’s RFC assessment states that an applicant can do. The different RFC levels are for work at the following levels:
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Were There To Help If Disability Strikes
provide modest coverage for severely disabled workers and their dependents, including our wounded warriors. Some wounded warriors and Veterans who have a compensation rating of 100% P& T are unaware that Social Security may expedite the processing of their disability claims. In addition, Veterans may not realize they can sometimes qualify for both VA and Social Security benefits. Approximately 621,000 military Veterans received disability insurance benefits in 2016. Rest assured that if the unexpected happens, weve got you covered.
Learn more on our .
How Much You Will Receive
The amount of your monthly SSDI benefit is based on your lifetime average earnings covered by Social Security.
If you don’t already have an estimate, you can get your Social Security Statement online with your personal mySocial Security account or use our Benefit Calculators to determine how much you could get if you became disabled right now.
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