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How To Be Eligible For Social Security Disability

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Medical Assessment As Needed

Who Is Eligible for Social Security Disability Benefits

Some impairments are so severe that they already meet the requirements of the Listings, and further processing and assessment is not needed. Others require the disability evaluation specialist to assess the limitations of the impairment, vocational experience, age, and education to determine if the person is eligible for disability. The case also may be reviewed by a medical or psychological consultant, who is a licensed doctor contracted by our agency.

If necessary, the disability evaluation specialist then contacts relevant medical sources for documentation of the impairments. It also may be necessary to schedule consultative exams for claimants. These exams help determine what functional limitations may result from an individual’s impairment they are not for providing further medical treatment.

When sufficient medical evidence has been gathered, the disability evaluation specialist will use the “Listing of Impairments” as a guide to determine if the individual qualifies for disability benefits.

Listing 400 Cardiovascular System Disorders

These disorders refer to conditions that affect the heart as well as common blood problems that include heart disease, Aneurysms and chronic heart failure. The SSA will review each claim for this category and determine the level of limitations your heart issue will create for your ability to perform the requirements of your work. View full Blue Book List here

Is There A Charge For A Veterans Social Security Card

The social security card is provided free of charge. Disability benefits offer modest protection to seriously ill workers and their families, including their wounded combatants. Some injured combatants and veterans with a 100% P& T compensation rate are unaware that Social Security can speed up their disability claims.

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Adults Disabled Before Age 22

An adult who has a disability that began before age 22 may be eligible for benefits if a parent is deceased or starts receiving retirement or disability benefits. We consider this a “child’s” benefit because it is paid on a parent’s Social Security earnings record.

The disabled “adult child” including an adopted child, or, in some cases, a stepchild, grandchild, or step grandchild must be unmarried, age 18 or older, have a disability that started before age 22, and meet the definition of disability for adults.

Example

It is not necessary that the disabled “adult child” ever worked. Benefits are paid based on the parent’s earnings record.

  • A disabled “adult child” must not have substantial earnings. The amount of earnings we consider “substantial” increases each year. In 2021, this means working and earning more than $1,310 a month.

Working While Disabled: How We Can Help

Listing 200 Special Senses And Speech

How to Figure Out Your Monthly Social Security Disability ...

Many times, sense and speech issues will not qualify for SSD benefits, however, there are a few exceptions that do qualify. These disabilities include the sudden onset of blindness and/or loss ofhearing, the loss of speech making the individual unable to be heard or understood, and conditions that impair the loss of balance such as Menieres Disease. View full Blue Book List here

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Eligibility For Va Disability Compensation

Veterans with a service-connected physical or mental disability that makes everyday tasks difficult or impossible may be eligible for VA disability benefits.

Eligibility to file a VA disability claim is dependent on meeting one of the following conditions as set by the VA:

  • A Veteran who became sick or injured while serving in the military, or
  • A Veteran with an illness or injury before enlisting that was worsened by service, or
  • A Veteran with a service-connected disability that didnt appear until after separating from the military

The VA will need evidence to support your disability claim when applying, which we discuss in the next section.

How To Appeal A Claims Decision

If your claim is initially denied, and most are, there is an appeals process that you can follow. An applicant typically has 60 days to file for an appeal after receiving their denial letter. There are four different levels of appeal that an applicant may face, the first being a Request for Reconsideration. This is essentially a review of your claim by a different claims examiner. Should they also deny your claim, the next level of appeal is a hearing with an administrative law judge. After that, you can request a review with the Appeals Council and finally, a Federal Court Review. The denial letter you receive will explain which level of appeal you should choose as well as how to file for the appeal. Keep in mind that throughout this process, you do have the right to appoint a representative to handle your case. If you have trouble finding or affording a representative, your Social Security office can provide a list of organizations that can help. You may even qualify for free legal assistance. With or without the aid of a representative, the easiest way to begin your appeal is online, however you can also call their toll free number or contact your local Social Security office.

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Listing 1400 Immune System Disorder

Listing 14.00 details an array of immune system disorders that are generally deemed eligible for disability benefits. Here is a sampling of some of the immune disorders referenced in Listing 14.00 :

  • Lupus
  • Connective Tissue Disease
  • Inflammatory Arthritis

If you are 50 years of age or older, the Medical Vocational Guidelines may be helpful in assessing your ability to maintain employment. For an application who is 50 years of age or older whose symptoms have adversely impacted their ability to walk, stand and carry, may be deemed disabled based on Grids guidelines.

Do You Need A Lawyer To Apply For Social Security Disability Benefits

Who is Eligible for Social Security Disability Benefits? | Learn About Law

The short answer is no youre not required to retain an attorney to assist you with your application for Social Security Disability. However, there are some good reasons you may want to consider working with an attorney from the beginning:

  • An experienced Social Security Disability attorney will know exactly how to assemble your application and documentation to ensure that the process isnt held up by technical errors or omissions.
  • Most initial applications for Social Security Disability benefits are denied, requiring the claimant to appeal before actually receiving benefits. An attorney who has worked with you from the initial application will be in the best position to assist you as the process becomes increasingly complicated.
  • If youre adapting to a new or worsening medical condition that has rendered you unable to work, you dont need the added stress of managing the details of the application and appeals process. When you leave that in the hands of an experienced professional, you can focus on taking care of yourself and your family.

Perhaps the best reason to consider working with an experienced Social Security Disability attorney is this: statistics show that claimants who have legal representation at Social Security Disability appeals hearings are significantly more likely to be approved. Why not give yourself the best possible chance?

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How Much Can You Earn With Social Security

How much can I earn? In 2020, the annual Social Security income limit for those who reach full retirement age in 2021 or later is $18,240. In 2021, the limit for people who reach full retirement age in 2022 or later is $18,950. In 2019, the annual income limit for those who reach full retirement age in 2020 or later is $17,640 at birth.

How Much Work Do You Need

In addition to meeting our definition of disability, you must have worked long enough and recently enough under Social Security to qualify for disability benefits.

Social Security work credits are based on your total yearly wages or self-employment income. You can earn up to four credits each year.

The amount needed for a work credit changes from year to year. In 2021, for example, you earn one credit for each $1,470 in wages or self-employment income. When you’ve earned $5,880, you’ve earned your four credits for the year.

The number of work credits you need to qualify for disability benefits depends on your age when you become disabled. Generally, you need 40 credits, 20 of which were earned in the last 10 years ending with the year you become disabled. However, younger workers may qualify with fewer credits.

For more information on whether you qualify, refer to How You Earn Credits.

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How Does The Ssa Determine Who Receives The Maximum Benefit Amount

The reason SSDI payments differ is that the SSA bases its monthly payments on your earnings the last few years before you apply for disability. This means that claimants who had a higher salary or income will generally receive a larger monthly payment, up to the maximum benefit amount. Those who earned only a modest income will receive less money each month.

In many cases, this means those who suffer a permanent impairment at a younger age receive a smaller check each month. Older claimants have often worked their way further up the ladder and were able to earn a higher income than their younger counterparts.

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The Five Steps Of The Sequential Evaluation Process Are:

Factors That Play into Social Security Disability Eligibility
  • Are you engaged in substantial gainful activity? If you work and earn above a certain amount each month in 2018, that amount is $1,970 for statutorily blind individuals and $1,180 for non-blind individuals the SSA will consider you to be engaged in substantial gainful activity and not disabled.
  • Do you suffer from a severe condition? In other words, does your condition interfere with basic work activities? If it does, your evaluation will move to the next step. If not, then you will not be considered to be disabled.
  • Do you have a listed impairment? The SSA has a list of impairments that are so severe that, if you suffer from one of those impairments or have a condition that is equal in severity to one, you will be deemed to be disabled. If you do not have a listed or equal impairment, your evaluation will go to the next step.
  • Can you do your previous work? DDS will conduct what is called a residual functional capacity assessment. First, DDS will want to know if your condition prevents you from doing the work you did before the onset of your condition. If so, DDS will move to the next step. If not, then you will not be deemed to be disabled.
  • Can you do any other work? Given your age, education, work experience and transferable skills, could you adapt to any other type of work? If not, then you will be considered to be disabled and medically eligible for benefits. However, if you can adjust to different work, you will not be eligible for benefits.
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    Benefits For Your Divorced Spouse

    If you are divorced, even if you have remarried, your ex-spouse may qualify for benefits on your record.

    To qualify on your record, your ex-spouse must:

    • Have been married to you for at least 10 years.
    • Be at least 62 years old.
    • Be unmarried.
    • Not be eligible for an equal or higher benefit on their own Social Security record, or on someone else’s Social Security record.

    Social Security Disability Insurance For People With Cancer

    Social Security Disability Insurance is a federal disability insurance benefit earned by people who have worked and paid into Social Security. Its only available to people who have disabilities that keep them from working. If you have cancer, you may be able to have your SSDI application processed more quickly

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    Have You Or A Loved One Been Denied Social Security Disability Benefits

    If you or a loved on has been denied Social Security Disability Benefits you need to speak with an experienced SSD attorney as soon as possible. Please contact us online or call our Virginia Beach office directly at 757.490.3500 to schedule your free consultation. We have offices throughout Virginia including Chesapeake, Newport News, Norfolk and Suffolk.

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    How Common Is It For Beneficiaries To Return To Work

    Am I Eligible for Social Security Disability Benefits

    Both Disability Insurance and Supplemental Security provide incentives for beneficiaries to work. Disability Insurance beneficiaries are encouraged to work up to their full capacity and can earn an unlimited amount for up to 12 months without losing any benefits. Beneficiaries who work for more than 12 months and have earnings above the substantial gainful activity level cease to receive a monthly benefit. If at any point in the next five years their condition worsens and they are not able to continue working above the substantial gainful activity level, however, they are eligible for expedited reinstatement of their benefits. This means they do not need to repeat the entire, and typically lengthy, disability-determination process that they initially went through to qualify for benefits.

    Supplemental Security beneficiaries who are able to work are encouraged to do so as well. Their benefits are reduced based on their earningsafter the first $85 of earnings each month, which is not counted against the benefitbut by only $1 for every $2 of earnings. Beneficiaries who are able to do some work will therefore always be better off with both earnings and a reduced benefit than just the benefit alone.

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    What Is The Disability Standard For Disability Insurance And Supplemental Security

    Disability Insurance and Supplemental Security are reserved for workers with the most severe disabilities and conditions, and both use the same strict disability standard: inability to engage in substantial gainful activitydefined as being able to earn $1,040 a month in 2013due to one or more severe physical or mental impairments that are expected to last at least a year or could result in death. A workers impairment or combination of impairments must be so severe that the applicant is not only unable to do his or her previous work but also unableconsidering his or her age, education, and work experienceto engage in any other kind of substantial gainful work that exists in significant numbers in the national economy.

    Medical evidence is the cornerstone for the determination of disability in both programs. To qualify, there must be medical evidence from a doctor, specialist, or certain other licensed or certified medical sources that documents a severe impairment. Evidence from other health care providerssuch as nurse practitioners or clinical social workersis not sufficient to document a severe medical impairment. And statements from the applicants themselves, their families, co-workers, friends, or neighbors are not treated as medical evidence.

    Workers Who Die Before Age 62

    The minimum age to start claiming Social Security retirement benefits is 62. If someone dies prematurely, then dependent children and spouses may be entitled to survivor benefits. At age 60, for example, widows and widowers can begin receiving Social Security benefits based on their deceased spouses earnings record . Terminally ill patients can apply for Social Security Disability Insurance , which means they will still receive some benefit from their contributions to the system.

    What if you are terminally ill and have reached the minimum retirement age? If you are single, claiming right away may be the most sensible strategy. However, if you have a spouse, postponing may provide your spouse with greater benefits. The spousal benefit can be as much as 50% of the worker’s benefit, depending on the spouse’s age at retirement and if the spouse is eligible for retirement benefits based on their own earnings record. The Social Security Administration has an online calculator that helps determine benefits for spouses.

    If you do not qualify for Social Security payments, then you will need to ensure that you have sufficient income to support your lifestyle in retirement.

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    Who Qualifies For Social Security At What Age Do You Qualify For Social Security Benefits

    Nearly one in five Americans receives some form of benefit from Social Security. Almost 80 years after its initiation, Social Security remains a vital lifeline for large numbers of Americans. Consider

    • Nearly 40 million people receive retirement benefits with an average monthly benefit of $1,335.
    • Another 9.5 million people receive disability benefits with an average monthly benefit of $1,165.
    • Nearly 90 percent of people age 65 and older receive Social Security benefits, representing nearly 40 percent of their income.
    • One in five married couples and about half of unmarried elderly Social Security beneficiaries rely on Social Security for at least 90 percent of their income.

    Please Answer A Few Questions To Help Us Determine Your Eligibility

    Social Security Disability Insurance Requirements?

    When a person with a terminal illness applies for SSDI or SSI disability benefits, the Social Security Administration will process the application quickly, and with special sensitivity to the patients emotional state. For instance, a terminal patient will not be notified that his or her file will be processed under the terminal illness program .

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    The Disability Application Process

    Whether you apply online, by phone, or in person, the disability benefits application process follows these general steps:

    • You gather the information and documents you need to apply. We recommend you print and review the . It will help you gather the information you need to complete the application.
    • You complete and submit your application.
    • We review your application to make sure you meet some for disability benefits.
    • We check whether you worked enough years to qualify.
    • We evaluate any current work activities.
    • We process your application and forward your case to the Disability Determination Services office in your state.
    • This State agency makes the disability determination decision.

    To learn more about who decides if you are disabled, read our publication .

    Once You’ve Applied

    Once we receive your application, well review it and contact you if we have questions. We might request additional documents from you before we can proceed

    Look For Our Response

    Youll receive a letter in the mail with our decision. If you included information about other family members when you applied, well let you know if they may be able to receive benefits on your record.

    Check The Status

    You can check the status of your application online using your personal mySocial Security account. If you are unable to check your status online, you can call us 1-800-772-1213 from 8:00 a.m. to 7:00 p.m., Monday through Friday.

    Appeal A Decision

    • Reconsideration.

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