Monday, May 16, 2022

How To Block Your Child’s Social Security Number

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How To Protect Your Social Security Card Moving Forward

Is someone using your child’s Social Security number without you knowing?

In general, these are some best practices to protect yourself from identity theft, particularly regarding your SS card and your SSN number:

  • Create a My Social Security account. First, create a My Social Security account on the SSA website to prevent others from doing the same if they have your SSN. Aside from choosing a strong username and password, you can strengthen this account by using your cell phone, email, or a financial question for verification. That means youll either use the last eight digits of your credit card , W-2 info, or info from your 1040 Schedule SE tax form. To add extra security:
  • Log on to My Social Security.

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S To Take If You Think Youve Been Scammed

The Social Security Administration publishes a useful booklet called “Identity Theft and Your Social Security Number.” In addition to basic protection tips, it provides information about what you should do if you believe your identity and SSN have been stolen or compromised.

The Social Security Administration closed all of its offices for in-person services in March 2020 as a result of the COVID-19 pandemic. Its online services, however, remain available.

How Locking Your Social Security Number Works

Locking your Social Security number is a simple process of accessing the governments myE-Verify website. The site walks you through the necessary steps:

  • Create an account
  • Enter your Social Security number and your date of birth
  • Take a short quiz
  • Set up three challenge questions so you can prove youre really you when you want to access your account again
  • The lock lasts for a year unless you take steps to reverse it, and youll be notified in advance when the lock is about to expire so you can renew it if you want to.

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    Unlocking Your Social Security Number

    If you lock your SSN, then later need to buy a new car or apply for employment with a company that requires a background check, you can unlock your number at any time.

    Use your Social Security account login to sign in to your myE-Verify account, and follow the prompts to unlock your Social Security number. After youve conducted your business, you can lock your number again.

    Locking your Social Security number adds an extra layer of security against identity theft, but it also creates a hassle when you need to use your Social Security account.

    If that seems like more security than you need, follow the simple security protocols below to help keep your Social Security account safe without locking it.

    Can I Put A Block Or A Pin Number On My Son’s Social Security Number To Prevent His Dad From Claiming Him On His Taxes He Doesn’t Support Him Anymore

    Identity crisis: how Social Security numbers became our ...

    My son’s father has been claiming my son for the past nine years now. But for the past year and a half almost two years now he has stopped providing for our son. My son is now ten years old. He was allowed to claim him as long as he provided for his son financially and consistently. However, this has stopped unfortunately. He told me that he will continue to claim him whether he is providing for him or not because he has been claiming him on his taxes for years now. Also since i am the only parent that is now supporting him by myself I wanted to claim my son for the very first time this year.

    Read Also: How Much Will I Receive From Social Security When I Retire

    How To Block Your Social Security Number

    Blocking access to a Social Security number is a simple but essential step in minimizing financial damage for victims of identity theft. It also can help shield information for those trying to maximize their privacy. After a SSN has been blocked successfully, protection can be optimized by freezing access to all credit reports.

    We Are There For Those Who Need It Most

    The Supplemental Security Income program helps children with qualifying disabilities by providing critical financial assistance. Children and youth with specific medical conditionswhose families meet certain income and resource limitscan receive SSI from birth until age 18.

    If you think your child or someone you know could be eligible for SSI, visit our webpage to learn more and apply.

    Assisting Youths with Disabilities Transition to Adulthood

    The transition to adulthood is one of the most important periods in lifes journey. For foster children living with a disability, it can be even more challenging. Turning 18 triggers an important change in SSI benefits: Social Security must make a new determination on their SSI eligibility using the adult disability standards. About one-in-three such beneficiaries lose their SSI benefits.

    For more information, please visit our .

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    Why Use Self Lock

    Employment-related identity fraud could mean that someone else is working under your identity and using your SSN. If this happens, someone elses wages are being reported in your name to the Internal Revenue Service, the Social Security Administration and other authorities. By using Self Lock, you can block someone from committing this fraud if they start working for an E-Verify employer. Even if you are not currently working, you may want to protect your SSN and identity with Self Lock.

    More Than 1 Million Children Have Their Identities Stolen Each Year

    How to block Credit Card and Social Security Numbers over FTP

    Children may be putting their privacy at risk online.

    Your child may need a credit check sooner than you thought.

    More than 1 million children have their identities stolen each year, and the ordeal can have major lasting financial and emotional impacts, a report released Tuesday from online credit-reporting company Experian concluded. The study found one in four children will be the victim of identity theft before adulthood.

    Child identity theft is on the rise, said Michael Bruemmer, vice president of the Data Breach Resolution group and Consumer Protection at Experian. Its an easy crime to commit because many parents are not paying attention to keeping a childs identity safe.

    -2.11% surveyed 738 parents of children whose identities had been compromised and 82% said the worst part of dealing with identity theft is how long it takes to resolve the issues. The parents surveyed said they called credit-card bureaus, provided proof of residence, and contacted lenders to resolve identity theft issues. Some 43% of parents filed a police report and 42% wrote letters.

    Yet 10 years after identity theft, one in four victims are still dealing with issues related to the theft and 81% are concerned about their ability to get approved for credit in the future, the study found.

    Your Social Security number is the crown jewel of security. Guard it like its a $100 bill in your wallet.

    Dont give out your childs Social Security Number

    Also Check: How Can I Find Out How Much Social Security I Will Get

    Keep Your Identity Safe

    If you use an online application to do your taxes, you can now log in with your username, password and a third personal item like a phone number. Using all 3 will keep your identity and data safer.

    Tax-related identity theft occurs when someone uses your stolen personal information, including your Social Security number, to file a tax return claiming a fraudulent refund.

    If you suspect you are a victim of identity theft, continue to pay your taxes and file your tax return, even if you must file a paper return.

    Warning Signs Of Child Identity Theft

    Detecting child identity theft can be difficult, but there are some signs to watch for:

    • Offers for credit cards, auto insurance or other age-inappropriate “junk mail” addressed to your child.
    • Unexpected bills addressed to your child.
    • Collection notices that arrive by mail or phone, targeting your child.
    • Denial of government benefits for your child on the basis that they’ve already been paid to someone using your child’s Social Security number.
    • A letter from the IRS saying your child owes taxes.

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    Can I Block Someone From Using My Child’s Social Security Number

    I have someone who has filed my child and continues to do such thing as filing my child how can I stop this


      I have someone who has filed my child and continues to do such thing as filing my child how can I stop this

      You can get an Identity Protection PIN from the IRS for the dependent. Then when you file your tax return you will enter the IP PIN on your return when claiming the dependent. The other party will have there tax return rejected if trying to claim the child as a dependent without providing the IP PIN on their return.

      Go to this IRS website for an IP PIN –

      Wait For Confirmation Then Store It Securely

      Child Support Account Set Up Form

      You will receive confirmation in the mail that a freeze has been placed, and the correspondence will include your childs PIN. That number is necessary for unfreezing your childs credit, so keep that in a safe place . You might also want to store it electronically by using a secure password manager service, for example.

      The freeze will remain in place until your child unfreezes it later to apply for a credit card, car loan, student loans or other credit.

      Also Check: How To Get Money From Social Security

      Take Action If You Are A Victim

      There are steps you can take if your Social Security number or other personal information is compromised.

      If your Social Security number is compromised and you know or suspect you are a victim of tax-related identity theft, the IRS recommends these actions:

      • Respond immediately to any IRS notice: Call the number provided.
      • If your e-filed return is rejected because of a duplicate filing under your Social Security number, or if the IRS instructs you to do so, complete IRS Form 14039, Identity Theft Affidavit PDF. Use a fillable form at, print, then attach the form to your return and mail your return according to instructions.
      • Visit for steps you should take right away to protect yourself and your financial accounts.

      See Identity Theft Victim Assistance: How It Works for more information about how the IRS can help you.

      If you previously contacted the IRS and did not have a resolution, contact us for specialized assistance at . We have teams standing by to help you.

      Fraudulent Returns

      If you believe someone has filed a fraudulent return in your name, you can get a copy of the return. See Instructions for Requesting a Copy of Fraudulent Returns.


      Data Breach

      Not all data breaches or computer hacks result in tax-related identity theft. Its important to know what type of personal information was stolen.

      Assigned an EIN Not Requested

      Some tips:

      Phishing Emails and Scams

      You can report other suspicious online or emailing phishing scams to .

      Keys For Preventing Child Identity Theft

      Here are five steps you can take to help protect your children from becoming victims of identity theft:

    • Experian: 888-397-3742 or TransUnion: 800-916-8800 or www.transunion.comThe best news you can hope to hear is that no credit report exists for your child. Having one may indicate credit activityand possible identity theft. The Identity Theft Report Center, though, adds a couple of cautions: Do not order a report on a child unless you have a reason to do so. If you have no reason to suspect child identity theft, you will only cause problems in creating a report because of your multiple inquiries. The lack of information in a credit report at one moment in time does not permanently confirm that no activity is going on.
    • Freeze it. If your child does have a credit report, it could mean trouble, that their Social Security number has been used to obtain credit. Youll want to clean it up and, then, consider freezing the report.In some states, the law allows you to request the credit reporting agencies to freeze a childs creditto help protect it from identity thieves going forward. These states are: Alaska, Arizona, California, Connecticut, Delaware, Florida, Georgia, Hawaii, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Michigan, New York, North Carolina, Ohio, Oregon, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, Washington and Wisconsin.
    • Read Also: How To Know How Much Social Security You Will Get

      Check Employer Verifications At My E

      You can also check for the names of employers who have verified your eligibility to work in the U.S. if they went through the Department of Homeland Security E-Verify system. To do that, go to the myE-Verify webpage. If you see an employer whose name you do not recognize, someone else may be using your number to work in the U.S. The site also has a self-lock feature that lets you place a lock on your SSN.

      Dont Send Your Ssn Via An Electronic Device

      Have Your Locked Your Child’s Social Security Number

      Never type your SSN into an email or instant message and send it. The majority of such messages can be intercepted and read. Also, dont leave a voicemail that includes your SSN. If you need to contact someone and give them your number, its best to do it in person. The second best way is to reach them on the phone and do it live.

      Also Check: Socialsecirity

      How Do Benefits Work And How Can I Qualify

      While you work, you pay Social Security taxes. This tax money goes into a trust fund that pays benefits to:

      • Those who are currently retired

      • To people with disabilities

      • To the surviving spouses and children of workers who have died

      Each year you work, youll get credits to help you become eligible for benefits when its time for you to retire. Find all the benefits Social Security Administration offers.

      There are four main types of benefits that the SSA offers:

      • Learn about earning limits if you plan to work while receiving Social Security benefits

      When To Provide Your Ssn

      Not everyone who requests your SSN actually needs it. Generally speaking, if an entity reports information about you to the Internal Revenue Service , you probably have to supply your SSN. This includes your employer, banks/lenders, the U.S. Treasury for savings bonds, and state unemployment insurance and workers compensation offices.

      Although other institutions and businesses have the right to ask for your number, they often dont need it, and you arent legally required to provide it.

      As of Jan. 1, 2020, Medicare no longer uses Social Security numbers for identification. Instead, Medicare recipients receive a Medicare Beneficiary Identifier a unique series of numbers and letters that they should also try to protect from identity thieves.

      Also Check: Calculate Social Security Benefits At Age 70

      Consider Security Freezes On Your Child’s Credit Reports

      There’s no reason for most children to have credit reports, since it’s illegal for anyone under 16 to apply for a loan or credit card in their own name. Fraudulent loan and credit card applications can generate credit reports, however, and by the time you or the child discovers them, they could be full of unpaid accounts.

      You can nip this in the bud by requesting a security freeze for your child at each of the three national credit bureaus . When you request a security freeze, the bureau creates a credit report for your child and then locks it down, so that any lender who attempts to process an application that uses your child’s credentials will be denied access to their credit history. This prevents any loans or credit cards from being issued in the child’s name. When the child reaches legal age and wants to apply for credit, the freeze can be lifted by contacting each credit bureau individually.

      What Happens When A Child Gets Older If Theyve Been A Victim Of Identity Theft By A Parent

      NYS DCSS

      A parent may be able to conceal identity theft of a child for a while, but probably not forever. Years later, the childnow a young adultmight apply for a student loan or a first job and discover something ominous: a damaged credit report.

      Victims of child identity theft faces obstacles as young adults. They may be blocked from financial options such as opening a checking account or obtaining a credit card. And they may face the added challenge of reclaiming their identities and setting their financial records straight.

      But it doesnt stop there. A son or daughter is likely to pay an emotional cost. The child might feel betrayed, violated, guilty and isolated.

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      Get Ssa Benefits While Living Overseas

      U.S. citizens can travel to or live in most, but not all, foreign countries and still receive their Social Security benefits. You can find out if you can receive benefits overseas by using the Social Security Administrations payment verification tool. Once you access the tool, pick the country you’re visiting or living in from the drop-down menu options.

      Facts About Child Identity Theft By A Parent

      A quick definition: Child identity theft is a crime that occurs when someone steals a young persons personal information and uses it fraudulently. The data may include name, address, date of birth and Social Security number.

      Why would a parent steal their own childs identity? It could be out of financial desperation. A parent who has a poor history with borrowed money may have trouble getting such things as a loan, credit card, housing or job. The motivation to take on a childs identity might include paying the electric bill, buying a big-screen TV, or betting on horses at the track.

      A child has a blank credit history, and that makes it easier to open new accounts such as credit cards, and then run up bills. If the parent uses a childs identity and leaves a trail of bad debts, the child may pay later financially and psychologically.

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