Thursday, May 19, 2022

How To Change Your Social Security Number After Identity Theft

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If Your Driver’s License Or Dmv

How To Avoid Identity Theft

Immediately contact your local DMV office to report the theft. Ask them to put a fraud alert on your license. Then call the toll-free DMV Fraud Hotline at 1-866-658-5758. If the thief is using your license as ID, you may want to change your license number. Ask DMV for an appointment. Take a copy of the police report and copies of bills or other items supporting your claim of fraud. You will also need to prove your identity. Take current documents such as a passport, a certification of citizenship or naturalization, or a U.S. military photo ID. DMV will issue a new license or ID card number when you meet all the requirements.

Changing Your Social Security Number Is Possiblebut Not Easy

Just because your Social Security number has been exposed in a hack doesnt mean youll automatically be granted a new number, even upon request. The negative effects on your life have to be persistent, unfixable after multiple attempts, and have manifest themselves within the past year.

If you have done all you can to fix the problems resulting from misuse of a Social Security number and someone is still using it, Social Security may be able to assign a new number, Social Security Administration spokesperson William Jarrett tells the Daily Dot in an email. If you apply for a new number, you will need to prove your identity, age and U.S. citizenship or immigration status. You will also need to provide evidence you are having ongoing problems because of the misuse.

Place A Security Freeze

Federal law allows consumers to place and lift a security freeze on their credit reports for free. A security freeze prohibits a credit reporting agency from releasing any information from a consumers’ credit report without written authorization. Note: placing a security freeze on your credit report may delay, interfere with, or prevent the timely approval of any requests you make for new loans, credit, mortgages, employment, housing or other services.

Freezing a minor’s credit file:

Federal law also now allows parents, guardians, and representatives acting on behalf of a young person in foster care, to freeze a minor child’s credit report. In this instance, a minor is someone 16 years old or younger.

If the child does not have a credit report , parents and guardians may request that the credit reporting agency create a credit report for the child in order to freeze it.

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If You Suspect Someone Is Using Your Sin Or Have Been Victim Of Fraud

If you suspect that someone else is using your SIN, act quickly to help prevent personal loss and minimize the negative impact.

An indication that your SIN is being used fraudulently could be if the Canada Revenue Agency sends you a Notice of Reassessment concerning undeclared earnings. This may mean that someone has used your SIN for employment purposes or to receive other taxable income.

Here are some key steps to follow:

  • File a report with the police. Ask for the case reference number and the officer’s name and telephone number. Make sure the report states your name and SIN and ask for a copy of the report.
  • Report the fraud to the Canadian Anti-Fraud Centre on their website or by calling 1-888-495-8501. They are also able to provide advice and assistance about identity theft.
  • Contact Canadas 2 major credit bureaus to tell them you have been a victim of identity fraud:

    Equifax Canada

    TransUnion Canada1-800-663-9980

    Ask each credit bureau for a copy of your credit report . Obtain information about having a fraud warning be placed on your file, instructing creditors to contact you personally before opening new accounts in your name .

  • Review all your banking and credit card statements. If you notice suspicious transactions, immediately contact the financial institution.
  • Report any problems with your mail to Canada Post for example, if you receive opened envelopes, or do not receive your financial statements.
  • To work:

    To obtain credit:

    Obtain Identity Theft Protection Or Detection Services

    How to Determine Where a Social Security Number Was Issued ...

    Changing the rest of your documents after you have your new state-issued ID and Social Security card is primarily about providing a copy of the two cards. Until all your documents are in order and a few months have passed, MShale.com suggests that you use an identity theft protection service to alert you to any suspicious activity, especially if you feel your information was compromised during the process of changing your name.

    If you decide to change your name after getting married, take these measures to protect your identity. Changing your marital status is only the first step of starting your life with your new spouse.

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    How Do Identity Thieves Get My Personal Information

    Identity thieves operate in a variety of ways and may use some of the following tactics to get your information:

    Stealing your ID cards, credit cards, and bank cards

  • Stealing your mail, including account statements, pre-approved credit card offers, and tax information

  • Buying your personal information from sources such as employees at stores, restaurants, or hotels

  • Getting your information off the Internet

  • Someones Got Your Number What Can You Do

    Figuring out that someone has your Social Security Number is one thing. Fixing the problem is another. If you think someone is using your Social Security Number, you need to move quickly.

    You have four things you need to do. You need to contact the Federal Trade Commission to report identity theft, contact the credit reference agencies to report the theft, contact the Social Security Administration, and contact your local police.

    • The FTC is at 1-877-438-4338 or . There is a form to complete to report identity theft.
    • Contact the three credit reference agencies and ask them to place a freeze on your credit report. This will prevent any new applications being created in your name. This will stop more debt from piling up.
    • Contact the SSA on 1-800-269-0271 or Log on to the IRS Identity Protection website to alert them and prevent any tax returns from being filed in your name.
    • Optionally, but recommended, alert the Internet Crime Complaints Center at . They alert other agencies that your SSN has been compromised.

    Once all that has been done, report the crime to your local police. If you know how the theft took place, for example, you had your wallet stolen, the police will want to know where the theft would have happened, and what transpired.

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    Read Also: How To Hide Money From Social Security Disability

    Tip : Beware Of Phone And Email Scams

    Identity thieves may try to trick you into revealing your SSN. For instance, in a phone or email, they might pose as your employer or a government office requesting information. Avoid sharing your number unless youre positive its a legitimate request.

    Better yet, consider calling the requesting organization at a verifiable telephone number to provide the information. Or visit in person.

    How To Check If Someone Else Is Using Your Social Security Number

    California Agency Still Making ID Theft Easy By Mailing Out Social Security Numbers

    The rise of technology has brought new threats to your personal data and its security. Identity theft is a crime that strikes at the heart of a modern citizens wealth, employment, social services, and more. Our identity specifically, the electronically-encoded identity that serves as the gateway to our bank accounts, to our home security systems, to our e-mail and network resources can be stolen by unscrupulous people and used for crimes great and small.

    At best, an identity thief may use part of your identity as the launchpad for some phony persona that they are using to commit acts of fraud and light scams. At worst, they can drain your bank accounts, destroy your credit rating, and wipe out your hard-earned retirement benefits. Identity theft is not a minor crime in 2018, more than 60 million Americans reported that they were affected by identity theft.

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    Your Social Security Card

    Whether youve lost your social security card or someone an acquaintance used the number, this is another common way that someone has obtained this information. Keeping your social security card safe, not keeping it in your wallet, and making sure that no one can get to it is another way to protect your identity.

    Mail Or Submit Your Application To Your Local Social Security Office

    No, this is not a joke there is no online process for completing and submitting the form. This was mentioned already, but it is worth repeating. The form must be completed and either mailed or delivered to a Social Security office in person. If you are thinking, I need my Social Security card updated now, then you should definitely deliver the form in person. There are a few reasons why the in-person option is a much better choice.

    First, by delivering the form in person you run a smaller risk of losing your documents or having your personal information compromised in the mail, and you will get your corrected card much sooner. It is always a good idea to do everything you can to protect your Social Security number from being compromised. Mailing the form is likely to add days, or even weeks, to the processing time for your request. Given the current situation with COVID, the Postal Service is experiencing delays all across the country.

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    Report Identity Theft To Other Organizations

    You can also report the theft to other organizations, such as:

    • Credit Reporting Agencies – Contact one of the three major credit reporting agencies to place a fraud alert or freeze on your credit report. Also get copies of your credit reports, to be sure that no one has already tried to get unauthorized credit accounts with your personal information. Confirm that the credit reporting agency will alert the other two credit reporting agencies.

    • National Long-Term Care Ombudsman Resource Center – Report cases of identity theft due to a stay in a nursing home or long-term care facility.

    • Financial Institutions – Contact the fraud department at your bank, credit card issuers and any other places where you have accounts.

    • Retailers and Other Companies – Report the crime to companies where the identity thief opened credit accounts or even applied for jobs.

    • State Attorney General Offices – Your state’s attorney general might offer tips, checklists, or an advocate to help you recover from identity theft. These resources don’t replace filing an ID theft report with the FTC.

    You may need to get new personal records or identification cards if you’re the victim of ID theft. Learn how to replace your vital identification documents after identity theft.

    Tip : Create Strong Passwords

    The Problem of Identity Theft and Your Social Security Number

    Strong passwords that use a unique combination of numbers, letters, and symbols can help prevent identity thieves from accessing your personal information in online accounts. Heres one password you should never use: your Social Security number. And dont use your SSNs last four digits as a PIN.

    Finally, dont use the same passwords repeatedly. Even if its a strong password, and its one that you can easily remember, all a hacker has to do is crack that password once. The thief will then be able to access all your important accounts that are protected by that password, even ones that contain your Social Security number.

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    Why Amish Reject Paying Into Social Security

    The Amish are mostly exempt from paying into the social security system. This religious organization does pay taxes but did believe commercial insurance would erode their faith. Amish, do not rely on outside resources, such as electricity,automobiles, secondary education, etc. They take a strong stand on the separation of church and state.

    They alone are responsible for the care of their families and communities, such as helping a neighbor, feeding and caring for the sick, or helping a neighbor build a home or barn. Today the Amish pay Social Security only if they work for a secular company. Those who are self-employed do not pay Social Security, receive benefits or unemployment.

    Common Reasons For Changing A Social Security Number

    As mentioned above, the SSA has relatively strict requirements for changing someone’s Social Security number. For example, it won’t provide one for a person who wants to avoid the consequences of bankruptcy or is evading the law. In addition, you can’t get a new number if you simply lost your Social Security card, unless there is solid evidence that your number is being used by someone else.

    Among the reasons that the SSA will accept for issuing a new number:

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    Tip : Monitor Your Accounts And Be Aware Of New Accounts Being Opened

    If someone obtains your SSN, you may find evidence of unlawful use in your bank, credit, or other accounts. Consider setting up alerts with your financial institutions to flag unusual activity, such as withdrawals or purchases over a certain amount. Watch for changes in your credit score. And check your credit reports. Youre entitled to a free credit report every 12 months from each of the three major credit reporting agencies. Go to AnnualCreditReport.com.

    If You Suspect Someone Is Using Your Sin

    2 On Your Side: Identity Theft Risk

    If you suspect that someone is using your SIN fraudulently, act quickly to prevent personal loss and minimize the negative impact.

  • File a complaint with the police. Ask for the case reference number and the officer’s name and telephone number. If you choose to obtain a copy of the police report, make sure it states your name and SIN.
  • Contact the Canadian Anti-Fraud Centre at 1-888-495-8501. The national anti-fraud call centre is jointly managed by the Royal Canadian Mounted Police, Ontario Provincial Police and Competition Bureau Canada. They provide advice and assistance about identity theft.
  • Ask for a copy of your credit report. Review it for any suspicious activity. Also check to see if your credit file should be flagged . To obtain additional information regarding fees and other requirements, please contact:
  • TransUnion: 1-800-663-9980
  • Inform your bank and creditors by phone and in writing about any irregularities.
  • Report any irregularities in your mail delivery to Canada Post, for example, opened envelopes, missing financial statements or documents.
  • Visit a Service Canada office and bring all the necessary documents with you proving fraud or misuse of your SIN. Also bring an original identity document . One of our officials will review your information and provide you with assistance and guidance.
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    Measures You Can Take To Prevent Identity Theft

    • Do not routinely carry your SSN.
    • Never say your SSN aloud in public.
    • Beware of phishing scams to trick you into revealing personal information.
    • Create a personal account to help you keep track of your records and identify any suspicious activity.
    • Consider adding these blocks to your account with us:
    • The eServices block It prevents anyone, including you, from seeing or changing your personal information on the internet. Once we add the block, you or your representative will need to contact your local office to request removal of the block.
    • The Direct Deposit Fraud Prevention block This prevents anyone, including you, from enrolling in direct deposit or changing your address or direct deposit information through or a financial institution . Once we add the block, you or your representative will need to contact your local office to request removal of the block or make any future changes to direct deposit or contact information.
  • Visit to get information regarding extra security.
  • Verify Your Social Security Number & Wages

    After you apply for benefits, we send you documents that include your name, the last four digits of your SSN, and wage records from your last employer. Check all documents carefully to ensure that we have the right name, SSN and wages on your claim.

    An error could be due to a simple mistake such as a typing error or it could be due to someone else using your SSN.

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    Can I Replace My Social Security Card The Same Day

    Unfortunately, you cannot replace your Social Security card the same day. You can, however, visit your local Social Security office and obtain a receipt serving as proof that you have submitted your application for a new card. This receipt can be used as evidence of a temporary card in some situations. It will take anywhere from 10-14 to process your application for a new card, but the quickest way to get the replacement is through your Social Security account online.

    File Fraudulent Tax Returns

    What To Do if Someone Has Your Social Security Number ...

    Your Social Security number is also used to file your taxes in most cases. Someone who has your SSN can file a fraudulent tax return in your name to be able to claim a refund or stimulus money. You often dont know that a fraudulent tax return has been filed until you go to file your own. It can take months to straighten things out with the IRS, and this can keep you from being able to access your own refund in the meantime.

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    Can You Put A Freeze On Your Social Security Number

    Yes, you can place a freeze on your SSN. One option is to place a fraud alert on your SSN. This notifies the credit agencies that your SSN might be used illegally to commit fraud or other scams. However, people might still be able to open credit in your name. Placing a hard freeze on your SSN might be a better option. This prevents new credit from being opened in your name without very stringent identify verification taking place.

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