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How To Check Background With Social Security Number

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How Should My Employees’ Background Check Be Conducted

Do you need a Social Security Number (SSN) to run a Background Check?
  • Notify the applicant that you will be conducting a background check.
  • Find out what information you are allowed to request according to your State laws.
  • Choose a registered Consumer Reporting Agency .
  • Make sure the CRA that you choose is FCRA compliant.
  • Hire a CRA and request a report.
  • Review the background report and make a hiring decision.
  • It Can Uncover Fraudulent And Illegal Activity

    Conducting a SSN trace can uncover fraudulent and illegal acts. It can reveal individuals who may be using someone elses SSN to hide criminal activity, a revoked or suspended license, or other sanctions barring them from working in your industry. That kind of fraud may be more common than you think. Some cybersecurity experts believe that most SSNs have been exposed on the dark web or compromised in some way. Conducting a SSN trace is a good way to uncover instances of inappropriate use of a SSN, such as:

    • A fake SSN that has never been issued
    • A SSN that belongs to a deceased individual
    • A SSN that has been used by multiple people

    Social Security Numbers And Background Checks

    May 22, 2017, 9:31 pm5.1k Views

    Editors Note: This article is for informational purposes only. By using CheckThem.com, you agree to adhere to all applicable laws regarding background checks. Under the Fair Credit Reporting Act, 15 USC 1681 et seq., , It is unlawful to use our service or the information we provide for any purpose that would require FCRA compliance.

    If youre doing a background check on someone, it can become a lot easier to get the information you need if you have their social security number in certain situations. However, there are some pros and cons of doing background checks by social security number. Its also important to understand the process of doing background checks this way and whether or not you are authorized to do so.

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    Social Security Number Trace

    Using the name, address, date of birth, and Social Security Number supplied by your applicant on the Disclosure and Release Form, the Social Security Trace helps you verify the accuracy of the information and identify potential fraud. The Social Security Trace, also known as a Person Search, provides a list of previous addresses as well as names associated with the applicants social security number. This information is pulled through a variety of different sources. For example, data is compiled when an applicant applies for credit, secures a lease, registers to vote, signs up for utilities, or other instances where an application is required. This search is an essential first step in the screening process, as it provides a roadmap to help select the courts which need to be researched to obtain criminal records.

    What Does An Ssn Trace Show

    Social Security Numbers and Background Checks

    An SSN Trace reveals a few details that are important in the hiring screening process. An SSN Trace:

    • Assesses whether a candidates Social Security number is valid
    • Confirms that a candidates name and date of birth matches the SSN they provided
    • Provides associated addresses to inform states or counties to conduct background searches in
    • Offers additional candidate names to use for more research, like maiden names or other aliases

    However, what an SSN does not show is whether the SSN actually belongs to the candidatedespite whether it matches their address and date of birth.

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    What Causes A Red Flag On A Background Check

    Depending on the reason for the background check, a number of things could raise a red flag. A criminal history might not be looked favorably by an employer. Someone interested in dating someone might see a marriage record without a divorce record on a public record search, which would also raise a red flag!

    How Does A Credit Score Work

    Your credit score is a number related to your credit history. If your credit score is high, your credit is good. If your credit score is low, your credit is bad.

    There are different credit scores. Each credit reporting company creates a credit score. Other companies create scores, too. The range is different, but it usually goes from about 300 to 850 .

    It costs money to look at your credit score. Sometimes a company might say the score is free. But usually there is a cost.

    Also Check: Social Surity

    Dissecting The Social Security Number

    The nine digit social security number is grouped into three parts the area number, group number, and serial number.

    The Area Number

    The area number is the first grouping in the social security number. Originally, the area number indicated the location of the Social Security Administration office where an SSN was issued . Individuals could apply at any office, so the area number was not an indication of where they lived or worked. This changed in 1972 when the Social Security Administration began issuing SSNs from its Baltimore headquarters and assigning area numbers based on the applicants mailing address.

    Anyone who applied for a social security number between 1972 and 2011 will have an area number that correlates to the mailing address listed on their application . However, the area number cannot be used to determine residence since you can have mail sent to any location. In 2011, the SSA changed the way area numbers are assigned yet again to a system called randomization. Anyone applying for an SSN after June 25, 2011 has received a randomized area number that has no correlation to any location .

    The Group Number

    The middle section of numbers is simply there to make administration easier for the SSA. The group number ranges from 01 to 99 and allows Social Security Numbers with the same area number to be broken into smaller pairings. Geographic data is not indicated by the group number.

    The Serial Number

    Why Is My Credit Report Important

    SSN – Social Security Number Trace- Background Checks Demystified

    Businesses look at your credit report when you apply for:

    • loans from a bank
    • jobs
    • insurance

    If you apply for one of these, the business wants to know if you pay your bills. The business also wants to know if you owe money to someone else. The business uses the information in your credit report to decide whether to give you a loan, a credit card, a job, or insurance.

    Read Also: What Will I Get For Social Security

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    Conduct Thorough Background Checks On Job Applicants

    If you are looking for candidates for an open position, you should conduct thorough background checks before hiring someone. A background check can reveal information about an applicants criminal history that could influence your decision and can protect you from negligent hiring lawsuits. A background check should start with verification of the applicants Social Security number to verify identity and to find out which names and addresses to use in conducting further searches.

    Recommended Reading: Can You Find Someone’s Employer With Social Security Number

    Verifying An Applicants Social Number Can Help You Get Complete Information

    A background check that only looks for records based on the applicants name and date of birth can leave out information if that person used to be known by a different name. If the person committed a crime while using a maiden name and the background check only searches for records under the persons married name, the record of the criminal conviction could be overlooked.

    Conducting a search based on a Social Security number can provide more complete information. A Social Security number verification can reveal information about other names used and addresses where the individual has lived. Knowing all names used in the past and present allows the company conducting the background check to find any and all criminal records. By knowing about past addresses, the company conducting the background check will know which jurisdictions to check to find possible records of criminal convictions.

    Reasons To Conduct A Ssn Trace Report

    Pin on Information Technology

    Since they were first created in 1936, more than 450 million social security numbers have been issued to US citizens and permanent residents. SSNs are primarily used for identification and taxpaying services. Without a SSN, you cant obtain credit, receive government services, or buy a home. The SSN is essential to everyday life. However, what many may not know is that the SSN is also a historical record that aids employers during the hiring process. It is a useful tool that delivers essential information about candidates during a background check.

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    What Is An Ssn Trace

    An SSN Trace, also called a Social Security Number Trace, is an important discovery and accountability tool for employers and candidates. Thats because it assesses whether a candidates Social Security number is valid, confirms that it matches their name and date of birth, and reveals previously associated addresses so you know which states or counties to search in future screenings.

    An SSN Trace is typically launched at the time the background check process starts. An SSN Trace helps pinpoint which state or county criminal record databases should be searched. Keep in mind that an SSN Trace is different from Identity Verification because of the information it does reveal.

    Why Do I Have A Credit Report

    Businesses want to know about you before they lend you money. Would you want to lend money to someone who pays bills on time? Or to someone who always pays late?

    Businesses look at your credit report to learn about you. They decide if they want to lend you money, or give you a credit card. Sometimes, employers look at your credit report when you apply for a job. Cell phone companies and insurance companies look at your credit report, too.

    Also Check: Social Secutriy

    Federal Criminal Records Search

    Any crimes that are federally prosecuted such as those enforced by the FBI, DEA, ATF, or other government agencies are reported in the 94 federal district courts. This search returns offenses from the federal criminal database that are not included in county or statewide checks. Possible offenses include kidnapping, bank robbery, and drug trafficking.

    How To Perform A Free Background Check:

    Check Social Security Number

    A step-by-step guide on how to perform a free background check.

    Obtain written permission from the potential candidate.

    While the information you find online is publicly available, you should always obtain written consent before conducting a background check on a potential employee. This will ensure that you are legally compliant with the EEOC, and it prevents applicants from claiming that you invaded their privacy.

    Use information from the candidates’ resume to narrow down the search.

    If you want to find out general information about a potential employee, is a good option to start with. Isolate your search terms by entering the candidate’s name in quotation marks such as “John Doe.”

    Narrow down your results by including specific information obtained from a resume such as a home address, job title, college name, or former employer. The more specific your search, the more accurate your results will be.

    Conduct a basic search on all major social networks.

    A search on social media will yield information that has been strictly controlled and voluntarily shared by the user. The information may be falsified and should not be relied on when making an important decision regarding a person’s character.

    Check state records and national databases.

    You can also find court information at the National Center for State Courts. You will need to search every state the person has lived in and go to the county or city level to find any felony or misdemeanor convictions.

    Read Also: How Can I Get Money From My Social Security

    Ssn Verification + Address History

    The SSN Verification also provides an address history for your applicant.

    The best practices mentioned in this Address History Infographic, explain why you want to retrieve address history on your applicant. The most important of which is to drive public record searches for civil and criminal history.

    Get Criminal Records By Ssn

    If you are an employer who is hiring people, then you should conduct a criminal history background check online of all the people you are going to hire, in the interests of your organization and its employees. If you are hiring a nanny for your child, or a tutor, or help for elderly citizens you also should conduct a criminal history record check. One of the easiest ways to lookup a persons criminal offenses is to search criminal records by social security number.

    When you enter a persons social security number in a public record database, you will get information of his name, age and address. Conducting a criminal background record check is a step further. You can use the social security number and find a persons police records, prison records, public criminal court records and more. The state keeps public records of criminals, sexual offenders, those who use violence, drug trafficking, driving violations and the like.

    The criminal record database contains all public background information about the persons criminal history and when you enter a persons SSN, if he has been convicted or even hauled up for any criminal offense, the criminal offender records will show the crime. However if you do not know the persons SSN you can do a criminal history record check online by entering the persons name, age or any other details you may know about the person in the search box below.

    Other resources:

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    Who Should Order The Social Security Number Trace

    Anyone who orders a background check should include a Social Security Number Trace in their screening package.

    A Social Security Number Trace provides independent validation of name and address history that can be used when running criminal record searches.

    Applicants with something to hide tend to omit all of the names they have used and/or fail to provide a complete address history. This makes the Social Security Number Trace a great discovery and accountability tool.The Social Security Number Trace report may also indicate whether an applicant has provided an invalid Social Security Number, or if the applicant is using someone else’s SSN in order to conceal derogatory information.

    Can I See My Credit Report

    Run A Background Check with a Social Security Number Now!

    You can get a free copy of your credit report every year. That means one copy from each of the three companies that writes your reports.

    The law says you can get your free credit reports if you:

    Someone might say you can get a free report at another website. They probably are not telling the truth.

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    How Do I Improve My Credit

    Look at your free credit report. The report will tell you how to improve your credit history. Only you can improve your credit. No one else can fix information in your credit report that is not good, but is correct.

    It takes time to improve your credit history. Here are some ways to help rebuild your credit.

    • Pay your bills by the date they are due. This is the most important thing you can do.
    • Lower the amount you owe, especially on your credit cards. Owing a lot of money hurts your credit history.
    • Do not get new credit cards if you do not need them. A lot of new credit hurts your credit history.
    • Do not close older credit cards. Having credit for a longer time helps your rating.

    After six to nine months of this, check your credit report again. You can use one of your free reports from Annual Credit Report.

    How Do I Fix Mistakes In My Credit Report

    • Write a letter. Tell the credit reporting company that you have questions about information in your report.
    • Explain which information is wrong and why you think so.
    • Say that you want the information corrected or removed from your report.
    • Send a copy of your credit report with the wrong information circled.
    • Send copies of other papers that help you explain your opinion.
    • Send this information Certified Mail. Ask the post office for a return receipt. The receipt is proof that the credit reporting company got your letter.

    The credit reporting company must look into your complaint and answer you in writing.

    Read Also: How Do I Find Out How Much Social Security I Will Receive

    What Shows Up On A Social Security Background Check

    A social security background check typically includes anything related to public records such as property records, marriage & divorce records, criminal records, liens/mortgages and more. Because a social security number is used for most official purposes from employment to credit to housing there are many areas of life linked to it.

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