Wednesday, September 28, 2022

How To Check If Social Security Is Being Used

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How To Use Self Lock

Are SOCIAL SECURITY checks being used to PAY down STUDENT LOANS??

To access Self Lock, you must be logged in to your myE-Verify account.

To lock your SSN, you must enter your SSN and date of birth. myE-Verify does not store your SSN when you create your account, so you must provide your SSN to “lock” it.

In addition, you must select and answer three challenge questions. Select questions you can easily answer, because you will need to answer them again to verify your identity if you receive an E-Verify Tentative Nonconfirmation due to Self Lock.

If you are about to start a new job with an E-Verify employer, you should log into your account and unlock your SSN.

Subscribe to the myE-Verify website to receive email updates. Follow on Twitter . Got questions on myE-Verify? Contact us

What To Do If You Lose Your Social Security Card

Reading time: 5 minutes

Highlights:

  • Your Social Security number can be valuable information for identity thieves
  • Consider placing a security freeze or fraud alert on your credit reports if your Social Security card is lost
  • If you know your Social Security number has been stolen, there are some additional steps you can take

Your Social Security number is a valuable piece of information to identity thieves. Its a key element of your identity and is also linked to taxes and credit information. And except in limited circumstances, it cant be changed. Thats why its so worrisome to have your card lost or stolen.;

Here are some steps to take for a lost or stolen Social Security card:

1.;;;Consider placing a fraud alert or a security freeze on your credit reports or locking them. With an initial fraud alert, potential lenders and creditors are encouraged to take additional steps to verify your identity, such as contacting you by phone, before extending new credit. A fraud alert lasts for one year and can be renewed. Fraud alerts are free. Contact one of the three nationwide credit bureaus Equifax, Experian or TransUnion to request a fraud alert, and that bureau will notify the other two.;

Options for locking your credit report may also be available from the three nationwide credit bureaus. Learn more about fraud alerts, security freezes and credit report locks.

You might also consider calling the Social Security Administration at 772-1213 to report the lost card.

Report The Fraud To The Three Major Credit Bureaus

You can report the identity theft to all three of the major credit bureaus by calling any one of the toll-free fraud numbers below. You will reach an automated telephone system and you will not be able to speak to anyone at this time. The system will ask you to enter your Social Security number and other information to identify yourself. The automated system allows you to flag your file with a fraud alert at all three bureaus. This helps stop a thief from opening new accounts in your name. The alert stays on for 90 days. Each of the credit bureaus will send you a letter confirming your fraud alert and giving instructions on how to get a copy of your credit report. As a victim of identity theft, you will not be charged for these reports. Each report you receive will contain a telephone number you can call to speak to someone in the credit bureaus fraud department.

Experian 1-888-397-3742

Also Check: Can You Get Ssdi And Social Security

Someone May Be Using Your Ssn

Quick Links

  • Someones Got Your Number What Can You Do?
  • People can use your Social Security Number to access bank accounts, open new accounts, and more. If this is happening it may go undetected.

    A lot of times there are indications that something is amiss. These are the top five signs your information has been compromised.

    Use The Id Theft Affidavit

    Social Security Disability: Financial and Medical ...

    Creditors may ask you to fill out fraud affidavits. The Federal Trade Commissions ID Theft Affidavit is accepted by the credit bureaus and by most major creditors. Send copies of the completed form to creditors where the thief opened accounts in your name. Also send copies to creditors where the thief made charges on your account, to the credit bureaus, and to the police. The form is available on the FTC Web site at ww.ftc.gov/bcp/edu/resources/forms/affidavit.pdf. File a complaint of identity theft with the FTC. See their Web site at www.consumer.gov/idtheft The FTC keeps a database of identity theft cases that is used by many law enforcement agencies.

    Read Also: When Should One Apply For Social Security

    How Do Benefits Work And How Can I Qualify

    While you work, you pay Social Security taxes. This tax money goes into a trust fund that pays benefits to:

    • Those who are currently retired

    • To people with disabilities

    • To the surviving spouses and children of workers who have died

    Each year you work, youll get credits to help you become eligible for benefits when its time for you to retire. Find all the benefits Social Security Administration offers.

    There are four main types of benefits that the SSA offers:

    • Learn about earning limits if you plan to work while receiving Social Security benefits

    When To Provide Your Ssn

    Not everyone who requests your SSN actually needs it. Generally speaking, if an entity reports information about you to the Internal Revenue Service , you probably have to supply your SSN. This includes your employer, banks/lenders, the U.S. Treasury for savings bonds, and state unemployment insurance and workers compensation offices.

    Although other institutions and businesses have the right to ask for your number, they often dont need it, and you arent legally required to provide it.

    As of Jan. 1, 2020, Medicare no longer uses Social Security numbers for identification. Instead, Medicare recipients receive a Medicare Beneficiary Identifier a unique series of numbers and letters that they should also try to protect from identity thieves.

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    When Will I Receive My Social Security Check

    The Social Security Administration’s payment calendar helps recipients plan for payments. If you were born in the first 10 days of your birth month, then you receive payments by the second Wednesday of the month. Those born on the 11-20 receive payments by the third Wednesday. Those born on the 21-31 receive payments by the fourth Wednesday. However, those who began receiving payments before May 1997 receive payments by the third day of each month.

    Report The Crime To The Police

    Is someone using your child’s Social Security number without you knowing?

    Under California law, you can report identity theft to your local police department.1 Ask the police to issue a police report of identity theft. Give the police as much information on the theft as possible. One way to do this is to provide copies of your credit reports showing the items related to identity theft. Black out other items not related to identity theft. Give the police any new evidence you collect to add to your report. Be sure to get a copy of your police report. You will need to give copies to creditors and the credit bureaus. For more information, see Organizing Your Identity Theft Case” by the Identity Theft Resource Center, available at

    Read Also: How Get My Social Security Card

    Adjust Your Pia For The Age You Will Begin Benefits

    The final amount of Social Security retirement benefit that you receive is based on the age when you begin benefits.

    The earliest you can begin retirement benefits is age 62 . You get more by waiting until a later ageas late as age 70to begin benefits.

    Of course, another complex formula is used to determine how much more you will receive if you wait.

    This formula uses your Primary Insurance Amount calculated in the previous step. This is the amount you will get if you start benefits at your full retirement age . Your FRA can vary, depending on the year you were born. For people born between 1943 and 1954, as in our example, the FRA is age 66.

    For people born on Jan. 1, the FRA is based on the year prior. Someone born on Jan. 1, 1955, will have an FRA based on 1954.

    A reduction is applied to your PIA if you begin benefits before your FRA. A credit, referred to as a “delayed retirement credit,” is applied if you begin to receive benefits after your FRA.

    How To Get A Replacement Social Security Card

    To get a Social Security replacement card, visit the SSAs My Social Security account website. Youll be taken through the steps of requesting a replacement card. Keep in mind that you can use this online site to request a replacement card if you:

  • Are a U.S. citizen age 18 years or older with a U.S. mailing address;
  • Are not requesting a name change or any other change to your card; and
  • Have a valid, current driver’s license or a state-issued identification card from most U.S. states or the District of Columbia. The following states are not currently eligible:
  • Alabama
    ;

    To apply for a replacement Social Security card, either online or via mail, you’ll need one acceptable personal identification document. By and large, your birth certificate will suffice, although the SSA will also accept the following proof of identity:

    • A U.S. hospital record of your birth.
    • A religious record indicating your date of birth .
    • A current valid U.S. passport.
    • A final adoption decree .

    There are several exceptions if you cant get the needed identification documents, or dont have them at all. The SSA will accept other forms of identification that show your legal name and biographical data. Acceptable options include a U.S. military I.D. card, a U.S. Certificate of Naturalization, employee identity card, a certified copy of a medical record , a health insurance card, Medicaid card, or school identity card.

    Read Also: What To Do If They Steal Your Social Security

    Check Your Bank Account And Credit Card Statements

    Monitor all your bank and credit card statements regularly. That might sound tedious, but as you get familiar with your regular spending, you’ll find it easy to quickly scan through the payments and spot anything out of the ordinary.

    Look out for transactions you don’t recall making, or amounts that seem unusual. Even tiny payments might be a sign of trouble, as they could indicate an attacker making test purchases to see if they’re successful.

    If you find a vendor name you don’t recognize, search recent emails for possible clues. You might think you’ve just spent $100 on a plan with AmazingVPN.com, but maybe its payments are taken by BigHoldingCompany.com, and that’s the name you’ll see on any statements. Checking email receipts should tell you more.

    Paying this much attention to your finances has all kinds of benefits. Company A not refunded a payment, say? Company B still taking monthly cash when you cancelled your plan? You’ll notice right away.

    If you see any other suspicious activity, contact the bank or credit card company and report it immediately.

    And whatever the eventual verdict, if you have the tiniest concern over any account, immediately change your password. If possible, also set up two-factor authentication to enhance the security of your accounts.

    What To Do If Your Social Security Card Is Lost Or Stolen

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    In the digital age, the notion of losing your wallet or purse with your Social Security card lodged inside may seem like a low-risk or no-risk affair. But people do suffer lost or stolen wallets all the time. Pairing that experience with a lost Social Security card only doubles the pain.

    While there are dependable ways to avoid losing your Social Security card like locking it away in a safe place and keeping the card out of your wallet or pocket people still lose their Social Security cards. Make no mistake, getting a card back can be a bit of a process. This article covers everything you need to know and answers the big question: What do I do if I lost my Social Security card?

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    Regular Checks Of Your Credit Reports

    Monitoring your credit reports on a regular basis provides early warnings of suspicious activity so you can take steps to deal with identity theft before extensive damage is inflicted on your financial accounts and credit scores. offers unlimited free TransUnion credit reports to its members. In addition to protecting against identity theft, regular reviews of credit reports can catch mistaken entries that may negatively affect your credit score.

    Verify Your Social Security Number & Wages

    After you apply for benefits, we send you documents that include your name, the last four digits of your SSN, and wage records from your last employer. Check all documents carefully to ensure that we have the right name, SSN and wages on your claim.

    An error could be due to a simple mistake such as a typing error or it could be due to someone else using your SSN.

    Recommended Reading: Can You Receive Medicare Without Receiving Social Security Benefits

    S To Take If You Think Youve Been Scammed

    The Social Security Administration publishes a useful booklet called “Identity Theft and Your Social Security Number.” In addition to basic protection tips, it provides information about what you should do if you believe your identity and SSN have been stolen or compromised.

    The Social Security Administration closed all of its offices for in-person services in March 2020 as a result of the COVID-19 pandemic. Its online services, however, remain available.

    How We Use Your Social Security Number

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    We use your Social Security Number to verify your income and work history by checking for wages reported by your recent employers. If there is a mismatch between what you told us when you applied for benefits and the wages reported by employers, that difference could be due to a simple mistake in what you told us, what we entered into our system, or what your employer reported. It is also possible that the difference is due to someone else using your SSN, which is sometimes called “identity theft.”

    It is important to correct wage history errors because if you receive benefits based on incorrect wages or wages that are not yours, you must repay any overpayment.

    Read Also: How To Change Your Name With The Social Security Administration

    How Does Identity Theft Happen

    Your personal or financial information can be stolen in several ways. Losing your wallet, not logging out of public computers, or accessing public WiFi without encryption can all leave your valuable information in the wrong hands. Likewise, clicking on dangerous links that run vicious viruses or not being careful enough while browsing the dark web are risky behaviors too.

    Your information could also be compromised by large-scale corporate data breaches. In 2017, Equifax was hacked, with millions affected. 2019 saw another malicious attack when Capital Ones database was breached, with over 100 million Americans affected. Here are some tips that can keep you safe:

    • Dont click on any suspicious links.

    • Dont give out your personal or financial information on a public network.

    • Make sure you have anti-virus software and that its up to date.

    • Change your passwords often.

    • Get a free credit report every year from a major credit reporting agency

    • Follow up on any suspicious activity on your credit report.

    And remember, your best bet is to use an abundance of caution when online.

    How To Know If Someone Is Using Your Social Security Number

    • Post author
    One of the most dangerous forms of identity theft is a stolen SSN. But how do you know if someone is using your Social Security number? Here are a few telltale signs.

    Your SSN is the key to your identity. And thats why its so vulnerable: if a hacker gets ahold of it, theyre able to crack open the most secure of accounts and wreak havoc on your life. But how do you know if someone is using your social security number?

    As soon as hackers have access to your;SSN, theyll have the ability;to access your bank accounts, open new accounts in your name, open lines of credit and credit cards, obtain your tax return, take our loans, use your health coverage and open utilities and memberships in your name.

    Unfortunately, not everyone knows when theyve been a victim of;Social Security number identity theft. To stay safe and protect your privacy , you need to learn how to tell if someone is using your social security number.

    Is your personal information in the wrong hands? Use Privacy Bees free Data Breach Checker to find out.

    Also Check: What Happens If Your Social Security Number Gets Stolen

    If Someone Uses Your Social Security Number To Claim Unemployment Benefits Or To Work

    If you suspect that someone else has claimed unemployment benefits using your Social Security number, call the California Employment Development Departments toll-free Fraud Hotline at 1-800-229-6297. For more information, see their Web site at www.edd.ca.gov. Search on the site for “fraud.” Sometimes, an identity thief will use someone elses Social Security number to be eligible to work. Its a good idea to check your Social Security earnings record to see if income earned by a thief is being posted to your account. You can get a copy of your earnings record by calling 1-800-772-1213. Or get a Request for Social Security Statement at www.ssa.gov/online/ssa-7004.html. If you believe a thief is using your Social Security number to work or claim Social Security benefits, call the Social Security Fraud Hotline at 1-800-269-0271. Or report Social Security benefits fraud online at www.ssa.gov/oig/hotline/index.htm..

    Review Your Credit Reports Carefully

    6.5 MILLION

    When you receive your credit reports, read them carefully. Look for accounts you dont recognize. Look in the inquiries section for names of creditors from whom you havent requested credit. You may find some inquiries identified as promotional. These occur when a company has gotten your name and address from a credit bureau to send you an offer of credit. Promotional inquiries are not signs of fraud. Also, as a general precaution, look in the personal information section to verify your Social Security number, address and name.

    If you find anything you dont understand, call the credit bureau at the telephone number listed on the report. Tell them you want to block, or remove, any information on the report that is the result of identity theft. For more on what to tell the credit bureaus, see the Privacy Rights Clearinghouses Identity Theft: What to Do When It Happens to Youwww.privacyrights.org/fs/fs17a.htm

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