Friday, September 30, 2022

How To Check My Social Security Benefits Online

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How Long Does It Take

How Do I Check My Social Security Account

Regardless of how you applied, the process for approving retirement benefits takes about six weeks from the time your application is complete. However, the SSA advises users to apply three months before turning age 62, or reaching full retirement age.

Getting a new or replacement Social Security card can take up to two weeks. Disability is an entirely different story. It generally takes five to six months but can easily take a year or longer. There are many more requirements when applying for disability, including collecting medical records and going through physical and/or mental health evaluations by practitioners who work for the SSA.

The best way to keep any Social Security application moving is to have everything they require at the time you apply. Then promptly provide any additional information and documentation they request.

My Social Security Account Login Summary

Heres the bottom line:

There are several benefits for both future retirees and current retirees for creating my Social Security account.

Creating an account is easy and takes about 10 minutes.

If you already have an account, you can log in with the instructions above.

If you are locked out of your account, you can retrieve your username or password by following the steps outlined above.

Alternatively, you can contact the Social Security Administration using the number provided above or visit your local SSA office.

The Social Security Administration Provides Workers With A Convenient Online System Which You Can Use To Check Their Information And Access Services

Not matter if you are collecting benefits, retired, or just beginning your career, the Social Security Administration allows you to set up an online account at my Social Security. The service is your gateway to the agencys online services where you can verify your earnings history, review current benefits or estimate future benefits, in addition to many other services.

Setting up an online secure account is quick and easy, which you can do online or in person. For those who are 18 and older, all you need is a US mailing address, valid email address and a Social Security number.

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Social Security Disabilities List

Social Security has a separate disabilities list for adults and children. Both Part A and Part B cover conditions that fall within 14 different categories, though there are slight variations between each list. Here are the 14 categories for adult disabilities:

You can consult the SSA Disabilities List for more information.

How To Apply For Social Security Disability Benefits

Check Your Social Security Benefits Online

If you meet the criteria above and the SSA determines that your condition is severe enough that you cannot continue work in the same field or a new one, then you can begin the application process. To apply for SSDI online, visit and follow the instructions to begin the application. You can also visit your local Social Security Administration office or call the SSA by phone at 1-800-772-1213.

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How To Get Your Social Security Statement Online

Your Social Security Statement is available to view online at any time by opening a my Social Security account on This allows users to learn about their future Social Security benefits and to see their current earnings history.

Make sure to check that your Social Security number is correct on the account, and that your personal details and marital status are up to date. This will ensure that the earnings are all correct.

For workers aged 60 and over without a Social Security account, your Social Security Statements should be mailed to you three months ahead of your birthday.

Select How To Recieve Security Code

Next, you will have to choose how you want Social Security to reach you each time you try to login into your account.

Every time you log on, Social Security will text or email a new code for you to enter to prove your identity. This is called two-step verification.

You will be sent a code once you pick an option.

Enter the security code sent to your phone or email.

Please note that this code will expire after 10 minutes.

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See How Much You Will Get In Disability Benefits Now

Heres another benefit of having a My Social Security account:

You will be able to see how much you will get in Social Security disability benefits if you apply now.

There is even a link to start your disability application online, as shown by the image below.

MySocialSecurity Account Functions

If you are future Social Security recipient, here is the full list of what you can do with a mySocialSecurity online account:

  • Check your earnings record
  • See how much you have paid into Social Security
  • Get an estimate of your future Social Security payments
  • Find out how much you will qualify for if you become disabled
  • Determine what family members will receive if you pass away
  • Keep your account up-to-date by changing your address or direct deposit information
  • Request documentation replacement Social Security card, replacement Medicare card, Benefit Verification Letter, etc.

How Social Security Approval Works

How To Sign Up For My Social Security Account Online

Approval Timeline

When you retire, a lot of questions cross your mind. The first question you should ask is when to claim social security benefits. See our article on When to Claim Social Security Benefits.

The next question after you decide to claim is: how long does it take to get my first social security check? It would be prudent to start by knowing how long it takes to apply for social security online. To your relief, the process will not take a lot of your time. Once your application is done and submitted, you will be wondering how long it takes to get social security approval.

Typically, it takes 6 weeks to process your application and for the benefits to start. However, it will take longer if you submit incorrect information. Also, the duration for approval will depend on the number of submissions the Social Security Administration will be processing at the time. Overall, the wait time is at least six weeks or longer depending on a number of factors.

Mandatory Information

You will need your social security number, birth certificate, and supporting financial documents when you apply. Tax return evidence and W-2 forms are also required for self-employed applicants.

For those not born in the USA, you should provide proof of citizenship. A certificate of citizenship or passport will be adequate. Also, marital information will be required.

Luckily, all these documents are not required at once when you apply. The SSA will send you notifications when they are required.

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How To Receive Federal Benefits

To begin receiving your federal benefits, like Social Security or veterans benefits, you must sign up for electronic payments with direct deposit.

If You Have a Bank or Credit Union Account:

  • Call the Go Direct Helpline at .

If You Don’t have a Bank or Credit Union Account:

Make Changes to an Existing Direct Deposit Account:

Learn how to make changes to an existing direct deposit account. You also may contact the federal agency that pays your benefit for help with your enrollment.

Your Personal Mysocial Security Account Is For Your Use Only

Social Security is dedicated to protecting the information and resources entrusted to us, including your personal information and investment. For your protection, youre the only one who can create your personal mySocial Security account for your own exclusive use. No one can create or use an account on your behalf, even with written permission. Dont share the use of your account with anyone else under any circumstances, as unauthorized use of this service is a misrepresentation of your identity to the federal government and could subject you to criminal or civil penalties, or both.

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Calculate The Best Age To Claim Social Security Retirement Benefits

To determine when to start claiming benefits, you first need to know your Full Retirement Age:

Next, use a Social Security calculator to determine the best age for you to claim in order to maximize your benefits .

Note that you can claim retirement benefits as early as age 62, but if you claim before your Full Retirement Age, your monthly benefits will be lower.

If you claim later than Full Retirement Age, your benefits will be higher. And if you are married or divorced, the age you claim also impacts your spousal benefits.

How Can I Change My Address

Have you checked out âmy Social Securityâ?? You can create ...

If you get Social Security benefits or are enrolled in Medicare, you can change your address online by using a mySocial Security account. Go to the My Profile Tab on mySocial Security.

This service is not currently available to people who receive Supplemental Security Income or do not have a U.S. mailing address. However, if you are receiving SSI, you can still check your address we have on record via the My Profile Tab on mySocial Security.

  • Call us at 1-800-772-1213, Monday through Friday, 8:00 am 7:00 pm or

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Keep Your Information Secure

Identity theft affects millions of people each year and can cause serious financial and identity-related problems. Protect yourself by securing your personal information, taking the time to understand the threat of identity theft, and exercising caution.

Protect Yourself From Fraud

Social Security is diligently working at national, regional, and local levels to combat the fraud that undermines our mission to serve the American public.

There are steps you can take to help protect your personal information:

  • Do not routinely carry your Social Security card.
  • Never say your Social Security number aloud in public.
  • Beware of phishing scams to trick you into revealing personal information.
  • Create a mySocial Security account to help you keep track of your records.
  • Visit If You Want Extra Security to learn about extra verification steps we can add to your account.

Report Suspicious Activity

If you receive a suspicious call from someone claiming to be from Social Security, hang up and then report details of the call to the Office of the Inspector General. You can do this by submitting a report online.

Additional Information

Other Ways To Sign Up For Direct Deposit

EI applicants

Canada Pension Plan and Old Age Security applicants

  • From outside Canada and the United States, call 613-957-1954. Collect calls are accepted Monday to Friday, 8:30 a.m. to 4:30 p.m. Eastern time.
  • To sign up for direct deposit by phone, we usually have to speak directly to you. If someone calls on your behalf, make sure you are with them when they call. Keep in mind that we have to have trusteeship or power-of-attorney forms on file before we can take the call from your legal trustee or someone with power of attorney

Complete and print a Direct Deposit Enrolment Request Form. This form is also available at Canadian banks and financial institutions.

Mail your completed form to:

Direct Deposit Matane, QC G4W 4R6 CANADA

Canada Pension Plan and Old Age Security applicants living abroad or having a foreign bank account

If you live outside Canada or have a foreign bank account, you can apply by phone or by mail.

  • From outside Canada and the United States call 613-957-1954. Collect calls are accepted Monday to Friday, 8:30 a.m. to 4:30 p.m. Eastern time.
  • To sign up for direct deposit by phone, we usually have to speak directly to you. If someone calls on your behalf, make sure you are with them when they call. Keep in mind that we have to have trusteeship or power-of-attorney forms on file before we can take the call from your legal trustee or someone with power of attorney

International Direct Deposit Matane, QC G4W 4T5 CANADA

Processing time

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Getting A Social Security Number For A New Baby

The easiest way to get a Social Security number for your child is at the hospital after they are born when you apply for your childs birth certificate. If you wait to apply for a number at a Social Security office, there may be delays while SSA verifies your childs birth certificate.

Your child will need their own Social Security number so you can:

  • Claim your child as a dependent on your income tax return
  • Open a bank account in their name
  • Get medical coverage for them
  • Apply for government services for them

Keep your Social Security card in a safe place to protect yourself from identity theft.

Why Change A Social Security Number

Social Security Benefits Online | Disability & Spousal Benefits

The SSA generally discourages people from changing their Social Security number . But like many other rules, there can be exceptions. For example, the SSA may issue a new SSN if you are able to prove that using your existing number will cause you harm, such as in cases of domestic abuse or harassment. The agency also reissues Social Security numbers in certain instances when someone is a victim of identity theft.

One thing to keep in mind, though, is that even if you get a brand-new SSN, it doesnt mean you have wiped the slate clean. The SSA normally keeps records under the original SSN, and other government agencies, such as your state department of motor vehicles and the Internal Revenue Service do, as well. That also applies to some businesses, such as credit card companies, that maintain files on you.

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Accept Terms Of Service

Next, once you have successfully entered the code that was sent to you, you will be taken to a page like the one below.

There, you will have to accept the Social Security online Terms of Service to proceed.

Read through the terms of service, then check the box that says I Agree to the Terms of Service., then click Next.

Lost Or Stolen Federal Payments

Report your lost, missing, or stolen federal check to the agency that issued the payment. It’s usually one of these paying agencies. If your documentation indicates it’s a different agency, and you need its contact information, look in the A-Z Index of U.S. Government Departments and Agencies.

To get an update on your claim, contact the Treasury Department Philadelphia Financial Center at 1-855-868-0151, option 1.

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Create A Username And Password

Create a username and password. This will serve as your my Social Security login information.

Make sure that your password is strong, to deter scammers from easily accessing your account.

With passwords, longer is better.

Furthermore, you can strengthen it by thinking of one of your favorite phrases from a book or movie, then swapping in numbers and symbols for letters.

Social Security: Change Your Direct Deposit Information Online

How to Login my Social Security Account

The most convenient way to change your direct deposit information with us is by creating a my Social Security account online at Once you create your account, you can update your bank information from anywhere.

We are committed to protecting your personal information, so we take steps to verify who you are. If you already have an account, we verified your identity when you created your personal my Social Security account. If you cant remember your username or password, dont worry. At the sign-in screen select Forgot Username or Forgot Password and follow the simple but secure steps to reset them.

When you are ready to change your direct deposit, we highly recommend that you do not close your old bank account until you have seen your Social Security deposit show up in the new bank account.

We always strive to put you in control by providing the best experience and service no matter where or how you decide to do business with us. Remember, you can do much of your business with us online at


Question: I will rely on Medicare when I retire. Can you explain the different parts of Medicare?

Answer: The different parts of Medicare cover your specific needs. There are four parts, all of which work in tandem to deliver healthcare services:

Part A : Helps pay for inpatient care in a hospital or skilled nursing facility , some home health care, and hospice care.

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Create A My Social Security Account

You will need a my Social Security account to apply for Social Security benefits online. But even if you apply for retirement benefits over the phone or in person, having a my Social Security account can still make things easier. The SSAs online account is free, and allows you to set up your direct deposit to receive benefits, check your application status, request a new Social Security card, and more.

When youre ready, head to the my Social Security account website and click Create an Account. When you reach the next screen, click again on Create New Account.

After agreeing to the Terms of Service, you will be asked to fill in personal information, such as your:

Pick The Right Date To Apply

While application processing times are quicker than they were in the past, particularly with the online application, it can still take several weeks to have your application confirmed. It can take longer if theres a mistake in your application.

Luckily, the Social Security Administration allows you to apply up to four months in advance of when you want to start collecting benefits . For that reason, we suggest you circle a day 3-4 months in anticipation to submit your application.

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