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How To File For Social Security

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Confused By These Steps Reach Out To A New Jersey Disability Lawyer Today

How do I File a Social Security Disability Application.

The process of applying for Social Security disability benefits can be daunting. Although there are just six steps, each step requires understanding complicated legal standards and/or a fair amount of work. If you are unsure about your eligibility for SSDI or SSI benefits, or simply need help putting together a disability claim, Bross & Frankel can help.

Based in Cherry Hill, NJ, our law firm represents people with disabilities throughout New Jersey in the disability application and appeal process. With decades of combined experience, including as a Benefit Authorizer for the SSA, our team is well-positioned to help you be approved for SSDI and/or SSI benefits. To learn more or to schedule a free claim review with a New Jersey Social Security disability lawyer, give us a call at or fill out our online contact form.

There are 6 basic steps that you will need to follow to file for Social Security disability. Contact a NJ disability lawyer at Bross & Frankel for a free claim review.

An Ssd Attorney Can Help

Whether you are filing an initial application for benefits or received a denial notice in response to an application you already filed, an SSD lawyer can help. We know the laws and regulations governing SSD and can ensure that your application complies with them to avoid delays and enhance the chance of success. We also review denial notices and develop an effective strategy to appeal the decision to get you the financial assistance you deserve.

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Be Prepared To Appeal

Completing the necessary steps to file for disability is only the beginning. Getting an initial answer on a Social Security or SSI disability claim can easily take a number of months. And at the end of that time, most claimants will find that their case for benefits has been denied. Nationwide, seven out of 10 disability cases are turned down at the initial application stage. What this means for most disability claimants is that they will need to file one or more appeals for SSI or SSDI. The majority of claims will need to be heard by an Administrative Law Judge, which can take, on average, 1-2 years after you initially file your application.

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Original Card For A Noncitizen Child

In general, only noncitizens who have permission to work from the Department of Homeland Security can apply for a Social Security number . If your child does not have permission to work but needs an SSN for other purposes, see “If your child does not have permission to work” for further information.

Adoption

In some cases, we can assign your adopted child a number before the adoption is complete, but you may want to wait. Then, you can apply for the number using your child’s new name. If you want to claim your child for tax purposes while the adoption is still pending, contact the Internal Revenue Service for Form W-7A, Application for Taxpayer Identification Number for Pending U.S. Adoptions. For more information, see Social Security Numbers For Children .

Enumeration Beyond Entry

You may be eligible to apply using our automated process called Enumeration Beyond Entry if you are applying to the United States Citizenship and Immigration Services for work authorization or lawful permanent resident status.

If you are unable to use Form I-765 or Form I-485, you will need to contact your local Social Security field office. You should receive your SSN card within two weeks after we have everything we need to process your application, including verification of your immigration document with the USCIS. If we are unable to immediately verify your immigration document with the USCIS, it may take two additional weeks to receive your card.

Important

How Social Security Earnings Are Reported

How To File Social Security Taxes For Self Employed ...

Both wages paid by an employer and net earnings from self-employment count toward your Social Security earnings. Wages are reported to the Social Security Administration using Form W-2 if you also hold down a regular job. Your Social Security wages are reported in box 3 of Form W-2, and the Social Security tax you paid through withholding is reported in box 4.

Employers must file W-2 Forms with the Social Security Administration no later than January 31 for the previous calendar year. This more or less guarantees that wages will always be credited to your account for Social Security purposes within the three-year-plus time period.

Self-employment earnings from working as an independent contractor, freelancer, or running your own business or a farm are self-reported using Schedule C for non-farm businesses or Schedule F for self-employed farmers. You should include these schedules along with your Form 1040 tax return when you file it.

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Where Social Security Gets Its Funding

Social Security benefits are funded from three major sources. The largest is tax. Technically, this tax is broken down into two parts. The first, Old-Age and Survivors Insurance , is taxed at a rate of 5.3% . The second, Disability Insurance , is taxed at 0.9% . Combined, these are commonly referred to as the 6.2% Social Security tax.

Other funding comes from interest earned on the balance in the Social Security trust fund as well as the taxation of Social Security benefits.

Three Easy Ways To Apply For Benefits

There are three easy ways to apply for Social Security. The first and easiest way to apply is online. The online application saves time and is very efficient. The entire process should take no more than 15-30 minutes. Second, you can schedule an appointment to visit the local office. This is the best way if youre not comfortable on the computer. Third, the entire process can also be handled on the phone. Call 1-800-772-1213. No matter how you apply, gather the required information ahead of time.

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Corrected Card For A Noncitizen Adult

If you change your name, become a U.S. citizen, or your immigration status or work authorization has changed, you need to tell Social Security so we can update our records and when necessary, issue a new card.

When you request a replacement or a corrected Social Security card, you must show us proof of your identity, immigration status and work authorization. In addition, if you need to change or correct any information on your Social Security card, you need to show us certain documents about the change. We can only accept certain documents.

When To Begin Receiving Social Security Benefits

How to Apply for Social Security Retirement Online

Have you wondered when the best time is to retire? Benefits are based entirely on income received during the years you worked. For this reason, it is important to work as long as possible. Benefits are available as long as at least 40 credits have been earned. Age is also important in knowing when to retire. If you retire early at the age of 62, your benefits will be reduced. Waiting can increase benefits by about 25 percent. Full retirement age is currently 67. However, if your health is good or you have other income, waiting until you are 70 to claim your benefits will increase the amount you receive.

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Replacement Card For A Foreign Born Us Child

You can replace your child’s Social Security card for free if it is lost or stolen. However you may not need to get a replacement card, knowing your childâs Social Security number is what’s important. You are limited to three replacement cards in a year and 10 during a lifetime. Legal name changes do not count toward these limits. Also, you may not be affected by these limits if you can prove you need the card to prevent a significant hardship.

Important

You must present original documents or copies certified by the agency that issued them. We cannot accept photocopies or notarized copies. All documents must be current . We cannot accept a receipt showing you applied for the document.

How Do Benefits Work And How Can I Qualify

While you work, you pay Social Security taxes. This tax money goes into a trust fund that pays benefits to:

  • Those who are currently retired

  • To people with disabilities

  • To the surviving spouses and children of workers who have died

Each year you work, youll get credits to help you become eligible for benefits when its time for you to retire. Find all the benefits Social Security Administration offers.

There are four main types of benefits that the SSA offers:

  • Learn about earning limits if you plan to work while receiving Social Security benefits

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What Information Will Be Needed

  • Your Social Security number.
  • Names, addresses and phone numbers of doctors, caseworkers, hospitals and clinics that have treated you, and the dates of your visits.
  • Names and dosages of all the medications you are currently taking.
  • Medical records from your doctors, therapists, hospitals, clinics and caseworkers that you already have in your possession.
  • Your work history information for the past 15 years, including locations, job titles, dates of employment, hours worked per week/month, and rate of pay.
  • If you were self-employed, a copy of your federal tax return.

If you apply online, it may also be a good idea to call your Social Security office simply to confirm that your electronic application was actually received. Not everything that is transmitted online actually arrives at its proper destination.

What Taxes Do I Pay If Im Self

How to File for Social Security Disability Benefits

One of the benefits of working for a company is that both you and your employer pay Social Security and Medicare taxes. When youre self-employed, however, these taxes are your responsibility alone.

The current self-employment tax rate is 12.4% for Social Security, which is your old-age, survivors and disability insurance, and 2.9% for Medicare, which is your hospital insurance. These taxes are separate from your income tax. As a self-employed worker, you can take some special deductions that will reduce your tax burden.

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Documents You May Need To Provide

We may ask you to provide documents to show that you are eligible, such as:

  • Birth certificate or other proof of birth
  • Proof of U.S. citizenship or lawful alien status if you were not born in the United States
  • U.S. military discharge paper if you had military service before 1968
  • W-2 forms and/or self-employment tax returns for last year.
  • Final divorce decree, if applying as a divorced spouse and

Important

We accept photocopies of W-2 forms, self-employment tax returns or medical documents, but we must see the original of most other documents, such as your birth certificate.

Do not delay applying for benefits because you do not have all the documents. We will help you get them.

How To File Self

When youre self-employed, paying taxes is a little more involved than merely doing your income tax filing once a year as you do when youre an employee. Youll need to file the appropriate self-employment tax forms and, depending on your situation, pay self-employment tax throughout the year. Heres what you need to know about filing taxes as a self-employed person.

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Who Must Pay Self

You must pay self-employment tax and file Schedule SE if either of the following applies.

  • Your net earnings from self-employment were $400 or more.
  • You had church employee income of $108.28 or more.

Generally, your net earnings from self-employment are subject to self-employment tax. If you are self-employed as a sole proprietor or independent contractor, you generally use Schedule C to figure net earnings from self-employment.

If you have earnings subject to self-employment tax, use Schedule SE to figure your net earnings from self-employment. Before you figure your net earnings, you generally need to figure your total earnings subject to self-employment tax.

Note: The self-employment tax rules apply no matter how old you are and even if you are already receiving Social Security or Medicare.

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Corrected Card For A Noncitizen Child

How To Apply For Social Security Benefits: What You Need To Know

If you legally change your child’s name because of adoption, court order or any other reason, you need to tell Social Security. If your child is working, also tell your child’s employer. If you do not tell us when your child’s name changes, it may:

  • Delay your tax refund or your child’s refund and
  • Prevent your child’s wages from being posted correctly to your child’s Social Security record, which may lower the amount of your child’s future Social Security benefits.

Important

You must present original documents or copies certified by the agency that issued them. We cannot accept photocopies or notarized copies. All documents must be current . We cannot accept a receipt showing you applied for the document.

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How Are Spousal Benefits Calculated For Social Security

The amount of your spousal benefit depends on 1) your spouses earnings history and 2) how old you are when you claim your benefits. If you claim benefits before your full retirement age , your benefits will be permanently reduced based on the number of months until you reach that age. However, your benefit does not depend on when your spouse claims.

Heres what you need to know about how the Social Security Administration calculates spousal benefits

1. First, the Social Security Administration calculates the benefits owed on your own earnings record . Typically, that means youve paid into Social Security for at least 10 years over the course of your life.

2. Next, the SSA calculates 50% of your spouses PIA. That 50% is the most you could be eligible forbut as with earned benefits, youll receive less if you claim before your full retirement age.

3. If you claim benefits before your Full Retirement Age, they will reduce your spousal benefits. You are eligible to begin retirement and spousal benefits starting at age 62. However, spousal benefits are reduced by 25/36 of 1% for each month before your full retirement age, up to 36 months early. Benefits that are taken more than 36 months early are reduced an additional 5/12 of 1%. Claiming early permanently reduces your benefits.

The many rules can feel confusing, and the best way to calculate your own benefit is to use a Social Security benefits calculator.

Types Of Social Security Cards

We issue three types of Social Security cards. All cards show your name and Social Security number. If you are not a U.S. Citizen or lawful permanent resident, you may have a work restriction listed on your card. The chart below explains the three types of cards that we issue:

Shows your name and Social Security number and lets you work without restriction.

We issue it to:

  • People lawfully admitted to the United States on a permanent basis.

Shows your name and Social Security number with the restriction, “VALID FOR WORK ONLY WITH DHS AUTHORIZATION”.

We issue it to people lawfully admitted to the United States on a temporary basis who have DHS authorization to work.

Shows your name and Social Security number with the restriction, “NOT VALID FOR EMPLOYMENT”.

We issue it to people from other countries who:

  • are lawfully admitted to the United States without work authorization from DHS, but have a valid non-work reason for needing a Social Security number or
  • need a number because of a federal law requiring a Social Security number to get a benefit or service.

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Can You Collect Social Security If You Are Self Employed

Yes, you can collect Social Security if youâre self-employed, as long as you pay into the program for a certain amount of time.

The SSA determines the amount of Social Security benefits you receive by adding up your credits. The amount you make, the number of years of work, and your date of birth go into calculating your total credit amount. However, you donât need to work more than ten years to receive benefits.

In 2021, if you make $5,880 or more, you will earn four credits, which is the maximum amount you can earn in one year. In other words, you receive one credit for each $1,470 of earnings during the year. Even if you make less than $5,880 during the year, you may still earn credits based on your total amount.

To determine your eligibility for Social Security, you can visit SSA.gov. Also, since the SSA monitors your annual gross earnings, you can check out your credits by creating a âmy Social Security Account.â

Replacement Card For A Us Born Adult

How to File Your Reconsideration Appeal with Social ...

You can replace your Social Security card for free if it is lost or stolen. However, you may not need to get a replacement card. Knowing your Social Security number is what is important. You are limited to three replacement cards in a year and 10 during your lifetime. Legal name changes and other exceptions do not count toward these limits. For example, changes in immigration status that require card updates may not count toward these limits. Also, you may not be affected by these limits if you can prove you need the card to prevent a significant hardship.

Important

You must present original documents or copies certified by the agency that issued them. We cannot accept photocopies or notarized copies. All documents must be current . We cannot accept a receipt showing you applied for the document.

You may be able to request your replacement Social Security card online. Our online service is a fast and secure way to get a replacement. If you are age 18 or older with a U.S. mailing address and have amySocial Security account, you can apply for a replacement card online. For more information about creating my Social Security account and getting a replacement card online, visit our Social Security Number and Card website.

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