Sunday, August 14, 2022

How To Flag My Social Security Number

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What Do You Need To Apply For Social Security Number

EQUIFAX Data Breach *False Flag* Propaganda to rid of Social Security Number

To apply for an original card, you must provide at least two documents to prove age, identity, and U.S. citizenship or current lawful, work-authorized immigration status. If you are not a U.S. citizen and do not have DHS work authorization, you must prove that you have a valid non-work reason for requesting a card.

How Can I Protect My Social Security Number From Identity Theft

How to Protect Your Social Security NumberOffer an Alternative Form of ID. Ask Why and How the SSN Will Be Handled. Leave Your Card at Home. Shred Mail and Documents with Personal Details. Dont Use Your SSN as a Password. Dont Send Your SSN via an Electronic Device. Dont Give it Out. Monitor Bank and Credit Card Accounts.More items

Tip : Be Careful Sharing Through Electronic Devices

There are risks in sharing your Social Security number by email, text, voicemail, and fax. For example, your SSN could get intercepted and read after you send your information. There are sometimes ways to help keep your information safe for instance, by using a VPN on an unprotected Wi-Fi network. But the safest way to share may be face to face with someone you know and trust.

Your Social Security number is a big responsibility and a vital component of your identity. You may not be able to control whether its exposed in a data breach. But theres still plenty you can do to help keep it safe.

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Placing A Fraud Alert And Credit Freeze

A fraud alert indicates to the credit bureaus that your information has been stolen and that they should be aware of the likelihood of unusual activity in your name.

A credit freeze goes one step further, locking your credit accounts so that no one can open a new account. Note that if you open a legitimate new account, you’ll need to give the lender a heads up that your credit file is frozen and that you need to unfreeze it before they can run a hard inquiry.

If you put a fraud alert on your credit file, you only need to contact one of the three major credit bureaus. But if youre placing a freeze on your file, you will need to do it with each of the three credit reporting agencies Equifax, Experian and TransUnion.

Check If Your Child Has A Credit Report

IRS published online thousands of Social Security numbers ...

Generally, a child under 18 wont have a credit report unless someone is using his or her information for fraud. A good way to find out if someone is using your childs information to commit fraud is to check if your child has a credit report. To do that, contact the three credit bureaus and ask for a manual search for your child’s Social Security number. You may have to give the credit bureaus a copy of

  • your drivers license or other government-issued identification card
  • proof of your address, like a utility bill, or a credit card or insurance statement
  • your childs birth certificate
  • your childs Social Security card

If youre not the childs parent, you may have to give the credit bureaus a copy of documents that prove you are the childs legal guardian.

When Your Child Turns 16

When your child turns 16, you may want to check if theres a credit report in his or her name. This could help you spot identity theft, since children under 18 usually dont have a credit report. If theres inaccurate information in your childs credit report, youll have time to correct it before he or she applies for a job, a college loan, a car loan, or a credit card, or tries to rent a place to live.

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How To Protect Yourself From Identity Theft:

  • Citizens who take advantage of the FLHSMV automated renewal options, including renewal by phone, mail and the Internet, are reminded to shred or otherwise destroy their old licenses and ID cards when they receive the replacement license or card by mail. This will prevent identity thieves from stealing your personal information.
  • Purchase a copy of your driving record annually to see if the FLHSMV shows tickets that were not issued to you just as you would review your credit report for fraudulent activity.
  • Do not leave mail in your mailbox overnight, and stop your mail delivery if you are going to be away from home.
  • Do not carry extra credit cards, your Social Security card, passport or birth certificate except when absolutely necessary. Install a locked mailbox at your residence or use a post office box to reduce the chance of mail theft.
  • Pick up new checks at your bank.
  • Do not leave paid bills in your mailbox for the postal carrier to pick up.
  • Ask your financial institutions to add extra security protection to your account. Most will allow you to use an additional code when accessing your account.
  • Protect your Social Security Number at all costs. Do not let merchants write your SSN on your checks. Request merchants to use other forms of identification.
  • Never allow credit card numbers to be written on your checks.
  • Do not use your birth date or mothers maiden name as PIN numbers or passwords.

How To Report A Social Security Scam

If you suspect youve been the victim of a scam or simply want to report calls or correspondence that you find suspicious, you have several options. You can call your local authorities or the OIG hotline or submit a fraud report on the OIG’s website.

You can also report the scam on the FTCs complaint website. Make sure you document anything you can to add to your report, such as a telephone number or website, the name the caller gave, the time and date of the call or email, what information you were asked for, and anything else that might help identify the scamster.

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Victim Of Identity Theft

Identity Theft / Fraud Using your Social Security Number
  • If you suspect your Social Security Number has been used to commit identity theft, contact the Federal Trade Commission , which is charged with handling most identity theft complaints. at 1-877-IDTHEFT or go to: www.identitytheft.gov/ To order a copy of your Social Security Administration earnings and benefits statement, or to check whether someone has used your Social Security number to get a job or to avoid paying taxes, visit www.socialsecurity.gov/statement/. If you need a copy of your Free Annual Credit Report go: annualcreditreport.com.

How To Get A Replacement Social Security Card

EQUIFAX data breach *False Flag?* Propaganda to rid of Social Security Number

To get a Social Security replacement card, visit the SSAs My Social Security account website. Youll be taken through the steps of requesting a replacement card. Keep in mind that you can use this online site to request a replacement card if you:

  • Are a U.S. citizen age 18 years or older with a U.S. mailing address
  • Are not requesting a name change or any other change to your card and
  • Have a valid, current driver’s license or a state-issued identification card from most U.S. states or the District of Columbia. The following states are not currently eligible:
  • Alabama

    To apply for a replacement Social Security card, either online or via mail, you’ll need one acceptable personal identification document. By and large, your birth certificate will suffice, although the SSA will also accept the following proof of identity:

    • A U.S. hospital record of your birth.
    • A religious record indicating your date of birth .
    • A current valid U.S. passport.
    • A final adoption decree .

    There are several exceptions if you cant get the needed identification documents, or dont have them at all. The SSA will accept other forms of identification that show your legal name and biographical data. Acceptable options include a U.S. military I.D. card, a U.S. Certificate of Naturalization, employee identity card, a certified copy of a medical record , a health insurance card, Medicaid card, or school identity card.

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    What If I Cant Apply For A Card Online

    If you canât apply for a Social Security card online, then you will need to show the required documents in person at your local SSA office. The documents needed will depend on your current citizenship status and your age.

    Different documents are needed if you are an adult and a U.S.-born citizen, a foreign-born U.S. citizen, or a noncitizen. Also, if you are replacing a Social Security card for a child, youâll want to check the SSA website to determine which documents you will need.

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    Easy Ways To Spot A Fraudulent Phone Call Text Email Or Letter

      Thomas J Catalano is a CFP and Registered Investment Adviser with the state of South Carolina, where he launched his own financial advisory firm in 2018. Thomas’ experience gives him expertise in a variety of areas including investments, retirement, insurance, and financial planning.

      With some 65 million Americans receiving Social Security benefits, it isn’t surprising that scam artists invoke the program’s name in fraudulent phone calls, texts, emails, and letters. Their schemes typically involve impersonating the Social Security Administration in order to obtain, and then misuse, Social Security numbers and other personal information. Heres a rundown, by mode of delivery, of common Social Security scams, along with the steps to take to avoid and report them.

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      Replacing Your Childs Missing Birth Certificate

      If you have lost a birth certificate, it may take a bit longer to get a replacement. You will need to write or visit the Registry of Vital Records and Statistics in the state where your child was born.

      In Massachusetts, this office is in Dorchester and charges $18 if you apply in person and $28 if you apply by mail. You can find your childs birth state office information by searching for replace birth certificate online.

      Can I Change My Ssn

      How To Put A Red Flag On Your Social Security Number ...

      The Social Security Administration does allow you to change your number, but only under limited circumstances, such as identity theft or if your safety is in danger. You will also need to supply appropriate documentation to support your application for a new number.

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      Why Service Canada Does Not Issue New Social Insurance Numbers For Those Affected By A Data Breach

    • A new Social Insurance Number does not protect you from fraud and identity theft.

      A new Social Insurance Number is not a fresh start or protection from fraud or identity theft.

      If someone else uses your old Social Insurance Number and the business does not check the persons identity, you may have to prove you were not involved in the fraud or pay the impostors debts.

    • A new Social Insurance Number is a complex affair.

      The Government can only share your new Social Insurance Number with the federal departments and agencies that use your Social Insurance Number.

      This means that it would be up to you to provide your new Social Insurance Number to all the financial institutions, creditors, pension providers, recent and current employers, and any other organizations with which you shared your old Social Insurance Number.

      Not doing or failing to do so properly risks not receiving benefits or leaves the door open to subsequent fraud or identity theft.

    • You double your monitoring efforts with two Social Insurance Numbers instead of one.

      A new Social Insurance Number does not erase your old Social Insurance Number. You would therefore need to monitor your accounts and credit reports for both Social Insurance Numbers on a regular and ongoing basis. This would put burden on you. Numerous Social Insurance Numbers multiply the risk of fraud.

      The best way to protect yourself if you are affected by a data breach:

    • New Infants And Social Security Numbers

      If you have an infant, its possible that he doesnt have a Social Security number yet. To get him a Social Security number, you need to complete an Social Security application form. When your child is born, the hospital can provide you with a birth registration form that you can complete while the mother is a patient. If you werent able to get a birth registration form at the hospital, you can obtain Form SS-5, Application for Social Security Number, from the Social Security website or a local Social Security office.

      According to Nolo, it normally takes from six to 12 weeks to receive your childs Social Security card. The process may take a little longer if the child is more than one year old. If you dont have the card by April 15, Forbes contributor Kelly Phillips recommends that you file for a six month tax extension. If you dont get a Social Security number by the extension due date, youll need to file a tax return if you want to avoid late fees and penalties. Although you wont be able to claim your child as a dependent without the Social Security number, you can amend the return and claim the deduction once that information finally arrives.

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      Fraudulent Friendly Service Phone Calls

      Another type of scam call attempts to sell to the recipient services the SSA readily provides at no charge. The caller might, for example, offer to provide a new Social Security card, enroll a new family member in the program, or provide a record of Social Security contributions to date, along with the expected future income they will yield.

      Freeze Your Childs Credit Report

      FBI Creating A Social Media Red Flag Tool

      If your child is under 16, you can request a free credit freeze, also known as a security freeze, to make it harder for someone to open new accounts in your child’s name. The freeze stays in place until you tell the credit bureaus to remove it.

      To activate a credit freeze, contact each of the three credit bureaus. Find their contact information at IdentityTheft.gov.

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      Social Security Combats Fraud

      Social Security has zero tolerance for fraud. We diligently work at the national, regional, and local level to combat fraud that undermines our mission to serve the American public.

      To meet this challenge, we work closely with the OIG who investigates allegations of fraud and seek to bring offenders to justice. They refer cases to U.S. attorneys within the Department of Justice, among other state and local prosecuting authorities, for prosecution as a federal crime.

      Visit our OIGs Investigations page to view a list of recent fraud investigations.

      Types Of Fraud Alerts

      Each credit reporting agency will allow you to set up one of three fraud alerts types:

      • Initial fraud alert
      • Extended fraud alert
      • Active military fraud alert

      Each fraud alert serves a different purpose. Its important to decide whether your situation requires any of these options. It is unlikely that you will be able place multiple types of fraud alerts on any one account, so if youre unsure of which one you need, you may want to contact one of the credit reporting agencies, such as Experian, describe your situation, and allow them to help you decide how best to proceed.

      Lets explore each of these types of alerts in more detail.

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      Benefits Of Switching To Direct Deposit For Social Security

      Many people, especially as they get older, think that keeping cash or having a physical check is the safest way to protect their money. But physical money is easier to lose and more difficult to manage. Heres why using direct deposit can be a huge help in managing your money:

      • Its easier. Its automatic, so you dont have to remember to physically deposit a check.
      • Its safer. The funds go directly into your account electronically, so theres no risk your paper check will be lost or stolen.
      • Its more convenient. You dont have to go anywhere! The funds appear in your account all on their own.
      • Its faster. Electronic transfers can happen in a matter of days or even hours in some cases. Thats a lot faster than waiting for a check in the mail and trekking to the bank to make a deposit.

      What Does It Mean When A Red Flag Is On Your Checking Account

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      The Fair and Accurate Credit Transactions Act of 2003 requires banks and other financial institutions to have a written plan in place to detect and act upon “red flags” relating to identity theft. Bank accounts are often a major target, because they offer instant access to cash in person, online and through electronic transactions. When a financial institution notices suspicious activity on your account, it will be flagged and you will have to contact your bank to figure out why.

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      Tip : Leave Home Without It

      There may be times when you need to show your card to someone. But, in general, its a good idea to avoid carrying your card or any documents that display your SSN. Its possible you might lose your wallet or leave your documents behind.

      Not all thieves will want your Social Security number, but many will. Leaving your card at home decreases the chances that these scammers will gain access to your Social Security number.

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