How Do Benefits Work And How Can I Qualify
While you work, you pay Social Security taxes. This tax money goes into a trust fund that pays benefits to:
Those who are currently retired
To people with disabilities
To the surviving spouses and children of workers who have died
Each year you work, youll get credits to help you become eligible for benefits when its time for you to retire. Find all the benefits Social Security Administration offers.
There are four main types of benefits that the SSA offers:
Learn about earning limits if you plan to work while receiving Social Security benefits
How To Apply For Social Security Benefits
The Social Security Administration office is responsible for receiving and processing candidates applications for enrollment. There are several different ways you can apply for Social Security. For example, you can:
- Apply for benefits online. The SSA manages several different benefits programs. If the application you need is online, you may use it to request to enroll.
- Apply by phone. You can submit your Social Security application by phone.
- Apply in person. If you live near your facility, you can apply in person at one of the Social Security locations near you.
If you apply at one of the facilities, keep in mind you may need to schedule a Social Security appointment beforehand. While not always required, these appointments can help ensure you can speak with a representative quickly. If you live outside the United States and are wondering how to apply for Social Security, it is possible to complete an application. To request benefits, you should contact a U.S. consulate, embassy or SS office abroad.
This site is not affiliated with the SSA or any other government services.
Report The Death Of A Social Security Or Medicare Beneficiary
You must report the death of a family member receiving Social Security or Medicare benefits. The Social Security Administration processes death reports for both. Find out how you can report a death and how to cancel benefit payments. In addition to canceling SSA and Medicare benefits, find out what other benefits and accounts you should cancel.
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Get Ssa Benefits While Living Overseas
U.S. citizens can travel to or live in most, but not all, foreign countries and still receive their Social Security benefits. You can find out if you can receive benefits overseas by using the Social Security Administrations payment verification tool. Once you access the tool, pick the country you’re visiting or living in from the drop-down menu options.
How To Apply For Your Childs Social Security Number
Applying for the Social Security Number for your baby is easy. You need to provide evidence of your identity and also your babys identity. You also have to submit several acceptable documents that confirm a few details during this process. The following are the steps to apply for a Social Security Number if you have a child in the hospital in the United States:
- Completing a birth registration form. The form has a box to check and you would need to provide the Social Security Numbers of both parents. Most hospitals distribute the birth registration form to the expecting mother.
- While completing the form, tick the option for applying for a Social Security Number.
- Provide the Social Security Numbers of both parents. In case you do not have both, you can provide just one. Submitting just one number also validates your application.
Once the agency receives your documents, the Social Security Number for your child will be sent via mail.
If for some reason you did not have your baby in the hospital or did not get a form to complete, you can visit your local Social Security Administrative office and request it in person. Below are the steps that you would need to follow:
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Earn Ssa Work Credits In Some Countries
You may not have enough credits from your work in the United States to qualify for retirement benefits. But, you may be able to count your work credits from another country. The SSA has agreements with 24 countries. If you earned credits in one of those countries, they can help you qualify for U.S. benefits.
How Long Does It Take To Get A Babys Ssn
Each state or jurisdiction has its own processing times for an application. The following link details the processing times for applications in different states. If you have not received the card within the stipulated time then you can contact your local Social Security Office or call on 1-800-772-1213 between 8 am to 5.30 pm. Every application for a Social Security Number takes about 10-15 business days to complete. It is advisable to check the waiting times on the link given before you follow up on your application.
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Plan For Your Childs Future
Keeping your childs Social Security number secure is an important step toward keeping his or her benefits safe like Social Security benefits for his or her future family. Children grow up fast, and it’s important to think about his or her later-in-life experiences, too.
Its never too early to plan well for yourself as well. Cake can help you store your will, name an estate beneficiary, and secure your legal documents safely online. Cakes free online profile ensures that all of your end-of-life resources are in one place so you wont have to worry about replacing a lost document ever again.
Replace Your Child’s Lost Social Security Card
If you need to provide your child’s Social Security number on your tax return or a form, you’ll find the number listed on the front of the card. However, if you can’t find the card, try looking in your other records, such as previous tax returns.
If you’ve lost your child’s card, you can get a replacement card. The agency will issue three replacement cards per year, and up to 10 replacements during your a person’s lifetime for free. The document requirements are the same to replace the card as to obtain the original. However, if you’ve already established your child’s legal U.S. citizenship with the agency, you will not have to present a birth certificate or passport.
Many companies offer original and replacement Social Security cards, for a fee. Don’t pay money for this service. The Social Security Administration issues cards for free and offers assistance at 1-800-772-1213.
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What Is A Social Security Card
Your Social Security card is an important piece of identification. You’ll need one to get a job, collect Social Security, or receive other government benefits.
When you apply for a Social Security number , the Social Security Administration will assign you a nine-digit number. This is the same number that is printed on the Social Security card that SSA will issue you. If you change your name, you will need to get a corrected card.
Learn How To Apply For Your Child’s Social Security Number
A Social Security number is the federal government’s way of identifying your child. Your child will need a Social Security number in order for you to claim child-related tax breakssuch as the dependent exemption and the child tax crediton your income taxes. You will also need the number to add your new baby to your health insurance plan, to set up a college savings plan or bank account for your child, or to apply for government benefits that could help your little one.
Here’s how to get a Social Security number for your baby.
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How Long Does It Take To Get My Baby’s Social Security Card That I Applied For In The Hospital
Each state or jurisdiction has different processing times. See the chart below to find out how long your state takes to process the card application. If you waited the indicated length of time and still have not received your child’s Social Security card, visit your local Social Security office. You also can call us at 1-800-772-1213 , 8:00 am 7:00 pm, Monday through Friday. If you live outside the United States, refer to Service Around the World.Keep your child’s Social Security card in a safe place with other important documents. Do not carry it with you.The chart below shows the time it takes for each state to send the application and paperwork to Social Security. Allow an additional two weeks for Social Security to send the card in the mail.Social Security Card Application at Birth: Average Processing Times by State in Weeks Quarter Ending September 2021
Secure Your Childs Social Security Number
Having a Social Security number is an important part of legal life in the United States. While most government forms and paperwork are a challenge, the Social Security number process for newborns and young children is straightforward. In fact, most parents complete the paperwork before leaving the hospital.
If youre preparing for the birth of a child, review these steps above. Knowing what to expect helps you ensure you get your childs number quickly and easily. When in doubt, contact your local Social Security Administration office.
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Why Your Child Should Have A Social Security Number
Technically, you dont have to get your newborn a Social Security number. But theyll need one if you want to:
- Claim your child as a dependent on your income tax return.
- Open a bank account in their name.
- Buy savings bonds for them.
- Get medical coverage for the child.
- Apply for any kind of government services for your child.
How To Get A Social Security Card
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Visit The Social Security Office
While the easiest way to secure your childs Social Security number is through the hospital paperwork above, not all babies are born at the hospital. Many babies are born at home or in another type of facility. Alternatively, some parents dont receive a birth request form from the hospital for some reason or another.
If any of the above applies to you, your Social Security Administration office is where you go to apply for your childs number. At your local Social Security office, youll need the following:
- Form SS-5 – This is the Application for Social Security Number. You can fill this out in advance or at the office. Its available on the Social Security Administrations website.
- Medical documents – Youll need at least two documents proving the age of your baby, their identity, and citizenship status. This is typically your childs birth certificate and medical records.
- Parent identification – Finally, bring proof of your own identity. This is usually your drivers license or passport. You must provide at least two separate documents.
You can apply for your documents in person or by mail. Because youll need to provide official or certified copies of your documents, its usually easier to apply in person. There is no charge for a Social Security card.
What Is Social Security
The Social Security benefits program is part of a federal support network. The SSA oversees and distributes funds to qualifying petitioners who apply to the program. Different types of applicants can enroll in this program. However, they need to meet specific eligibility requirements in order to receive benefits. For example, the Social Security offices can generally only accept an application if the applicant is retired, disabled or the spouse of another applicant who meets these requirements.
Unlike public benefits programs, workers pay into the funds their local Social Security office distributes. For general SS, workers in the United States pay Social Security taxes whenever they receive paychecks. This amount is then distributed into the program. Recipients can then begin to collect the funds they earn after they are accepted into the SS network. This works differently than pension programs, which require workers to pay into private funds. However, this is not the only program the SSA offers.
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Complete A Birth Registration Form
The easiest way to apply for your childs Social Security number is at the hospital. After your child is born, one of the parents needs to complete whats known as a birth registration form. This is how youll secure your childs birth certificate.
The hospital typically gives this form while the mother is still a patient, but you are always free to ask for one yourself during your hospital stay. On the birth registration form, theres a box to check to request a Social Security number for your child.
Guidance For Obtaining Your Social Security Number From Overseas
The Social Security Administration must insure that Social Security Numbers are not issued to individuals intending to use them for fraudulent purposes. This is why the Social Security Administration requires individuals applying for Social Security Numbers for the first time do so in person and to present specific documents attesting to their identity and, for many born outside the United States, proof of their lifetime residency outside the United States.
The following is guidance to help those who are managing the process.
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How To Get Your New Babys Or Older Childs Social Security Number
According to the Social Security Administration, the easiest time to get your newborn a Social Security number is while you are still at the hospital, when you give information for your childs birth certificate. If you wait longer, you will have to apply for a number at a Social Security office, which could result in delays while the birth certificate is verified.
The Social Security Administration states that you will need a Social Security number to claim your child as a dependent on your income tax return each year. A Social Security number is also important if you plan to:
Open a bank account for your child
Buy savings bonds for the child
Get medical coverage for the child
Apply for government services for the child
Store Your Childs Card Safely
Finally, once youve received your childs Social Security number, keep their card somewhere secure. Identity fraud is a real threat, so make sure you have somewhere safe to keep the card secure. Youll need this number for tax forms, benefits, and other government documents.
Its smart to keep this with your other important documents. Preferably, store it in an easy to secure safe or another storage system. Learn more about how long to keep documents for more information on how to secure legal and government documents.
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At The Social Security Office
If you did not apply for a Social Security number at the same time you filled out the information for the childs birth certificate, you can do so later at a Social Security office. In this case, you must:
Complete an application for a Social Security card
Show original documents proving your childs:
Show documents proving your identity and your relationship to the child
What Other Benefits Can I Receive From The Social Security Office
The SSA and its Social Security office locations are responsible for offering many different services to enrollees. One of the most popular benefits your nearest SS office can offer is retirement funds. However, the SSA also manages the following types of programs:
- Social Security Disability Insurance . These benefits are available to disabled applicants. In order to qualify, you or specific members need to have paid enough into SS to receive benefits.
- Medicare. Medicare is a health care plan for older individuals, young people who are disabled and applicants with End-Stage Renal Disease . If you meet one of these requirements, you may qualify.
- Supplemental Security Income . This program can provide monetary support to you if you are low-income and either blind, disabled or elderly.
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How To Get A Newborn Social Security Number
A newborn Social Security Number is one of the most important documents you can obtain for your new baby. With an SSN, you can enroll your infant in government programs and a medical coverage network. You can also open a savings account for him or her. For these reasons, it is important that you understand how to get a Social Security Number for a newborn.
If you give birth in a hospital, you may be prompted to obtain a Social Security card for your baby by hospital staff. Remember that this is the same as applying for an SSN for your child. This is because the SSN will be printed on your childs Social Security card. This is true regardless of whether you apply for a Social Security card for your newborn baby before you leave the hospital or at a later date in a hospital.
How to Get a Social Security Card for a Baby at the Hospital
You can apply for a Social Security Number for a newborn after you give birth at a hospital. Usually, this option is presented to you when you provide workers with information for your childs birth certificate. If you choose this option, you need to provide SSNs for you and the childs other parent. This is one of the most convenient ways to apply for a Social Security card for a newborn baby.
Can I apply for my baby Social Security card online?