How To Change Remove Or Report A Representative Payee
The Social Security Administration pays benefits to certain eligible people, called beneficiaries. If a beneficiary cannot manage or direct the management of their SSA benefits, SSA appoints a representative payee to receive and manage the SSA benefits. A rep payee can be a person or an organization.
This publication is for adult beneficiaries and explains how a beneficiary can ask SSA to change or remove a rep payee and how a beneficiary can report a rep payee for misuse of funds.
Ially Blocking Social Security Numbers
by Allen Wyatt
If you have a worksheet that includes Social Security Numbers in it, you may be looking for a way to protect the numbers by only displaying the last four digits. So, instead of displaying 278-53-6128, you would only want to display ***-**-6128.
The way to accomplish this depends, in large part, on whether the Social Security Number is stored in the cell as a number or as text. If the SSN is entered with its dashes , then Excel stores it as text. If the SSN is entered without dashes , then Excel stores it as a number.
If the SSN is stored as a number, you may be tempted to create a custom format that hides the first part of the number. Unfortunately, there is no way to do this with a custom format. You could create a custom format that would hide all except the first digits, as in this manner:
As you can surmise from this example, custom formats don’t allow you to mask out anything except the last portion of any value. Another drawback to this approach, however, is that Excel “rounds” the SSN, such that 278536128 is displayed as 279-**-****.
The best solution to displaying only the last part of a Social Security Number is to use a second column for the actual display. Instead of trying to format the number itself, it is best to use a formula that refers to the number and creates the desired result. For instance, if the SSN is in cell B7, then you would place the following formula in a different cell:
="***-****-" & RIGHT
How To Protect Your Debit Card And Pin
Canadians use debit cards millions of times a day at banking machines and point-of-sale terminals to access their accounts and make purchases.
About debit card usage:
- Debit card use is an extremely safe banking process – debit card fraud affects only a small percentage of accounts.
- BMO Financial Group has sophisticated security systems and fraud teams in place to protect your accounts.
- In the unlikely event that debit card fraud does occur, in circumstances beyond your control, your accounts will be reimbursed.
Taking steps to protect your debit card and PIN will help reduce your own risk of being a victim of fraud.
Here are some tips to help protect your debit card and PIN:
What To Do With Your Itin Tax Number When You Get An Ssn
If you are an individual living in the US, you can either have an Individual Tax Identification Number, or a Social Security Number. As per the US laws, you cannot hold both, the ITIN tax number and the SSN, simultaneously. If you are an ITIN tax number holder, you can apply for a Social Security Number, for example after getting an EAD. Once you have your SSN in hand, the important thing to consider is: What to do with your old ITIN tax number?
Obviously, the right way forward is to get rid of your old ITIN tax number. But it is not as easy as it sounds. People find it hard to find the right way of doing it. Even if they do get it done, there are a host of other considerations that have to be accounted for when switching to a new SSN.
This article provides you with some useful tips on how to rescind your ITIN tax number. It also attempts to offer tips on how to stay clear of some sticky issues that make it hard for people to make the switch to an SSN.
Lost Or Stolen Federal Payments
Report your lost, missing, or stolen federal check to the agency that issued the payment. It’s usually one of these paying agencies. If your documentation indicates it’s a different agency, and you need its contact information, look in the A-Z Index of U.S. Government Departments and Agencies.
To get an update on your claim, contact the Treasury Department Philadelphia Financial Center at 1-855-868-0151, option 1.
You May Like: How To Find Out My Current Social Security Benefits
Removing Third Party Software From Your Computer
Removing such software from your PC can be difficult. We suggest that you install and run spyware detection software*. For more information on removing spyware from your PC, search the keyword “spyware removal” through any of the following:
“Marketscore” and “Netsetter” are two known examples of Internet usage monitoring programs. Although they may not strictly qualify as “spyware”, we do not recommend that you use PCs to conduct financial transactions with us when “Marketscore” and/or “Netsetter” software is installed.
*Please note that removing third party software from your PC can be difficult. You may want to consult a trusted third party that specializes in computer maintenance and repair for assistance.
How Do Spam Callers Get Your Phone Number
Now that you know what spam calls are, why they are so dangerous, and why most solutions do not help to stop them, you may be wondering how you have been so unlucky as to have your phone number fall into the hands of a scammer.
There are a few ways that your phone number can end up in the hands of a spam caller, but it is also very likely that your number was simply auto-dialed at random.
Technology and organizations have found easy ways to scrape the internet and public databases for mobile and landline numbers and sell them to both legal and illegal spam callers.
A good way to check if your phone numbers are vulnerable is to search them in Google or other search engines. You may find that your phone number is associated with social media profiles that are accessible to the public and easily scraped by call list collection companies.
Once your phone number is purchased by a call center, you are entered into a large database and added to a callers list. The caller ensures their number is spoofed, meaning it shows a different number than the one they are actually calling from, before placing the call.
For those unfortunate spam call recipients, answering the call increases the likelihood the problem will get worse by 40%! If the spam caller determines there is another person at the other end of the line, by requesting an opt-out or dialing a number they will flag you as a hot number and the spam caller will continue to try to reach you at another time.
How Do Benefits Work And How Can I Qualify
While you work, you pay Social Security taxes. This tax money goes into a trust fund that pays benefits to:
Those who are currently retired
To people with disabilities
To the surviving spouses and children of workers who have died
Each year you work, youll get credits to help you become eligible for benefits when its time for you to retire. Find all the benefits Social Security Administration offers.
There are four main types of benefits that the SSA offers:
Learn about earning limits if you plan to work while receiving Social Security benefits
Identity Theft Is One Major Reason Today
Your Social Security number, a unique identifier issued by the Social Security Administration , is meant to stay with you for life and never change. But there are instances where the SSA makes exceptions. These include times when your safety is endangered or you are a victim of identity theft. Here is why some people change their Social Security numbers and how to go about it if you wish to.
You May Like: How To Find Out My Current Social Security Benefits
How Can I Become An Acceptance Agent
There are four major steps required by all applicants interested in becoming an Acceptance Agent:
More information is available on the ” How to Become an Acceptance Agent” page.
Getting A Social Security Number For A New Baby
The easiest way to get a Social Security number for your child is at the hospital after they are born when you apply for your childs birth certificate. If you wait to apply for a number at a Social Security office, there may be delays while SSA verifies your childs birth certificate.
Your child will need their own Social Security number so you can:
- Claim your child as a dependent on your income tax return
- Open a bank account in their name
- Get medical coverage for them
- Apply for government services for them
Keep your Social Security card in a safe place to protect yourself from identity theft.
What Is The Process For A Beneficiary To Request To Change Their Rep Payee
A beneficiary should contact their local SSA office and explain the reasons for wanting to change a rep payee. A beneficiary can find their local SSA office on the SSA website. The SSA office should then make a determination and notify the beneficiary. If the beneficiary knows who they want to be their rep payee, the beneficiary should also ask that person to complete the appropriate SSA form.
What Cyber Thieves Can Do With Your Social Security Number
Heres what identity thieves can do with your SSN:
- Empty your bank accounts
- Open new accounts, like credit cards or loans, in your name
- Rack up debt in your name
- Steal your tax refund
- Get a job using your information
If someone with bad intentions gets their hands on your Social Security number, the worst-case scenario is pretty grim: mountains of debt, ruined credit and the swift disappearance of your hard-earned money. But the damage can be more than financial. If someone commits a crime in your name using your Social Security number and theres no proof that it wasnt you you could be arrested for that crime. That kind of trouble is often far more difficult to remedy than financial damage, warns Joseph Steinberg, cybersecurity advisor and CEO of SecureMySocial.
The good news is, a lot of identity theft is opportunistic, said Steinberg. So you can greatly reduce your risk by taking some basic steps to protect your information. Steinberg compares it to car theft: If would-be thieves spot a steering-wheel lock or other basic security device in your car, theyll most likely move along to the next, easier target.
Don’t Miss: If You Receive Social Security
What Is The Process For A Beneficiary To Request Removal Of A Rep Payee
To request removal of a rep payee, a beneficiary should complete the appropriate SSA form, which will ask the beneficiary to explain why they can handle their own benefits. SSA must consider reviewing a beneficiarys capability of managing funds whenever there is an allegation or indication that they are now capable of managing their SSA benefits. If SSA determines a full review is needed, SSA may interview the beneficiary, interview other knowledgeable people, and review documents to determine whether the beneficiary is capable of managing their own funds.
How To Destroy Key Documents Without A Paper Shredder
Even if you don’t have a paper shredder, you shouldn’t just throw away documents that contain your personal information, such as your Social Security number, your credit card information, your bank statements, or anything else someone can use to steal your identity or your property. But then again, you don’t necessarily want a pile of important documents piled up in the corner of your house either. There are effective ways to destroy your important documents without shelling out cash for your own paper shredder.
If you soak your documents in water, you’ll typically render them impossible to read. You can rip them up a little bit, drop them in a bucket or a trash bag, and just set the hose on them. They will become so soggy that they’ll stick together and fall apart if you pick them up. Even when they dry, they will still be worthless to anybody trying to snoop around because they’ll be looking at an illegible mess.
Fire can destroy anything, including your documents, so the best thing you can do with your junk mail is to use it as kindling. For instance, if you have a barbeque that burns charcoal, you can twist up your old documents, place them under the charcoal, douse your coals in lighter fluid, and set to fire with a match. The twisted paper will actually help keep the charcoal from burning out. It’s a win-win situation. If you want to burn your documents on a larger scale, you can use them as kindling for a bonfire. They’ll be gone in no time.
How To Stop Social Security Check Payments
The SSA can not pay benefits for the month of a recipients death. That means if the person died in July, the check received in August must be returned. Find out how to return a check to the SSA.
If the payment is by direct deposit, notify the financial institution as soon as possible so it can return any payments received after death. For more about the requirement to return benefits for the month of a beneficiarys death, see the top of page 11 of this SSA publication.
Family members may be eligible for Social Security survivors benefits when a person getting benefits dies. Visit the SSA’s Survivors Benefits page to learn more.
What To Do If You Lose Your Social Security Card
Reading time: 5 minutes
- Your Social Security number can be valuable information for identity thieves
- Consider placing a security freeze or fraud alert on your credit reports if your Social Security card is lost
- If you know your Social Security number has been stolen, there are some additional steps you can take
Your Social Security number is a valuable piece of information to identity thieves. Its a key element of your identity and is also linked to taxes and credit information. And except in limited circumstances, it cant be changed. Thats why its so worrisome to have your card lost or stolen.
Here are some steps to take for a lost or stolen Social Security card:
1. Consider placing a fraud alert or a security freeze on your credit reports or locking them. With an initial fraud alert, potential lenders and creditors are encouraged to take additional steps to verify your identity, such as contacting you by phone, before extending new credit. A fraud alert lasts for one year and can be renewed. Fraud alerts are free. Contact one of the three nationwide credit bureaus Equifax, Experian or TransUnion to request a fraud alert, and that bureau will notify the other two.
Options for locking your credit report may also be available from the three nationwide credit bureaus. Learn more about fraud alerts, security freezes and credit report locks.
You might also consider calling the Social Security Administration at 772-1213 to report the lost card.
You May Like: How To Find Out My Current Social Security Benefits
How To Get A Social Security Card
How To Remove Dashes In Excel
Sometimes, you may get data that have dashes in it.
If you want to remove these dashes in Excel, you can use a couple of methods.
And no doing it manually is not one of the options I cover here.
This can be particularly useful when you get social security numbers data and you want to remove these dashes and just get the number.
Let me show you two really simple ways to do this.