Identity Theft Is One Major Reason Today
Your Social Security number, a unique identifier issued by the Social Security Administration , is meant to stay with you for life and never change. But there are instances where the SSA makes exceptions. These include times when your safety is endangered or you are a victim of identity theft. Here is why some people change their Social Security numbers and how to go about it if you wish to.
Why Use Self Lock
Employment-related identity fraud could mean that someone else is working under your identity and using your SSN. If this happens, someone elses wages are being reported in your name to the Internal Revenue Service, the Social Security Administration and other authorities. By using Self Lock, you can block someone from committing this fraud if they start working for an E-Verify employer. Even if you are not currently working, you may want to protect your SSN and identity with Self Lock.
Locate Someone By Their Social Security Number
Perhaps most importantly credit records are also linked to social security numbers, which means that any credit-related business and the addresses associated with them are all tied to that SSN. From credit cards to cell phone contracts if a person has used any form of credit, the address he used will be tied to it .
The problem is that while SSNs are a powerful identifying number linked with a great deal of information some of that information is not just sitting online open and available to the public. In fact, while an SSN history check is often the way that lawyers, private investigators and other legal professionals choose to go about searching for someone, many of the search services they use are not available to the public at all. While you can hire a lawyer or PI to run an SSN search for you their services can be relatively expensive and they can usually only perform SSN searches for very specific, authorized reasons.
Fortunately, it is still possible to find people by social security number and receive all the available public record information linked to that person. Using just a name and the first three digits of an SSN, you can start a search below to get free, instant preview results. If you dont get the results youre looking for, you can run a People Search using the name and last known city/state for extended results.
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Checking Your Credit Score
The most common way to catch unauthorized activity is by checking your credit information. If an account appears that you did not initiate, someone is using your Social Security number.
You can check your credit score using a third-party service like or check with your credit card company to see if they have such a feature.
If youre applying for a new line of credit and get turned down, this could mean that there are fraudulent accounts or activities that are affecting your credit score.
If You’re Not Sure Why You Received A Payment
Contact the authorizing agency directly to find out why they sent the payment. You may be able to find the authorizing agency in the memo line of the check. View this diagram of a sample Treasury check to help you locate the authorizing agency contact information on your own check. Scroll about half way down the page to see the diagram.
If you’re unable to find which agency authorized the payment, . They can help you determine which government agency you need to contact. To find which RFC you need to call, look for its city and state at the top center of the check.
Use the Treasury Check Verification System to verify that the check is legitmate and issued by the government.
Finding Your Social Security Number
If you have a Social Security Number, you can find it on your Social Security card. Some other places that you can find your SSN are on tax returns, W-2s and bank statements. You may even find it on previously filed USCIS forms. However, if you do not have an SSN, you may generally answer N/A in the space provided on USCIS forms. Most individuals with nonimmigrant visas do not have Social Security numbers.
You may also be able to recover your SSN from an employer. Employers generally keep Social Security information on file. Check with your employer to obtain a copy of the number.
How Can You Obtain A Social Security Number
To obtain an SSN, you need to complete an application for aSocial Security card at your local Social Security office and submitcertain documents. If you visit a Social Security office you canfile your application electronically. If you prefer to mail in yourapplication and documents, Form SS-5 is available for download at: , or by calling 1-800-772-1213. These services are free.
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Limits On Replacement Ssn Cards
The number of replacement SSN cards you may receive is limitedto 3 per year and 10 in a lifetime. In determining these limits,SSA will not count changes in legal name ,or changes to a restrictive legend shown on the SSN card. Inaddition, we may grant exceptions on a case-by-case basis if youcan provide evidence to establish a need for an SSN card beyond theselimits .
Last Revised: Aug. 10, 2011
Which Credit Card Issuers Allow You To Apply Without An Ssn
Of the seven major credit card issuers that we researched, five will allow you to apply for a credit card without an SSN. They are: American Express, Bank of America, Capital One, Chase and Citibank. The most common form of alternative identification that is accepted is an ITIN, however, this may vary by issuer or card. Keep this in mind: Just because a card issuer will accept an application with an ITIN or some other form of identification does not mean it will approve an application. The issuer will still need to consider your credit history.
|Wells Fargo||You can use an ITIN to apply online.|
Chase, Capital One, American Express and Wells Fargo allow online card applicants to enter an ITIN when asked for an SSN. These card issuers provide the easiest route for consumers seeking to apply for a card online, and they’re a good place to start when looking for credit cards if you don’t have an SSN. Some of these cards may be difficult or impossible to qualify for without adequate credit history.
Bank of America and Citi will allow you to apply for their credit cards using an ITIN only if you visit a branch office. In both of these cases, applicants can expect a delayed processing of their applications.
Discover requires its applicants to provide an SSN for their all cards and does not accept ITIN.
How Should You Protect Your Social Security Number And Card
Protect your Social Security card and number from loss and potential identity theft. DO NOT routinely carry yourcard or any document that shows your Social Security number withyou. Keep it in a secure location and only take it with you whenyou must show the card to obtain a new job, open a new bank account,or obtain benefits or services from certain government agencies.Additionally, do not allow others to use your SSN as their own.
What Is An Ssn
Social security numbers are the main identifying number used for official government/legal transactions as well as on credit records consequently theres a wealth of information associated with a persons social security number . Typically, a lawyer, private investigator or credit agency can conduct an SSN search and get relatively fast public record results.
However, these SSN searches are far from free and can only be run if you have one of the few approved, official purposes. In addition, they typically require consent from the person youre searching .
Formal Petition From Court
This is one of the unlikeliest of events that can occur. However, for the sake of the list of Social Security Number, we are going to consider this. According to the law of U.S.A, a written order from the court can grant the person close to the person in context to receive the information about the body of the person in context.
In simple words, if you need to find that the person is alive or not. Then you can appeal the court. The court, accordingly, would identify the person in context with the name and location. This is a sporadic occurrence. This is usually seen in case of soldiers or veterans of war. The relatives or family make the appeals in dire circumstances.
How To Check A Social Security Number
Whether you’re paying wages or hiring new employees, you may want to conduct a Social Security Number check. Employers are legally required to enter the name and Social Security Number of each employee on the federal W-2 form. This unique identifier may also reveal information about potential hires and help you conduct a more thorough criminal background search. Follow the steps below to perform a Social Security Number lookup and make informed hiring decisions.
The Social Security Administration offers a free online tool that allows users to verify the SSN of current or former employees. If you want to conduct a Social Security Number check for potential new hires, customers or suppliers, consider using Occuscreen or other private services.
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Additional Document Required For International Students And Foreign Exchange Visitors
International Students or Foreign Exchange visitors are able to work on a part-time basis and must bring additional documentation to prove their status. For J Visas, the DS-2019 Certificate of Eligibility for Exchange Visitor Status is required.
For international students, the most recent I-20 Certificate of Eligibility for Non-immigrant Student Status is required.
Original documents are required to obtain a social security card. Photocopies and notarized copies will be rejected.
The information contained in this article is not legal advice and is not a substitute for such advice. State and federal laws change frequently, and the information in this article may not reflect your own states laws or the most recent changes to the law.
Avoiding Social Security Fraud: Leave Your Social Security Card At Home
Once you receive your replacement Social Security card, lock it away in a safe place until you absolutely need it. Experts advise to avoid carrying your card around on a regular basis partly because of the risk of losing it again, and partly because you really dont need to present your Social Security card on a regular basis. In fact, one Social Security expert says that Social Security cards are irrelevant in the digital age, and the real priority should be targeted at fraud protection.
Its extremely rare that you need your actual Social Security card, says Steven J.J. Weisman, Esq., an Amherst, Massachusetts-based college professor whose expertise is in investigating white-collar crime. A Social Security number is the most important piece of information that a criminal can use to make you a victim of identity theft so you shouldn’t carry it with you in your wallet, anyway.
But if you do lose your card, Weisman recommends taking direct action to protecting the cardholder from financial fraud.
Because of the danger of identity theft if your Social Security card is lost, you should put a credit freeze on your credit reports at each of the three major credit reporting agencies in order to prevent someone from leveraging the Social Security number into accessing your credit or establishing accounts in your name, he says.
Other data security experts agree, citing the high risk of losing a card if you cart it around in your wallet or pocketbook.
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How Can I Find Someone Using Their Social Security Number
Finding someone using a social security number is relatively easy provided the person is still living in the United States. Social security numbers are used for rental agreements, loans, employment, and many other official purposes that would easily help to identify where a person is located. However, most social security number-based information tied to these searches can only be used for official purposes and may require hiring a lawyer or private investigator to conduct a social security number search of this kind.
Can You Look Up Someone By Their Social Security Number
If youre interested in finding someone and checking criminal records and other public records using an SSN, you can discretely run a background check online. The information you would likely get from a private investigator are available instantly with free preview results.
In fact, you dont even need to use an SSN almost all the available public records in our SSN search have been compiled and sorted so that you can search with just a name and last known city and state.
As youll see, the preview results can be helpful to ensure youve got the right person and get an idea of the information thats available its quick, free, and might give you enough information for further searching. If you decide you want to dig deeper, you can get reports starting from about $10 not free, but its instant and thorough.
There are also options for unlimited searches for one low rate, so if youre doing a lot of research, the cost per search can drop significantly. In fact, this is exactly what many private investigators do .
Where Can I Find My Social Security Number
A Social Security number is a nine-digit number that is generally issued to U.S. citizens, lawful permanent residents, and certain nonimmigrants. The Social Security Administration issues the number to track individuals employment for Social Security benefits. However, over time, the SSN has become a de facto national identification number for taxation and other purposes. Its also a common component on U.S. Citizenship and Immigration Services forms.
Other Reasons For Changing A Social Security Number
There are several other reasons that the SSA will issue a new number. For example, it may approve a change if similar numbers within a family unit cause confusion or if two identical numbers have been issued in error. If you have a religious objection to a certain number or sequence of numbers in your current SSN, you may also qualify for a change.
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How To Stop Social Security Check Payments
The SSA can not pay benefits for the month of a recipients death. That means if the person died in July, the check received in August must be returned. Find out how to return a check to the SSA.
If the payment is by direct deposit, notify the financial institution as soon as possible so it can return any payments received after death. For more about the requirement to return benefits for the month of a beneficiarys death, see the top of page 11 of this SSA publication.
Family members may be eligible for Social Security survivors benefits when a person getting benefits dies. Visit the SSA’s Survivors Benefits page to learn more.
How To Find Someone Using Their Social Security Number
Social Security Number or SSN is a significant number when it comes to American citizens or temporary worker working in the United States of America. The SSN is a nine-digit number that is provided by the Social Security Administration. The significance of the number is that the number is a source of information about the holder. The number holds the distinction of having not only the information about the social security card benefits but also other paraphernalia of the holder.
Generally, the number is handy in providing the benefits issued by the U.S Government to its citizens. However, you can use the number to get information about the person. The number may be a key to identifying the general location of the holder. It is safe to say that SSN is the treasure trove of information about the holder.
To cite the importance of SSN as just the number for verification of identity would be an understatement. This is because nearly every critical document requires the customer to apply with their SSN. Thus if a person needs to find someone using SSN, it would be plausible for him to do so in few different ways.
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Ways An Identity Thief Can Use Your Social Security Number
Having your Social Security number or card stolen isnt quite like getting your bank account information taken though granted, both are stressful experiences. The major difference is that you can get a new bank account number, while the Social Security Administration very rarely issues new Social Security numbers.
Request For Deceased Individuals Social Security Record
If using the SSDI does not work for you, you can also go straight to the Social Security Administration. The steps on how to find social security number of deceased relative on their site is very simple. Simply make a request online with the Request for Deceased Individuals Social Security Record form. Or if you prefer, you can print and fill out the form by hand by using Form SSA-711. There will be a small fee for the request.
It is important to note that the SSA will not released any information about a person in there records unless:
*Number holder = the deceased
The SSA will not release any the parents information unless:
What Is An Acceptable Form Of Proof Of Death?
In order to receive a social security number from the SSA acceptable proof of death is needed. Below is what the SSA deems acceptable:
If you are looking on how to find social security number of a deceased relative, follow the steps above and you will be successful.
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