Thursday, May 19, 2022

How To Know If Your Social Security Has Been Stolen

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Get A Social Security Statement

What To Do If Your Social Security Number is Stolen

The Social Security Administration maintains an online service that lets you find out what you have paid into Social Security, how many hours of work your employers have reported each quarter, and what your expected benefits would be if you were to retire or go on disability in the near future.

You may think that would be wonderful since the worker reporting hours to your Social Security account is moving you closer to vesting your Social Security benefit, but in fact, you can have your expected Social Security payments greatly reduced if someone is reporting low-wage labor to your account. So you want to clear up any double-dipping of your Social Security account.

Requesting your statement is straightforward. You will need to create a my Social Security account if you dont already have one. You can access the sign-in/account creation page here. Once logged in, you can request a Social Security statement to print out from your account. If you prefer a low-tech approach, you can fill out a request form and mail it in, and get a statement mailed to you in 4 to 6 weeks.

How To Protect Your Identity Going Forward

Now that you have made your initial report and have a new card on the way, what do you need to do to protect yourself going forward? First, you should consider signing up for a credit monitoring service so that you can keep a close eye on your credit. This type of service will alert you immediately if anyone attempts to use your Social Security number to obtain a new line of credit like a loan or credit card.

You might even consider contacting the major credit reporting agencies like Experian, Equifax, and Transunion to place a lock on your Social Security number. This would prevent anyone from using your SSN to obtain credit without going through rigorous identification verification. Finally, make sure to keep a constant watch on your credit file for any suspicious activity. You can obtain a free copy of your report at annualcreditreport.com, and staying vigilant will help protect you from ID theft going forward.

Finally, you should keep your Social Security card safe and secure. There is really no reason to carry your card with you all the time. It is best stored in a safe location and only pulled out when absolutely necessary. This can help prevent both theft and accidental loss of your card.

Your Bills Are Missing Or You Receive Unfamiliar Bills

Sometimes identity thieves will steal their victims mail by changing their mailing address. If your bills are missing, this may be a warning sign of identity theft. Criminals can then gather information from your mail and piece it together to open new accounts in your name.

In addition to obtaining credit cards in your name, identity thieves may fraudulently use your personal information to purchase goods in your name, upgrade services on existing accounts for their own use, or open new wireless accounts.

You may not find out about it until an unpaid account appears on your credit report or you hear from a bill collector. This is a big warning sign of ID theft. Its important to keep track of all bills and bank correspondence in case you need to remediate these fraudulent charges.

Recommended Reading: How Much Social Security Can I Draw

The Top Ten Signs Your Identity Has Been Stolen

  • Post author
The digital revolution has made us more comfortable with sharing our personal information with apps and online accounts. We can pay our bills with a single click and unlock phones with our faces.

Yet, these conveniences can lead to data breaches and identity theft. Thats why its so important to stay aware of the top signs your identity has been stolen.

Otherwise, your online confidential information can be compromised without your knowledge, causing a major personal or financial loss. This phenomenon is commonly known as identity theft, where cybercriminals steal or hack your personal information and misuse it without your consent.

Despite the efforts of companies and banks to secure their users information, identity breaches are exponentially increasing in the following forms, causing billions of dollars of loss every year:

  • Bank account details hacking
  • Social media credentials theft

Whats worse is that people get to know about their stolen identity only after an unexpected cash withdrawal happens, or theyre unable to access their social media or email accounts. At this point, permanent damage is done, which could have been averted by identifying the warning signs of identity theft.

Keep an eye out for these ten signs your identity has been stolen and act immediately to prevent future financial pain!

  • Regular Monitoring of Your Financial Statements
  • You can also enable your SMS and email alerts to keep an eye on all your money transactions.

    Protect Yourself From Identity Theft

    How to Check if Your Social Security Number Has Been ...

    Read OIG’s Protecting Personal Information for 10 Tips to Protect Personal Information and several actions to take if you suspect identity theft.

    If someone uses your Social Security number to obtain credit, loans, telephone accounts, or other goods and services, contact the Federal Trade Commission . The FTC collects complaints about identity theft from those whose identities have been stolen. You may reach the FTCs identity theft hotline toll free at 1-877-IDTHEFT or visit their website at www.ftc.gov/idtheft.

    Consider placing a fraud alert on your Social Security number. A fraud alert can make it harder for an identity thief to open more accounts in your name. You can place a fraud alert by contacting one of the three nationwide credit bureaus. The credit bureau will place the alert on your credit report and tell the other two credit bureaus to do so. The alert lasts one year.

    Additional Resources:

    Recommended Reading: How To Get Social Security Number Of Deceased Parent

    S To Take If You Think Youve Been Scammed

    The Social Security Administration publishes a useful booklet called “Identity Theft and Your Social Security Number.” In addition to basic protection tips, it provides information about what you should do if you believe your identity and SSN have been stolen or compromised.

    The Social Security Administration closed all of its offices for in-person services in March 2020 as a result of the COVID-19 pandemic. Its online services, however, remain available.

    File A Report With The Relevant Authorities

    Report the potential identity theft to the Federal Trade Commission at . You can also call 1-877-IDTHEFT to do this.

    You should also alert the police and file a police report if you fear that your Social Security Card is lost. Filing an identity-theft report will help prevent you from becoming a criminal rather than a victim if a thief uses your Social Security Number to commit a crime. Furthermore, this is required if you want to obtain a new Social Security Number.

    Read Also: Identity Theft.ssa

    Consider An Identity Protection Service

    You can register with an identity protection service such as LifeLock, IdentityForce, or Identity Guard. Such companies charge fees that typically start around $10 a month. Banks and credit unions also have packages they sell to customers, as do major agencies such as Experian and TransUnion. Many of the best credit monitoring services also offer identity protection tools and services.

    Dont Give It Out To Strangers

    Steps you should take if your social security numbers stolen

    You should never provide your SSN to someone you dont know who calls you on the phone and requests it. This same warning applies to unsolicited emails and any forms you fill out on the internet. In general, dont give your SSN to anyone unless you are absolutely certain they have a reason and a right to have it.

    Also Check: Silverdale Social Security Office Phone Number

    Measures You Can Take To Prevent Fraud

    • Do not routinely carry your Social Security card
    • Never say your SSN aloud in public
    • Beware of phishing scams to trick you into revealing personal information
    • Create a account to help you keep track of your records and identify any suspicious activity
    • Consider adding these blocks to your account with us:
    • The eServices block It prevents anyone, including you, from seeing or changing your personal information on the internet. Once we add the block, you or your representative will need to visit your local field office to request removal of the block.
    • The Direct Deposit Fraud Prevention block This prevents anyone, including you, from enrolling in direct deposit or changing your address or direct deposit information through or a financial institution . Once we add the block, you or your representative will need to visit your local field office to request removal of the block or make any future changes to direct deposit or contact information.
  • Visit to get information regarding extra security.
  • Social Security Combats Fraud

    Social Security has zero tolerance for fraud. We aggressively investigate and prosecute those who commit fraud against our programs. Social Security is diligently working at national, regional, and local levels to combat the fraud that undermines our mission to serve the American public. OIG conducts investigations of allegations of SSA fraud. They refer cases to U.S. attorneys within the Department of Justice, among other state and local prosecuting authorities, for prosecution as a Federal Crime.

    Read our Legal Enforcement and Financial Penalties publication to learn more about our efforts. Visit our OIGs Investigations page to view a list of recent fraud investigations.

    Read Also: Can You Find Someone With Their Social Security Number

    What To Do If Your Social Security Card Has Been Stolen

    Your Social Security card is an important form of identification. Most people have their Social Security number memorized. Since employers, schools, healthcare providers, banks, and many government offices and programs ask for it. Often, you will only need to provide your actual number. However, there are times when you will have to present your physical card. So, its important to have it available for when you need it. If your Social Security card has been stolen, you are at risk for identity theft. This can damage your credit and your finances. Obviously, this can have a serious impact on many aspects of your life. Therefore, if your Social Security card has been stolen, you should immediately take the following steps to minimize the risks.

    Step 1: Report that your Social Security card has been stolen

    First, youll need to report that your Social Security card has been stolen. In order to lock your credit or qualify for bank restitution, you will need a police report number. So, you should immediately contact the police and report your Social Security card stolen.

    Step 2: Freeze or monitor your credit

    Experian

    Step 3: Replace your Social Security card

    • U.S. passport
    • U.S. drivers license
    • State-issued ID card

    Depending on your circumstances, the SSA may request additional forms of ID or paperwork. You can find out which documents you will need here.

    Start My Application Now

    Everyones Social Security Number Has Been Compromised Heres How To Protect Yourself

    The Steps to Take If Your Card Has Been Stolen

    All of our SSNs have been compromised, say experts.

    Getty

    Every day, it seems, another data security disaster puts our personal information at risk. If its not a major hotel or restaurant chain getting hacked, its a financial institution.

    Following breaches at Capital One, Equifax and a slew of other financial and healthcare organizations, theres little doubt that your social security number has been compromised, say cybersecurity experts. Not just yours. Mine, too, as well as those of our spouses, neighbors, friends and colleagues.

    Your social security number is somewhere out there on the dark web, says Charles Henderson, who heads up X-Force Red, a team of hackers at IBM Security that companies hire to break into their computer systems to expose vulnerabilities.

    Its totally reasonable to assume that your social security number has been compromised at least once, if not many times, says Mike Chapple, associate teaching professor of information technology, analytics and operations at the University of Notre Dames Mendoza College of Business.

    A compromised social security number is much more problematic than when other types of personal data hacked. If your credit card number is stolen, your bank can issue a new one within days. If your passport or drivers license is stolen, you can get a replacement issued with brand new numbers.

    With Marriott and the other hotel breaches, all of those credit cards got revoked and re-issued, points out Henderson.

    Also Check: 154 Pierrepont Street Social Security Hours

    You Wired Money To A Scammer

    In a typical wire fraud scam, a criminal breaks into the email of someone who you know, usually professionally — an attorney, realtor or business associate. He or she squats on the email until he or she knows how you interact with this person, and then strikes, sending you a message — usually an urgent one — convincing you to wire money to an unfamiliar bank account, in order to facilitate a legal matter, home transaction or vendor payment.

    Usually, the bank account is offshore. Because the transaction involves email fraud, your bank won’t reimburse you. It’s a more involved type of cybercrime and for a good reason — because criminals get money wired directly to their accounts, and often very large sums.

    Drop everything and call your bank. If you have fallen victim to this type of crime, drop everything you’re doing and contact your bank’s wire department to attempt to halt the wire. If you are successful, this can save you enormous headaches later. If you know the real identity of the receiving bank, you can attempt to contact its wire department as well, although the fraudster’s bank is usually overseas and may be more difficult to reach.

    Applying For A New Number Or Replacement Card

    The SSA may assign a new Social Security number to you if you are being harassed, abused, or are in grave danger when using the original number, or if you can prove that someone has stolen your number and is using it. You must provide evidence that the number is being misused, and that the misuse is causing you significant continuing harm.

    If you apply for a new Social Security number, you must prove

    • your age
    • your citizenship or lawful immigration status
    • your identity

    Getting a new Social Security number probably wont resolve all the problems related to the theft of your identity. Government agencies and some businesses may keep records under your original Social Security number. In addition, because credit reporting companies use Social Security numbers and other personal information to identify a persons credit file, using a new number doesnt guarantee a fresh start. But by being careful with your personal information and monitoring credit reports for fraudulent activity, you can limit the misuse.

    The SSA lets you apply for an original Social Security number or a replacement Social Security card for free. The application form and information about the supporting documents you need to apply are available online. The form takes just a few minutes to complete. But that hasnt stopped some websites from claiming that the process is complicated, confusing, and time-consuming, and offering to do it for you for a fee.

    Read Also: How To Change Your Social Security Card After Getting Married

    How To Check If Someone Else Is Using Your Social Security Number

    CassandraRead more May 5, 2021

    The rise of technology has brought new threats to your personal data and its security. Identity theft is a crime that strikes at the heart of a modern citizens wealth, employment, social services, and more. Our identity specifically, the electronically-encoded identity that serves as the gateway to our bank accounts, to our home security systems, to our e-mail and network resources can be stolen by unscrupulous people and used for crimes great and small.

    At best, an identity thief may use part of your identity as the launchpad for some phony persona that they are using to commit acts of fraud and light scams. At worst, they can drain your bank accounts, destroy your credit rating, and wipe out your hard-earned retirement benefits. Identity theft is not a minor crime in 2018, more than 60 million Americans reported that they were affected by identity theft.

    Theres A Warrant Out For Your Arrest

    The Fast Way to Find Out If Your Identity Has Been Stolen

    Someone who has your Social Security number could use your name and personal information if they are taken in by law enforcement for criminal activity. If someone gives your identity when arrested, this could lead to an arrest warrant for you.

    This crime is known as criminal identity theft. If you are a victim, youll need to act quickly to clear your name.

    You may have to contact both your local law enforcement agency and the law enforcement agency in the jurisdiction that wants to arrest you. You may be required to prove to the arresting agency through fingerprints or other means that you are you and not the criminal.

    Recommended Reading: How Much Social Security Can I Draw

    What To Do If Your Social Security Card Is Stolen

  • Birth Certificate
  • What to Do If Your Social Security Card Is Stolen?
  • Losing your social security card is a big deal because your SSN is a valuable proof of identity. In fact, it can be used to steal your financial identity. If your social security card has been stolen, the issue becomes even more crucial. Thieves will either actively steal your identity or will sell your social security card to those who will. Taking the right steps after your social security card has been stolen will prevent this problem. In this article, well discuss how to get a new social security card.

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