Is Gta Suitable For A 15 Year Old
Its rated M for mature, which means that the game is rated for people 17 years or older. Teenagers shouldnt be playing games like thatnot just because of the violence and prostitution, but mostly because of the online interactions. You see, when I was fifteen and playing GTA, there was no online interactions.
The rise of technology has brought new threats to your personal data and its security. Identity theft is a crime that strikes at the heart of a modern citizens wealth, employment, social services, and more. Our identity specifically, the electronically-encoded identity that serves as the gateway to our bank accounts, to our home security systems, to our e-mail and network resources can be stolen by unscrupulous people and used for crimes great and small.
At best, an identity thief may use part of your identity as the launchpad for some phony persona that they are using to commit acts of fraud and light scams. At worst, they can drain your bank accounts, destroy your credit rating, and wipe out your hard-earned retirement benefits. Identity theft is not a minor crime in 2018, more than 60 million Americans reported that they were affected by identity theft.
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If You Have Been Issued A New Sin
If Service Canada issues you a new SIN, you will need to contact all your financial institutions, creditors, pension providers and employers to ask them to update your files.
Note: Service Canada cannot correct a credit file. You must contact your financial institution yourself.
Getting a new SIN will not protect you from fraud or identity theft. If someone else uses your old SIN and the business does not check the persons identity with the credit bureau, credit lenders may still ask you to pay the impostors debts. Each time, you will have to prove that you were not involved in the fraud.
What Information Was Taken
According to the company, the stolen data included names, birth dates, Social Security numbers and driver’s license information. In most cases, the company said, “no phone numbers, account numbers, , passwords, or financial information were compromised.” However, some 850,000 customers with prepaid accounts had their names, phone numbers and account PINs exposed, T-Mobile revealed.
Although the potential number of people affected is huge, by T-Mobile’s count it represents less than half the company’s current 105 million customers. T-Mobile has said it will notify the customers whose data was exposed and provide two years of identity theft protection service for free from the security company McAfee.
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Knowing Their Secrets Can Help You Trip Them Up
I came across an excellent article that explains how easy it is for scammers to decode your social security number.; Ive always wondered how they did this.
Carnegie Mellon University researchers found that only two pieces of information are needed to guess SSNs. A recent study published in the Proceedings of the National Academy of Sciences implies that knowledge of your hometown and your birth date allows scammers to discover most, if not all, of the nine digits of your social security number.
For $50, your SSN can be bought from dozens of websites used by private investigators, businesses conducting credit checks, and savvy scammers who know your name, birth date, and current address. And if the scammer doesnt have your birth place and date information, its easy to find.;; There are many websites and database where one can access the birth dates of thousands of people easily and cheaply, said Alessandor Acquisti, the studys lead researcher.
Public databases and voter registration lists include the information scammers want.; Over the years, the first three digits of the SSN designate an area number.;; The fourth and fifth are a group number and the last four digits, which are more difficult to guess, are issued sequentially depending on how long the social security application took to process.
For those who use social networking websites such as Facebook and Twitter or have online accounts, here are four easy ways to help prevent potential problems:
Someones Got Your Number What Can You Do
Figuring out that someone has your Social Security Number is one thing. Fixing the problem is another.;If you think someone is using your Social Security Number, you need to move quickly.
You have four things you need to do. You need to contact the Federal Trade Commission to report identity theft, contact the credit reference agencies to report the theft, contact the Social Security Administration, and contact your local police.
- The FTC is at 1-877-438-4338 or . There is a form to complete to report identity theft.
- Contact the three credit reference agencies and ask them to place a freeze on your credit report. This will prevent any new applications being created in your name. This will stop more debt from piling up.
- Contact the SSA on 1-800-269-0271 or Log on to the IRS Identity Protection website to alert them and prevent any tax returns from being filed in your name.
- Optionally, but recommended, alert the Internet Crime Complaints Center at . They alert other agencies that your SSN has been compromised.
Once all that has been done, report the crime to your local police. If you know how the theft took place, for example, you had your wallet stolen, the police will want to know where the theft would have happened, and what transpired.
Us Attorneys Office Reminds East Texans To Beware Of Social Security Scam Calls
BEAUMONT, Texas In connection with the Social Security Administrations March 4th National Slam the Scam Day, the United States Attorneys Office for the Eastern District of Texas reminds the public to be vigilant of Social Security scam calls.;
For the past year, we have seen a steady increase in Social Security-related scam calls, said Acting U.S. Attorney Nicholas J. Ganjei.; The financial exploitation of older Americans will not be tolerated.; We are partnering with the Social Security Administration Office of the Inspector General to spread the word about these scams.; We encourage anyone who receives such calls to hang up.
We are working with the Department of Justice and law enforcement agencies across the United States to combat Social Security imposter scamsbut our best weapon in this fight will always be awareness, said Inspector General Gail S. Ennis. I want to thank the many agencies and organizations that have joined us in our effort this year to alert Americans to hang up on suspicious calls, and talk to their family and friends about phone scams.
The U.S. Attorneys Office and SSA-OIG offer the following information about how to spot these scams:
- SSA may call you in some situations, but will NEVER call you and:
- Tell you that your Social Security Number has been suspended or offer to increase your benefits or resolve an identity theft issue for a fee.
- Threaten you with arrest or legal action if you do not immediately pay a debt, fine, or fee.
Five Ways To Recognize A Social Security Scam
In July, we reported on a rise in scam attempts where Social Security beneficiaries were being asked to pay to reactivate, protect, or restore their benefits. Currently, Social Security scams are the most commonly reported type of fraud and scam, and according to the Social Security Administrations Office of the Inspector General , these scams continue to evolve. The OIG is now warning the public that scammers are making phone calls and then following up with emails containing falsified documents aimed at convincing people to pay.
You may have received one of these calls either a recorded voice or a person falsely claiming to be a government employee, warning you of an issue with your Social Security number, account, or benefits, including identity theft. The caller may threaten arrest or other legal action, or they may offer to increase benefits, protect your assets, or resolve identity theft if you provide payment using a retail gift card, cash, wire transfer, internet currency such as Bitcoin, or a pre-paid debit card.;
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If You Suspect Someone Is Using Your Sin Or Have Been Victim Of Fraud
If you suspect that someone else is using your SIN, act quickly to help prevent personal loss and minimize the negative impact.
An indication that your SIN is being used fraudulently could be if the Canada Revenue Agency sends you a Notice of Reassessment concerning undeclared earnings. This may mean that someone has used your SIN for employment purposes or to receive other taxable income.
Here are some key steps to follow:
Ask each credit bureau for a copy of your credit report . Obtain information about having a fraud warning be placed on your file, instructing creditors to contact you personally before opening new accounts in your name .
To obtain credit:
Monitor Your Bank And Credit Card Accounts
Keep close tabs on your bank and credit card balances. This is one way to make sure your SSN and identity have not been compromised. Many banks let you sign up for account alerts. They will send you text messages or call you if transactions exceed a certain amount or if someone tries to use your SSN to access your account.
Check your on a regular basis at AnnualCreditReport.com. You can usually only do this once a year for free, but due to COVID-19, you are allowed to get free weekly credit reports through April 20, 2022. If the Social Security Administration is still sending you an annual statement detailing your earnings, and it looks out of whack, someone might be using your number for employment purposes. You can register to get statements at the SSA website.
The three credit reporting bureaus are offering free weekly credit reports via AnnualCreditReport.com through April 20, 2022, due to the hardship caused by the COVID-19 pandemic.
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Social Security Number Theft: What To Do If Someone Steals Your Ssn
- Post author
Social Security number theft and identity theft are major headaches that can crush your credit score. Heres what to do if someone steals your SSN number.
The importance of your Social Security Number cant be exaggerated. The nine-digit number is your connection to the Social Security Administration but goes far beyond that. It has become one of the most commonly used numbers for verifying identity. Unfortunately, identity thieves realize the potential of these numbers and Social Security theft costs victims billions of dollars in damages each year.
You need a Social Security number to get a job, collect Social Security benefits, apply for federal loans, open bank accounts, buy a home and sign up for private insurance.;
The unique number is a way for the government to keep track of your lifetime earnings and the number of years worked to calculate Social Security benefits later in life.;
Social Security Number theft happens when a thief gains control of your unique number and uses it for their own advantage. There are many ways a thief can use this number and the damage they can do with it is significant.
What To Do If Your Social Security Number Was Found On The Dark Web
Many members of the UC Berkeley community have recently received alerts from Experian that their Social Security numbers were found on the dark web, a part of the web that does not show up in online searches.
This occurred following news from the University of California about a cyberattack impacting the UC and hundreds of other organizations.
Individuals who have not yet signed up for the free credit and identity monitoring, and consequently who may not be aware of potential exposure of their information, shouldnow, said Jenn Stringer, Berkeleys associate vice chancellor for IT and chief information officer. For help with enrolling, call 617-1923 and reference engagement number DB26512.
Stringer acknowledged that receiving a message from a credit monitoring service about your Social Security number being found on the dark web can be unsettling. She received one herself and advises everyone to continue to check their notifications and follow the instructions .
Anthony D. Joseph, a Berkeley engineering professor and an expert in cybersecurity, noted the importance of the Experian alerts. The alerts provide you with important and specific information that you should then act on to help protect your credit and identity, he said. The sooner you are notified, and take action, the better.
Both Stringer and Joseph strongly recommend that individuals with their Social Security numbers found on the dark web do the following:
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What Is Social Security Number Theft
Social Security Number theft or Social Security Number fraud is big business for thieves. The Social Security Administration estimates that in 2019 the administration made $7.9 billion in improper payments due to fraud. This boils down to an average cost of identity theft of over $1,000 per person!
The problem is a growing one. In 2017 the number of Social Security Numbers compromised in data breaches surpassed the number of credit card numbers, according to a study by Javelin Strategy & Research.
Social Security Number theft can wreak havoc on your credit score. The effort and time required to undo that sort of damage can often take years.
Once hackers or thieves have your SSN, they can make false statements on claims, file claims under your SSN, file fraudulent tax returns for refunds, open bank accounts and credit cards and more. A SSN, especially one with a good credit score attached, can be used to extract serious money quickly via these scams.
You Gave Your Social Security Number Away
If you suspect somebody has your Social Security Number — whether they stole it from a company or you gave it to them voluntarily –; it’s important to set up credit monitoring. Typically your bank or the company that was breached will provide this to you for free.
You generally shouldn’t pay for credit monitoring, as high quality free products have proliferated in the marketplace particularly after the incident at Equifax. Paid credit monitoring services can be tricky to cancel, and you can typically achieve the same level of service with a free product.
Set up alerts so you know the instant anything changes with your credit score — you can usually do this through the credit monitoring program offered by your bank or credit card company, which is almost always a free service. Some of these services are free even if you’re not a customer of the bank, such as Capital One’s Credit Wise. In fact, you may want to do this anyway — monitoring your credit in this manner is good for everyone, not just victims of cybercrime.
If you provided a scammer with your Social Security Number directly, or you already think your number was used fraudulently, you will need to act more urgently. You can place a credit freeze on your account with the three credit reporting agencies: Equifax, Transunion and Experian.
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How Can I Find My Social Security Number Online
You will need to have a My Social Security account to access your SSN online. If you have not already signed up for an account, then you will not be able to get one until you find your number using another method. Knowing your SSN is required to sign up for an account, but once you have the account, you can access it using your user name and password.
Sign Up For Identity Protection
Another big thing that you are going to be able to do to help prevent yourself from becoming a victim is by signing up for identity protection. By signing up for various different kinds of identity protection services, you will be able to get complete security protection. These services are typically going to allow you to figure out whether or not someone is improperly using your social security number because they will alert you to any new sign-ups using your social security number. They will be able to tell you whether or not there have been new accounts opened using your number which is going to allow you to actively monitor your new account openings.
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Safeguard Your Social Security Number
The nine digits identity thieves just love.
Your Social Security number is the nine-digit number representing you. Considered the cream of the crop by identity thieves, a compromised SSN can lead to big problems. Criminals can use your SSN to apply for a loan, open an account, apply for a joball in YOUR name, ruining your credit or worse. Armed with a bit more information, they can even drain your existing accounts. With a few precautions, you can help avoid becoming a victim.
MAKE YOUR SOCIAL SECURITY NUMBER ANTI-SOCIAL
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