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How To Obtain My Social Security Statement

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How Can I Get A Social Security Statement That Shows A Record Of My Earnings And An Estimate Of My Future Benefits

How to look up your Social Security statement online

You can get your personal Social Security Statement online by using your mySocial Security account. If you dont yet have an account, you can easily create one. Your online Statement gives you secure and convenient access to your earnings records. It also shows estimates for retirement, disability and survivors benefits you and your family may be eligible for. To set up or use your account to get your online Social Security Statement, go to . We also mail paper Statements to workers age 60 and older three months before their birthday if they dont receive Social Security benefits and dont yet have a mySocial Security account. Workers who dont want to wait for their scheduled mailing can request their Social Security Statement by following these instructions. The Statement will arrive by mail in four to six weeks.

Important Information:

Social Security Benefits: How To Request A Statement

Many people depend on their Social Security benefits to be able to live comfortably after they retire. However, Social Security benefits vary depending on a number of factors. Obtaining a Social Security benefits statement can be extremely helpful in determining how much youll receive. Fortunately, its not that difficult to get a Social Security benefits statement.

Statements Mostly Moved Online

The SSA introduced the statements in 1999 as a tool to help future beneficiaries incorporate anticipated Social Security income into their financial planning. They were initially mailed every year to workers ages 25 and over who were not yet receiving any form of benefit.

Starting in the early 2010s, the SSA began phasing out paper mailers and focused on providing beneficiary information and services online. Hard copies are now sent automatically only to workers age 60 and up who do not receive benefits and do not have My Social Security accounts, three months before their birthday each year.

If you are one of the more than 61 million people with a My Social Security account, you can view, save and print an up-to-date version of your statement at any time. You can also access SSA fact sheets on benefit basics, available in English or Spanish, and tailored for different age groups.

AARP has endorsed the federal Know Your Social Security Act, which would mandate a return to mass mailings of the statements.

Editors note: This article as originally published included incorrect information about when the SSA sends paper Social Security statements to some older workers. It has been updated with the correct information.

Andy Markowitz is a contributing writer and editor for AARP, covering Social Security and fraud. He is a former editor of The Prague Post and Baltimore City Paper.

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Obtaining Your Work History From The Ssa

The SSA will require you to provide employment history as part of their evaluation of your SSDI eligibility, specifically your ability to maintain gainful employment.

It may be difficult to remember everywhere you worked if you have worked for several employers throughout your career. Fortunately, the SSA maintains a record of your work history to help. This is because Social Security benefits are based in part on contributions you made through past withholdings of earnings from each paycheck.

To request earnings information from the SSA, you can or request a form in-person at your nearest Social Security office. You will need to complete the form, pay a fee, and mail it to the address provided in the form.

The SSA may take up to 120 days to process your request, which is why you need to act quickly when pursuing SSDI benefits. Then, the information you receive will include the years, names, and addresses for all employers during the years you specify.

Contact us today for help applying for SSDI benefits! There are absolutely no upfront costs for our help. We only get paid if you win your case.

How To Check Your Social Security Earnings Statement


Checking your record of earnings with the SSA is easy. If youre 18 or over, you can create an account with Youll need a few pieces of identifying information, including:

  • Your email address
  • Your Social Security number
  • Your mailing address in the United States

Next, log into the account youve created and click the option on the main page to View earnings record.

Image source: Social Security.

When you choose to view your record, youll see a table showing the work year, amount of taxed Social Security earnings, and amount of taxed Medicare earnings for each year you had countable income.

There are different columns for Social Security and Medicare earnings because you pay Medicare taxes on the entire amount of money you earn, but you pay Social Security tax only on income up to the annual wage base limit. This limit changes annually and, when benefits are calculated, only income up to the taxable limit is factored in. The limit is pretty high its $137,700 in 2020 and unless your income exceeds it, the earnings in both columns should be the same.

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How Can I Get A Form Ssa

An SSA-1099 is a tax form we mail each year in January to people who receive Social Security benefits. It shows the total amount of benefits you received from Social Security in the previous year so you know how much Social Security income to report to IRS on your tax return.

If you are a nonresident alien and you received or repaid Social Security benefits last year, we will send you form SSA-1042S instead.

The forms SSA-1099 and SSA-1042S are not available for people who receive Supplemental Security Income .

If you currently live in the United States and you need a replacement form SSA-1099 or SSA-1042S, we have a new way for you to get an instant replacement quickly and easily beginning February 1st by:

  • Using your online mySocial Security account. If you dont already have an account, you can create one online. Go to . Once you are logged in to your account, select the “Replacement Documents” tab
  • Calling us at 1-800-772-1213 , Monday through Friday, 8:00 am 7:00 pm or

How To Apostille A Social Security Letter

We provide fast Apostille service for your Income and Benefits letter from the Social Security Administration . If youre planning to retire in another country, you may be asked to obtain an Apostille on this document in order to fulfill the requirements of the Visa.

You can either visit the closest social security office or you can obtain the letter from the SSAs online website located here: . Most people who contact us are already in another country. We recommend that you mail the original letter to our office in Washington, D.C. The processing time is 1-3 business day. If you require your documents to be delivered to you in another country, there is an additional international shipping fee.

Please note that some Apostille Service companies will recommend to have this document notarized and Apostilled by the Secretary of State . The Social Security Letter is a Federal document and must be authenticated by the Secretary of the District of Columbia in Washington, D.C.

If the country requesting your Social Security Income and Benefits Letter is not a member of the Hague Apostille Convention, then your documents may require further authentication through the U.S. Department of State in Washington, D.C. and legalization through the Embassy / Consulate office. Our Staff in D.C. can handle your Department of State and legalization requests quickly.

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Why Is It Important To Check Your Social Security Earnings Record

You should check your earnings record at least once per year to make sure your earnings have been properly reported to the SSA.

If your employer didnt report your income properly or reported using the wrong name or Social Security number, you may not have received credit for all you made. If you changed your name after marriage or divorce and didnt report this to the SSA, you may also have an incorrect record.

If theres a problem, you need to contact the SSA to correct it and provide documentation including tax returns, W-2s, or pay stubs. If youve gone years between checking your earnings and you notice a mistake, you may not have these old documents any more and fixing your record could become more difficult.

If you dont get credit for the full amount of wages you earned, your Social Security benefits will be smaller as a result of it. And if money was taken directly out of your paycheck to cover Social Security taxes , youd have paid taxes for benefits you dont receive.

Social Security Statement: How To Get The Statement Online

Getting Your Hands On Social Security Statements

All you need to know

Social Security benefits provide a partial replacement of income for those who are retired or disabled. Employers generally send a wage and tax statement on behalf of their employees tot he Social Security Administration.

While most people decide to wait until they’ve hit 70 to claim their benefits in order to maximise payments, it is possible to do so earlier, or to get a Social Security Statement in advance,

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Early Or Late Social Security Statements Are Getting A Much

If youre old enough and have worked long enough, you may recall getting an annual Social Security statement in the mail, about three months before your birthday, with estimations of your benefits.

But budget cuts put a stop to the mailings for most workers. Now, if you want to see your personal Social Security statement, youll have to create an online account. If you dont have an account, or you have one but havent checked your statement lately, you should. The Social Security Administration has given the statement a makeover. Its shorter streamlined down to two pages from the previous four and, thankfully, better written.

I give them a lot of credit for trying to make this more user-friendly and trying to explain a variety of things like disability and survivor benefits, said Joel Eskovitz, director of Social Security and Savings at AARP Public Policy Institute. Its a lot of information to convey and generally speaking, I think theyve done a really good job.

The most useful change to the statement is a color bar chart that shows the estimated monthly retirement payments youd get each year starting at age 62 when you first become eligible. Previous statements just showed the monthly amount at 62, your full retirement age, and an estimate of what youd receive by waiting until 70. The increases stop when you reach 70.

Just In Case Your Filing Choice Turns Out To Be A Mistake

In the event that you file for benefits early and realize that you made a mistake, you do have up to 12 months from the date you filed to make a change. This is referred to as a withdrawal of application, and its not quite as easy as it sounds.

Should you withdraw, you will need to repay any and all benefits that you collected during the 12 month period. But once you do, it will have the effect of undoing your original filing. Its a valuable option to have, but it is one that you can choose only once in your lifetime.

If you cannot repay the benefits you have already received, or the 12-month timeframe is expired, you can still suspend your claim.

If you do this after you reach your full retirement age, you can once again build up retirement credits, at a rate of 8% per year . The strategy will no longer be effective once you reach age 70 since there will be no increase in your benefit beyond that age.

NOTE: Congress is considering eliminating this loophole, so it is entirely possible that it will not apply by the time youre ready to execute the strategy. Obviously, this is a pretty tricky topic if you are thinking about retiring soon, or if you have any questions, make sure you see your financial professional.

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Request A Deceased Individuals Social Security Record After Divorce

If your ex-husband or wife was married to you for at least 10 years, and you meet certain age and/or disability and other requirements, you may claim survivors benefits from Social Security. How much the ex-spouse earned over a lifetime is essential information to computing your survivors benefits. It doesnt matter if the now-deceased former spouse remarried. You may still apply for Social Security survivors benefits:

  • You must be at least 60 years old to apply for a former spouses Social Security survivors benefits. If you remarried after divorcing him or her, you cant request survivors benefits.
  • Importantly, if you care for a young child of the marriage, or a disabled child of the marriage, or a child that you and the ex-spouse legally adopted, the age limit may not apply. This circumstance may qualify you as a surviving divorced parent and also affect the amount of Social Security survivors receive on the workers earnings record.
  • If youre approved for survivors benefits and you later remarry , the benefits you receive from Social Security can be affected. If you remarry after age 60 and you currently receive widow/widower benefits, these benefits may continue.

Gather All Required Documents For Identification

New Social Security Benefit Statement for 2017 December 19 ...

This is likely the most difficult part of the entire process. Once you complete the SS-5, you will need to gather the required documentation to process your request. As previously mentioned, you will need documents proving both your identity and the changing of your name. One very important item to note is that the documents must be originals or certified copies by the issuing agency. Photocopies or even notarized copies of originals are not acceptable.

Here are some of the most common documents that are accepted by the SSA:

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Request For A Social Security Statement

If you dont want to wait for your Social Security Statement to be mailed to you, you may sign up to get your Social Security Statement online. You also may be able to estimate your retirement benefit using our online Retirement Estimator.

If you would like to receive your Social Security Statement by mail, please print and complete a “Request For Social Security Statement” and mail it to the address provided on the form.

You should receive your paper Social Security Statement in the mail in four to six weeks.

If you were unable to create or encountered a problem with your mySocial Security account, you may visit a local office or call 1-800-772-1213 for help.

Is There A Cost To Obtain The Information

No, if you need the information in connection with Social Security. For example, you may need earnings information to verify an employer’s earnings report or to compute your amount of Social Security taxes.

Yes, charges are made if more detailed earnings information than that shown on the SSA-7005 is required for other than Social Security purposes. Charges are also made if certification by the custodian of the record is needed. Examples would be for the requestor’s use in planning private pensions or civil litigation.

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Check The Social Security Administrations Math

Your statement includes a record of the earnings on which youve paid taxes and an estimate of the benefits you will receive at various retirement ages: 62, 67, and 70. It is always wise for you to check the SSAs numbers. Dont be surprised if you uncover an error. Some government-watchers estimate that the SSA makes mistakes on at least 3% of the total official earnings records it keeps.

When you check your record, make sure that the Social Security number noted on your earnings statement is your own, and make sure the earned income amounts listed on the agencys records mesh with your own records of earnings as listed on your income tax forms or pay stubs.

How To Sign Up For A Social Security Debit Card

Your Social Security Retirement Statement

You can sign up for the card at your local Social Security office or by calling the Direct Express card enrollment center at 333-1795. Representatives of payees can sign up the same way.

Once you sign up, your Social Security benefits will be paid directly to your Direct Express card account for you to access each month.

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Detailed Or Certified Report

Obtain SSA Form 7050. Go to the Social Security website and type “7050” in the search field or use the “Get a Form” menu on the site and type “7050” in the number field.

Complete the form, including your personal information, and indicate whether you want detailed or certified information. A detailed report includes more data about your earnings and can be used when a discrepancy arises. In most cases, certified reports are not necessary, unless you’re involved in a court or legal proceeding in which your earnings report is relevant.

Calculate your fee, using the table on Form 7050. In most cases, you must pay a fee for each year you request information. As of 2012, the fee for the first year of records is $15.00. For each additional year you’re requesting, add another $2.50. However, if you’re requesting the information for personal use, such as comparing your records, write the reason in Section 2 of the form. In this case, the agency doesn’t charge a fee. An additional fee of $15 is required for each certified copy you request. This fee is not included in the fee table.


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