Wednesday, August 10, 2022

How To Protect My Social Security Card

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Place Your Social Security Card And Number At Safe And Secured Area

Protecting your Social Security number

Just like an important thing needs a safe place, your social security card also needs a home where it can be safe. For example a lockbox or file folder that is kept in a safe place. The important documents on which SSN appears should also be kept in a safe place. Never carry your social security card in your wallet or purse. It is easy for a thief to snatch your wallet or purse and get your social security number so never put an SSN card in your wallet.

Do Not Carry Your Social Security Card

If you are wondering how to protect your Social Security card, the answer is simple. Simply do not carry it. This increases the chances that you will lose it or leave it behind. This also increases the odds that a thief might obtain your card, thus obtaining your SSN. You should always keep your card in a safe place at home and only carry it along when absolutely necessary. This might be your first day on a new job or when you need to open a new account at the bank. On an average day, however, your card should be tucked away in its safe place so that it does not get lost.

What Is The Railroad Medicare Claims Address

If you receive retirement benefits and Medicare through the Railroad Retirement Board, your claims are handled by a separate Medicare Administrative Contractor regardless of which state you live in.

Send paper claims and written correspondence to:

Palmetto GBA Railroad Medicare

P.O. Box 10066

To send claims, written correspondence and requested forms using private couriers or certified mail, use the following address:

Palmetto GBA Railroad Medicare

2743 Perimeter Parkway, Bldg. 200

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When Should I Reveal My Social Security Number

Not every request for your Social Security number is an effort to steal your identitybut not every request is mandatory. In general, you will need to provide your SSN to:

  • Employers for wage and tax reporting purposes.
  • Financial institutions, such as banks or brokerage firms, for tax reporting purposes.
  • Banks, credit card issuers or other lenders if you apply for a loan or new credit card.
  • Landlords or utility providers for a credit check.
  • Government agencies to obtain services and to file your taxes.
  • Equifax, Experian or TransUnionor AnnualCreditReport.com to obtain your credit report or credit score.

When an individual or entity asks for your SSN, be sure to ask the following questions to help you decide whether to reveal it:

  • Why do you need my SSN?
  • Will you accept a different form of identification ?
  • How will you use my SSN?
  • How do you protect my SSN and other information from being stolen or misused?
  • What will happen if I don’t provide my SSN?

Tip : Memorize Your Social Security Number

How to Protect Your Social Security Number After a Hack

Knowing your Social Security number by heart can be handy. Its there when you need it. Plus, you probably wont be tempted to carry your Social Security card with you or to jot down the number on a slip of paper.

This might seem like a small thing. But if youre not carrying your card with you, or youre not writing it down on slips of paper, youre far less likely to drop that paper or card on the ground or leave it behind at a local bank or government office. This means its less likely, too, that thieves might get their hands on your number.

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Get Your Free Credit Reports Regularly

Every American is entitled to view their credit reports from each of the three main agencies annually. This means that you can view one of your credit reports for free every four months. Viewing your reports as often as possible will let you check and see if any new accounts have been opened in your name.

Some credit card companies, banks and other financial institutions also offer free credit monitoring services that will alert you automatically as soon as there are any changes on your credit report, including the opening of new accounts. Having access to one of these services can be an even better solution, as youll receive immediate notifications rather than having to wait four months or longer.

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Careful Before Sharing Ssn Through Electronic Devices

You need to be careful while sharing your SSN via email, text, voicemail, and fax as it has some risks. For example interception can occur in your SSN. The best and safest way to share your SSN is face-to-face that will maintain trust with an interception. The most important component of your identity is the social security number so always keep it safe and secure.

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Getting A New Social Security Number Is Probably Not A Good Idea

Victims of identity theft sometimes want to change their Social Security number. The Social Security Administration very rarely allows this. In fact, there are drawbacks to changing your number. It could result in losing your credit history, your academic records, and your professional degrees. The absence of any credit history under the new SSN would make it difficult for you to get credit, rent an apartment, or open a bank account.

Block Access To Your Social Security Record

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You can request that the Social Security Administration block electronic access to your Social Security record if you know that your information has been compromised. To do this, you’ll need to call 800-772-1213. Once you have blocked access, no one can change your personal information online or via phone â including you.

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When Possible Avoid Giving Your Entire Ssn Online Or On The Phone

Suppose an organization claims to have your SSN and needs you to use it for identification or verification purposes. Only give them the last four digits of the number. This should be enough for any reputable organization to verify your ID. If they say it’s not, avoid giving them further information such as your address or banking account number. It

If you’re asked to verify your ID with an SSN or other means, go with the latter. For example, use a driver’s license number or another form of ID instead.

Should someone on the phone seek your SSN, you assume the call is reputable, but you’re still not comfortable giving out the information, take another path. Visit the organization in person or use the main phone number listed on their website to make contact.

Report Identity Theft To Other Organizations

You can also report the theft to other organizations, such as:

  • Credit Reporting Agencies – Contact one of the three major credit reporting agencies to place a fraud alert or freeze on your credit report. Also get copies of your credit reports, to be sure that no one has already tried to get unauthorized credit accounts with your personal information. Confirm that the credit reporting agency will alert the other two credit reporting agencies.

  • National Long-Term Care Ombudsman Resource Center – Report cases of identity theft due to a stay in a nursing home or long-term care facility.

  • Financial Institutions – Contact the fraud department at your bank, credit card issuers and any other places where you have accounts.

  • Retailers and Other Companies – Report the crime to companies where the identity thief opened credit accounts or even applied for jobs.

  • State Attorney General Offices – Your state’s attorney general might offer tips, checklists, or an advocate to help you recover from identity theft. These resources don’t replace filing an ID theft report with the FTC.

You may need to get new personal records or identification cards if you’re the victim of ID theft. Learn how to replace your vital identification documents after identity theft.

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Is It Illegal To Laminate A Social Security Card

While it is not recommended, it is also not illegal to laminate your Social Security card. The Social Security office is not going to ask the police to come and arrest you if you have already laminated your card. The recommendation from the Social Security Administration is just that a recommendation. There is no law that prohibits you from laminating your card, and some people still choose to do it against the advice of the SSA.

If you have already laminated your card, you do not have to worry about any criminal penalties. However, you might decide that you want to remove the lamination from the card. There are a few ways that you can do this, but using heat seems to produce the best results. It can be a tedious process, and you should perform the task very delicately so that you do not damage your card in the process. If you do, then you might find yourself needing to request a replacement Social Security card.

What To Do If Your Social Security Number Is On The Dark Web

Social Security Number

Cyber fraud has become an unfortunate reality of day-to-day American society. Criminals nowadays can simply steal your digital information and sell it to the highest bidder on the dark web, which is a hidden portion of the internet not accessible to search engines and only visible using an anonymizing browser known as Tor. If information like your Social Security number somehow ends up on the dark web, there are many nefarious purposes criminals can use it for, so youll have to take steps to protect yourself. Here are just a few of the ways you can help protect your identity and your finances if your Social Security number is on the dark web.

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Keep An Eye On Your My Social Security Account

The best way to keep tabs on your anticipated Social Security benefits is to make a my Social Security account at the Social Security Administrations website. This account is also a good way to monitor if someone with your Social Security number has filed for benefits in your name. Without checking, you may never know if some thief is living on a beach somewhere collecting your Social Security checks.

How To Spot A Social Security Scam Before It Happens

People posing as representatives from the IRS, the Social Security Administration, or financial institutions call some elderly and say they need to validate their Social Security numbers. However, none of those groups is likely to contact you and ask for your phone number.One common phone scam involves falsely informing potential victims that their Social Security number has been suspended, which is difficult to do because Social Security numbers cannot be suspended.

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Why Use Self Lock

Employment-related identity fraud could mean that someone else is working under your identity and using your SSN. If this happens, someone elses wages are being reported in your name to the Internal Revenue Service, the Social Security Administration and other authorities. By using Self Lock, you can block someone from committing this fraud if they start working for an E-Verify employer. Even if you are not currently working, you may want to protect your SSN and identity with Self Lock.

Dont Send Your Ssn Via An Electronic Device

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Never type your SSN into an email or instant message and send it. The majority of such messages can be intercepted and read. Also, dont leave a voicemail that includes your SSN. If you need to contact someone and give them your number, its best to do it in person. The second best way is to reach them on the phone and do it live.

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Contact The Internal Revenue Service

You may also want to contact the Internal Revenue Service if you suspect an identity thief has filed a tax return in your name to get a refund. The IRS should also be on your list of contacts if you suspect someone is using your number for work purposes. Otherwise, the IRS could think you failed to report income when you file your own tax return. Use the IRS Identity Theft Central website or call 800-908-4490.

How Can I Protect My Social Security Card

How to Protect Your SSN

  • Ask Why They Want It and How It Will Be Handled. …
  • Leave Your Card at Home. …
  • Shred Mail and Documents With Personal Details. …
  • Don’t Use Your SSN as a Password. …
  • Don’t Send Your SSN via an Electronic Device. …
  • Don’t Give It out to Strangers. …
  • Monitor Your Bank and Credit Card Accounts.
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    Take Action If You Are A Victim

    There are steps you can take if your Social Security number or other personal information is compromised.

    If your Social Security number is compromised and you know or suspect you are a victim of tax-related identity theft, the IRS recommends these actions:

    • Respond immediately to any IRS notice: Call the number provided.
    • If your e-filed return is rejected because of a duplicate filing under your Social Security number, or if the IRS instructs you to do so, complete IRS Form 14039, Identity Theft Affidavit PDF. Use a fillable form at IRS.gov, print, then attach the form to your return and mail your return according to instructions.
    • Visit IdentityTheft.gov for steps you should take right away to protect yourself and your financial accounts.

    See Identity Theft Victim Assistance: How It Works for more information about how the IRS can help you.

    If you previously contacted the IRS and did not have a resolution, contact us for specialized assistance at . We have teams standing by to help you.

    Fraudulent Returns

    If you believe someone has filed a fraudulent return in your name, you can get a copy of the return. See Instructions for Requesting a Copy of Fraudulent Returns.

    Dependents

    Data Breach

    Not all data breaches or computer hacks result in tax-related identity theft. Its important to know what type of personal information was stolen.

    Assigned an EIN Not Requested

    Some tips:

    Phishing Emails and Scams

    You can report other suspicious online or emailing phishing scams to .

    How To Protect Your Social Security Number: 10 Ssn Tips

    What is the Importance of Getting a Social Security Card For My Infant

      If you want to help protect yourself against identity theft, protecting your Social Security number is a good start. Your Social Security number is a high-value target for ID theft. Getting an identity theft protection plan is one step to consider.

      Your Social Security number, or SSN, is a key piece of personally identifiable information. In the wrong hands like, in the hands of an identity thief your Social Security number might lead to various types of identity theft or fraud.

      What can identity thieves do with your Social Security number? Heres a sample:

      • Open bank accounts
      • Open new credit cards or lines of credit to make purchases in your name
      • File tax returns to obtain your refund
      • Open new service accounts in your name, such as utilities or internet service
      • Put you in major debt
      • Destroy your credit score across all three credit bureaus

      The Equifax data breach in 2017, which exposed Social Security numbers and other U.S.-consumer information, raised the risk for identity theft of more than 145 million Americans.

      Although you cant do anything about a breach, its a good idea to learn what you can do to protect yourself following a breach, and before a subsequent breach. No matter how big or small, no business or industry is immune to cyberthieves who may have identity theft in mind.

      Here are some tips for protecting your Social Security number and identity.

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      Your Most Unique Identifier Calls For Extra Care And Protection

      Of all the forms of identity theft, the theft of a Social Security Number is certainly one of the most potentially painful because it can unlock so many vital aspects of your life. Its uniquely you, even more than your name alone at least in the eyes of creditors, banks, insurance companies, criminal records, etc. Your SSN calls for extra protection, and if you have any concerns that it may have been lost or stolen, dont hesitate to spring into action.

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      Can You Laminate Your Social Security Card // 2022 Guide

      Many important documents in your life are already laminated or have a protective, glossy finish on them. Think about your drivers license, Medicare card, credit card, or passport, for instance. These documents are more durable and sturdy than a simple piece of paper. However, your Social Security card is simply printed on paper without any protection on it. So, you might be wondering whether you can laminate it to provide some extra protection. This could help prevent it from damage like tears or stains. But can you laminate your Social Security card, and is it even legal? Keep reading as we give you all the details you need to know when considering lamination for your Social Security card.

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      Tip : Create Strong Passwords

      Strong passwords that use a unique combination of numbers, letters, and symbols can help prevent identity thieves from accessing your personal information in online accounts. Heres one password you should never use: your Social Security number. And dont use your SSNs last four digits as a PIN.

      Finally, dont use the same passwords repeatedly. Even if its a strong password, and its one that you can easily remember, all a hacker has to do is crack that password once. The thief will then be able to access all your important accounts that are protected by that password, even ones that contain your Social Security number.

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