Avoiding Social Security Fraud: Leave Your Social Security Card At Home
Once you receive your replacement Social Security card, lock it away in a safe place until you absolutely need it. Experts advise to avoid carrying your card around on a regular basis partly because of the risk of losing it again, and partly because you really dont need to present your Social Security card on a regular basis. In fact, one Social Security expert says that Social Security cards are irrelevant in the digital age, and the real priority should be targeted at fraud protection.
Its extremely rare that you need your actual Social Security card, says Steven J.J. Weisman, Esq., an Amherst, Massachusetts-based college professor whose expertise is in investigating white-collar crime. A Social Security number is the most important piece of information that a criminal can use to make you a victim of identity theft so you shouldn’t carry it with you in your wallet, anyway.
But if you do lose your card, Weisman recommends taking direct action to protecting the cardholder from financial fraud.
Because of the danger of identity theft if your Social Security card is lost, you should put a credit freeze on your credit reports at each of the three major credit reporting agencies in order to prevent someone from leveraging the Social Security number into accessing your credit or establishing accounts in your name, he says.
Other data security experts agree, citing the high risk of losing a card if you cart it around in your wallet or pocketbook.
How Can Thieves Profit From Stealing My Social Security Card
Fraud artists can manipulate a stolen or lost;Social Security card in a lot of waysall of which can lead to you taking a major financial hit. Here are three ways they do it.
Knowing how to get a new Social Security card makes sense given the potential costs if yours is lost or stolen.
Why Do You Need One
A Social Security number is important because you need it to get a job, collect Social Security benefits and get some other government services. You should keep your Social Security card in a safe place with your other important papers and avoid giving it out unnecessarily. Keep in mind that in many cases, even if you lost your card, you may not need a replacement. In most cases, simply knowing your Social Security number is enough. But if you do need a replacement, we make it easy.
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Replace Your Social Security Card Fast And Easy
Application-Filing-Service.com is the fastest, most convenient way to get a new or replacement Social Security card online. Just complete our form by answering a few questions, submit your identifying documents, and follow our simple step-by-step instructions. You will have a new card in about a week!
Filing with the SSA yourself is FREE. However, the process is complex and time-consuming. To complete it alone, you must:
- Wait in lines to obtain and submit your forms
- Read through confusing documentation to understand the form
- Get the formatting exactly correct
- Submit the proper documents to support your application
Even the slightest mistake will result in INSTANT DENIAL.
Instead of waiting in line at the local social security office, reading through all of the confusing government regulations, and risking typos, formatting errors, or incorrect documentation, file with us and we take care of it all. Why do it alone when it can all be done for you in a matter of minutes? Save all of that time and stress. Its not worth it.
How To Apply For A Replacement Social Security Card
If you lose your Social Security card, you may be able to apply for a replacement card online through the Social Security Administration website, if you meet certain requirements. Review them here. Otherwise, youll need to follow an application process that involves providing documentation and completing an application.
Here are 3 simple steps to prepare to apply for a replacement Social Security card:
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How To Apply For A Free Social Security Card Online That Was Lost
A Social Security card is one of the most vital forms of documentation you own. It contains your Social Security Number, which is a nine-digit number issued by the U.S. government to keep track of your lifetime earnings but also your identity. When it comes time to retire, this is key information for determining your pension eligibility. Losing your card makes it difficult to get a job, obtain other forms of identification such as a drivers license or U.S. passport and affects your ability to open a bank account.
You can apply online for a new Social Security Card using your “my Social Security Account” at www.ssa.gov/ssnumber. You are limited to three replacement cards per year and up to ten in a lifetime
Contacting Social Security In Person
When Social Security offices are fully reopened, if you cant resolve your problem or find the information you need on the website or over the phone, you can go to one of the field offices . In some casesif you need to request a Social Security card or update certain kinds of personal informationyou may have to visit an office.
But be forewarned: It probably wont be fun. You can schedule an appointment, though it could take weeks or more than a month to get one. Just heading to the office is an option, but youll probably wait more than a couple of hours to be seen. Some offices report lines out the door.
Staffing is an issue. Due to budget cuts to the SSA, there are fewer workers for an increasing number of applicants. And dont expect them to take an in-depth look at your situation. SSA employees dont have the training or expertise to help you maximize your benefits the way a financial planner can. If you dont have a financial planner or other professional who can help you make the right claiming choices, there are Social Security calculators that can help. The SSA also offers a number of online tools.
Some Social Security experts advise visiting multiple field offices in order to ensure that youre getting the most out of your benefits. One worker may misinterpret the rules and deny you benefits or other privileges for which youre eligible, so seeking multiple benefit estimates can help you find the best dealkind of like shopping for a new car.
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How Do I Replace My Lost Or Stolen Social Security Card
In normal times, the best ways to apply for a replacement card are to visit the Social Security Administrations website, go to a local SSA office or apply over the phone. However, due to the COVID-19 pandemic, all local Social Security offices were closed to the public for in-person service starting March 17, 2020. The SSA no longer allows you to order a replacement card online or over the phone.
Currently, the only way to apply for a replacement card is to fill out an application and mail it to your local SSA Field Office, along with one proof of your identity, such as your drivers license, U.S. Passport, U.S. birth certificate, U.S. Military ID, or your last Physicians report showing your date of birth.
Once you receive your replacement card, dont put it in your purse or wallet. Keep it stored securely in a safety deposit box, or at home.
Get The Best Identity Theft Protection Today
If you think youve been victimized after experiencing a lost or stolen Social Security card, or your Social Security number has been exposed by a data breach, we can help you take the steps to protect what matters most. IdentityForce can help monitor your identity and credit while providing you with the latest news and information in identity theft protection. Our Smart SSN Tracker alerts you if an unfamiliar name, alias, or address is associated with your SSN, and our experts will be there to assist you every step of the way. IdentityForces Identity Vault provides online encrypted storage for your important PII including SSNs, credit cards, financial account information and birth dates, along with other important documents. Access to online and mobile digital organization and storage of digital copies of important legal and personal documents, medical records, and other items.
Weve built;best-in-class, innovative capabilities that continue to be named the best identity theft protection service;throughout our industry. Additionally, our IdentityForce members receive full, white-glove;restoration services;to reduce the damaging effects of all types of fraud, theft, misuse, and unintended exposure of personal and financial data.
Let us show you how IdentityForce can help you manage through a compromised Social Security number incident. Get this exclusive limited-time offer today and save 20%.
**Originally published July 11, 2017. Updated April 14, 2021.**
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Replacement Or Corrected Social Security Cards During The Covid
Social Security offices are currently open only for in-person appointments for limited, critical situations, depending upon local office conditions. However, you can continue to apply for a replacement Social Security card online and by mail. Before requesting a replacement card, please remember that you might not need the physical card. Most of the time, simply knowing your Social Security number is enough.
If you have a critical situation that requires you to have a physical card and you cannot apply by mail or online, you should call your local Social Security office. Please visit our Coronavirus Updates page for more information at www.ssa.gov/coronavirus.
If you dont need any changes to your Social Security Number record , applying for a replacement card online is your most convenient option. You dont need to mail proof or visit an office.
You can use our online application if you are an adult, have a state-issued driver’s license or non-driver identification card, and live in the District of Columbia or one of the 45 states that verifies state-issued documents for us. All you need to do is create a my Social Security account to access and complete the online application at www.ssa.gov/myaccount/replacement-card.html.
Plan For Your Childs Future
Keeping your childs Social Security number secure is an important step toward keeping his or her benefits safe like Social Security benefits for his or her future family. Children grow up fast, and it’s important to think about his or her later-in-life experiences, too.;
Its never too early to plan well for yourself as well. Cake can help you store your will, name an estate beneficiary, and secure your legal documents safely online. Cakes free online profile ensures that all of your end-of-life resources are in one place so you wont have to worry about replacing a lost document ever again.
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How To Request A Social Security Card With A Different Name
The steps to update your card after a name change are similar to those for applying for a card in the first place. You’ll need to fill out the Social Security Administrations Form SS-5: Application for a Social Security Card and gather supporting documents to prove your age, identity, and citizenship status.
Form SS-5 is a one-page form with 18 items. Most of these items should be easy for you to complete. This form can be printed and filled out by hand or filled out on a PDF form;and then printed.
You Can Apply For A Social Security Replacement Card By Mail
To apply for a new card through the mail, you will need to mail an application along with proof of your identity, such as a non-driver ID, drivers license or passport, to the Social Security Administration. These are primary evidence of your identity.;
Right now the Social Security Administration is accepting secondary proofs of identity since going without a primary form of identification is a hardship for some. The types of secondary documents accepted include health insurance card , employee or school ID or a military identification card.;
For the documentation to work, it must be current, show your name and birth date or age, and be an original or a certified copy. Social Security will return any documents you send them. The agency is experiencing slight delays for processing mail-in applications for a Social Security card. Because of that, it could take two to four weeks for your application to be processed and your documents returned.
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Can I Enroll In Medicare
Date: January 28, 2021
If you enrolled in Medicare Part A and would like to enroll in Part B under the Special Enrollment Period , you can apply online at Apply for Medicare Part B Online during a Special Enrollment Period. You can upload your application and documents that verify your group health plan coverage through your employer.
You can also fax or mail your completed CMS-40B, Application for Enrollment in Medicare Part B and the CMS-L564, Request for Employment Information enrollment forms and evidence of employment to your local Social Security office. If you have questions, please contact Social Security at 1-800-772-1213 .
- State, I want Part B coverage to begin in the remarks section of the CMS-40B form or online application.
- If your employer is unable to complete Section B, please complete that portion as best as you can on behalf of your employer without your employers signature.
- Also, submit one of the following forms of secondary evidence:
- Income tax form that shows health insurance premiums paid.
- W-2s reflecting pre-tax medical contributions.
- Pay stubs that reflect health insurance premium deductions.
- Health insurance cards with a policy effective date.
- Explanations of benefits paid by the GHP or LGHP.
- Statements or receipts that reflect payment of health insurance premiums.
Social Security: How To Replace A Missing Social Security Card Online
- ELAINE POPEJOYSocial Security District Manager, Bloomington
If you need to replace your lost or misplaced Social Security card, our online application makes getting a replacement card easier than ever. Requesting a card replacement online is available if you live in the District of Columbia or one of the 45 states that can verify state ID information for us. If youre only requesting a replacement card and youre making no changes, you may be able to use our free online service.
All you need to do is create a personal my Social Security account at www.ssa.gov/myaccount and meet certain requirements. Opening a personal my Social Security account is easy, convenient, and secure. We protect your information by using strict identity verification and security features. Once you have a personal account, simply follow the instructions to request a replacement Social Security card.
You can apply for a replacement card online, if you meet all of the following requirements: Are a U.S. citizen age 18 or older with a U.S. mailing address ; Are not requesting any changes to your card ; Have a valid drivers license or state-issued identification card.
In many cases, you may not need a replacement card; often, simply knowing your Social Security number is enough.
But if you do need a replacement card, please visit our website at www.ssa.gov/ssnumber to find out if you can take advantage of this convenient online service.
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Replacement Card For A Noncitizen Child
You can replace your child’s Social Security card for free if it is lost or stolen. You are limited to three replacement cards in a year and 10 during a lifetime. Legal name changes and other exceptions do not count toward these limits. For example, changes in immigration status that require card updates may not count toward these limits. Also, you may not be affected by these limits if you can prove you need the card to prevent a significant hardship.
In general, only noncitizens who have permission to work from the Department of Homeland Security can apply for a Social Security number. If your child does not have permission to work but needs a Social Security number for other purposes, see “If your child does not have permission to work” for further information.
You must present original documents or copies certified by the agency that issued them. We cannot accept photocopies or notarized copies. All documents must be current . We cannot accept a receipt showing you applied for the document.