Wednesday, September 28, 2022

How To Report Social Security Theft

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Ways To Reduce The Risk Of Id Theft:

How to Report Social Security Fraud
  • Get smart about internet safety and protecting sensitive information online ».
  • Opt out of pre-screened offers for credit cards and insurance. Reduce or call 1-888-5-OPTOUT to greatly reduce the amount of mail you receive.
  • Keep documents with sensitive information in a safe place. Never leave items like your social security or Medicare card in places that are vulnerable to theft such as your wallet or car.
  • Shred any documents that contain sensitive information before disposing of them.

If Your Debit Card Or Number Is Stolen

A debit card is an ATM card with a credit card logo on it. It accesses money directly from your bank account, and the legal protections are different from those for credit cards. If your debit card is compromised, call your bank right away and cancel the card. The bank will send you a new debit card and your checking account number will not change. The stolen money, however, will be gone while your bank investigates the matter. If you call the bank within two business days of the fraudulent transaction, your liability is limited to only $50. As time goes by, your liability for fraudulent transactions increases. If you wait more than 60 business days from the date the bank mailed the statement with the fraudulent transaction, you could lose the entire amount of the fraud.

Report The Crime To The Police

Under California law, you can report identity theft to your local police department.1 Ask the police to issue a police report of identity theft. Give the police as much information on the theft as possible. One way to do this is to provide copies of your credit reports showing the items related to identity theft. Black out other items not related to identity theft. Give the police any new evidence you collect to add to your report. Be sure to get a copy of your police report. You will need to give copies to creditors and the credit bureaus. For more information, see Organizing Your Identity Theft Case” by the Identity Theft Resource Center, available at

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How Thieves Steal Ssns

There are several ways thieves can get a hold of your SSN. The most obvious is by stealing the physical Social Security card. Be sure to keep it in a secure place. This is a no-brainer.

Things get more tricky when we go online. The three most used methods for stealing Social Security Numbers are phishing, malware and data breaches.

Phishing attempts are nothing new. In their efforts to steal your identity, jack your crypto or drain your rewards account, thieves use ever-more convincing methods to trick you into sharing your personal information. They often create fake websites that resemble websites of real companies that you may use regularly. The goal is to trick you into entering your private information. Often scammers will send spoofing emails with links asking you to re-enter your login information or even your SSN.

Malware falls more under the traditional hacker category. Thieves who use this method to steal personal information, including Social Security numbers, infect your computer or mobile devices with software. That software can record your keystrokes, and if you type in your social security number at some point, that will be recorded. Other types of malware steal information from files on your device.

Data breaches are a major threat to consumers because its difficult to manage your data, including Social Security Number, once submitted to a website or service and stored on their servers.

What To Do If Your Social Security Number Is Stolen

How to Report a Stolen Social Security Card: 15 Steps

A Social Security number may be the single most important piece of government-issued identification that U.S. resident can have.

It’s definitely the most valuable piece of ID that identity thieves can get their hands on, especially when the number is combined with the rightful bearer’s name and address. Even just by itself, a valid SSN can be sold to undocumented workers or to people trying to hide their true identities.

A stolen SSN lets the thief, or the person he or she sells it to, do almost everything a legitimate SSN holder can do and more.

“You can close a credit card if it is compromised,” said Adam Dolby, senior manager of Alkami Technology. “But the problem is, you can’t close your SSN.”

If you discover your Social Security number has been stolen or otherwise misused by another person, there are several steps you’ll need to take right away.

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Write To The Credit Bureaus

Write a letter to each credit bureau. Repeat what you said in your telephone call . Send copies of your police report and completed ID Theft Affidavit. Remind the credit bureaus that they must block or remove any information that you, as an identity theft victim, say is a result of the theft. Send your letters by certified mail, return receipt requested. Keep a copy of each letter. See the Sample Letter to Credit Bureaus on page 7.

Equifax

P.O. Box 2000Chester, PA 19016

As an alternative, you may dispute items with the credit bureaus online. Look for “dispute” on their websites: equifax.com/home/en_us, experian.com, and transunion.com.

Dont Send Your Ssn Via An Electronic Device

Never type your SSN into an email or instant message and send it. The majority of such messages can be intercepted and read. Also, dont leave a voicemail that includes your SSN. If you need to contact someone and give them your number, its best to do it in person. The second best way is to reach them on the phone and do it live.

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Freezing Your Social Security Number

If you suspect your identity has been endangered, you must take action. One of the first things to do is freeze your Social Security number, according to the writers at E-Verify.

First, youll need to create an account on E-Verify, which is managed by the U.S. Department of Homeland Security. Once you do, follow the prompts to freeze your SSN. Then, file a police report. Immediately after freezing, contact the authorities. Having the report filed protects you from further harm and opens an investigation.

Next, youll want to contact the three credit bureaus to report your SSN as stolen. These are Equifax, Experian and TransUnion. Once you have taken these three crucial steps, monitor activity on all accounts closely and follow up with any investigations. You may also consider hiring a private agency to help undo any damage and restore normal activity. You can keep your SNN frozen, and some people do out of an abundance of caution. Its free to freeze and then unfreeze the number when you want to open a new account.

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Report Scams To The Federal Government

How to Report Social Security Fraud

You can report scams to the federal government. Your report may keep others from experiencing a scam. Government agencies use reports of scams to track scam patterns. They may even take legal action against a company or industry based on the reports. However, agencies usually dont follow up after you report, and can’t recover lost money.

Do not use the agency contact information included in scam messages. Use contact information in the federal agency directory to report other government imposters.

Report Disaster and Emergency Scams

Report coronavirus scams and other scams about disasters and emergencies.

Report Most Common Scams

The Federal Trade Commission is the main agency that collects scam reports. Report your scam online with the FTC complaint assistant, or by phone at . The FTC accepts complaints about most scams, including these popular ones:

  • Phone calls
  • Demands for you to send money
  • Student loan or scholarship scams
  • Prize, grants, and sweepstakes offers

The FTC also collects reports of identity theft. Report identity theft online at IdentityTheft.gov or by phone at .

Report Online and International Scams

Report IRS or Social Security Imposter Scams

Scammers often pretend to work for the Social Security Administration or Internal Revenue Service . Common signs include:

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How To Check If Someone Else Is Using Your Social Security Number

CassandraRead more May 5, 2021

The rise of technology has brought new threats to your personal data and its security. Identity theft is a crime that strikes at the heart of a modern citizens wealth, employment, social services, and more. Our identity specifically, the electronically-encoded identity that serves as the gateway to our bank accounts, to our home security systems, to our e-mail and network resources can be stolen by unscrupulous people and used for crimes great and small.

At best, an identity thief may use part of your identity as the launchpad for some phony persona that they are using to commit acts of fraud and light scams. At worst, they can drain your bank accounts, destroy your credit rating, and wipe out your hard-earned retirement benefits. Identity theft is not a minor crime in 2018, more than 60 million Americans reported that they were affected by identity theft.

Place A Fraud Alert On Your Credit Reports

Request that your credit report be flagged with a fraud alert and add to your report a statement that you are a victim of fraud and that all creditors should contact you at a phone number you provide to verify all future applications. Each of the major credit bureaus may have different procedures, so ask each one how long the fraud alert will remain on your report and the circumstances under which that period may be extended. You should also request a written copy of your report to review and verify that each piece of credit information is valid.

Placing a fraud alert may not necessarily prevent the fraud from resuming. Some creditors may not see these alerts if they do not obtain your full consumer report, but rather rely on a credit score or another automated credit application system.

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Applying For A New Number Or Replacement Card

The SSA may assign a new Social Security number to you if you are being harassed, abused, or are in grave danger when using the original number, or if you can prove that someone has stolen your number and is using it. You must provide evidence that the number is being misused, and that the misuse is causing you significant continuing harm.

If you apply for a new Social Security number, you must prove

  • your age
  • your citizenship or lawful immigration status
  • your identity

Getting a new Social Security number probably wont resolve all the problems related to the theft of your identity. Government agencies and some businesses may keep records under your original Social Security number. In addition, because credit reporting companies use Social Security numbers and other personal information to identify a persons credit file, using a new number doesnt guarantee a fresh start. But by being careful with your personal information and monitoring credit reports for fraudulent activity, you can limit the misuse.

The SSA lets you apply for an original Social Security number or a replacement Social Security card for free. The application form and information about the supporting documents you need to apply are available online. The form takes just a few minutes to complete. But that hasnt stopped some websites from claiming that the process is complicated, confusing, and time-consuming, and offering to do it for you for a fee.

Report Scams To Third Parties

How to Report a Stolen Social Security Card: 15 Steps

You may want to report the scam to organizations outside of the government. Third parties may be able to get your money back or remove fraudulent charges.

Report a scam that happened with an online seller or a payment transfer system to the companys fraud department.

If you used your credit card or bank account to pay a scammer, report it to the card issuer or bank. Also report scams to the major credit reporting agencies. Place a fraud alert on your credit report to prevent someone from opening credit accounts in your name.

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How We Use Your Social Security Number

We use your Social Security Number to verify your income and work history by checking for wages reported by your recent employers. If there is a mismatch between what you told us when you applied for benefits and the wages reported by employers, that difference could be due to a simple mistake in what you told us, what we entered into our system, or what your employer reported. It is also possible that the difference is due to someone else using your SSN, which is sometimes called “identity theft.”

It is important to correct wage history errors because if you receive benefits based on incorrect wages or wages that are not yours, you must repay any overpayment.

How Do Thieves Profit From Stolen Social Security Cards

Identity thieves can use your SSN to apply for more credit in your name. Of course, the scammers never pay the bills, which can damage your credit, and cause you to get calls from unknown credit demanding payment for items you never bought. They may also place your Social Security number on the Dark Web to sell to other identity thieves.

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Social Security Number Theft: What To Do If Someone Steals Your Ssn

  • Post author

Social Security number theft and identity theft are major headaches that can crush your credit score. Heres what to do if someone steals your SSN number.

The importance of your Social Security Number cant be exaggerated. The nine-digit number is your connection to the Social Security Administration but goes far beyond that. It has become one of the most commonly used numbers for verifying identity. Unfortunately, identity thieves realize the potential of these numbers and Social Security theft costs victims billions of dollars in damages each year.

You need a Social Security number to get a job, collect Social Security benefits, apply for federal loans, open bank accounts, buy a home and sign up for private insurance.

The unique number is a way for the government to keep track of your lifetime earnings and the number of years worked to calculate Social Security benefits later in life.

Social Security Number theft happens when a thief gains control of your unique number and uses it for their own advantage. There are many ways a thief can use this number and the damage they can do with it is significant.

If You Suspect Someone Is Using Your Sin

How Do I Report Social Security Disability Fraud?

If you suspect that someone is using your SIN fraudulently, act quickly to prevent personal loss and minimize the negative impact.

  • File a complaint with the police. Ask for the case reference number and the officer’s name and telephone number. If you choose to obtain a copy of the police report, make sure it states your name and SIN.
  • Contact the Canadian Anti-Fraud Centre at 1-888-495-8501. The national anti-fraud call centre is jointly managed by the Royal Canadian Mounted Police, Ontario Provincial Police and Competition Bureau Canada. They provide advice and assistance about identity theft.
  • Ask for a copy of your credit report. Review it for any suspicious activity. Also check to see if your credit file should be flagged . To obtain additional information regarding fees and other requirements, please contact:
  • TransUnion: 1-800-663-9980
  • Inform your bank and creditors by phone and in writing about any irregularities.
  • Report any irregularities in your mail delivery to Canada Post, for example, opened envelopes, missing financial statements or documents.
  • Visit a Service Canada office and bring all the necessary documents with you proving fraud or misuse of your SIN. Also bring an original identity document . One of our officials will review your information and provide you with assistance and guidance.
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    How To Report Illegal Aliens

    If you suspect someone of being an illegal alien who snuck into our country and evaded apprehension at our border, you can quickly and easily file a report to government agencies at the website www.ReportIllegals.com. Depending on the data you provide, ReportIllegals.com will in most cases file a report to ICE and in many cases to federal agencies such as CIS, CBP, DOL, DEA, DSS, FBI, HUD, IRS, SSA, TSA, or other foreign, federal, state, county and local governmental agencies.

    To report suspected illegal aliens directly, contact:

    Contact the US Citizenship and Immigration Services , under the Dept of Homeland Security.

    You can call the CIS National Service Center at 1-800-375-5283 to find your local office to report illegal aliens. Note that the default language of this U.S. government office is some foreign language – not English! Press 1 to speak in English, the native language of the United States of America. Then press 9 to speak to a real person. They should be able to help find a local office to take the report.

    Dont Give It Out To Strangers

    You should never provide your SSN to someone you dont know who calls you on the phone and requests it. This same warning applies to unsolicited emails and any forms you fill out on the internet. In general, dont give your SSN to anyone unless you are absolutely certain they have a reason and a right to have it.

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