Monday, September 26, 2022

How To Report Stolen Social Security Number To Irs

Don't Miss

How To Report Identity Theft

Scammers Stealing Tax Refunds Using Lifted Social Security Numbers

Identify theft can happen to anyone from Millennials to the Greatest Generation.

If a taxpayer suspects theyre a victim of tax-related identity theft:

  • Respond immediately to any IRS or any other state notice call the number provided.
  • Complete IRS Form 14039, Identity Theft Affidavit, if your e-filed return is rejected because of a duplicate filing under your Social Security number or you are instructed to do so. Attach the form to your return and mail according to instructions.
  • If you are a resident of the state of Michigan or believe identity theft has occurred in Michigan, please call 636-4486.
  • Please forward all required documentation to the Identity Theft Unit, Income Tax Division, P.O. Box 30477, Lansing, MI 48909.

Follow these additional steps if you are a victim of identity theft:

  • File a complaint with the Federal Trade Commission at
  • The FTC also contains sample letters to help you resolve issues with the credit bureaus, credit card issuers, and other companies with which you may do business.
  • Contact one of three major credit bureaus to place a fraud alert on your credit records:
  • Exploring Ssn Theft Risks

    Unlike a stolen credit card number, debit card or check, a stolen SSN presents a particular risk due to the severity of the actions a criminal can do with this key piece of identifying information. While someone could spend with a stolen credit or debit card, someone with your SSN could sign up for things ranging from a passport or credit account to getting a job or license. They can also use your SSN to get access to your existing accounts and obtain sensitive information about your life.

    In some cases, having your Social Security number stolen can lead to a full identity takeover that leads to a long and difficult recovery process. The person might get you in legal trouble if they defraud creditors or government agencies or if they use your SSN to help with committing real-world crimes. You can experience significant issues such as having a false criminal record that keeps you from getting housing or employment and dealing with monetary loss and credit damage that make it hard to pay for daily expenses or obtain credit for a car or home.

    Consider An Identity Protection Service

    You can register with an identity protection service such as LifeLock, IdentityForce, or Identity Guard. Such companies charge fees that typically start around $10 a month. Banks and credit unions also have packages they sell to customers, as do major agencies such as Experian and TransUnion. Many of the best credit monitoring services also offer identity protection tools and services.

    Don’t Miss: How Much Do I Have To Pay Into Social Security

    If You Believe Youre A Victim Of Identity Theft

    Be alert to possible identity theft if you receive a notice from the IRS or learn from your tax professional that:

    • More than one tax return for you was filed
    • You have a balance due, refund offset or have had collection actions taken against you for a year you did not file a tax return
    • IRS records indicate you received more wages than you actually earned or
    • Your state or federal benefits were reduced or cancelled because the agency received information reporting an income change.

    If you receive a notice from the IRS and you suspect your identity has been used fraudulently, respond immediately by calling the number on the notice.

    If you did not receive an IRS notice butbelieve youve been the victim of identity theft, contact the IRS Identity Protection Specialized Unit at 800-908-4490 right away so we can take steps to secure your tax account and match your SSN or ITIN.

    Also, fill out the IRS Identity Theft Affidavit, Form 14039. Please write legibly and follow the directions on the back of the form that relate to your specific circumstances.

    In addition, we recommend you take additional steps with agencies outside the IRS:

    • Report incidents of identity theft to the Federal Trade Commission at or the FTC Identity Theft hotline at 877-438-4338 or TTY 866-653-4261.
    • File a report with the local police.
    • Contact the fraud departments of the three major credit bureaus:
    • Equifax, 800-525-6285

    How To Avoid Irs Imposter Scams

    IRS to Permit Truncated Social Security Numbers on W

    There are things you can do to protect yourself from an IRS imposter scam.


    • Beware if someone calls claiming to be from the IRS. The IRS will always contact you by mail before calling you about unpaid taxes.

    • Ask the caller to provide their name, badge number, and callback number. Then call TIGTA at to find out if the caller is an IRS employee with a legitimate reason to contact you. If you confirm that the caller is from the IRS, call them back. Otherwise, report the scam call to TIGTA.

    • Become familiar with what fraudulent IRS email messages look like. Review a sample IRS phishing email.

    • Verify the number of the letter, form, or notice on the IRS website.

    • Be suspicious of threats. The IRS wont threaten to have police arrest you for not paying a bill.


    • Dont give in to demands to pay money immediately. Be especially suspicious of demands to wire money or pay with a prepaid debit card.

    • Dont trust the name or phone number on a caller ID display that shows IRS.Scammers often change the name that shows on caller ID using a technique called spoofing.

    • Dont click on any links in email or text messages to verify your information.

    You May Like: How To Calculate My Social Security Benefit Amount

    Place A Fraud Alert On Your Credit

    The first step you need to take if your Social Security Card is lost or stolen is to place a fraud alert on your credit. This is free to do and can be repeated annually. This requests that anyone accessing your credit file contact you first, which can allow you to stay on top of potential fraud attempts. Be aware that while itâs a common courtesy to follow these fraud alerts, people are not legally obliged to.

    Read Also: 154 Pierrepont Street Phone Number

    You Put An Account Number Into A Dummy Website

    Some phishing emails or fraudulent URLs are created to look so convincingly like your banks, it is easy to mistakenly enter your username and password or, if they ask for it, your checking or savings account number. Other websites are made to emulate popular e-commerce or retail websites, tricking you into entering your credit card details.

    If youve given away any of these numbers, call your bank immediately and describe the error in detail. Your bank should be able to read back any charges have been made fraudulently and connect you to the right department to help freeze or suspend the accounts that may have been comrpomised. You can typically find the fraud department directly by using the fraud services number on the back of your credit card, or on the banks website.

    If fraudulent charges have been made, you may have to fill out a paper report, and any reimbursement may take time, typically a bit longer for debit cards than for credit cards. Heres a version of one of these forms, used by Inova Federal Credit Union. A banker may call you to ask follow-up questions.

    Read Also: Max Ss Benefit At Age 66

    A Message From Social Security

    We are committed to preventing, detecting, and eliminating fraud in our programs.

    Our mission is to deliver Social Security services that meet the changing needs of the public. Every day our employees work diligently to ensure the public receives the services and benefits it deserves. We strive to ensure the integrity of our programs and provide a high level of service to the public despite the efforts of those who seek to abuse our programs.

    Identifying Ssn Theft Signs

    Beware of tax identity theft and IRS imposters this tax season

    It’s often hard to tell if someone stole your SSN until they start using this information to commit identity theft. However, you could identify it early on if you scan the news for data breaches that involved your information, notice a lost SSN card or important mail, or realize you gave your SSN to a likely scammer. Once identity thieves start using a stolen SSN, you might experience these incidents:

    • Sudden rises or drops in your credit score
    • Letters from the Social Security Administration about changes to your account
    • Phone, email and mail communications regarding a bank, credit or insurance accounts you didn’t open
    • Seeing suspicious activities such as incorrect balances, new accounts or delinquencies on your credit report
    • Missing government benefits payments
    • Notices about tax returns you didn’t file
    • Medical bills you don’t recognize
    • Problems getting employment, health insurance or financing
    • Unknown charges or withdrawals on bank and credit card statements
    • Accusations for crimes you didn’t commit
    • Violations on your driving record
    • Communications from employers you don’t recognize

    Also Check: 154 Pierrepont Street Phone Number

    Closely Review Your Credit Reports And Accounts

    If you ever notice unusual activity, report it immediately to the applicable creditor as well as to one of the three major credit bureaus. You must provide strong evidence to the Social Security Administration of fraud on your account to secure a new Social Security Number. An identity theft protection service can help you monitor and protect your accounts to help with this process.

    How To Report A Stolen Social Security Card

    This article was co-authored by Clinton M. Sandvick, JD, PhD. Clinton M. Sandvick worked as a civil litigator in California for over 7 years. He received his JD from the University of Wisconsin-Madison in 1998 and his PhD in American History from the University of Oregon in 2013.There are 14 references cited in this article, which can be found at the bottom of the page.wikiHow marks an article as reader-approved once it receives enough positive feedback. In this case, several readers have written to tell us that this article was helpful to them, earning it our reader-approved status. This article has been viewed 545,789 times.

    One of fastest growing crimes in the United States is identity theft. Over 13.1 million Americans were victims of identity fraud in 2013 alone.XResearch source Thieves can target social security cards and then charge up credit cards under your name. Luckily, the Social Security Administration has a department devoted to receiving reports of stolen social security cards and preventing future fraud.

    Also Check: Find A Person By Their Social Security Number

    Preparing To Report Ssn Theft

    Before you report the SSN theft, you’ll need to get as much proof ready as possible to make your claim and assist in researching the incident. The Federal Trade Commission suggests making using their assistant tool that will help you identify important documents like tax returns, bank statements, online and physical mail communications likely related to the SSN theft. You’ll also want to look for credit card statements, bills and invoices, credit reports and personal records. Document anything like a stolen wallet, scam call or phishing attempt that might pinpoint how the SSN theft occurred too.

    What If Someone Steals My Social Security Number

    AUDIT: IRS says 1.4 million illegals are working under ...

    All of this is of course very interesting, but lets bring it back to the point of this article: what if some bad guy steals, obtains, guesses at, or otherwise gets hold of your Social Security Number? As it happens, all kinds of bad things!

    Because you have to have a Social Security Number to get a job in the United States , crooks are very fond of stealing SSNs specifically for the purpose of selling them to people who do not already have permission to work in the United States, so that those people can get a job.

    Nothing is wrong with people getting jobs, of course, but if they are using your Social Security Number, it can cause untold confusion and issues with your taxes and your Social Security benefits. You could even LOSE your Social Security benefits and that can be hundreds of thousands of dollars.

    As you can see, it is very important for you to be able to tell whether someone is using your Social Security Number without your permission. In this article, I will show you several methods of detecting whether your Social Security Number has been compromised.

    Don’t Miss: How Much Social Security Will I Get At 64

    Where Do I Report Fake Social Security Calls

    You should report fake Social Security calls to the Office of the Inspector General . You can use the Scam Reporting Form on their website to report these calls. Providing as much detail as possible will help the SSA investigate these calls and attempt to find the parties responsible for the calls. You can also notify the FTC of these calls, although they encourage you to make your report to the OIG. You can also report Social Security fraud to the OIG Social Security fraud hotline at 1-800-269-0271.

    Understanding Ssn And Identity Theft

    If you’ve had your Social Security number stolen, this could have resulted from someone taking your physical Social Security card that you might have had in a lost wallet or purse, or they could have taken mail that showed the number. However, there are plenty of other ways a thief could get this information without even leaving their house. They could call you impersonating an organization with which you do business and get your SSN, or they could have used the internet to obtain your SSN through websites selling personal information, phishing schemes or large data breaches.

    SSN theft and identity theft have a very close connection since the former often leads to the latter. Identity theft happens whenever the person who stole your SSN or another piece of personal information uses it for fraudulent acts that ran range from accessing and opening accounts to impersonating you during crimes. When this happens, you can face problems ranging from losing money and damaging your credit to getting caught up in legal battles. Having your Social Security number stolen doesn’t automatically mean the person used it for anything, but it’s a common warning sign that an identity thief will try.

    Read More: Identity Theft: Most Common Types & Warning Signs

    You May Like: When To Take Social Security Spousal Benefits

    How To Report Identity Theft To Social Security In Three Steps

    Lets say you spot something unusual on your credit report or get a notification that someone has filed a tax return on your behalf without your knowledge. These are possible signs that your identity, if not your SSN, is in jeopardy, which means its time to act right away using the steps below:

    1. Report the theft to local and federal authorities.

    File a police report and a Federal Trade Commission Identity Theft Report. This will help in case someone uses your Social Security number to commit fraud, since it will provide a legal record of the theft. The FTC can also assist by guiding you through the identity theft recovery process as well. Their site really is an excellent resource.

    2. Contact the businesses involved.

    Get in touch with the fraud department at each of the businesses where you suspect theft has taken place, let them know of your situation, and follow the steps they provide. With your police and FTC reports, you will already have a couple of vital pieces of information that can help you clear your name.

    3. Reach the Social Security Administration and the IRS.

    What Do I Do If My Social Security Card Or Number Is Stolen Or Lost

    IRS Slow Notifying Identity Theft Victims Of Fraud

    If your Social Security card or number is lost or stolen, you should immediately contact your local police department and the Social Security Administration to let them know about the incident. Once youve done that, there are a few other things that you can do to help mitigate the risks involved with losing your Social Security Card.

    Recommended Reading: Can I Locate Someone By Their Social Security Number

    Direct Express Account Fraud

    Comerica Bank is the U.S. Department of the Treasurys financial agent and is the issuer of the Direct Express Debit MasterCard card. Some people use this card to receive Social Security benefits and Supplemental Security Income. If you are a Direct Express debit card customer and suspect fraud related to your Direct Express card, call the Direct Express customer service number on the back of your debit card, or visit . More information regarding the Direct Express program is available at .

    Keep Your Identity Safe

    If you use an online application to do your taxes, you can now log in with your username, password and a third personal item like a phone number. Using all 3 will keep your identity and data safer.

    Tax-related identity theft occurs when someone uses your stolen personal information, including your Social Security number, to file a tax return claiming a fraudulent refund.

    If you suspect you are a victim of identity theft, continue to pay your taxes and file your tax return, even if you must file a paper return.

    You May Like: Social Security Card Replacements

    Breached Businesses And Tax Professionals


    Businesses should provide the following:

    • Reporting individualâs name and title
    • Name of business
    • Nature of the data breach
    • Contact information

    Tax professionals should provide the following:

    • Tax professionalâs name and title
    • Name of business
    • Do you actively use MyFTB
    • When was your last log in
  • Contact information
  • Do not send attachments, embedded links, or personal information in your email. If we need more information, we will send you a secure request.

    We will respond within 48 hours.

    Contact The Internal Revenue Service

    IRS Says ID Thieves Used Stolen Social Security Numbers in ...

    You may also want to contact the Internal Revenue Service if you suspect an identity thief has filed a tax return in your name to get a refund. The IRS should also be on your list of contacts if you suspect someone is using your number for work purposes. Otherwise, the IRS could think you failed to report income when you file your own tax return. Use the IRS Identity Theft Central website or call 800-908-4490.

    Recommended Reading: Get Social Security Early

    More articles

    Popular Articles