Friday, May 20, 2022

How To See Your Social Security Number Online

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When To Provide Your Ssn

Protecting your Social Security number

Not everyone who requests your SSN actually needs it. Generally speaking, if an entity reports information about you to the Internal Revenue Service , you probably have to supply your SSN. This includes your employer, banks/lenders, the U.S. Treasury for savings bonds, and state unemployment insurance and workers compensation offices.

Although other institutions and businesses have the right to ask for your number, they often dont need it, and you arent legally required to provide it.

As of Jan. 1, 2020, Medicare no longer uses Social Security numbers for identification. Instead, Medicare recipients receive a Medicare Beneficiary Identifier a unique series of numbers and letters that they should also try to protect from identity thieves.

Contact The Internal Revenue Service

You may also want to contact the Internal Revenue Service if you suspect an identity thief has filed a tax return in your name to get a refund. The IRS should also be on your list of contacts if you suspect someone is using your number for work purposes. Otherwise, the IRS could think you failed to report income when you file your own tax return. Use the IRS Identity Theft Central website or call 800-908-4490.

Getting A New Social Security Number Is Probably Not A Good Idea

Victims of identity theft sometimes want to change their Social Security number. The Social Security Administration very rarely allows this. In fact, there are drawbacks to changing your number. It could result in losing your credit history, your academic records, and your professional degrees. The absence of any credit history under the new SSN would make it difficult for you to get credit, rent an apartment, or open a bank account.

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If You’re Not Sure Why You Received A Payment

If you receive a check or direct deposit payment from the Treasury Department and do not know what its for, contact the regional financial center that issued it.

If you received a check, look for the RFCs city and state at the top center. Then contact that RFC to find out which federal agency authorized the payment. It will be one of these:

If you received payment byelectronic funds transfer , or direct deposit, follow the directions under Find Information About a Payment.

Use the Treasury Check Verification System to verify that the check is legitimate and issued by the government.

How Do You Check To See If Someone Has Been Using Your Social Security Number

Do You Need Social Security Number SSN To Get Netspend ...

In todays electronic world, it has become even easier for thieves to gain access to your sensitive personal information. Thousands of data breaches occur each year, and this only makes it more and more likely that you will become the victim of ID theft. All it takes is a scammer gaining access to your Social Security number, and then they are off to the races! These identity thieves show no mercy, and they can quickly wreck your finances.

There are steps you should take to make sure that no one has gained unauthorized access to your SSN. Staying ahead of things can make it much easier to fix any problems that might arise if you do happen to fall victim to Social Security identity theft. Here are some of the things that you need to do to see if someone is using your Social Security number.

You must keep a close eye on your credit report. You can obtain a free copy at annualcreditreport.com, and you should check it regularly. This is one of the first ways that you will notice someone has gained access to your SSN and is using it to open new accounts. Next, sign up for a My Social Security account at SSA.gov to view your latest Social Security statement. You can verify your earnings and work history to make sure that nothing suspicious appears there. It is also a good idea to get a copy of your latest tax transcript from the IRS. This will let you know whether anyone other than you has filed a tax return using your SSN.

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How To Get A Social Security Card

  • Gather your documents. Learn what documents you’ll need to get a card. Select your situation:
  • Adult or child
  • Original, replacement, or corrected card
  • U.S. born citizen, foreign born U.S. citizen, or noncitizen
  • Apply online for a replacement card. Apply online if youre not changing anything on your card and you are eligible. This option is available in most states. You will need to make a my Social Security account first. Or complete an application. If you can not apply online, fill out an application and return it to the SSA. Find out where to take it in person or mail it.
  • What Is An Sss Number

    The SSS number is a 10-digit number assigned to each compulsory and voluntary member registered with the Social Security System , the government-owned social insurance program in the Philippines.

    Whether online or offline, SSS members will always need this number before they can access their personal records, apply for loans, or avail of benefits in case of sickness, unemployment, disability, maternity, retirement, or death. Outside of SSS, you also need this number whenever applying for a new job, opening a bank account, or transacting with other government agencies.

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    Can Someone Access My Bank Account With My Social Security Number

    It is very possible that someone can access your accounts with your SSN. They could call your bank and pretend to be you to gain access to your accounts. The bank typically verifies your identity by asking for your SSN or the last four digits of your SSN. If the thief has this information, then the bank might give out account information to them. Once the thief gains access to your account, they can move or withdraw money and drain your finances very quickly.

    Religious Or Cultural Objections To Certain Numbers Or Digits

    How to Find a Social Security Number

    Although the SSA expanded the numbers available to be used when the agency randomized the numbering system in 2011, there are still certain numbers that are not issued. When someone is assigned a Social Security number that number may be objectionable to that person based on their culture or religion. The agency makes an exception for these people to have their number changed. But the SSA requires written documentation in support of the objection from a religious group with which the number holder has an established relationship.

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    Your Social Security Number Is The Key

    Originally, your Social Security number was a way for the government to track your earnings and pay you retirement benefits. But over the years, it has become much more than that. It is the key to a lot of your personal information. With your name and SSN, an identity thief could open new credit and bank accounts, rent an apartment, or even get a job.

    Request A Replacement Social Security Card

    If you had your Social Security card stolen or simply lost your SS card, then you will need to get a replacement card. In many states, you can replace a lost or stolen card online using your My Social Security account and uploading a copy of your drivers license. If you are in a state that cannot use the online service, the card can be requested at your local Social Security office or through the mail using a paper application. In most cases, you will keep your same SSN. However, if the fraud has become bad enough, the SSA will issue you a new Social Security number when warranted.

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    Advantages Of Locking Your Ssn

    There are several advantages of locking your Social Security number:

    • No one can use your Social Security number when its locked
    • No one can apply for a job in your name and run up a tax bill for money you never earned
    • No one can use your Social Security number to apply for credit or open new accounts in your name
    • Anyone attempting to verify your number will receive a notice of tentative nonconfirmation, which is effectively a mismatch the number is not in use

    Replacement Card For A Noncitizen Adult

    Social Security Number Archives

    You can replace your Social Security card for free if it is lost or stolen. However, you may not need to get a replacement card, knowing your Social Security number is what’s important. You are limited to three replacement cards in a year and 10 during your lifetime. Legal name changes and other exceptions do not count toward these limits. Also, you may not be affected by these limits if you can prove you need the card to prevent a significant hardship.

    In general, only noncitizens who have permission to work from the Department of Homeland Security can apply for an SSN. If you do not have permission to work but need an SSN for other purposes, see “If you do not have permission to work” for further information.

    Enumeration Beyond Entry

    You may be eligible to apply using our automated process called Enumeration Beyond Entry if you are applying to the United States Citizenship and Immigration Services for work authorization or lawful permanent resident status.

    If you are unable to use Form I-765 or Form I-485, you will need to contact your local Social Security field office to apply for an SSN replacement card.

    Important

    You must present original documents or copies certified by the agency that issued them. We cannot accept photocopies or notarized copies. All documents must be current . We cannot accept a receipt showing you applied for the document.

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    California Law Limits The Public Display Of Social Security Numbers

    A California law bars organizations from publicly displaying SSNs2. The law prohibits:

    • Printing SSNs on ID cards or badges
    • Printing SSNs on documents mailed to customers, unless the law requires it or the document is a form or application
    • Printing SSNs on postcards or any other mailer where its visible without opening an envelope
    • Avoiding legal requirements by encoding or embedding SSNs in cards or documents, such as using a bar code, chip, or magnetic strip
    • Requiring people to send SSNs over the Internet, unless the connection is secure or the number is encrypted
    • Requiring people to use an SSN to log onto a web site, unless a password is also used
    • The law applies to businesses, government, and other entities.

    What Should You Do If Someone Has Been Using Your Social Security Number

    So, what happens if you notice that someone has been using your SSN? What do you do next to report the fraud and protect yourself from ongoing identity theft? There are several steps that you should take, and making sure you cover all your bases is crucial to protecting yourself going forward. Here is what you need to do.

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    The Social Security Administration Allows People To Change Their Social Security Number But Only In Very Limited Situations And Youll Need Document Why

    Social Security numbers are an omnipresent part of life and meant to be unique to each holder and be kept for life. There are times though that a person may want to change the number assigned to them by the Social Security Administration .

    The process is not easy and will require that an individual provide proof that the change is necessary due to the problems their original number is causing them or the harm that may come to them if a change isnt made.

    Corrected Card For A Us Born Child

    How To Find A Social Security Number For Free

    If you legally change your child’s name because of adoption, court order or any other reason, you need to tell Social Security so that you can get a corrected card. If your child is working, also tell your child’s employer. If you do not tell us when your child’s name changes, it may:

    • Delay your tax refund or your child’s refund and
    • Prevent your child’s wages from being posted correctly to your child’s Social Security record, which may lower the amount of your child’s future Social Security benefits.

    Important

    You must present original documents or copies certified by the agency that issued them. We cannot accept photocopies or notarized copies. All documents must be current . We cannot accept a receipt showing you applied for the document.

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    Why Do You Need One

    A Social Security number is important because you need it to get a job, collect Social Security benefits and get some other government services. You should keep your Social Security card in a safe place with your other important papers and avoid giving it out unnecessarily. Keep in mind that in many cases, even if you lost your card, you may not need a replacement. In most cases, simply knowing your Social Security number is enough. But if you do need a replacement, we make it easy.

    Note:

    Monitor Your Bank And Credit Card Accounts

    Keep close tabs on your bank and credit card balances. This is one way to make sure your SSN and identity have not been compromised. Many banks let you sign up for account alerts. They will send you text messages or call you if transactions exceed a certain amount or if someone tries to use your SSN to access your account.

    Check your on a regular basis at AnnualCreditReport.com. You can usually only do this once a year for free, but due to COVID-19, you are allowed to get free weekly credit reports through April 20, 2022. If the Social Security Administration is still sending you an annual statement detailing your earnings, and it looks out of whack, someone might be using your number for employment purposes. You can register to get statements at the SSA website.

    The three credit reporting bureaus are offering free weekly credit reports via AnnualCreditReport.com through April 20, 2022, due to the hardship caused by the COVID-19 pandemic.

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    Applying For A New Number Or Replacement Card

    The SSA may assign a new Social Security number to you if you are being harassed, abused, or are in grave danger when using the original number, or if you can prove that someone has stolen your number and is using it. You must provide evidence that the number is being misused, and that the misuse is causing you significant continuing harm.

    If you apply for a new Social Security number, you must prove

    • your age
    • your citizenship or lawful immigration status
    • your identity

    Getting a new Social Security number probably wont resolve all the problems related to the theft of your identity. Government agencies and some businesses may keep records under your original Social Security number. In addition, because credit reporting companies use Social Security numbers and other personal information to identify a persons credit file, using a new number doesnt guarantee a fresh start. But by being careful with your personal information and monitoring credit reports for fraudulent activity, you can limit the misuse.

    The SSA lets you apply for an original Social Security number or a replacement Social Security card for free. The application form and information about the supporting documents you need to apply are available online. The form takes just a few minutes to complete. But that hasnt stopped some websites from claiming that the process is complicated, confusing, and time-consuming, and offering to do it for you for a fee.

    Social Security Administrations User

    How to find my social security number online for free

    The Social Security Administration web site provides clear and reader-friendly information: www.ssa.gov/ssnumber. All applications for SSNs, whether original, replacement, or for change of name or data, use the same form, the SS-5 form . The different purposes may occasion differing degrees of documentation.

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    One Number Is Issued To Two Different People

    You may be wondering, if Social Security numbers are unique to each person, how could two people have the same number assigned to them?

    There are the exceptional times when the SSA issues the same number to two people as happened to two women in Florida. Both women were born on the same day and given nearly identical names. Add to the confusion two hospitals created the same birth record resulting in 25 years of tribulations for the two.

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    Shred Mail And Documents With Personal Details

    Discarded mail and documents are a magnet for identity thieves. Dont just throw out papers that contain personal details such as your SSN. Get a paper shredder and use it on a regular basis. While youre at it, dont leave mail in an outside mailbox for long periods. Stealing mail is another way thieves can make off with your information.

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    When Is It Safe To Give Your Social Security Number Online

    Your social security number is an important part of your identity, and if it falls in wrong hands, then you might have to face some serious problems. It can be used to steal your identity and could have financial implications as well. It can be used to commit criminal acts in your name and carry out frauds.

    The social security number is also used to assess the credit worthiness of a person before a lender extends a loan. Without a social security number that is backed by a clean history, you cannot get a loan at low rates.

    However, many people are in a habit of giving their social security number for all kinds of reasons. The commercial world appears to have a practice of asking for social security numbers for everything, due to which most people do not hesitate in giving them. This is dangerous, as you cant easily spot a crook who wants to misuse your social security number. You cannot stop giving out the number as then you would find it difficult to participate in any commercial activity. Therefore, you need to make a distinction between legitimate demands for your social security number and traps that are laid out for you.

    You need to recognize which businesses genuinely need your social security number and refuse to give the number to others. Credit card companies or other creditors require the number for checking your credit history. Various government schemes will also ask for the number before you can get their benefits.

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