How To Match A Social Security Number With A Name
Social security numbers can be matched with a name by using an FCRA approved background check or approved credit check. Social security numbers are issued by the Social Security Administration and have become the main identifier for US taxation and other official purposes. SSNs are used as a way of verifying identity for things like background checks, tenancy, bank loans, and credit purposes. There are only select authorized purposes for requesting this information and they almost always require the approval of the person being researched.
When Opening An Account With Any Us Financial Institution
Since 1970, the federal government has required banks to obtain customers Social Security numbers or an Individual Taxpayer Identification Number .Financial institutions use your SSN to check your credit, to report your interest and investment income or losses to the IRS, to report your tax-deductible mortgage interest to the IRS, and to manage your account.
As an alternative, some financial institutions will accept a taxpayer identification number , which youll need to apply for through the IRS.
How To Check Sss Number Through Your Sss E
If you applied for an SSS number in 2015 or earlier and still keep a copy of your E-1 form, you can find your number handwritten on the upper right corner.
The SSS E-1 or Personal Record form contains the new members personal information including name, address, civil status, and beneficiaries. First-time members used to receive this after successful registration at the SSS office. However, members who registered in recent years most likely dont have a hard copy of this form as SSS registrations and other transactions have already transitioned online.
Another form where you can check your SSS number is the SSS E-4 form. Members use this form to request a change in their SSS membership data like name, date of birth, civil status, beneficiary, or contact information.
After personally submitting the E-4 form to the nearest SSS branch, you will be given a personal copy which you most likely have if you indeed requested a change.
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What Information Does The Number Not Provide
Most significantly, and perhaps surprisingly, criminal records are not tied to SSNs. An individuals criminal charge may or may not include their SSN, so a clean criminal record check using SSN alone is not particularly meaningful. Its a start, but its by no means the whole story. However, using information gleaned from an SSN check that includes names and aliases as well as former addresses, skilled background screeners can search criminal records databases to find evidence of an individuals criminal history. So, while your SSN by itself will not reveal a criminal history, its nonetheless very difficult to run a thorough criminal background check without the additional information provided by a thorough SSN trace.
Get Ssa Benefits While Living Overseas
U.S. citizens can travel to or live in most, but not all, foreign countries and still receive their Social Security benefits. You can find out if you can receive benefits overseas by using the Social Security Administrations payment verification tool. Once you access the tool, pick the country you’re visiting or living in from the drop-down menu options.
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Important Info About The Ssn
Be careful with your Social Security card and number to prevent theft! Keep your card in a safe place. Do not carry your card with you. Also, be aware that your Social Security card is not an identity card and that your number should not be used in everyday situations. Only give your number in official situations dealing directly with employment, banking or taxes, and verify that your number will be kept confidential. If you suspect fraud, report it to the Social Security Administration immediately.
How To Check Sss Number Through Your Sss Contributions Payment Form
Nowadays, you can easily pay your monthly SSS contributions even from your phone. But back when online payment methods were few and far between, members had no other choice but to personally pay their contributions at the nearest SSS branch.
If you used to regularly pay your contributions the traditional way, chances are youve managed to keep a few copies of the SSS Contributions Payment Form. Members who fill out this form to make a payment on a monthly, quarterly, semi-annual, or annual basis are given a personal or payors copy for record-keeping purposes. If youre able to retrieve a few copies of this form, you can see the SSS number on two different sections: one is the machine-validated SSS number at the upper right corner and a handwritten one immediately below the membership category section.
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Can I Have Access To The Social Security Trace Report
Under normal circumstances, the social security search is a step towards performing the background check you requested for. For instance, if you commission a criminal background check, a social security trace informs us which jurisdictions to search for criminal records.
Therefore, in most cases, we dont give you the social security trace report. We give you the report for the type of check you requested for . However, if you have a specific need for the report, we can provide it to you.
Basically, the social security trace report is can be availed on request, and subject to certain conditions .
Earn Ssa Work Credits In Some Countries
You may not have enough credits from your work in the United States to qualify for retirement benefits. But, you may be able to count your work credits from another country. The SSA has agreements with 24 countries. If you earned credits in one of those countries, they can help you qualify for U.S. benefits.
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What Information Does The Number Provide
First and foremost, your social security number is used to verify your identity. Your social security number is attached to one name and one birthday. If you have a common name, say like John Smith, your SSN, birthday, middle name, and other corresponding information such as drivers license number and addresses youve lived together confirm that you are the John Smith in question.
Second, since social security numbers are used to track many types of personal transactions, a background check searches a variety of sources to pull up information on an individual. Accurate Backgrounds Social Security Trace and Address History search goes back seven years and identifies information including current addresses, all addresses where an applicant has lived, name summaries and variations, date of birth, etc. SSN searches will also reveal your work history and credit information such as foreclosures and bankruptcies.
Run A Social Security Number Trace
A Social Security trace tracks all the addresses and names that have been linked to your SSN for a period of seven to 10 years. These reports are commonly used by companies that provide background check services. Any unfamiliar addresses or names should be called to the attention of the credit-reporting service to determine whether unusual entries are the result of inaccurately transcribed information or the illicit use of your Social Security number.
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What If Someone Steals My Social Security Number
All of this is of course very interesting, but lets bring it back to the point of this article: what if some bad guy steals, obtains, guesses at, or otherwise gets hold of your Social Security Number? As it happens, all kinds of bad things!
Because you have to have a Social Security Number to get a job in the United States , crooks are very fond of stealing SSNs specifically for the purpose of selling them to people who do not already have permission to work in the United States, so that those people can get a job.
Nothing is wrong with people getting jobs, of course, but if they are using your Social Security Number, it can cause untold confusion and issues with your taxes and your Social Security benefits. You could even LOSE your Social Security benefits and that can be hundreds of thousands of dollars.
As you can see, it is very important for you to be able to tell whether someone is using your Social Security Number without your permission. In this article, I will show you several methods of detecting whether your Social Security Number has been compromised.
Your State Unemployment Office
A free option may be to get records from your state’s unemployment office. If you’ve moved around a lot, this could prove difficult, but if most of your employment was in one or two states, you can request these records and reconstruct your job history. Check with your state to find out what is available.
Solving Ssn Issues If Youre A Non
Drawbacks Of Locking Your Ssn
It might not make sense to lock your Social Security number if you dont have reason to believe that your identity has been compromised or that youre at serious risk of identity theft.
- When your Social Security number is locked, you cant use it either
- You cant use it to apply for a new job
- You cant use it to apply for credit
- Potential lenders wont be able to access your credit report or credit score
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The Social Security Number
In the United States, a Social Security number is a nine-digit number issued to U.S. citizens, permanent residents, and temporary residents. The number is issued to an individual by the Social Security Administration, an independent agency of the United States government. Its primary purpose is to track individuals for Social Security purposes, but, is also used to track wages and reporting of income to the government. The SSN assigned to you when you apply is your number for your entire life. If you return to the U.S. in the future, you will keep the same SSN. Your Social Security card is not an identity card and should not be used in everyday situations. You should not carry your card with you. Keep it in a safe place. To learn about identity theft, please read our information on Safety.
How Locking Your Social Security Number Works
Locking your Social Security number is a simple process of accessing the governments myE-Verify website. The site walks you through the necessary steps:
The lock lasts for a year unless you take steps to reverse it, and youll be notified in advance when the lock is about to expire so you can renew it if you want to.
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Make Payments To The Federal Government
Learn how to use Pay.gov to make secure, electronic payments to government agencies from your checking or savings account. You can use the online service for VA medical care copayments, U.S. district court tickets, U.S. Coast Guard merchant mariner user fee payments, and more.
If you need help, contact Pay.gov customer service.
When And Why You Need A Social Security Number
Anytime you get hired for a new job, your employer will ask for your Social Security number. Your employers accounting department will use this number to report your income to the Internal Revenue Service and to report your Social Security wages to the Social Security Administration.
Your employer will also use it for state income tax reporting unless your state doesnt have an income tax. Employers who participate in E-Verify, a program to make sure employees can legally work in the United States, also must obtain your Social Security number before you can begin work.
Below are some other common scenarios where youll need to provide your Social Security number.
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Look For Unfamiliar Accounts On Your Credit Report
To find out how your Social Security number has been used, order credit reports from the three largest credit-reporting bureaus: Equifax, TransUnion and Experian. Under the Fair Credit Reporting Act, you are entitled to one free report per year from each service. Take a close look at the entries on the reports for accounts that you don’t recognize, but don’t assume that every unknown name is fraudulent. For example, a department store credit card may be listed under the name of the financial institution that services the account. Generally speaking, when an SSN is stolen, accounts are opened quickly, so several unfamiliar accounts established over a short period could indicate identity theft.
Someones Got Your Number What Can You Do
Figuring out that someone has your Social Security Number is one thing. Fixing the problem is another. If you think someone is using your Social Security Number, you need to move quickly.
You have four things you need to do. You need to contact the Federal Trade Commission to report identity theft, contact the credit reference agencies to report the theft, contact the Social Security Administration, and contact your local police.
- The FTC is at 1-877-438-4338 or . There is a form to complete to report identity theft.
- Contact the three credit reference agencies and ask them to place a freeze on your credit report. This will prevent any new applications being created in your name. This will stop more debt from piling up.
- Contact the SSA on 1-800-269-0271 or Log on to the IRS Identity Protection website to alert them and prevent any tax returns from being filed in your name.
- Optionally, but recommended, alert the Internet Crime Complaints Center at . They alert other agencies that your SSN has been compromised.
Once all that has been done, report the crime to your local police. If you know how the theft took place, for example, you had your wallet stolen, the police will want to know where the theft would have happened, and what transpired.
How Can Someone Track Me Based On My Social Security Number
- on Oct 12, 2012
Answers to questions posted on the AVVO website as well as content contained on The Sanders Firm, P.C., website is intended for informational purposes only. Nothing in such answers or the content contained on The Sanders Firm, P.C., website is to be considered as either creating an Attorney-Client relationship between the reader and The Sanders Firm, P.C., or as the rendering of legal advice for any specific matter. Readers are responsible for obtaining such legal advice in consultation with a licensed Attorney.
Someone May Be Using Your Ssn
People can use your Social Security Number to access bank accounts, open new accounts, and more. If this is happening it may go undetected.
A lot of times there are indications that something is amiss. These are the top five signs your information has been compromised.
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Advantages Of Locking Your Ssn
There are several advantages of locking your Social Security number:
- No one can use your Social Security number when its locked
- No one can apply for a job in your name and run up a tax bill for money you never earned
- No one can use your Social Security number to apply for credit or open new accounts in your name
- Anyone attempting to verify your number will receive a notice of tentative nonconfirmation, which is effectively a mismatch the number is not in use
What Is A Social Security Number
A Social Security number is a numerical identifier assigned to U.S. citizens and some residents to track their income and determine benefits. The Social Security number was created in 1935 as part of The New Deal as a program to provide for retirement and disability benefits for the old and infirm. While the original intention of the program and the individually-assigned identification number was simply to track earnings and provide benefits, it is now also used for a wide range of purposes, such as to identify individuals for tax purposes, to track their credit record, and approve for credit. In the United States, an individual is asked to provide an SSN to obtain credit, open a bank account, obtain government benefits or private insurance, and to buy a home or a car, among many other pursuits.