Dont Post Photos Of Your Credit Card
While it may seem obvious, never post photos of your card online. When it comes to pictures, some people feel safe when they cover the first eight digits of their card. Others obscure the last eight. In either case, its a bad idea.
If you have a legitimate reason for posting a photo of your credit or debit card , obscure all the numbers. At the very least, cover the last ten digits, which are unique to your account.
When You’re Applying For A Job
Once you’re offered a job, you’ll need to give out your Social Security number in the course of the onboarding process. This way, your employer can verify your identity for wage-reporting purposes. And you want that to happen, because your Social Security retirement benefits will be based on your lifetime earnings, so any missing wages on your record could cause you to lose out financially later in life.
That said, there’s really no need to give out your Social Security number during the job application process. An employer might ask for it to verify that you’re eligible to be hired should the desire to make you an offer come to be, but in most cases, providing that number shouldn’t be mandatory.
Retailers And Other Vendors
Even if youre not using a check, you may think you have to give your Social Security number to anyone you do business with. They assume they need it, and you assume theyre right. Nothing could be further from the truth. If youre paying someone by cash, credit card, or debit card, they already have what they need to get paid. If they insist on your SSN, you have ample reason to suspect foul play, and should refuse to do business with them and potentially even report them.
Resumes And Job Applications
If youre used to employers asking, you may be tempted to just put your Social Security number in the header of your resume. Resist the urge. Your goal is to get your resume shared among as many potential employers as possible, and you dont want that many copies of your number floating around. But what about job applications?
To prove citizenship, youll have to give your SSN to employers. But that doesnt include prospective employers. Most places where youll apply for a job will only require your number after they hire you.
But some companies include it on a job application. In some cases, theyre just trying to save time, but in others they just dont realize that its not necessary. Dont be afraid to pass on sharing this information. Just write will provide upon offer of employment. If an interviewer mentions that its for a background check, you can explain that youll provide it at the end of the interview.
Its your judgment call on whether or not it feels premature to provide this personal information. You dont want to jeopardize the job opportunity, but you also dont want to work somewhere that wont respect that you protect your identity.
Apply For A New Ssn As A Last Resort
If you believe youve done everything you can and someone is still using your SSN, you may need to request a new number from the SSA. If you decide to apply for a new number, you will need to prove your identity, age, and U.S. citizenship or immigration status. You will also need to provide evidence that someone is using your old number. The SSA booklet Your Social Security Number and Card explains the application process.
Bear in mind that a new SSN may not solve all your problems. Think about all the government agencies, banks, credit reporting companies, and others that already have and use your old number.
Once you receive a new SSN, do not use your old number again. Make sure your new number is reported to all agencies that will need it and that those agencies know you no longer use your old number.
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When You’re Visiting A Doctor
This one’s a bit of a gray area. It’s common for medical offices to ask for your Social Security number, but the reason they do so is to have a means of tracking you down if you fail to make good on an outstanding bill. Much of the time, you don’t need to provide a Social Security number to get medical care providing your insurance information will suffice. This holds true even if you’re on Medicare. In fact, Medicare recently replaced its old ID cards, which contained Social Security numbers, with new ones, to protect that very information. If a medical office insists that you must provide a Social Security number, push back. Ask why that number is needed, how it will be used, and what steps will be taken to keep it secure.
Dont Give It Out To Strangers
You should never provide your SSN to someone you dont know who calls you on the phone and requests it. This same warning applies to unsolicited emails and any forms you fill out on the internet. In general, dont give your SSN to anyone unless you are absolutely certain they have a reason and a right to have it.
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Tip : Beware Of Phone And Email Scams
Identity thieves may try to trick you into revealing your SSN. For instance, in a phone or email, they might pose as your employer or a government office requesting information. Avoid sharing your number unless youre positive its a legitimate request.
Better yet, consider calling the requesting organization at a verifiable telephone number to provide the information. Or visit in person.
Email Our Support Team
Social Security cannot answer questions about economic impact payments under the recently enacted law, the Coronavirus Aid, Relief, and Economic Security Act, or CARES Act. Treasury, not Social Security, will be making direct payments to eligible people. For more information, visit www.irs.gov/coronavirus.
Many of our services are now available online, like applying for Social Security benefits, requesting a replacement Social Security card, getting your Social Security Statement, and benefit verification letter.
You can also look for answers to your questions on our Frequently Asked Questions page.
We realize that each persons situation is unique. While we are unable to answer questions in this forum that require access to your personal information, such as benefits you may be entitled to, we care. Please toll-free at 1-800-772-1213 for assistance. Representatives are available between 8a.m. and 7p.m., Monday through Friday. For the location and other information about your local Social Security office, use our locator.
If you cannot find your answer online and do not have a question about your personal situation, complete the form below to send us an email. Please do not include Social Security numbers in your message.
We are experiencing high volumes of email and may not be able to respond to your inquiry promptly. We appreciate your patience.
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Check Employer Verifications At My E
You can also check for the names of employers who have verified your eligibility to work in the U.S. if they went through the Department of Homeland Security E-Verify system. To do that, go to the myE-Verify webpage. If you see an employer whose name you do not recognize, someone else may be using your number to work in the U.S. The site also has a self-lock feature that lets you place a lock on your SSN.
How To Keep Other People From Knowing Your Social Security Number
When the Social Security number was first devised, skeptics warned it would become a national identification number, used by non-governmental organizations to keep track of people.
That hasn’t completely happened, but many businesses and organizations do ask for Social Security numbers when they shouldn’t. Such practices make it harder for individuals to be sure their SSNs don’t get into the wrong hands.
The fact that companies regularly ask for SSNs is a “real challenge for individuals,” said Suzanne Barber, director of the Center for Identity at the University of Texas at Austin.
As a general rule, if the Internal Revenue Service isn’t involved, you can refuse to provide your Social Security number. But while government agencies still have to provide services if you don’t hand over your SSN, private businesses don’t have to.
That means consumers can be strong-armed into disclosing their SSNs, said Bryan Hjelm, vice-president of product and marketing at CSID, an identity-theft-protection provider in Austin, Texas.
In such situations, Barber said, it might be best to ask the business why a Social Security number is necessary.
“Ask them, ‘What other data could help you feel confident about my identity without giving my SSN?'” Barber said. “If you want to get tough, ask, ‘Are you willing to ensure that you will cover liability and even my losses in time and money if the SSN you collect is compromised?'”
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If You’re Not Sure Why You Received A Payment
If you receive a check or direct deposit payment from the Treasury Department and do not know what its for, contact the regional financial center that issued it.
If you received a check, look for the RFCs city and state at the top center. Then contact that RFC to find out which federal agency authorized the payment. It will be one of these:
If you received payment byelectronic funds transfer , or direct deposit, follow the directions under Find Information About a Payment.
Use the Treasury Check Verification System to verify that the check is legitimate and issued by the government.
Letter From The Ois For F
Complete the following e-form to request an SSN letter.
1. Go to the i-Hopkins web portal.
2. Click “Login” under “Active JHED Login”.
3. Log in with your JHED credentials.
4. Click “University Employment” on the left side of the screen.
5. Select “SSN Letter Request.”
6. Complete the e-form and upload a copy of your employment letter .
7. You will be contacted by email when your SSN letter is shipped.
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How To Apply For A Ssn
In order to apply for a SSN you must be employed by a U.S. source. First, wait the necessary amount of time after entering the U.S. Next, gather the required documentation below. Lastly, complete the SSN Application and take it in person to your local SSA office along with the required supporting documentation. SSA typically requires you to show a paper I-20 as opposed to an electronic one during the SSN application process. Therefore, students requesting an SSN letter will automatically be issued a paper I-20 and it will be shipped together with the SSN letter from OIS.
How To Get A Social Security Card
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How To Spotand Thwartthis Attempt To Steal Your Personal Information
Scammers have a new way of getting to you. Their weapon: a phishing email claiming to come from the Social Security Administration.
This Social Security email is a classic phishing ploy, a form of identity theft in which hackers use fraudulent websites and fake emails to attempt to steal your personal data, especially passwords and credit card information. Clicking on the link may open your computer to malware, such as viruses and spyware. Or the link might send you to a spoof sitea copycat version of the Social Security Administrations siteto trick you into entering your personal information, including your Social Security number.
Working While Waiting For A Ssn
If you have applied for the SSN you may work while the Social Security number application is being processed. There is no provision in the law that required employers to have their employees SSNs before hiring them. There is no provision that prohibits an employee from beginning work if he or she has not yet obtained an SSN. However, you must have employment authorization from your program sponsor or the USCIS before you begin working.
If You Suspect Someone Is Using Your Sin
If you think someone else is using your SIN, act quickly. This will help prevent loss and minimize the negative impact.
Be vigilant Watch for signs that someone else is using your SIN. For example, ifCRA contacts you with a Notice of Reassessment for undeclared earnings, it may mean that someone else used your SIN to work or to receive other taxable income.
Common Credit Card Security Features
Nearly all credit cards come with security features.
- The basics: All cards used by American shoppers have a signature panel, expiration date, magnetic strip, and unique account number.
- Signature panel: Believe it or not, credit cards must be signed according to credit card issuer terms. Merchants can refuse to accept cards if the signature box is empty, or if it has the words See I.D.
- Security code: This three-digit code on the back of the credit card is required for processing any card not present transactions. Its also known as a CVV card verification value.
- Chip cards : Unlike cards with only magnetic stripes, chip cards encrypt information at each transaction, making fraud much more difficult.
- Holographs: These come standard on most credit cards and are unique to the card network.
- Usage monitoring: If you make an abnormal purchase such as for a large amount or in a different location than usual your issuer may flag the card and take steps to verify the purchase was authentic.
Some credit cards also come with additional security features:
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Consider An Identity Protection Service
You can register with an identity protection service such as LifeLock, IdentityForce, or Identity Guard. Such companies charge fees that typically start around $10 a month. Banks and credit unions also have packages they sell to customers, as do major agencies such as Experian and TransUnion. Many of the best credit monitoring services also offer identity protection tools and services.
Finding Your Closest Ssa Officeheading Linkcopy Link
While you are allowed to visit any SSA office location, we encourage you to visit an office near campus if possible. Staff at these locations are more familiar with processing the applications of the UIC international community. When searching for an SSA office location, always search directly on the SSA website or call their national toll-free number, 1-800-772-1213.
- SSA near UICs Chicago Campus605 West Washington Boulevard, Chicago, IL 60661 563-3899
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The Importance Of Protecting The Last Four Digits Of Your Social Security Number
We all know that it is important to protect our Social Security number. But sometimes companies still try to use the last four digits of our Social Security numbers as identifiers or to verify identity in some way. The use of Social Security numbers began in 1936 long before computers, the internet, and identity theft were on anyones radar screen. They started out being assigned geographically by region. So if you had a list of all the first three numbers of assigned Social Security numbers, you could tell whether someone was born in Rhode Island or in California . The middle two numbers represent a group number so the middle two digits and the last four digits are random. To date, more than 453.7 million Social Security numbers have been issued by the federal government. For more information on the history of Social Security, see .
Why might companies think that its ok to only reference the last four digits of a Social Security number? Probably because theres a false sense of security in thinking that with only those last four, theres less of a chance of identity theft or fraud.
Finally, be vigilant and protect the last four digits of your Social Security number when receiving phone calls, email or other requests for your Social Security number. Remember that the Social Security administration or other government agencies are not going to call you and ask for your Social Security number by telephone.
Who Is Eligible For A Social Security Number
- F-1 Students must have a job offer to apply for an SSN.
- F-2 Dependents may not work in the U.S., and they, therefore, do not qualify for an SSN. The Social Security Administration will not accept their applications.
- J-1 Students must have a social security authorization letter from the issuing authority on item 2 of their DS-2019 .
- J-1 Scholars are automatically eligible for an SSN.
- J-2 Dependents may apply for SSN only if they secure work permission through USCIS. Instructions for obtaining J-2 work permission are found here. Contact a J advisor, if you have questions.
- H-1B Employees are automatically eligible for an SSN.
- H-4 Dependents may work in special circumstances. More information is available in the H-1B portion of our website.
All F-2 , J-2 and H-4 Dependents who do not qualify for a Social Security number can obtain an Individual Taxpayer Identification Number . The ITIN is an identification number that can be used for tax filing or some other specific legal purpose.
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