Monday, May 16, 2022

What Do I Need When I Apply For Social Security

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The earliest when you can apply for Social Security benefits is at age 61 and nine months, and you can expect to receive your first payment four months laterthe month after your birthday. Typically, Social Security benefits are paid the month after they are due or must be specified. For example, the Social Security website states that an individual who wants their benefits to start in May will receive their first benefit check in June.

For example, if you turn 62 on Dec. 15, then your first full month of eligibility is January, and your payment for that month will arrive in February. If you have already reached age 62 and met all other eligibility criteria, then you may begin collecting benefits in the same month when you apply if you specify, although your first payment still would not arrive until the following month.

How To Apply For Social Security Benefits

The application process by itself is fairly easy and can be accomplished either online, by telephone or in person at a local Social Security office. Generally, people can apply for Social Security when they turn 62, but in many instances, it makes good financial sense to delay applying for benefits.

Social Security also provides benefits for spouses and children as well. Spouses who have not been high wage earners throughout their lives can actually piggyback off of their spouses earnings and draw as much as 50 percent of a retirement benefit using their spouses Social Security record. Certain rules do apply in this set of circumstances. Divorced spouses may also qualify for benefits if their marriage lasted for at least 10 years and they do not remarry before applying for benefits.

In addition, if children meet requirements, they can also apply for benefits from their parents Social Security work records as well. They may be eligible for funds if a parent passes away and they are under 18 and still in school.

Once a benefit amount has been set, that dollar amount cant go down, but it can go up, based on cost of living increases. Some benefit recipients may experience a temporary reduction based on income from other sources, but the base amount will always remain steady.

For an overview of Social Security and to start applying for retirement benefits, go to www.socialsecurity.gov or call Social Security at 1-800-772-1213.

Do Social Security Benefits Start The Month Of Your Birthday

When To Enroll in Retirement BenefitsThe choice to begin accepting benefits as early as allowed versus delaying until full retirement age or later is a personal one. Regardless of the age you choose to collect, the payment schedule hinges on the month of your birthday. In the case of family survivors, the point of reference is the birthday of the deceased who earned enough credits for the family to be eligible for survivor benefits.

Schedule of SS paymentsSocial Security benefits are not prorated. They start the month following the birthday. The schedule, according to AARP, follows this rule: When the birth date falls between the 1st and 10th of the month, the payment is issued on the second Wednesday of the month following the birthday month. For birth dates between the 11th and 20th of the month, expect to be paid on the third Wednesday after the birthday month. For birth dates from the 21st through the last date of the month, recipients will have to wait until the fourth Wednesday of the month that follows the birthday.

Consequences of Early RetirementThe reason people struggle with the decision of whether to collect at age 62, full retirement or 70 is the exponential difference in benefits. Contrary to what some believe, 66 is not always the full retirement age as defined by the SSA. Retirement age varies with the beneficiarys year of birth, ranging anywhere from age 65, for retirees born in 1937 or earlier, to age 67 for those born in 1960 or later.

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What Number Do I Call To Apply For Social Security By Phone

If you want to apply for Social Security benefits by phone, call the programs toll-free number. You can file your application by calling 1-800-772-1213. If you are hearing impaired and need teletype services, the phone number to apply for Social Security benefits is 1-800-325-0778.

This site is not affiliated with the SSA or any other government services.

What Documents Do I Need To Prove My Identity

Do I Need a Social Security Disability Attorney to Apply ...

Social Security will ask to see your current U.S. immigration documents. Acceptable documents include:

  • I-551 Permanent Resident Card
  • I-94 Arrival/Departure Record with unexpired foreign passport, or admission stamp in the unexpired foreign passport or
  • I-766 Employment Authorization Document, from DHS.

Important

You must present original documents or copies certified by the agency that issued them. We cannot accept photocopies or notarized copies. All documents must be current . We cannot accept a receipt showing you applied for the document.

We may use one document for two purposes. For example, we may use your U.S. passport as proof of both citizenship and identity.

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I Lost My Social Security Card // What Do I Do Now

Losing your Social Security card might not seem like a big deal initially. As long as you know your Social Security number, when is the last time you have needed to have the card anyway? A lost Social Security card can have some major consequences as the thieves might be able to open new credit cards, file fraudulent tax returns with the IRS, or find other ways to do damage with this information. Plus, there are times when you need your card to prove your identity like getting hired at a new job or applying for a federal loan.

If you have lost your card, then thankfully getting a replacement card is not that difficult. However, there are some other steps you need to take as well to help protect yourself and your identity. Follow the steps outlined in this guide to help protect yourself and get a new Social Security card quickly.

Why Do You Need One

A Social Security number is important because you need it to get a job, collect Social Security benefits and get some other government services. You should keep your Social Security card in a safe place with your other important papers and avoid giving it out unnecessarily. Keep in mind that in many cases, even if you lost your card, you may not need a replacement. In most cases, simply knowing your Social Security number is enough. But if you do need a replacement, we make it easy.

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How And When To Apply For Social Security Benefits

    • B.S., Texas A& M University

    Applying for Social Security benefits is the easy part. You can apply online, by telephone or by walking into your local Social Security office. The hard part is deciding when to apply for your Social Security retirement benefits and rounding up all the documents you’ll need when you do.

    Replacement Card For A Us Born Child

    How do I apply for social security?

    You can replace your child’s Social Security card for free if it is lost or stolen. You are limited to three replacement cards in a year and 10 during a lifetime. Legal name changes and other exceptions do not count toward these limits. For example, changes in immigration status that require card updates may not count toward these limits. Also, you may not be affected by these limits if you can prove you need the card to prevent a significant hardship.

    Important

    You must present original documents or copies certified by the agency that issued them. We cannot accept photocopies or notarized copies. All documents must be current . We cannot accept a receipt showing you applied for the document.

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    Documents You May Need To Provide

    We may ask you to provide documents to show that you are eligible, such as:

    • Birth certificate or other proof of birth
    • Proof of U.S. citizenship or lawful alien status if you were not born in the United States
    • U.S. military discharge paper if you had military service before 1968
    • W-2 forms and/or self-employment tax returns for last year
    • An Adult Disability Report that collects more details about your illnesses, injuries or conditions, and your work history
    • Medical evidence already in your possession. This includes medical records, doctors’ reports, and recent test results and
    • Award letters, pay stubs, settlement agreements or other proof of any temporary or permanent workers’ compensation-type benefits you received .

    Important

    We accept photocopies of W-2 forms, self-employment tax returns or medical documents, but we must see the original of most other documents, such as your birth certificate.

    Do not delay applying for benefits because you do not have all the documents. We will help you get them.

    Do I Need An Attorney To Apply For Social Security Disability

    Do I Need an Attorney to Apply for Social Security Disability?

    If you are considering applying for Social Security Disability, you may have many questions. One question most people have is, when will I need an attorney? My answer to that question is: immediately.

  • An attorney can review your age, education, past work, and impairments to determine if you are a good candidate to apply for Social Security Disability benefits. The sooner you know if youre a good candidate, the better able you are to prepare for your future.
  • If you wait to apply for Social Security Disability benefits it could affect the date you begin receiving benefits. If you wait two years to apply and are denied, then you will have to wait another two years to get a hearing. The sooner you apply, the sooner you will have a hearing if youre denied.
  • If youre denied, an attorney can begin the appeal process immediately or discuss other options for benefits if youre not a good candidate for Social Security Disability benefits.
  • A few other common indicators for whether you need an attorney:

    • Your doctor says you are going to be out of work for a while
    • Your doctor says you cannot work
    • Youve been diagnosed with a severe condition/impairment
    • Your doctor says you cannot go back to the job you were doing
    • Youve had a major surgery that will affect the rest of your life, such as a spinal cord stimulator, stroke, heart attack, etc.

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    Information You Need To Apply For Social Security Over The Phone

    When you are ready to submit your Social Security application by phone, be ready to answer specific questions about your eligibility. The representative you speak with will need to ask you questions that relate to:

    • Personal information. Social Security office case workers need to know your name, Social Security Number , where you were born and your native language.
    • Work history. In order to submit your SS application, you need to answer questions regarding how long you worked and paid Social Security taxes. You also must report if you had any recent work-related injuries.
    • Military service. If you served in the military, you need to inform your SS office when you apply for benefits.
    • Your family. You need to report information relating to your children, as well as your current or past marriages.
    • Income. You cannot file your Social Security application unless you report your earnings.

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    Information

    You must present original documents or copies certified by the agency that issued them. We cannot accept photocopies or notarized copies. All documents must be current . We cannot accept a receipt showing you applied for the document.

    Adoption

    In some cases, we can assign your adopted child a number before the adoption is complete, but you may want to wait. Then, you can apply for the number using your child’s new name. If you want to claim your child for tax purposes while the adoption is still pending, contact the Internal Revenue Service for Form W-7A, Application for Taxpayer Identification Number for Pending U.S. Adoptions. For more information, see Social Security Numbers For Children .

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    The Manhattan Social Security Card Center And All Ssa Offices Are Open By Appointment Only

    • It is not possible to apply online.
    • If you need an SSN, first check with your employer to see if they will let you begin employment without an SSN.
    • In-person appointment: You can phone the Social Security Card Center to see if an in-person appointment can be arranged. The number is 866-657-3406 if you live in Manhattan. If you live elsewhere, enter your zip code here to find your local Card Center and phone number. The best time to call is Monday morning.
    • If you are able to secure an appointment, proceed with the instructions below.

    Can You Still Work While Receiving Social Security

    You can continue to work while you receive Social Security benefits. But there is a limit to how much you can earn and still receive full benefits. The earning limit may be adjusted each year.

    If you earn above the limit, Social Security will deduct a certain amount of your benefits each year.

    Social Security Benefits, Earning Limits and Penalties

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    SSA deducts $1 from your benefits for every $3 you earn above the limit

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    The Old Age Security Program

    The OAS program is the Government of Canadas largest pension program.

    You do not have to pay into the OAS program since it is funded through general tax revenues.

    In addition to the OAS pension, there are three types of income-tested benefits that provide additional support to seniors with low incomes:

    • the Guaranteed Income Supplement

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    Replacement Card For A Noncitizen Adult

    How Do I Apply For My Social Security Retirement Benefits Online – Documents Needed To Apply For SSI

    You can replace your Social Security card for free if it is lost or stolen. However, you may not need to get a replacement card, knowing your Social Security number is what’s important. You are limited to three replacement cards in a year and 10 during your lifetime. Legal name changes and other exceptions do not count toward these limits. Also, you may not be affected by these limits if you can prove you need the card to prevent a significant hardship.

    In general, only noncitizens who have permission to work from the Department of Homeland Security can apply for an SSN. If you do not have permission to work but need an SSN for other purposes, see “If you do not have permission to work” for further information.

    Enumeration Beyond Entry

    You may be eligible to apply using our automated process called Enumeration Beyond Entry if you are applying to the United States Citizenship and Immigration Services for work authorization or lawful permanent resident status.

    If you are unable to use Form I-765 or Form I-485, you will need to contact your local Social Security field office to apply for an SSN replacement card.

    Important

    You must present original documents or copies certified by the agency that issued them. We cannot accept photocopies or notarized copies. All documents must be current . We cannot accept a receipt showing you applied for the document.

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    Can Someone Else Contact Service Canada On My Behalf

    You can authorize a person to give information to and receive information from Service Canada on your behalf by signing in to My Service Canada Account or by completing the Consent to Communicate Information to an Authorized Person form . Both you and the person you are authorizing must sign the printed form and mail it to the Service Canada Centre closest to you. Mailing addresses are provided on the form.

    This form does not allow the person to apply for benefits on your behalf, change your payment address, or request/change the withholding of tax.

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    Obtain Proof Of Employment Eligibility

    To be eligible for an SSN, you must provide proof of employment to the Social Security Administration. You must have this documentation in hand before you apply for an SSN. The type of proof varies with the type of work authorization you have:

  • Academic Training : You will need to go through the AT approval process to get AT authorization printed on your DS-2019. In addition to the AT on your DS-2019, you will need a letter from OIA. This letter can be obtained on a walk-in basis at our front desk anytime during regular business hours.
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    Corrected Card For A Foreign Born Us Citizen Adult

    If you legally change your name because of marriage, divorce, court order, or any other reason, you need to tell Social Security so that you can get a corrected card. If you are working, you also need to tell your employer. If you do not tell us when your name changes, it may:

    • Prevent your wages from being posted correctly to your Social Security record, which may lower the amount of your future Social Security benefits.
    • Cause delays when you file your taxes.

    Important

    You must present original documents or copies certified by the agency that issued them. We cannot accept photocopies or notarized copies. All documents must be current . We cannot accept a receipt showing you applied for the document.

    We may use one document for two purposes. For example, we may use your U.S. passport as proof of both citizenship and identity.

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