Wednesday, June 15, 2022

What Documents Needed To Apply For Social Security Retirement Benefits

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How To Get A Social Security Card

How Do I Apply For My Social Security Retirement Benefits Online – Documents Needed To Apply For SSI
  • Gather your documents. Learn what documents you’ll need to get a card.; Select your situation:
  • Adult or child
  • Original, replacement, or corrected card
  • U.S. born citizen, foreign born U.S. citizen, or noncitizen;
  • Apply online for a replacement card. Apply online if youre not changing anything on your card and you are eligible. This option is available in most states. You will need to make a my Social Security account first. Or complete an; application. If you can not apply online, fill out an application and return it to the SSA. Find out where to take it in person or mail it.
  • Social Security Online Learning Tools

    Our online learning resources for educators are great for teaching people about Social Security!; Chances are a student will know someone who receives retirement or disability benefits.; This could be a way to relate our many programs to a new audience, and show them that our programs help people other than retirees.; Understanding how Social Security helps wounded warriors, and children and adults with disabilities can lead to greater empathy and provide a path to inspired learning.

    We offer an educators toolkit to engage students and educate them about our programs.; Use the toolkit to create your own lesson plan!; The toolkit includes:

    • Lesson plans with objectives.

    • Quiz questions and answers.

    You can access the toolkit

    As your childs first educator, you can use our toolkit to introduce your child or grandchild to the importance of Social Security programs.;

    We value and welcome the efforts of teachers to educate Americas young people.; We want to help spark discussions with students about the benefits Social Security provides to millions of people.; Please share our toolkit with your favorite educators today.

    Documents Needed For Retirement Benefits

    Applying for your Social Security retirement benefits is a big step toward making sure you have the income and benefits necessary to enjoy your retirement. And while most of the documents you need to complete the process are fairly common and easy to gather, it never hurts to start early and be ahead of the game.;

    Once youve gathered up all the documents and information you need, youre likely to find the Social Security retirement benefits application process easy and painless and youll then be well on your way to supplementing your retirement income and making the most of your retirement years.

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    What Is A Social Security Card

    Your Social Security card is an important piece of identification. You’ll need one to get a job, collect Social Security, or receive other government benefits.

    When you apply for a Social Security number , the Social Security Administration will assign you a nine-digit number. This is the same number that is printed on the Social Security card that SSA will issue you. If you change your name, you will need to get a corrected card.

    Determine If You Need To Apply

    Documents Needed To Apply for Social Security Retirement ...

    We may send you a letter to let you know that you will receive the Old Age Security pension.

    You will need to apply for the Old Age Security pension if:

    • you get a letter from us asking you to apply
    • information in the letter we send you is incorrect

    If you did not receive any letter about the Old Age Security pension the month after you turned 64, contact us to find out if you need to apply.

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    Getting A Social Security Number For A New Baby

    The easiest way to get a Social Security number for your child is at the hospital after they are born when you apply for your childs birth certificate. If you wait to apply for a number at a Social Security office, there may be delays while SSA verifies your childs birth certificate.

    ;Your child will need their own Social Security number so you can:

    • Claim your child as a dependent on your income tax return
    • Open a bank account in their name
    • Get medical coverage for them
    • Apply for government services for them

    Keep your Social Security card in a safe place to protect yourself from identity theft.;

    Why Visit A Government Office To Get Your Social Security Business Done You Can Do Much Of That Online

    If youve ever had the chore of going to your closest Social Security office for, say, a name change or a replacement for your ancient Social Security;card. . . well, Im so sorry. The wait was likely interminable and the experience uncomfortable; at least it was for me.

    In pre-internet days, you had no choice but to physically go to;a Social Security office for many tasks. These days, you can manage your own Social Security profile and execute many critical moves yourself online.

    Whether youre a pre-retiree on the cusp of claiming your hard-earned Social Security benefits or a young worker decades away from retirement, you should set up a free MySocialSecurity account. Its a good way to protect against Social Security fraud, and its a prerequisite for many of the items on our list here.

    Once youve set up your MySocialSecurity account, take charge of your Social Security benefits by reviewing your earnings history, calculating your benefits, ultimately filing for Social Security and Medicare, and much more. Let us show you how.

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    Applying For Social Security Benefits Online

    The first thing you will need to do to apply for benefits online is creating a Social Security account on the SSA website. This account has a lot of great features and can be used to track your earnings over your lifetime based on reports made to the SSA. When you have an account, you can check in and see if all the information is correct. If not, you can notify the SAA of the mistake and show past tax returns or pay stubs to correct the error.

    Once you have an online account and your documents are ready, you can start your retirement benefits application online. The process is simple and most people will have no issue getting through the application alone. However, your local Social Security office can provide help if its needed. You can also reach out by telephone to the SSA for help if you have issues completing your application.;

    What Youll Need To Apply For Social Security Retirement Benefits

    Applying Online for Social Security Retirement Benefits

    If youre applying for Social Security benefits online, youll need to if you havent already.

    According to the Social Security Administration, youll need to provide the following information on your application:

    • Date and place of birth
    • Social Security number
    • Name, Social Security number, and date of birth of your current spouse and any former spouses, as well as dates and places of marriage, divorce, or death if applicable
    • Names of unmarried children under the age of 18, age 18-19 and in elementary or secondary school, or disabled before age 22
    • The account number and Routing Transit Number of the bank account you would like your benefits deposited into
    • Citizenship status
    • Whether or not you or anyone else has ever filed for Social Security, Medicare, or SSI on your behalf
    • Whether youve ever used another Social Security number
    • The month that you want your retirement benefits to begin
    • If you are within three months of age 65, whether or not you want to enroll in Medicare Part B

    Additionally, you will need to provide the following information about your work history:

    In some cases, you may need to provide the following documents to the Social Security Administration:

    Your birth certificate Proof of citizenship or lawful alien status if you were born outside of the U.S. Your U.S. military service papers if you served before 1968 Your W-2 form or self-employment tax return for last year

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    Do You Apply For Social Security Or Medicare First

    First, youll file an application to receive your Social Security benefits. When you reach age 65, because you were already getting benefits from Social Security, Medicare will automatically enroll you in Part A hospital coverage and Part B medical coverage beginning on the first day of the month that you turn 65.

    What If I Dont Have All The Documents

    If you cant immediately put your hands on all the documents listed here, youre not alone. Fortunately, you can still complete the application process. Provide all the available information that you do have. Youll have a chance throughout the process to supply any missing documents, and the Social Security Administration may even be able to help you get them if youre having trouble.

    For example, the Social Security Administration is often able to contact your state Bureau of Vital Statistics and verify your information online at no cost to you. And if that isnt possible, your local Social Security office may still be able to help you get what you need to complete the process.

    Just dont let missing documents or information delay the process if you wait too long, you could miss out on benefits that youre due.

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    When Its Best To Claim Social Security Retirement Benefits

    Its important to understand that Social Security pays about 40 percent of your average pre-retirement income when you retire. If its possible for you to live on that amount, no addition decisions are necessary. If you need moreand many financial planners say its important to bank about 80 percent of your pre-retirement income for each year of retirementyou should take full advantage of tax-deferred retirement plans such as IRA or 401k accounts in your work years to lessen dependence on Social Security retirement benefits in the future.

    If youre close to retirement now and want to access your full Social Security retirement benefits, refer to SSAs rules:

    • Your full retirement age is 65 if you were born in 1937 or before
    • If you were born in 1938, add two months: your retirement age is 65 years, two months
    • If you were born in 1939, add two months: your retirement age is 65 years, four months
    • If you were born in 1940, add another two months: your retirement age is 65 years, six months; and so on
    • From 1943 to 1954, your full retirement age is 66 years
    • From 1955 to 1959, add two months per birth year until 1960
    • If you were born in 1960 or later, your full SSA age is 67 years

    If you were born in 1943 or any year afterwards, your Social Security benefits is increased by about 8 percent each year that you dont request Social Security benefits .

    Benefits For Your Spouse Or Common

    FREE 8+ Sample Social Security Application Forms in PDF


    If you are eligible to receive the Guaranteed Income Supplement, your spouse or common-law partner may be able to receive the Allowance if your spouse or common-law partner:

    • is 60 to 64 years of age
    • is a Canadian citizen or a legal resident
    • resides in Canada and has resided in Canada for at least 10 years since the age of 18
    • your combined annual income is less than $35,136

    Allowance for the Survivor

    You could receive the Allowance for the Survivor if:

    • you are 60 to 64 years of age
    • your spouse or common-law partner has died and you have not remarried or entered into a common-law relationship
    • your annual income is less than $25,560

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    What Bearing Does When I Apply For My Social Security Benefits Have On My Spouse

    A lot, actually. Thats because of the spousal benefit allowed by the government. If both members of a couple apply for Social Security at full retirement age, the lower-earning spouse could be entitled to significant extra benefits based on the earnings of his or her partner. The timing of when both parties file is crucial.

    Joseph Gutheinz, an attorney in Friendswood, Texas, shared his experience.

    My wife and I are presently filing for our Social Security retirement benefits, effective October 2021, when I turn 66 years old and 2 months, he said. It would have been a financial mistake to file for retirement when I turned 62, as we both would have qualified for only a portion of our full retirement and that would be a lifelong limitation. Retiring at 70 sounds great, as my retirement would continue to grow by 8% per year until I reached 70, but after I qualified for full retirement, my wifes retirement will be frozen and limited to 50% of my retirement at that time. So, it was a no-brainer. We both filed for Social Security retirement when I first qualified for full retirement and come November 1, 2021, we will receive our first payments to our bank accounts.

    The Disability Application Process

    Whether you apply online, by phone, or in person, the disability benefits application process follows these general steps:

    • You gather the information and documents you need to apply. We recommend you print and review the . It will help you gather the information you need to complete the application.
    • You complete and submit your application.
    • We review your application to make sure you meet some for disability benefits.
    • We check whether you worked enough years to qualify.
    • We evaluate any current work activities.
    • We process your application and forward your case to the Disability Determination Services office in your state.
    • This State agency makes the disability determination decision.

    To learn more about who decides if you are disabled, read our publication .

    Once Youve Applied

    Once we receive your application, well review it and contact you if we have questions. We might request additional documents from you before we can proceed

    Look For Our Response

    Youll receive a letter in the mail with our decision. If you included information about other family members when you applied, well let you know if they may be able to receive benefits on your record.

    Check The Status

    You can check the status of your application online using your personal mySocial Security account. If you are unable to check your status online, you can call us 1-800-772-1213 from 8:00 a.m. to 7:00 p.m., Monday through Friday.

    Appeal A Decision

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    How To Apply For Social Security By Phone

    If you want to apply for Social Security by phone, the procedure is easy to complete. The process is direct, and you can file your application using this method no matter where you are located. The Social Security Administration is responsible for managing this program. This is a federal initiative, which means application procedures are the same nationally. Applying for Social Security may seem intimidating. However, if you gather the necessary materials beforehand, you can efficiently file your claim.

    There are several different ways you can submit your Social Security application. However, one of the most convenient ways is to apply by phone. When you call the programs toll-free number, you will be connected with a program representative. By answering the agents questions, you can apply for Social Security benefits without visiting the office.

    Documents You May Need To Provide

    Applying for social security Benefits online part 2

    We may ask you to provide documents to show that you are eligible, such as:

    • Birth certificate or other proof of birth;
    • Proof of U.S. citizenship or lawful alien status if you were not born in the United States ;
    • U.S. military discharge paper if you had military service before 1968;
    • W-2 forms and/or self-employment tax returns for last year.
    • Final divorce decree, if applying as a divorced spouse; and


    We accept photocopies of W-2 forms, self-employment tax returns or medical documents, but we must see the original of most other documents, such as your birth certificate.

    Do not delay applying for benefits because you do not have all the documents. We will help you get them.

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    How Much Can You Expect To Get

    Your Social Security retirement benefit payment is based on how much you made during your working years. The more you earned, the more youll get when you retire.

    Your Social Security retirement benefit payment is also affected by the age at which you decide to retire. You can retire as early as age 62, but if you retire before your full retirement age, your benefits will be permanently reduced, based on your age. For example, if you retire at age 62, your benefit would be about 25 percent lower than what it would be if you waited until you reach full retirement age.

    You also need to remember that monthly premiums for Medicare Part B are usually deducted from monthly Social Security benefits. Retirement is a great time to look into the pros and cons of a private Medicare Advantage plan.;

    Retirement benefits are based on the recipients lifetime earnings in work in which they paid Social Security taxes. Higher income translates to a bigger benefit, up to a point. The amount to which retirees are entitled is modified by other factors, most crucially the age at which they first claim benefits.;

    For reference, the estimated average Social Security retirement benefit in 2021 is $1,543 a month. The maximum benefitthe most an individual retiree can getis $3,148 a month for someone who files for Social Security in 2021 at their full retirement age.

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    Filing 2017 Taxes With Social Security

    If you’re collecting Social Security and you still need to file your 2017 taxes, you may not be required to do so. If your only earnings in 2017 was from Social Security, you don’t have to worry about filing at all. But if you had a part-time job or a 401, you’ll need to determine whether you were required to file a return. If you’re a single filer, you can earn up to $25,000 before filing a tax return. Once you’ve reached that earnings bracket, you’ll pay taxes on the amount you earned, plus half of your Social Security income for the year unless your non-Social Security income exceeded $34,000. Once you reach that threshold, your Social Security earnings can be taxed up to 85 percent.


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