Monday, May 16, 2022

What Happens If I Give Out My Social Security Number

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Four times you shouldnt give out your Social Security number

The Social Security Administration web site provides clear and reader-friendly information: www.ssa.gov/ssnumber. All applications for SSNs, whether original, replacement, or for change of name or data, use the same form, the SS-5 form . The different purposes may occasion differing degrees of documentation.

Tip : Keep Your Social Security Card And Number In A Safe Place

Anything as important as your Social Security card deserves a home. This could be a lock box or a file folder kept in a secure place. And dont forget, your SSN may appear on important documents. They require a safe place, too.

Dont make the mistake of carrying your Social Security card in your wallet or purse. If you lose these items, or if theyre stolen, youve put your SSN at risk. A thief might consider it quite a bonus to get your Social Security number when they snatch your wallet or purse.

Is It Safe To Give Your Social Security Number Online

You should never provide your SSN to someone you dont know who calls you on the phone and requests it. This same warning applies to unsolicited emails and any forms you fill out on the internet. In general, dont give your SSN to anyone unless you are absolutely certain they have a reason and a right to have it.

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How To Apply For A Replacement Social Security Card

If you lose your Social Security card, you may be able to apply for a replacement card online through the Social Security Administration website, if you meet certain requirements. Review them here. Otherwise, youll need to follow an application process that involves providing documentation and completing an application.

Here are 3 simple steps to prepare to apply for a replacement Social Security card:

  • Learn what original documents you need to verify your citizenship, age and identity. Youll find a list at the Social Security Administration website.
  • Fill out and print a Social Security card application.
  • Take or mail the documents and application to the Social Security Administration. Make sure to bring in the original documents. To locate your nearest Social Security Administration office, use the agencys online office locator tool.
  • How Thieves Steal Social Security Numbers

    Giving Out Your Social Security Number Online: Just Say No ...

    There are a number of ways for identity thieves to get their hands on your social security number. Data breaches are one major way, and are unfortunately becoming increasingly common. The 2017 Equifax breach exposed more than 143 million social security numbers when cyber criminals exploited a vulnerability on the credit bureaus website. In addition to social security numbers, birthdates, addresses, drivers license numbers, and credit card numbers were stolen.

    Of course, there are other methods for criminals to obtain this personal information, including sifting through trash to recover personal documents that contain identifying information. Its important to be careful how and where you dispose of documents.

    Its also important to note that there are rarely legitimate reasons to divulge your social security number. Intake forms for a number of services often ask for this information, but that doesnt mean youre required to provide it. Most Americans assume they are required to give their social security number when a doctor or dentist requests it, for example, but that is not the case. For basic medical services, your insurance coverage identification number is typically sufficient. Before you readily give out this information consider if its really necessary to do so. And keep in mind that the fewer place you share your social security number, the lower your risk of it being stolen.

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    You Got A Sextortion Email

    Don’t believe it. There are few things in this life that I will claim to know for certain, but this is one: Nobody has secretly recorded you watching pornography over your webcam. I mean it. They haven’t. And they’re not contacting your spouse about it.

    If you get an email asserting that somebody has done this — even if it has your email address and password in the subject line — it’s a scam. Criminals get your passwords and other private information from darkweb fire sales of personal information. This information can’t really be used for much, other than to convince you that they somehow know who you are.

    If you already paid money to the person on the other end of one of these emails, contact your bank to attempt to reverse the transaction.

    You can report this to the FBI or local police as well, and while it is helpful for their ability to track these types of crimes, there is little they can do to get your money back. Just be aware that billions of these emails are hitting inboxes daily and there’s no need to panic.

    What Can Someone Do With Your Social Security Number

    By Lilian Wade on 2019-08-29 12:03:56, 0 Comments

    Home » Blog » What Can Someone Do With Your Social Security Number?

    Every United States citizen has a unique, identifying social security number. Its a persons worst nightmare when they lose their social security card, or find out someone else is using their SSN without their permission. If in the wrong hands, the repercussions can negatively impact both the victim and their loved ones. But, how could someone get a hold of their SSN in the first place? And what can someone do with your social security number? We discuss these questions and more below.

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    Applying For A New Number Or Replacement Card

    The SSA may assign a new Social Security number to you if you are being harassed, abused, or are in grave danger when using the original number, or if you can prove that someone has stolen your number and is using it. You must provide evidence that the number is being misused, and that the misuse is causing you significant continuing harm.

    If you apply for a new Social Security number, you must prove

    • your age
    • your citizenship or lawful immigration status
    • your identity

    Getting a new Social Security number probably wont resolve all the problems related to the theft of your identity. Government agencies and some businesses may keep records under your original Social Security number. In addition, because credit reporting companies use Social Security numbers and other personal information to identify a persons credit file, using a new number doesnt guarantee a fresh start. But by being careful with your personal information and monitoring credit reports for fraudulent activity, you can limit the misuse.

    The SSA lets you apply for an original Social Security number or a replacement Social Security card for free. The application form and information about the supporting documents you need to apply are available online. The form takes just a few minutes to complete. But that hasnt stopped some websites from claiming that the process is complicated, confusing, and time-consuming, and offering to do it for you for a fee.

    Tip : Leave Home Without It

    Should I Opt-Out of Paying Into Social Security?

    There may be times when you need to show your card to someone. But, in general, its a good idea to avoid carrying your card or any documents that display your SSN. Its possible you might lose your wallet or leave your documents behind.

    Not all thieves will want your Social Security number, but many will. Leaving your card at home decreases the chances that these scammers will gain access to your Social Security number.

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    Dont Give It Out To Strangers

    You should never provide your SSN to someone you dont know who calls you on the phone and requests it. This same warning applies to unsolicited emails and any forms you fill out on the internet. In general, dont give your SSN to anyone unless you are absolutely certain they have a reason and a right to have it.

    You’re Locked Up With Ransomware

    Ransomware is ugly, and it’s taken down everyone from FedEx and Merck to the city government of Atlanta. Ransomware is malicious software that locks up your computer or files, making it impossible to access them.

    Anyone can be a victim. Criminals have even targeted individual people, who have ended up paying a few hundred bucks to free up their photo albums.

    If you’re a victim of ransomware, you will typically lose access to your files, and you may receive an automatic message from a criminal offering to give you an encryption key that will unlock your files for a fee.

    Back important files up. The best defense against ransomware is a good offense. If you back up your most important home files, then you may lose the hardware locked up by the ransomware, but you won’t have to pay money to a criminal to get back your data. The easiest way to do this is using free or low-cost personal backup storage programs like , Apple’s iCloud or Microsoft’s OneDrive.

    Hunt for a decryption solution. There are also free databases of publicly available information that can help you decrypt many popular strains of ransomware, so if you are up to hunting down this information, you may be able to simply unlock your files without paying a cent to anyone or losing your computer. The No More Ransom project offers an easy-to-use interface, where you can type in details of the ransom demand or other information to find out if a solution already exists.

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    Protect Your Social Security Number

    The Social Security Number is the most frequently used record-keeping number in America. It is used to report earnings for future Social Security benefits, by financial institutions and credit bureaus for accounting and data systems, and by government agencies to record Medicare, Medicaid and unemployment benefits. Unfortunately, SSNs are also used fraudulently by ID thieves to get credit and jobs. To protect yourself:

    Apply For A New Ssn As A Last Resort

    Hold the phone  protect your Social Security number

    If you believe youve done everything you can and someone is still using your SSN, you may need to request a new number from the SSA. If you decide to apply for a new number, you will need to prove your identity, age, and U.S. citizenship or immigration status. You will also need to provide evidence that someone is using your old number. The SSA booklet Your Social Security Number and Card explains the application process.

    Bear in mind that a new SSN may not solve all your problems. Think about all the government agencies, banks, credit reporting companies, and others that already have and use your old number.

    Once you receive a new SSN, do not use your old number again. Make sure your new number is reported to all agencies that will need it and that those agencies know you no longer use your old number.

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    Can I Find Someone If I Have Their Social Security Number

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    Furthermore, can you be tracked by your Social Security number?

    A trace using your Social Security number will typically reach out to the major credit bureaus. They will report back a list of different names you have used when applying for credit. Instances where there will be more than one alias include if you got married and changed your last name.

    Furthermore, who does this Social Security number belong to? The number is issued to an individual by the Social Security Administration, an independent agency of the United States government.

    Moreover, can you look up a Social Security number online?

    Social Security offers three options to verify Social Security numbers: The Social Security Number Verification Service – This free online service allows registered users to verify that the names and Social Security numbers of hired employees match Social Security’s records.

    What is an SSN tracker?

    Social Security Number Tracker: CreditWise now tracks the names and addresses associated with credit applications linked to a users’ social security number, as reported by Experian, and alerts users when their SSN is used to apply for credit.

    If An Organization Asks For A Sin And It Is Not Legally Required

    If you believe your SIN isn’t required, ask why it is being requested, how it will be used and with whom it will be shared.

    If your SIN is not required by law, explain that you prefer not to provide it. Offer different proof of identity.

    If the organization refuses to provide the product or service unless you provide your SIN, ask to speak to the person in charge. Many organizations don’t know about the appropriate uses of the SIN. Once they understand, they may willingly change their practices.

    If you are not satisfied with the organization’s response, you may formally complain to the Office of the Privacy Commissioner of Canada or 1-800-282-1376. There is no fee for making a complaint to the Privacy Commissioner.

    You can also contact the organization’s industry association, ombudsman or complaint office. For example, the Canadian Marketing Association and the Canadian Banking Ombudsman handle customer complaints about their member companies.

    For more information on laws about your privacy and the Government of Canada, visit the Office of the Privacy Commissioner of Canada.

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    How Social Security Number Theft Occurs

    How someone finds out and steals your identity can happen in a variety of ways. They could gain your Social Security number by exploiting data breaches, sifting through the trash for personal documents, or using any number of other approaches. The thieves can then sell your identity to the highest bidder on the dark web.

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    Someones Got Your Number What Can You Do

    What Happens to My Social Security If I Stop Working?

    Figuring out that someone has your Social Security Number is one thing. Fixing the problem is another. If you think someone is using your Social Security Number, you need to move quickly.

    You have four things you need to do. You need to contact the Federal Trade Commission to report identity theft, contact the credit reference agencies to report the theft, contact the Social Security Administration, and contact your local police.

    • The FTC is at 1-877-438-4338 or . There is a form to complete to report identity theft.
    • Contact the three credit reference agencies and ask them to place a freeze on your credit report. This will prevent any new applications being created in your name. This will stop more debt from piling up.
    • Contact the SSA on 1-800-269-0271 or Log on to the IRS Identity Protection website to alert them and prevent any tax returns from being filed in your name.
    • Optionally, but recommended, alert the Internet Crime Complaints Center at . They alert other agencies that your SSN has been compromised.

    Once all that has been done, report the crime to your local police. If you know how the theft took place, for example, you had your wallet stolen, the police will want to know where the theft would have happened, and what transpired.

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    Obtaining/reclaiming Your Social Security Number

    Over time, the US Social Security Number has evolved from merely the number of your account for retirement savings to something akin to a single national identification number that follows you throughout your US administrative life. It is indispensable on passport applications, tax returns, financial account reporting and numerous other business forms. And now it has gone international: under FATCA banks and other financial institutions around the world are required to ask American citizen clients for an IRS Form W-9 , which includes their SSN.

    For many American citizens living abroad, such requests may cause panic. They havent thought of their SSN for years . Some never had one some have lost theirs, dont remember the number, or dont even know if they ever had one. So, yet another unanticipated fallout of FATCA is the extra workload falling on American embassy and consulate Federal Benefits Units around the world.

    Add to this mix the enhanced requirement for high-quality, verified documentation prior to issuing a SSN, due not only to FATCA, but to various recent laws aimed at countering fraud and fear of terrorists. The bottom-line message, particularly for Americans residing abroad, is: verify now that you and any citizen you want to claim as your dependent, have SSNs. If not, roll up your sleeves, assemble your documentation, and apply as soon as possible, because it costs time to obtain a SSN.

    Someone May Be Using Your Ssn

    Quick Links

  • Someones Got Your Number What Can You Do?
  • People can use your Social Security Number to access bank accounts, open new accounts, and more. If this is happening it may go undetected.

    A lot of times there are indications that something is amiss. These are the top five signs your information has been compromised.

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    Social Security Number Protection Tips

    • Avoid entering your SSN in any document or application. If your application is denied due to a lack of SSN, ask if theyd consider alternative identification.
    • Request that your bank never require your SSN for identity verification. There are other options. This way, the bank will be alerted if a fraudster tries to use your number.
    • Shred any document with your SSN before throwing it away.
    • Dont use any part of your SSN as a password.
    • Never e-mail your SSN. If someone legitimately wants it, talk with them in person or via phone. Do not leave it on a voicemail!
    • Never give your number to someone asking for it over the phone unless you are 100% certain its legitimate. If you get a call and are told youve won a prize, and they want your SSN, hang up.
    • Never carry your SSN card out in public memorize the number. Hide the card or lock it in a safe.
    • Every year, you should receive a Social Security statement booklet in the mail. Note your income. If its inflated, someone else may be using your SSN.
    • If your number is in your device or laptop, it should be in an encrypted document to ensure its safety in case youre hacked.

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