How To Stop Social Security Check Payments
The SSA can not pay benefits for the month of a recipients death. That means if the person died in July, the check received in August must be returned. Find out how to return a check to the SSA.
If the payment is by direct deposit, notify the financial institution as soon as possible so it can return any payments received after death. For more about the requirement to return benefits for the month of a beneficiarys death, see the top of page 11 of this SSA publication.
Family members may be eligible for Social Security survivors benefits when a person getting benefits dies. Visit the SSA’s Survivors Benefits page to learn more.
How Do I Replace My Lost Or Stolen Social Security Card
In normal times, the best ways to apply for a replacement card are to visit the Social Security Administrations website, go to a local SSA office or apply over the phone. However, due to the COVID-19 pandemic, all local Social Security offices were closed to the public for in-person service starting March 17, 2020. The SSA no longer allows you to order a replacement card online or over the phone.
Currently, the only way to apply for a replacement card is to fill out an application and mail it to your local SSA Field Office, along with one proof of your identity, such as your drivers license, U.S. Passport, U.S. birth certificate, U.S. Military ID, or your last Physicians report showing your date of birth.
Once you receive your replacement card, dont put it in your purse or wallet. Keep it stored securely in a safety deposit box, or at home.
How To Replace A Lost Social Security Card Getting A New Social Security Card
You can typically choose to order a social security card, which is often a quick and painless process. However, you might have to request a new social security card, which is a much longer and more tedious process. Before learning how to get a new social security card, learn how to replace your card.
You might be able to apply for a social security card online. You need to:
- Be 18 or older.
DISCLAIMER: VITAL RECORDS ONLINE is an independent private preparer that is not affiliated with any government agency. We provide application preparation assistance services that will help you save time in any vital record application process. Our fees charged are for the preparation of your documents and do not include the fees for obtaining these vital record documents, which you will need to pay separately to the Health Department. The documents and forms that we will fill out on your behalf can be obtained as blank forms free of charge directly from the Health Department, or possibly, elsewhere online. Thanks to our online services, you can save a trip to the Health Department and you will be able to easily fill out your application. We guarantee 100% success in the delivery of your official vital record application materials to your home address.
Also Check: How Do I Figure My Social Security Benefits
Social Security Identity Theft
What should I do if I believe my Social Security number has been stolen or misused?
If you think someone is using your Social Security,
- Review your Social Security at 1-800-772-1213.
- Review your Social Security earnings record for accuracy.
- Visit the Federal Trade Commission at www.identitytheft.gov to report identity theft and get a recovery plan.
- Contact the Federal Internal Revenue Service Identity Protection Specialized Unit at 1-800-908-4490.
- Order a free credit report .
- File a police report.
*Note the Social Security Administration can only resolve Social Security number reporting problems on their own records.
What should I do if I think my name and/or Social Security number is being used to obtain a fake drivers license?
The Michigan Department of State Office of Investigative Services is committed to protecting the integrity of all MDOS programs and documents issued by the agency.
If you witness, suspect or know of fraudulent, improper or suspicious activity involving any MDOS documents or programs, please contact the OIS immediately at:
- FRAUD TIP LINE: 844-372-8356
When you contact OIS, provide as much detail as possible. Include your contact information as an investigator may need to contact you for additional information. All reports will be kept confidential.
How Do Benefits Work And How Can I Qualify
While you work, you pay Social Security taxes. This tax money goes into a trust fund that pays benefits to:
Those who are currently retired
To people with disabilities
To the surviving spouses and children of workers who have died
Each year you work, youll get credits to help you become eligible for benefits when its time for you to retire. Find all the benefits Social Security Administration offers.
There are four main types of benefits that the SSA offers:
Learn about earning limits if you plan to work while receiving Social Security benefits
Why Bother With Step 2
Yes, Equifax has been in the news lately for some less than stellar reasons , but when times are tough you gotta do what you gotta do. Its like telling a partner when you have an STD: it may not be fun, it may not be great, and it will lead to a long explanation of how you got in this situation, but its absolutely the right thing to do.
What To Do If Your Social Security Card Is Lost Or Stolen
ByMillie Fender26 August 2020
You need to act fast if you believe your Social Security Card has been lost or stolen. Here’s what to do.
If you’ve lost your Social Security card, or you believe someone has stolen your card, take immediate action. Your Social Security Number is the most important and valuable form of government identification you have. A thief can use it to do anything you could do with it, including purchasing property or opening new financial accounts.
Your Social Security Number could be sold to people staying in the U.S. illegally, or even used to commit crimes under your alias. One of the best ways to protect yourself is to invest in the best identity theft protection services, which can alert you to fraud and help you to reclaim losses from identity theft if your Social Security Card gets into the wrong hands.
Unlike with a lost or stolen credit card or debit card, you cannot close your account when your Social Security Card goes missing, so you need to take this series of steps as soon as you can.
Don’t Miss: How Early Can I File For Social Security
Notify The Credit Bureaus
Take a good look at your credit reports to make sure that no accounts have been opened in your name, and that your account balances havent suddenly increased.
If you see signs of any type of suspicious activity, you can ask the credit bureau to flag your credit file and explain that you think your personal information has been put at risk. To flag your credit file, put a fraud alert or credit freeze on it.
Identity Theft Victim Checklist
This checklist can help identity theft victims clear up their records. It lists the actions most identity theft victims should take to limit the damage done by the thief. For more information, see the Web sites of the Federal Trade Commission at , the Identity Theft Resource Center at www.idtheftcenter.org, and the Privacy Rights Clearinghouse at www.privacyrights.org
Read Also: Filing For Social Security Benefits At 62
How To Protect Your Identity Going Forward
Now that you have made your initial report and have a new card on the way, what do you need to do to protect yourself going forward? First, you should consider signing up for a credit monitoring service so that you can keep a close eye on your credit. This type of service will alert you immediately if anyone attempts to use your Social Security number to obtain a new line of credit like a loan or credit card.
You might even consider contacting the major credit reporting agencies like Experian, Equifax, and Transunion to place a lock on your Social Security number. This would prevent anyone from using your SSN to obtain credit without going through rigorous identification verification. Finally, make sure to keep a constant watch on your credit file for any suspicious activity. You can obtain a free copy of your report at annualcreditreport.com, and staying vigilant will help protect you from ID theft going forward.
Finally, you should keep your Social Security card safe and secure. There is really no reason to carry your card with you all the time. It is best stored in a safe location and only pulled out when absolutely necessary. This can help prevent both theft and accidental loss of your card.
What Is A Social Security Card
Your Social Security card is an important piece of identification. You’ll need one to get a job, collect Social Security, or receive other government benefits.
When you apply for a Social Security number , the Social Security Administration will assign you a nine-digit number. This is the same number that is printed on the Social Security card that SSA will issue you. If you change your name, you will need to get a corrected card.
Reporting A Stolen Social Security Card
If you suspect or know that your social security card is either lost, missing, or stolen, the first step should always be to report it to the relevant authorities. File a non-emergency police report by dialing 311. The police will obviously not be able to help you get back your card, but reporting it will help if someone uses your documents to commit identity theft because you will have a legal record of the theft.
Report the lost/missing/stolen social security card by contacting the Social Security Office directly. You can do that by setting an appointment at your local Social Security Office or calling the number provided at their website. If you suspect that someone is already using your identity, you should call the Social Security Fraud Hotline.
Request For Identity Verification From The Irs
When the IRS stops a suspicious tax return filing, they may send a letter called “Letter 5071C” asking that you verify your identity. It will include a couple ways to verify it: via a phone number or through the IRS’s Identity Verfication Service, .
This online service is the quickest method and will ask you multiple-choice questions to verify whether or not the tax return flagged for further identity verification was filed by you or someone else. The IRS only sends such notices by mail. The IRS will not request that you verify your identity by contacting you by phone or through email. If you receive such calls or emails, they are likely a scam.
If you can’t confirm your identity using the IRS’ online Identity Verification Service, you can call the IRS at the phone number included in the letter.
When confirming your identity, you will need:
Recommended Reading: What My Social Security Benefits Will Be
What Are The Dangers Of Losing My Social Security Card
Scammers will use stolen or highjacked phones and an SSN to access one-time passwords that allow them entry to bank accounts, credit cards, and other sensitive financial information. The thief can use this information to commit account takeover fraud and steal your money and additional personal information. One of the fastest-growing COVID-19-related identity theft crimes is tax fraud and identity theft, whereby thieves file a phony tax return in your name, hoping to snag a refund before you catch on. If your Social Security card is stolen, be sure to report the loss to the Internal Revenue Service. Another recent COVID-19 scam that cruelly exploits job losses involves filing phony unemployment claims using your SSN, birth date, name, or address.
Even if you havent had your Social Security card stolen or lost, you need to remain vigilant for scammers who call you claiming theres a problem with your SSN or account and try to get you to divulge personal information. If theres a legitimate problem with your number or account, the Social Security Administration will mail you a letter with your Social Security number. To learn how to respond to unsolicited robocalls or calls using caller ID spoofing, visit this SSA webpage.
Place A Security Freeze
Federal law allows consumers to place and lift a security freeze on their credit reports for free. A security freeze prohibits a credit reporting agency from releasing any information from a consumers’ credit report without written authorization. Note: placing a security freeze on your credit report may delay, interfere with, or prevent the timely approval of any requests you make for new loans, credit, mortgages, employment, housing or other services.
Freezing a minor’s credit file:
Federal law also now allows parents, guardians, and representatives acting on behalf of a young person in foster care, to freeze a minor child’s credit report. In this instance, a minor is someone 16 years old or younger.
If the child does not have a credit report , parents and guardians may request that the credit reporting agency create a credit report for the child in order to freeze it.
Read Also: How Do I Change Address On Social Security
How To Get A Social Security Card
Why You Might Not Want To Replace The Card
According to the Social Security Administration , it is far more important that you simply know your Social Security number than it is to actually carry your card with you.While you may need to know your Social Security number for filling out various applications, you are rarely required to actually show anyone your Social Security card. You do not even need your card when applying for Social Security benefits. In fact, if you carry your card with you, the more likely it is to be lost or stolen, greatly increasing your risk of becoming an identity theft victim.
Recommended Reading: How Much Will Social Security Pay
Review All Financial Transaction Statements Closely
If someone has stolen your Social Insurance Number, they may also have tapped into your bank accounts or used your credit card without your authorization. Immediately take a look at your bank account balances, recent credit card transactions, and other financial transaction statements to detect any type of suspicious activity.
If you find that someone has been using your credit cards or withdrawn funds from your accounts, you will need to contact each financial institution immediately and report the fraudulent activity.
Request Additional Free Credit Reports
California identity theft victims with a police report of identity theft are entitled to receive up to 12 free credit reports, one per month for the 12 months following the date of the police report. The procedure for requesting free monthly reports is different for each of the credit bureaus.
Experian: Make a single request to receive all of your free monthly reports. Mail your request for 12 free monthly reports to Experian at P.O. Box 9554, Allen, TX 75013. Enclose a copy of the police report of identity theft, a copy of a government-issued identification card , and a copy of proof of current mailing address . Also provide your full name including middle initial , previous addresses for the past two years, Social Security number and date of birth.
TransUnion LLC: Write or call in your request each month. Mail to TransUnion LLC, P.O. Box 2000, Chester, PA 19016. Or call the toll-free number printed on your most recent TransUnion LLC credit report. Provide your full name including middle initial , Social Security number, date of birth, and proof of residence .
Equifax: Write or call in your request each month. Mail to Equifax Fraud Department, P.O. Box 740250, Atlanta, GA 30374. Or call the toll-free number printed on your most recent Equifax credit report.
Don’t Miss: When Can I Start Drawing My Social Security
What To Do If Your Medicare Card Is Lost Or Stolen
If a beneficiary loses their Medicare card, it can cause them to panic. The effect could be even worse if they knew the has been stolen. What should they do? Can they get another card or will they be fined? What if they have a medical emergency while itâs gone? These are all very common questions and concerns, and the solution is quite simple.
No matter what form of Medicare a beneficiary may have, getting a new Medicare card is easy. But keep in mind, replacing the card is not the only thing to consider, depending on why they need to get a new card.