Tuesday, August 16, 2022

What To Do If Your Social Security Number Is Lost

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File A Report With The Relevant Authorities

What To Do If Your Social Security Number is Stolen

Report the potential identity theft to the Federal Trade Commission at;. You can also call 1-877-IDTHEFT to do this.;

You should also alert the police and file a police report if you fear that your Social Security Card is lost. Filing an identity-theft report will help prevent you from becoming a criminal rather than a victim if a thief uses your Social Security Number to commit a crime. Furthermore, this is required if you want to obtain a new Social Security Number.;

Tip : Be Careful Sharing Through Electronic Devices

There are risks in sharing your Social Security number by email, text, voicemail, and fax. For example, your SSN could get intercepted and read after you send your information. There are sometimes ways to help keep your information safe for instance, by using a VPN on an unprotected Wi-Fi network. But the safest way to share may be face to face with someone you know and trust.

Your Social Security number is a big responsibility and a vital component of your identity. You may not be able to control whether its exposed in a data breach. But theres still plenty you can do to help keep it safe.

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How We Use Your Social Security Number

We use your Social Security Number to verify your income and work history by checking for wages reported by your recent employers. If there is a mismatch between what you told us when you applied for benefits and the wages reported by employers, that difference could be due to a simple mistake in what you told us, what we entered into our system, or what your employer reported. It is also possible that the difference is due to someone else using your SSN, which is sometimes called “identity theft.”

It is important to correct wage history errors because if you receive benefits based on incorrect wages or wages that are not yours, you must repay any overpayment.

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What To Do If You Lose Your Social Security Card

Now that you know the basics, lets take a deeper dive on what to do if you lose your Social Security card. To be sure, quick action is important.

If an individual loses their Social Security card, the first thing they should do is make sure they have claimed their My SSA profile at the Social Security My Account website, says Devin Carroll, founder of Social Security Intelligence, in Texarkana, Texas. Not only can you request a replacement card, you can also quickly check the accuracy of your annual earnings history, print benefits statements and change your address.

When you do reach out to the Social Security Administration to report and replace a lost card, know going in that the agency has a substantial to do list that needs to be completed before they’ll even accept your request for a new Social Security card.

The good news is that the Social Security Administration provides, free of charge, three card replacements on an annual basis, and 10 free cards in the course of an individuals lifetime.

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What to Do if Your Social Security Card is Lost or Stolen

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Corrected Card For A Noncitizen Child

If you legally change your child’s name because of adoption, court order or any other reason, you need to tell Social Security. If your child is working, also tell your child’s employer. If you do not tell us when your child’s name changes, it may:

  • Delay your tax refund or your child’s refund; and
  • Prevent your child’s wages from being posted correctly to your child’s Social Security record, which may lower the amount of your child’s future Social Security benefits.

Important

You must present original documents or copies certified by the agency that issued them. We cannot accept photocopies or notarized copies. All documents must be current . We cannot accept a receipt showing you applied for the document.

Call One Of The Three Major Credit Bureaus

Experian, TransUnion, or Equifax and explain what happened to your card. To speak to Equifax, call 1-888-766-0008 or visit;this page. To contact Experian, call 1-888-397-3742 or go;here;for a fraud alert or;here;for a credit freeze. For TransUnion, the phone number is 1-800-680-7289; the fraud-alert link is;here;and the credit-freeze link is;here.;The bureau you called will place the fraud alert with the other two bureaus as well. Every 90 days, renew the fraud alert until you are confident that the situation is resolved. Be prepared for this to last several years.

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Social Security Number Identity Theft

Social Security Number Identity TheftIf you suspect someone is using your Social Security Number or your childs number for work purposes, you should file a Social Security Number Theft report at the Attorney Generals ID Theft Central. You should also consider contacting your local law enforcement agency to file a complaint. An investigator working your case should contact the Utah Department of Workforce Services in order to obtain a complete employment history of the compromised Social Security Number. Section 35A-4-312.5 of the Utah Code allows the department to share the history of work with law enforcement, if it involves identity theft.

Request a Social Security Statement

Request a Social Security Statement from the Social Security Administration to review your earned wages. Report any discrepancies to the Social Security Administration 269-0271). If you discover that your Social Security number was used by someone else for employment purposes, file the appropriate Identity Theft report on this web site.

When You Request Your Social Security Statement, You Will Need:

  • Your name as shown on your Social Security Card
  • Your Social Security Number
  • Your mothers maiden name last name only
  • Consent of Release of your Social Security Information

You Got A Sextortion Email

How to replace a lost or stolen social security card.

Don’t believe it.;There are few things in this life that I will claim to know for certain, but this is one: Nobody has secretly recorded you watching pornography over your webcam. I mean it. They haven’t. And they’re not contacting your spouse about it.

If you get an email asserting that somebody has done this — even if it has your email address and password in the subject line — it’s a scam. Criminals get your passwords and other private information from darkweb fire sales of personal information. This information can’t really be used for much, other than to convince you that they somehow know who you are.

If you already paid money to the person on the other end of one of these emails, contact your bank to attempt to reverse the transaction.

You can report this to the FBI or local police as well, and while it is helpful for their ability to track these types of crimes, there is little they can do to get your money back. Just be aware that billions of these emails are hitting inboxes daily and there’s no need to panic.

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Applying For A New Number Or Replacement Card

The SSA may assign a new Social Security number to you if you are being harassed, abused, or are in grave danger when using the original number, or if you can prove that someone has stolen your number and is using it. You must provide evidence that the number is being misused, and that the misuse is causing you significant continuing harm.

If you apply for a new Social Security number, you must prove

  • your age
  • your citizenship or lawful immigration status
  • your identity

Getting a new Social Security number probably wont resolve all the problems related to the theft of your identity. Government agencies and some businesses may keep records under your original Social Security number. In addition, because credit reporting companies use Social Security numbers and other personal information to identify a persons credit file, using a new number doesnt guarantee a fresh start. But by being careful with your personal information and monitoring credit reports for fraudulent activity, you can limit the misuse.

The SSA lets you apply for an original Social Security number or a replacement Social Security card for free. The application form and information about the supporting documents you need to apply are available online. The form takes just a few minutes to complete. ;But that hasnt stopped some websites from claiming that the process is complicated, confusing, and time-consuming, and offering to do it for you for a fee.

If Someone Uses Your Social Security Number To Claim Unemployment Benefits Or To Work

If you suspect that someone else has claimed unemployment benefits using your Social Security number, call the California Employment Development Departments toll-free Fraud Hotline at 1-800-229-6297. For more information, see their Web site at www.edd.ca.gov. Search on the site for “fraud.” Sometimes, an identity thief will use someone elses Social Security number to be eligible to work. Its a good idea to check your Social Security earnings record to see if income earned by a thief is being posted to your account. You can get a copy of your earnings record by calling 1-800-772-1213. Or get a Request for Social Security Statement at www.ssa.gov/online/ssa-7004.html. If you believe a thief is using your Social Security number to work or claim Social Security benefits, call the Social Security Fraud Hotline at 1-800-269-0271. Or report Social Security benefits fraud online at www.ssa.gov/oig/hotline/index.htm..

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Leave Your New Card At Home

To protect yourself, since you dont need your Social Security card itself for most transactions that rely on your Social Security number, you might be wise to keep it in a safe place at home, rather than in your wallet. Your Social Security account is designed to keep you safe and keep track of all your contributions so you may draw on the funds youve put in when you need them. Its a small paper card, but it can make a big difference in your future.

How Long Does A Replacement Card Take

Lost Your Social Security Card? Here

I would recommend that you go to your local SSA office right when they open and you get in and out in around 15 minutes. If you go later in the day, it may take longer. Youll need to bring one document from each list to verify your identity and citizenship.

Citizenship:

  • A religious record made before the age of five showing your date of birth
  • A hospital record of your birth
  • A passport
  • A passport

Once the SSA processes your application, your new card will arrive in two weeks.

If you do an online request for a replacement card, the process takes a bit longer. Once you get your new card be sure to place it in a safe place.

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Need To Replace Your Lost Social Security Card Apply Online

If youre a temporary citizen of the United States or a person who is willing to migrate to the United States, it is mandatory that you have a Social Security Number .

This security card has a 9-digit unique number and is issued to all the citizens of the United States be it permanent residents or temporary working residents.

SSN is issued to all the citizens of the United States by the Social Security Administration, which is an independent agency within the United States. You can file your application to get your SSN through online.

Avoiding Social Security Fraud: Leave Your Social Security Card At Home

Once you receive your replacement Social Security card, lock it away in a safe place until you absolutely need it. Experts advise to avoid carrying your card around on a regular basis partly because of the risk of losing it again, and partly because you really dont need to present your Social Security card on a regular basis. In fact, one Social Security expert says that Social Security cards are irrelevant in the digital age, and the real priority should be targeted at fraud protection.

Its extremely rare that you need your actual Social Security card, says Steven J.J. Weisman, Esq., an Amherst, Massachusetts-based college professor whose expertise is in investigating white-collar crime. A Social Security number is the most important piece of information that a criminal can use to make you a victim of identity theft so you shouldn’t carry it with you in your wallet, anyway.

But if you do lose your card, Weisman recommends taking direct action to protecting the cardholder from financial fraud.

Because of the danger of identity theft if your Social Security card is lost, you should put a credit freeze on your credit reports at each of the three major credit reporting agencies in order to prevent someone from leveraging the Social Security number into accessing your credit or establishing accounts in your name, he says.

Other data security experts agree, citing the high risk of losing a card if you cart it around in your wallet or pocketbook.

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Request An Irs Copy Of Your Tax Return

Your tax return is one of the things that have your social security number on it. As such, it is another possible source of formal identification. Anyone, of course, can take a blank 1040 form and fill in whatever name or number they choose. However, an official copy of your tax return is convincing documentation. You can obtain a copy of your previously filed return from the Internal Revenue Service . The copy, along with a drivers license or other photo ID, provides documentation of your SSN.

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Original Card For A Foreign Born Us Citizen Adopted Child

Did Someone Steal Your Social Security Number to File Taxes? Here’s What to Do

Information

You must present original documents or copies certified by the agency that issued them. We cannot accept photocopies or notarized copies. All documents must be current . We cannot accept a receipt showing you applied for the document.

Adoption

In some cases, we can assign your adopted child a number before the adoption is complete, but you may want to wait. Then, you can apply for the number using your child’s new name. If you want to claim your child for tax purposes while the adoption is still pending, contact the Internal Revenue Service for Form W-7A, Application for Taxpayer Identification Number for Pending U.S. Adoptions. For more information, see Social Security Numbers For Children .

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You Put An Account Number Into A Dummy Website

Some phishing emails or fraudulent URLs are created to look so convincingly like your bank’s, it is easy to mistakenly enter your username and password or, if they ask for it, your checking or savings account number. Other websites are made to emulate popular e-commerce or retail websites, tricking you into entering your credit card details.

If you’ve given away any of these numbers, call your bank immediately and describe the error in detail. Your bank should be able to read back any charges have been made fraudulently and connect you to the right department to help freeze or suspend the accounts that may have been comrpomised. You can typically find the fraud department directly by using the fraud services number on the back of your credit card, or on the bank’s website.

If fraudulent charges have been made, you may have to fill out a paper report, and any reimbursement may take time, typically a bit longer for debit cards than for credit cards. Here’s a version of one of these forms, used by Inova Federal Credit Union. A banker may call you to ask follow-up questions.

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