Tuesday, May 10, 2022

What You Can Do With Someone’s Social Security Number

Don't Miss

Tip : Consider An Identity Theft Protection Service

How to Find Someone By Social Security Number

As identity thieves continue to evolve their methods for obtaining personal information, protecting your Social Security number is vital to protecting your identity.

Protecting your Social Security number doesnt have to be a do-it-yourself affair. An identity theft protection service can help. For instance, it may be able to alert you if your SSN has been found on the dark web. The cost of an identity theft protection service typically ranges from $10 to $35 per month.

Some identity theft protection services include features to monitor your credit reports, alert you when new accounts are opened in your name, or when banks, credit card companies or other financial services providers check your credit.

For example, if you recently bought a car, you might receive an alert for the new loan. However, if you receive an alert that a new credit card was opened in your name, and you didnt apply for one, that might be a sign of fraud. Some identity theft protection services allow you to respond to alerts via email, phone, and text messages.

When You Don’t Have To Provide Your Sin

Some private-sector organizations may ask for your SIN. This practice is strongly discouraged, but it is not illegal.

Here are examples of when you don’t have to give your SIN:

  • proving your identity
  • completing a job application before you get the job
  • completing an application to rent a property
  • negotiating a lease with a landlord
  • completing a credit card application
  • cashing a cheque
  • applying to a university or college

Get The Best Identity Theft Protection Today

If you think youve been victimized after experiencing a lost or stolen Social Security card, or your Social Security number has been exposed by a data breach, we can help you take the steps to protect what matters most. IdentityForce can help monitor your identity and credit while providing you with the latest news and information in identity theft protection. Our Smart SSN Tracker alerts you if an unfamiliar name, alias, or address is associated with your SSN, and our experts will be there to assist you every step of the way. IdentityForces Identity Vault provides online encrypted storage for your important PII including SSNs, credit cards, financial account information and birth dates, along with other important documents. Access to online and mobile digital organization and storage of digital copies of important legal and personal documents, medical records, and other items.

Weve built best-in-class, innovative capabilities that continue to be named the best identity theft protection service throughout our industry. Additionally, our IdentityForce members receive full, white-glove restoration services to reduce the damaging effects of all types of fraud, theft, misuse, and unintended exposure of personal and financial data.

Let us show you how IdentityForce can help you manage through a compromised Social Security number incident. Get this exclusive limited-time offer today and save 20%.

**Originally published July 11, 2017. Updated April 14, 2021.**

Read Also: How To Get Social Security Number Of Deceased Parent

You Wired Money To A Scammer

In a typical wire fraud scam, a criminal breaks into the email of someone who you know, usually professionally — an attorney, realtor or business associate. He or she squats on the email until he or she knows how you interact with this person, and then strikes, sending you a message — usually an urgent one — convincing you to wire money to an unfamiliar bank account, in order to facilitate a legal matter, home transaction or vendor payment.

Usually, the bank account is offshore. Because the transaction involves email fraud, your bank won’t reimburse you. It’s a more involved type of cybercrime and for a good reason — because criminals get money wired directly to their accounts, and often very large sums.

Drop everything and call your bank. If you have fallen victim to this type of crime, drop everything you’re doing and contact your bank’s wire department to attempt to halt the wire. If you are successful, this can save you enormous headaches later. If you know the real identity of the receiving bank, you can attempt to contact its wire department as well, although the fraudster’s bank is usually overseas and may be more difficult to reach.

What Is Child Identity Theft

how do i find out someone

Child identity theft happens when someone takes a childs sensitive personal information and uses it to get services or benefits, or to commit fraud. They might use your childs Social Security number, name and address, or date of birth. They could use the stolen information to

  • apply for government benefits, like health care coverage or nutrition assistance
  • open a bank or credit card account
  • apply for a loan
  • sign up for a utility service, like water or electricity
  • rent a place to live

You May Like: When Should You Apply For Social Security

Child Support Judgment Collection 1099 Issuance Litigation

If your purpose to find a Social Security Number is for unlawful reasons then of course this would be a criminal act. For instance, it would be illegal to search to determine a subject’s credit worthiness, hiring purposes or for any fraudulent purpose, such as identity theft. Also, we will not process any order requesting your own SSN or that of your child.

However, a request by the Court to determine the military status of a civil defendant is acceptable.

So is a request to determine the SSN of a contract employee so that a 1099 may be issued. More permissible purposes can be found at .

Locate Someone By Their Social Security Number

Perhaps most importantly credit records are also linked to social security numbers, which means that any credit-related business and the addresses associated with them are all tied to that SSN. From credit cards to cell phone contracts if a person has used any form of credit, the address he used will be tied to it .

The problem is that while SSNs are a powerful identifying number linked with a great deal of information some of that information is not just sitting online open and available to the public. In fact, while an SSN history check is often the way that lawyers, private investigators and other legal professionals choose to go about searching for someone, many of the search services they use are not available to the public at all. While you can hire a lawyer or PI to run an SSN search for you their services can be relatively expensive and they can usually only perform SSN searches for very specific, authorized reasons.

Fortunately, it is still possible to find people by social security number and receive all the available public record information linked to that person. Using just a name and the first three digits of an SSN, you can start a search below to get free, instant preview results. If you dont get the results youre looking for, you can run a People Search using the name and last known city/state for extended results.

Also Check: How Much Do I Have To Pay Into Social Security

Can You Find Bank Accounts With Social Security Number

Outside of the US Federal Government, it is not possible to search for bank accounts with just a social security number. The IRS receives information from bank accounts held by US citizens, which are linked to them using social security numbers. Participating banks across the world are required to collect this information from US citizens and to submit the information to the IRS. As social security numbers and bank account numbers are generally considered sensitive information, an individual is unlikely to be able to access this information through normal channels. There may be legal challenges that can be made to compel an individual bank to check, but there is no blanket way to check all banks.

Open Financial Accounts Under Your Name

How to Find Someone’s Social Security Number?

Banks use your Social Security number as their main means of getting information about you. They use it to get your credit report and history and from there, decide if an account can be opened or a loan will be offered under your name.

If fraudsters manage to obtain your Social Security number and personal information, they can open credit card accounts and loans under your identity and never bother to pay them. When its time to collect payments for these accounts, guess whose name is on the line? Yep, yours.

These unpaid bills can definitely show up on your credit report, affecting your score and your chances of getting a loan or another credit account down the road. The worst part is this it can take years before fraudulent activities are stricken from your credit report, affecting your overall credit score in the meantime. Its a double whammy of sorts.

Also Check: How To Find Out My Current Social Security Benefits

What To Do If Someone Has Your Social Security Number

Its very important for you to know what to do if someone has your social security number also known as SSN.

Your Social Security Number is a precious piece of information. It helps you get a job, apply for loans, and get a drivers license or passport. While its invaluable to you, your SSN is even more valuable to identity thieves.

How Do You Search For A Person

Searching for a person can be as easy as a Google search or as difficult as hiring a legal professional. If time is a factor and you have an approved reason for searching for someone, a lawyer will have access to the most information available. Otherwise, its best to start with a Google search, followed by a social media search . The more information you have about a person , the easier your search will be. If youre able to find a close friend or relative of the person youre searching for online, try contacting them first before moving onto paid services.

Don’t Miss: When To Take Social Security

Checking The Status Of Websites

This is the common resort that you can take when the authority does not help you. There are consultancy websites that charge a small fee for their service. These consultancy websites have the resources to tally the required Social security number with their database.

They then verify the results, and the estimated location of the person is determined. These websites have the provision of finding the person based on their recent activity, so it is safe to assume that their database has an exhaustive collection of information.

Stay Vigilant To Help Protect Your Personal Information

What Can Someone Do With Your Social Security Number ...

If your Social Security number and personal information fall into the wrong hands, it could take you months to undo the damage. Monitoring your credit helps prevent the likelihood of this happening. The sooner you catch fraudulent activity, the easier it can be to reverse.

However, if you find that someone is using your SSN, it’s possible to remove the activity from your credit file. Filing reports with the proper authorities can help reverse the impact of someone stealing your personal information.

Diligence with your credit is a round-the-clock effort. Tally1 makes it easier for you to keep track of your credit card accounts and manage your monthly payments with a low-interest line of credit.

1To get the benefits of a Tally line of credit, you must qualify for and accept a Tally line of credit. The APR will be between 7.90% and 29.99% per year and will be based on your credit history. The APR will vary with the market based on the Prime Rate.

Tally Technologies, Inc. NMLS Consumer Access, SC License, MO License.

Lines of credit issued by Cross River Bank or Tally Technologies, Inc. , as identified in your line of credit agreement. Loans made by Tally pursuant to California FLL license or other state laws.

Privacy Policy Terms & Conditions Accessibility

6The portion of your credit line that can be paid to your cards will be reduced by the amount of the annual fee.

You May Like: What Will My Social Security Be

How Your Social Security Number Can Be Stolen

There are various ways your Social Security number could fall into the wrong hands. The most notorious one is the data breach, like the massive Equifax incident last year.

Be extra careful about jotting down your Social Security number or leaving it in paper forms, thieves sometimes rummage through trash looking for receipts, credit card bills and, of course, Social Security numbers they can use. Make sure you shred your documents and paperwork when you throw them away.

What The Numbers Mean

The nine-digit Social Security number is divided into three parts. The first three numbers generally indicate the state of residence at the time a person applies for his or her first card. Originally, the lowest numbers were assigned to the New England states, and the numbers grew progressively higher in the South and West. However, in recent years, this geographical relationship has been disrupted somewhat by the need to allocate numbers out of sequence to certain growing and populous states. The middle two digits of a Social Security number have no special significance, but merely serve to break the numbers into blocks of convenient size. The last four characters represent a straight numerical progression of assigned numbers.

SSA has issued about 365 million Social Security numbers, and about 10 million new numbers are assigned each year. But even at this rate, there will be no need to reissue the same numbers, revise the present system, or devise a new numbering system for several generations. For this reason, SSA plans to continue using the nine-digit number.

Also Check: I Need A New Social Security Card Fast

How To Find Out If Your Social Security Number Has Been Stolen

Thieves can operate under your identity for years without discovery, and some of these crimes are very difficult to detect. One of the best things you can do is regularly check a free credit report. Review your credit report thoroughly for unauthorized accounts or public records not related to you. These red flags could indicate clerical errors or identity theft. Either way, you want to watch out for it and act as soon as you see something suspicious. You can also check out these other ways you can find out if youre a victim of identity theft.

Christine DiGangi is the former Deputy Managing Editor – Engagement for Credit.com and covered a variety of personal finance topics. Her writing has beenfeatured on USA Today, MSN, Yahoo! Finance and The New York Times International Weekly, among other outlets. More by Christine DiGangi

is a USA TODAY content partner offering personal finance news and commentary. Its content is produced independently of USA TODAY.

How Thieves Get Away With It

How To Find Someone’s Social Security Number | Lookup SSN by Name

Criminals get away with identity theft through a combination of sophistication and due to under-funded law enforcement agencies. The most sophisticated identity thieves set up chains of identities so their names aren’t directly linked to the victim. For example, an identity thief might steal someone’s Social Security number using the name of another victim. When this process is repeated, it results in several identities existing between the first victim and the thief, and the trail can go cold long before law enforcement can catch up. Thieves also get away with stealing identities due to limited resources at law enforcement agencies. Due to constrained budgets, the escalation in the number of identity theft crimes has left these agencies with a growing backlog of cases. Under these circumstances, smaller crimes may never be investigated, while other cases grow so old that building evidence and a case against the thief becomes almost impossible.

You May Like: Taking Early Social Security

What Do I Do If My Social Security Card Or Number Is Stolen Or Lost

If your Social Security card or number is lost or stolen, you should immediately contact your local police department and the Social Security Administration to let them know about the incident. Once youve done that, there are a few other things that you can do to help mitigate the risks involved with losing your Social Security Card.

What Social Security Cannot Do

If your Social Security number has been used to run up bills or obtain credit, Social Security cannot straighten out your credit record. You must contact each creditor or credit agency yourself. We cannot fix incorrect reports made by an employer to state unemployment or welfare offices. You will need to contact the state or local agency to correct your record.

Because there is no law concerning the use of a person’s Social Security number by a private individual or organization, Social Security has no control over such use.

Read Also: Is Social Security Based On Last 5 Years Of Work

What Is Identity Theft

Identity theft is the process of stealing your personal information like your name, address, Social Security number and email address and using it without your consent. Identity theft can happen to anyone, and the effects can be more than just an inconvenience.

Hackers may obtain your information in a data breach. But they may also be able to get your information if you enter it on a public computer or go to an unsecured website and these are just some examples of how hackers can steal your information.

They can then use your personal information in a variety of ways for their own gain and at your expense.

Here are five ways hackers can take advantage of you and your information.

  • Your info could be used to open utility accounts
  • Are Social Security Records Public

    What To Do if Someone Has Your Social Security Number ...

    Social security records are not public they are held by the Social Security office and can be retrieved from a local Social Security office or securely online using login information provided by the SSA. These records include earnings as well as estimates for various benefits, including disability, survivors and retirement benefits that the individual and/or their family may be entitled to.

    Don’t Miss: Starting Social Security Payments

    More articles

    Popular Articles