Quick Answer: What If My Social Security Number Is Wrong On My 1099
If you cannot get this form corrected, attach an explanation to your tax return and report your income correctly. Thus, with an incorrect Social Security Number on your Form 1099-MISC, the IRS would first ask that you contact the issuer, and ask them to send a corrected 1099-MISC to both you and the IRS.
Can I File My Taxes If There Is A Wrong Number On My W2 For Social Security Number
If the Social Security Number on your W-2 is wrong in any way, then you really shouldn’t file your tax return until you get this matter fixed. While the IRS may accept your tax return with an erroneous W-2, and may even process a request for a tax refund, having a SSN incorrect on a W-2 can cause many other kinds of problems for you in the future, not the least of which is a failure to get credit for your W-2 wages with the Social Security Administration . This is an important consideration, perhaps not so much now, but when you reach retirement age or become disabled — and draw SSA benefits — it definitely will be.
So, before you file your tax return, here is what we strongly recommend that you do.
First, approach your employer and ask them to both issue you a corrected W-2 , and to also send a corrected copy to the Social Security Administration.
Second, if they are responsive to you, and willing to comply, then you can use the corrected W-2C document you receive to file your tax return .
However, if your employer is not willing to help you, or you cannot make contact with them, then please carefully review the process and procedure outlined at the following IRS webpage. The IRS will then contact your employer on your behalf, and help you further, as described.
When To Provide Your Ssn
Not everyone who requests your SSN actually needs it. Generally speaking, if an entity reports information about you to the Internal Revenue Service , you probably have to supply your SSN. This includes your employer, banks/lenders, the U.S. Treasury for savings bonds, and state unemployment insurance and workers compensation offices.
Although other institutions and businesses have the right to ask for your number, they often dont need it, and you arent legally required to provide it.
As of Jan. 1, 2020, Medicare no longer uses Social Security numbers for identification. Instead, Medicare recipients receive a Medicare Beneficiary Identifier a unique series of numbers and letters that they should also try to protect from identity thieves.
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What If Someone Steals My Social Security Number
All of this is of course very interesting, but lets bring it back to the point of this article: what if some bad guy steals, obtains, guesses at, or otherwise gets hold of your Social Security Number? As it happens, all kinds of bad things!
Because you have to have a Social Security Number to get a job in the United States , crooks are very fond of stealing SSNs specifically for the purpose of selling them to people who do not already have permission to work in the United States, so that those people can get a job.
Nothing is wrong with people getting jobs, of course, but if they are using your Social Security Number, it can cause untold confusion and issues with your taxes and your Social Security benefits. You could even LOSE your Social Security benefits and that can be hundreds of thousands of dollars.
As you can see, it is very important for you to be able to tell whether someone is using your Social Security Number without your permission. In this article, I will show you several methods of detecting whether your Social Security Number has been compromised.
Getting A Social Security Number For A New Baby
The easiest way to get a Social Security number for your child is at the hospital after they are born when you apply for your childs birth certificate. If you wait to apply for a number at a Social Security office, there may be delays while SSA verifies your childs birth certificate.
Your child will need their own Social Security number so you can:
- Claim your child as a dependent on your income tax return
- Open a bank account in their name
- Get medical coverage for them
- Apply for government services for them
Keep your Social Security card in a safe place to protect yourself from identity theft.
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California Law Limits The Public Display Of Social Security Numbers
A California law bars organizations from publicly displaying SSNs2. The law prohibits:
- Printing SSNs on ID cards or badges
- Printing SSNs on documents mailed to customers, unless the law requires it or the document is a form or application
- Printing SSNs on postcards or any other mailer where its visible without opening an envelope
- Avoiding legal requirements by encoding or embedding SSNs in cards or documents, such as using a bar code, chip, or magnetic strip
- Requiring people to send SSNs over the Internet, unless the connection is secure or the number is encrypted
- Requiring people to use an SSN to log onto a web site, unless a password is also used
- The law applies to businesses, government, and other entities.
How Do I Correct A Wrong Social Security Number On My Taxes
Amending a Return If you used tax software and the Social Security number error code appeared when you filed online, you can simply edit the return and refile online. If you received the error message in the mail or after filing your return, youll need to file an IRS Form 1040X, which is used to amend your tax return.
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How Do Benefits Work And How Can I Qualify
While you work, you pay Social Security taxes. This tax money goes into a trust fund that pays benefits to:
Those who are currently retired
To people with disabilities
To the surviving spouses and children of workers who have died
Each year you work, youll get credits to help you become eligible for benefits when its time for you to retire. Find all the benefits Social Security Administration offers.
There are four main types of benefits that the SSA offers:
Learn about earning limits if you plan to work while receiving Social Security benefits
Someone May Be Using Your Ssn
People can use your Social Security Number to access bank accounts, open new accounts, and more. If this is happening it may go undetected.
A lot of times there are indications that something is amiss. These are the top five signs your information has been compromised.
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Tip : Memorize Your Social Security Number
Knowing your Social Security number by heart can be handy. Its there when you need it. Plus, you probably wont be tempted to carry your Social Security card with you or to jot down the number on a slip of paper.
This might seem like a small thing. But if youre not carrying your card with you, or youre not writing it down on slips of paper, youre far less likely to drop that paper or card on the ground or leave it behind at a local bank or government office. This means its less likely, too, that thieves might get their hands on your number.
What Do I Do If The Irs Says My Social Security Number Is Wrong
If you determine the Name, SSN, and DOB are correct, there may be an error in the records of the Social Security Administration . You can contact the SSA at 1-800-772-1213 to correct the error. NOTE: If you continue to receive a rejection from the IRS, this will generally result in having to file a paper return.
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Ask Questions When They Ask For Your Social Security Number
There is no law that prevents businesses from asking for your SSN. And you may be denied service if you don’t give the number. If giving your SSN to a business doesn’t seem reasonable to you, ask if you can show another form of identification. Or ask if the business can use another number as your customer number.
Remember that some government agencies can require your SSN. These agencies include DMV, welfare offices, and tax agencies. Look for the required “disclosure” form. The form should state if giving the number is required or optional, how it will be used, and the agency’s legal authority to ask for it.1
How Do I Verify My Ssn
If you want to verify SSNs for other than wage reporting purposes you must use our Consent Based SSN Verification Service which you can access from our website at www.socialsecurity.gov/cbsv. If you want to verify your own SSN, you must have proof of identity and visit your local Social Security Field Office.
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Consider An Identity Protection Service
You can register with an identity protection service such as LifeLock, IdentityForce, or Identity Guard. Such companies charge fees that typically start around $10 a month. Banks and credit unions also have packages they sell to customers, as do major agencies such as Experian and TransUnion. Many of the best credit monitoring services also offer identity protection tools and services.
How To Get A Social Security Card
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How To Know If Your Social Security Number Has Been Stolen
People often find out their Social Security number has been stolen when they go to open an account or file their taxes and find out someone else has already done so using their name. However, other warning signs someone has stolen your SSN include:
- Getting mail in someone elses name
- Receiving debt collection calls when you havent defaulted on anything
- Receiving new credit or debit cards in the mail you didnt request
One of the best ways you can make sure no one has stolen your SSN is to keep an eye on your credit report. Regularly checking your credit report and bank accounts can ensure you catch that something may be amiss as soon as possible. If you see an error or an account you dont recognize, make sure to follow up with the financial institution. It may just be an errorwhich will need to be addressed anywaybut its better to be safe than sorry.
What Happens If The Ssn Verification Code Does Not Match
Failed Verification For security reasons, if the record has a verification code of 3 or 6, the first five positions of the SSN will be masked with an X. The following is the list of failed verification codes. 1 SSN not in file . 3 Name matches DOB does not match. 5 Name does not match DOB not checked.
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How To Protect Your Social Security Number: 10 Ssn Tips
If you want to help protect yourself against identity theft, protecting your Social Security number is a good start. Your Social Security number is a high-value target for ID theft. Getting an identity theft protection plan is one step to consider.
Your Social Security number, or SSN, is a key piece of personally identifiable information. In the wrong hands like, in the hands of an identity thief your Social Security number might lead to various types of identity theft or fraud.
What can identity thieves do with your Social Security number? Heres a sample:
- Open bank accounts
- Open new credit cards or lines of credit to make purchases in your name
- File tax returns to obtain your refund
- Open new service accounts in your name, such as utilities or internet service
- Put you in major debt
- Destroy your credit score across all three credit bureaus
The Equifax data breach in 2017, which exposed Social Security numbers and other U.S.-consumer information, raised the risk for identity theft of more than 145 million Americans.
Although you cant do anything about a breach, its a good idea to learn what you can do to protect yourself following a breach, and before a subsequent breach. No matter how big or small, no business or industry is immune to cyberthieves who may have identity theft in mind.
Here are some tips for protecting your Social Security number and identity.
‘ssn Not Recognized’: Why You May Be Experiencing An Issue
If you are experiencing an error relating to Social Security Number , you are most likely experiencing this issue for one of these reasons:
- Still Processing – You may be experiencing this error because you claim has not yet been processed. After establishing the claim, it can take up to 72 hours for your initial claim to be processed into the system.
- You’ve Already Filed – If you have already filed for the week and are trying to log back in to check the status of your claim, you may be receiving the error message because your claim has already been completed. The system will automatically say ‘SSN Not Recognized’ because your weekly filing is complete for the given week.
- Attempting to File a Claim too Early – The period to file a weekly claims begins on Sunday, as you will be filing benefits for the previous week. The filing period remains open from Sunday until Friday at 4:00 p.m. to file a weekly claim.
- Missed a Previous Deadline – You may be experieincing this error because you missed a previous deadline to file. This could have been due to a number of circumstances, including not being able to reach the Department of Labor. Due to the circumstances around COVID-19, please know that this will not result in a loss of benefits, and our staff is work as quickly as possible to deliver benefits. If you think you are experiencing the ‘SSN Not Recognized‘ issue due to missing a deadline, please contact the Department of Labor.
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Tip : Leave Home Without It
There may be times when you need to show your card to someone. But, in general, its a good idea to avoid carrying your card or any documents that display your SSN. Its possible you might lose your wallet or leave your documents behind.
Not all thieves will want your Social Security number, but many will. Leaving your card at home decreases the chances that these scammers will gain access to your Social Security number.
Dont Send Your Ssn Via An Electronic Device
Never type your SSN into an email or instant message and send it. The majority of such messages can be intercepted and read. Also, dont leave a voicemail that includes your SSN. If you need to contact someone and give them your number, its best to do it in person. The second best way is to reach them on the phone and do it live.
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What To Do If Your Ssn Is On Your W
The IRS gets copy of the W-2 and so does the Social Security Administration. Your SS tax payments will not get credited to you if the wrong SSN is on the W-2. If your employer refuses to fix the error, then contact the IRS for assistance. See this IRS topic for an incorrect W-2 if your employer will not correct it.
What To Do If Your Social Security Number Is Stolen: Key Steps For Identity Protection
Your Social Security number is one of the most important and personal pieces of information you have. One of these unique nine-digit numbers is given to every American at birth or at the time they obtain U.S. citizenship. Its a vital detail that can help you keep track of your earnings, open new lines of credit and use as identification, among many other activities.
Because its so personal and tied specifically to you, however, your Social Security number isnt something you want just anyone getting access to. After obtaining it, someone could use it to impersonate you, steal your identity or enter into financial transactions that create unnecessary hardship for you.
Sometimes, despite your best efforts at keeping your Social Security number safe, it might end up in the wrong hands. If you suspect your SSN has been stolen, its vital to take the right steps to protect yourself. The following tips can help you get back on track if youre dealing with a stolen number or similar identity-theft situation.
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Social Security Fraud Hotline
If you suspect someone of committing fraud or abuse against Social Security, contact the fraud hotline at 800-269-0271 or submit a report online here .
Yes. In October 1998, President Bill Clinton signed the Identity Theft and Assumption Deference Act of 1998. This act makes it a felony to use or transfer the identity of another person, and carries a maximum penalty of 15 years in jail and a fine of up to $250,000 .
Originally Published: Jun 16, 2000