Find Out Your Estimated Social Security Benefits
Periodically checking your estimated Social Security benefits serves several purposes: It helps you plan for retirement and allows you to check for and correct errors.
The Social Security Administration keeps a database of your earnings record and work credits, tracking both through your Social Security number. You can see this information on your Social Security Statement, which is available to everyone age 25 and over. The Social Security Statement also gives you an estimate of the benefits you’ll receive at retirement age, which can play an important role in your financial planning.
Submitting Your Application By Mail Or In Person
The final step is to submit the SS-5 form and your original or certified documents to your local Social Security office or card center, either by mail or in person. You can find the address online using the Social Security Administrations Field Office Locator.
If you apply by mail, the office or center will mail your original documents back to you along with your new Social Security card.
One advantage of going in person is that you eliminate the possibility that sensitive or difficult-to-replace personal documents, such as your original birth certificate, drivers license, or passport, will get lost or stolen in the mail. If you have any questions, you can also call that office beforehand and ask which documents you need to bring with you.
Generally, the Social Security Administration says, it will take two to four weeks to process your application and send you your card.
They Can Use Your Ssn To Pay For Their Utilities
In order to use their services, its pretty standard for utility companies to ask for your Social Security number as a way to check your credit history, according to the FTC. But this just means theres another opportunity for a hacker to get your personal information and unfairly wreak havoc on your finances. Once your SSN lands in the hands of hackers, they can freely open utility services under your name for their personal use. You might not see any signs of this until you receive a notice for a past due payment.
Pro tip: Before you mindlessly give out your SSN, take a moment to ask about the companys security policies and what measures are in place to protect you and your SSN, said Adam Levin, author of Swiped: How to Protect Yourself in a World Full of Scammers, Phishers, and Identity Thieves, in a blog for the Huffington Post.
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Contact The Internal Revenue Service
You may also want to contact the Internal Revenue Service if you suspect an identity thief has filed a tax return in your name to get a refund. The IRS should also be on your list of contacts if you suspect someone is using your number for work purposes. Otherwise, the IRS could think you failed to report income when you file your own tax return. Use the IRS Identity Theft Central website or call 800-908-4490.
Your Right To An Administrative Law Judge Hearing And Appeals Council Review Of Your Social Security Case
70-10281, ICN 469055,
If you are eligible for Social Security or Supplemental Security Income Benefits, we want to make sure that you get them on time and in the right amount. After we decide whether or not you are eligible for benefits, or that we will stop your benefits, or change the amount, we send you a letter explaining our decision. If you do not agree with our decision, you have the right to appeal it. When you ask for an appeal, Social Security may review the entire decision, including those parts which were favorable to you.
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How To Apply For A Replacement Social Security Card
If you lose your Social Security card, you may be able to apply for a replacement card online through the Social Security Administration website, if you meet certain requirements. Review them here. Otherwise, youll need to follow an application process that involves providing documentation and completing an application.
Here are 3 simple steps to prepare to apply for a replacement Social Security card:
Find Out If Your Tax Return Was Submitted
You can file your tax return by mail, through an e-filing website or software, or by using the services of a tax preparer. Whether you owe taxes or youre expecting a refund, you can find out your tax returns status by:
Looking for emails or status updates from your e-filing website or software
If you file your taxes by mail, you can track your tax return and get a confirmation when the IRS has received it. To do so, use USPS Certified Mail or another mail service that has tracking or delivery confirmation services.;
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Why To Use A Social Security Number
If youre doing a background check on someone, youre looking for their past or present information. You need to have as much information as possible, and you may be looking for specifics, such as their previous addresses, arrests and charges, or other public records. Using a social security number to get this information is the easiest way you can process a background check.
A persons social security number is an identification number given by the government. This number can access all sorts of information about a person. You can think of it almost as a file number, with all of ones employment records, licensing information, public records, and more. Because this information can be obtained with a social security number, it makes this the easiest way to get everything you could want, and more.
How Much Does It Cost To Search For A Bank Account With A Social Security Number
The cost will vary depending if you are searching for a state, national, or business bank, but the general costs will range between $295 and $695 to perform a bank account search with a social security number. If you do not have a social security number for your judgment debtor, simply add an additional $50-95 charge to perform the social security lookup. It is understandable to not have the social security number of your judgment debtor, however, it is usually obtainable during court proceedings.
Getting A New Social Security Number Is Probably Not A Good Idea
Victims of identity theft sometimes want to change their Social Security number. The Social Security Administration very rarely allows this. In fact, there are drawbacks to changing your number. It could result in losing your credit history, your academic records, and your professional degrees. The absence of any credit history under the new SSN would make it difficult for you to get credit, rent an apartment, or open a bank account.
Verifying Social Security Numbers For Employers
Go to the government’s Social Security Number Verification Service website: http://www.ssa.gov/employer/ssnv.htm. This is much easier than using Social Security’s telephone or mail verification systems.
Register for the Social Security Number Verification Service. Use the hyperlink at the bottom of the webpage to access the registration form.
Log in to the site after you have registered and request an access and activation code
Obtain the activation code through the mail, and log in to the website to use it. You are now ready to verify Social Security numbers for new employees or payroll databases by following the instructions provided on the website.
If you are not an employer, you can connect a person’s Social Security number to his name by running a credit report on him. For this, you will need the person’s signature. Be wary of online verification services that charge a fee. If you have a legitimate reason to verify a person’s Social Security number, you can do it without paying this type of company.
If you do not have a valid reason and/or permission to verify a Social Security number, you can be prosecuted for attempting to obtain this kind of sensitive information. You can be prosecuted for attempting to use another person’s Social Security number as your own.
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Important Resources For Identity Theft Victims:
Did you know that it is illegal for collection agencies to harass you once you have notified them that the debt is due to Identity Theft? Here are some steps to take if you find yourself in this situation:
- Contact the fraud department of any one of the three major credit bureaus to place a fraud alert on your file.
- Close the accounts that you know or believe have been tampered with or opened fraudulently. Use the ID Theft Affidavit when disputing new unauthorized accounts.
- File a police report where you live.
- Get a copy of the report or report number.
- Contact any of the other agencies specific to your particular type of Identity Theft.
- File your complaint with FTC.
- Follow up in writing. Attach a police report/number along with any other documentation you may have. Send Certified Mail – Return Receipt Requested.
- Document everything!
What To Do If Your Social Security Card Is Lost Or Stolen
In the digital age, the notion of losing your wallet or purse with your Social Security card lodged inside may seem like a low-risk or no-risk affair. But people do suffer lost or stolen wallets all the time. Pairing that experience with a lost Social Security card only doubles the pain.
While there are dependable ways to avoid losing your Social Security card like locking it away in a safe place and keeping the card out of your wallet or pocket people still lose their Social Security cards. Make no mistake, getting a card back can be a bit of a process. This article covers everything you need to know and answers the big question: What do I do if I lost my Social Security card?
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How To Protect Yourself
Its important to check your report. Look for any credit inquiries from companies you dont recognize and keep an eye out for inaccurate information such as the wrong birthday or address. How often should you check it? Probably three to four times a year to ensure nothing is amiss. If you do find something strange, contact the three credit reporting agencies immediately and freeze your credit. If you use a free app like Credit Karma, you can make the report directly from within the application.
Go to all four credit bureaus and search for credit freeze. Then, go through the process. This will prevent someone with your SSN from opening any new accounts.
Tax identity theft: Go to IRS.gov and download and fill out Form 14039 to make an official note that you are a victim of identity theft. This will help prevent someone from filing a fake tax return.;
Protect your devices: Deploying Antivirus, firewall, software updates, password management, and using a VPN will ward off most attacks. Use Hotspot Shield VPN whenever connected to free, unsecured WiFi like at a coffee shop, airport, or hotel to prevent hackers from stealing your sensitive data.
Dont Give It Out To Strangers
You should never provide your SSN to someone you dont know who calls you on the phone and requests it. This same warning applies to unsolicited emails and any forms you fill out on the internet. In general, dont give your SSN to anyone unless you are absolutely certain they have a reason and a right to have it.
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Proof Of Us Citizenship
;a. Original U.S. birth certificate, or;b. Original U.S. Consular Report of Birth Abroad, or;c. Original U.S. Naturalization or Citizenship Certificate, or;d. Original U.S. Passport.
;a. Original U.S. Passport, must be current and signed, or;b. Original Foreign Passport, must be current and signed.
NOTE: If the name at birth and name on the identity document are different, proof of name change must also be submitted.
4. Proof of the identity of the parent signing the application
If applicable a parent can sign the form for a child up to age 18; a child can sign the form above age 12.
a. Original U.S. Passport, must be current and signed, orb. Original Foreign Passport, must be current and signed.
33 Nine Elms LaneLondon SW11 7US
We will copy and return original documents within 3-4 days. We do not recommend mailing important personal documents from outside the UK. If you choose to mail your application you should use a service that allows you to track your package. Within the UK, we recommend Special Delivery mail; outside the UK we recommend you use a Courier. You should include a pre-paid return envelope or courier package. The Federal Benefits Unit will return documents by regular mail if you do not provide a pre-paid envelope or courier package. Processing time for SSN applications is approximately 8-10 weeks.
Suitable proof of identity documents are:
If you are not a U.S. citizen or legal Permanent Resident Alien, see item 5. below for instructions.
How Do You Check To See If Someone Has Been Using Your Social Security Number
In today’s electronic world, it has become even easier for thieves to gain access to your sensitive personal information. Thousands of data breaches occur each year, and this only makes it more and more likely that you will become the victim of ID theft. All it takes is a scammer gaining access to your Social Security number, and then they are off to the races! These identity thieves show no mercy, and they can quickly wreck your finances.
There are steps you should take to make sure that no one has gained unauthorized access to your SSN. Staying ahead of things can make it much easier to fix any problems that might arise if you do happen to fall victim to Social Security identity theft. Here are some of the things that you need to do to see if someone is using your Social Security number.
You must keep a close eye on your credit report. You can obtain a free copy at annualcreditreport.com, and you should check it regularly. This is one of the first ways that you will notice someone has gained access to your SSN and is using it to open new accounts. Next, sign up for a My Social Security account at SSA.gov to view your latest Social Security statement. You can verify your earnings and work history to make sure that nothing suspicious appears there. It is also a good idea to get a copy of your latest tax transcript from the IRS. This will let you know whether anyone other than you has filed a tax return using your SSN.
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Original Card For A Us Born Child
Social Security must verify a birth record for all U.S.-born applicants who apply for an original SSN. An exception is made for a parent who applies for a baby’s SSN at the hospital when the baby is born. To verify a birth record, we will contact the office that issued it.
All documents must be either originals or copies certified by the issuing agency. We cannot accept photocopies or notarized copies of documents. We also cannot accept a receipt showing you applied for the document.
Get a certified copy of a document showing a birth, marriage or divorce that took place in the United States.
In some cases, we can assign your adopted child a number before the adoption is complete, but you may want to wait. Then, you can apply for the number using your child’s new name. If you want to claim your child for tax purposes while the adoption is still pending, contact the Internal Revenue Service for Form W-7A, Application for Taxpayer Identification Number for Pending U.S. Adoptions. For more information, see Social Security Numbers For Children .
What Should You Do If Someone Has Been Using Your Social Security Number
So, what happens if you notice that someone has been using your SSN? What do you do next to report the fraud and protect yourself from ongoing identity theft? There are several steps that you should take, and making sure you cover all your bases is crucial to protecting yourself going forward. Here is what you need to do.
Make Payments To The Federal Government
Learn how to use Pay.gov to make secure, electronic payments to government agencies from your checking or savings account. You can use the online service for VA medical care copayments, U.S. district court tickets, U.S. Coast Guard;merchant mariner user fee payments, and more.
If you need help, contact Pay.gov customer service.;
Tip : Monitor Your Accounts And Be Aware Of New Accounts Being Opened
If someone obtains your SSN, you may find evidence of unlawful use in your bank, credit, or other accounts. Consider setting up alerts with your financial institutions to flag unusual activity, such as withdrawals or purchases over a certain amount. Watch for changes in your credit score. And check your credit reports. Youre entitled to a free credit report every 12 months from each of the three major credit reporting agencies. Go to AnnualCreditReport.com.
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