Wednesday, August 10, 2022

Where Can I Find My Child’s Social Security Number Online

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Replacing Your Child’s Missing Birth Certificate

Social security number access

If you have lost a birth certificate, it may take a bit longer to get a replacement. You will need to write or visit the “Registry of Vital Records and Statistics” in the state where your child was born.

In Massachusetts, this office is in Dorchester and charges $18 if you apply in person and $28 if you apply by mail. You can find your child’s birth state office information by searching for “replace birth certificate” online.

What Is A Social Security Card

Your Social Security card is an important piece of identification. You’ll need one to get a job, collect Social Security, or receive other government benefits.

When you apply for a Social Security number , the Social Security Administration will assign you a nine-digit number. This is the same number that is printed on the Social Security card that SSA will issue you. If you change your name, you will need to get a corrected card.

Why Do I Need To Know How To Calculate My Social Security Benefits

So you may be thinking, Why do I need to know how to calculate my own Social Security benefits? After all, the SSA will give me an estimate at any time.

Thats true! You can go to your My SSA account online and see an up-to-date copy of your benefits estimate. So why would you need to know how to do this calculation on your own?

Its important for a few reasons.

First, it never hurts to understand the mechanics behind an income stream thatll probably be a large part of your overall retirement income.

Secondly, your benefits estimate from the Social Security Administration is probably wrong. This is because their estimation methodology has two serious flaws: 1) They assume your future earnings wont increase2) They use todays social security formula

This means that these estimates are less accurate for younger workers but more reliable for workers who are close to retirement.

So, understanding how to do this calculation is especially important if you plan to retire early or later than normal or if you have a significant earnings change in the last few years of working.;

To do this calculation, there are only four steps.

  • Adjust all earnings for inflation
  • Calculate your Average Indexed Monthly Earnings
  • Apply your AIME to the benefit formula to determine primary insurance amount
  • Adjust PIA for filing age
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    S A Parent Can Take To Help Protect Their Childs Identity

    If youre a parent of the child, you can check to see if the child has a credit file at the three major credit reporting agencies. It a credit file exists, here are some additional steps to take.

    • Contact each of the three major credit reporting companiesExperian, Equifax and TransUnion.
    • Request a manual search of your childs file. This involves searching for a file with your childs name and Social Security number, and one using just the Social Security number.
    • Keep records. Note the dates you made phone calls or mailed letters to the agencies. Keep copies of any letters you send and receive.
    • Contact businesses where your childs information was misused. Ask them to close the fraudulent accounts and note the presence of identity theft.
    • Contact one credit bureau to place a fraud alert on your childs credit report. That bureau will contact the other two.
    • Consider placing a credit freeze on your childs credit reports.
    • Order your childs credit reportsand review them.
    • File a fraud report with the FTC online or by phone877-438-4338.
    • Create an Identity Theft Report at identitytheft.gov.

    Keep in mind that some services can monitor your childs credit file for a fee. Such services can help protect against many types of child identity theftnot just those committed by a parent.

    If you want to learn more about child identity theft, not only by parents, you can read additional tips to help protect your childs identity.

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    Someone May Be Using Your Ssn

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  • Someones Got Your Number What Can You Do?
  • People can use your Social Security Number to access bank accounts, open new accounts, and more. If this is happening it may go undetected.

    A lot of times there are indications that something is amiss. These are the top five signs your information has been compromised.

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    What Can Someone Do With Your Social Security Number

    You might be wondering, “What can someone do with my Social Security number?” The answer is that they can do a lot, and none of it is good. An identity thief who has access to your SSN can quickly cause lots of damage to your credit score and financial situation. The thief can obtain loans and credit cards in your name, file fraudulent tax returns, and even access your bank accounts and withdraw your money. Having access to your SSN allows for easy identity theft because it becomes easy for the thief to impersonate you at financial institutions.

    The ease of fraud makes Social Security numbers extremely valuable to a thief. This is one reason why there are so many scams out there that attempt to gain access to your SSN. Several government agencies like the Federal Trade Commission and others investigate these scams and attempt to stop them as quickly as possible.

    This Is Why Crooks Want Your Childs Social Security Number

    Children;arent able to;obtain a bank loan or sign up for a credit card on their own, but the lack of credit history could work in the favor of thieves.

    As a proud parent of however many children one may have, it might never have crossed ones mind why fraudsters would want to get their hands on;Social Security;numbers;of minors.

    But a 2018 child identity fraud;study;conducted by;Javelin Strategy and Research shows;that more than one million children, with the majority being seven years old or younger, fell victim to identity fraud the previous year.;

    Identity theft is one of the fastest growing crimes in America, the Social Security Administration;claims on its website.;;

    The research further revealed that;children;were;more likely to become victims of identity theft than adults following a data breach.;;

    These;breaches can occur at different organizations that commonly have childrens data, including schools, doctors;offices, daycares, and summer camps.;Thieves may also target parents and try to get them to share their childrens Social Security number and other personal information, according to the financial site;myFICO.;These attacks could come in a variety of forms, from phishing emails to dumpster diving. As is always the case, be cautious about what you share online and over the phone.

    Children Targeted

    Children;arent able to;obtain a bank loan or sign up for a credit card on their own, but the lack of credit history could work in the favor of thieves.;;

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    What Should I Do If I Think Someone Is Using My Social Security Number

    If you think someone is using your number, there are several actions you can take. Note that we can only resolve Social Security number reporting problems on our own records.

    Review your Social Security earnings record;Review the earnings posted to your record on your;Social Security Statement. To get your online;Statement, log into your personal;mySocial Security;account and check your account. If you see any inconsistencies, contact the Social Security Administration. We consider identity theft one of our major challenges so we have joined in government-wide efforts to prevent Social Security number misuse.If you want to report identity theft, where someone used your personal information, including your Social Security number, to get a loan or job, file a tax return, or conduct other business, please visit the Federal Trade Commissions Identity Theft page. This guides you through each step of the recovery process. Its a one-stop resource managed by the Federal Trade Commission, the nations consumer protection agency.Contact the Internal Revenue Service for issues involving taxesIf you believe someone is using your Social Security number to work, get your tax refund, or other abuses involving taxes, contact;the IRS online;or call 1-800-908-4490. ;Order a free credit reportYou can order free credit reports annually from the three major credit bureaus .Make a single request for all three credit bureau reports:

    Report And Close The Fraudulent Accounts

    If Asked For Social Security Number, Keep These 3 Things In Mind

    Contact the companies where fraud happened. Tell each companys fraud department that someone opened an account using your childs information, and ask them to close the account. Ask for written confirmation that says that your child isnt responsible for the account.

    Contact the three credit bureaus. Tell each credit bureau that someone opened an account using your childs information. Ask them to remove any fraudulent accounts from your childs credit report.

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    Evidence Of Your Address

    You need to show evidence of your address. You can use any of the followingdocuments to do this :

    • A household utility bill
    • A financial statement
    • Property lease or tenancy agreement
    • Confirmation of address by a third party such as a hotel/hostel administrator or manager, school principal/administrator or accommodation/property owner*.

    *If you are staying with friends or relatives, an original household billplus a note from the bill holder confirming your residency at the bill addressis acceptable. This note can be written on the bill itself.

    How Do Benefits Work And How Can I Qualify

    While you work, you pay Social Security taxes. This tax money goes into a trust fund that pays benefits to:

    • Those who are currently retired

    • To people with disabilities

    • To the surviving spouses and children of workers who have died

    Each year you work, youll get credits to help you become eligible for benefits when its time for you to retire. Find all the benefits Social Security Administration offers.

    There are four main types of benefits that the SSA offers:

    • Learn about earning limits if you plan to work while receiving Social Security benefits

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    S To Take If You Suspect A Parent Is Stealing Their Childs Identity

    Child identity theft by a parent can be an easy crime to commit. After all, parents have free access to their kids personal information.

    And when they steal the identity, they probably wont trumpet the news. Even a relative who is aware of the crime may hesitate to turn in a family member.

    The childs other parentas well as friends and familymay spot clues that child identity theft has occurred. Here are a few red flags:

    • New-found money: A parent who has persistent financial problems suddenly appears to have plenty of cash.
    • : In a split family, a child may call from one parents home to the other parents home. If the incoming call displays the childs name on caller ID, it could mean that parent has used their kids information to get phone service.
    • Track record: An ex-spouse who has a history of misusing Social Security numbersincluding a former partners Social Security numbermight do it again. This time, it could be the childs Social Security number.

    If you suspect child identity theft by a parent, the steps you can take may be limited. If youre a family friend or relation, you can notify the authorities. That could include the local police department or the Social Security Administration. Heres how to reach the Social Security Fraud Hotline:

    • Mail: Social Security Fraud Hotline, P.O. Box 17785, Baltimore, MD 21235
    • Phone: 1-800-269-0271
    • Fax: 410-597-0118

    Get Ssa Benefits While Living Overseas

    5 Ways to Verify a Social Security Number

    U.S. citizens can travel to or live in most, but not all, foreign countries and still receive their Social Security benefits. You can find out if you can receive benefits overseas by using the Social Security Administrations payment verification tool. Once you access the tool, pick the country you’re visiting or living in from the drop-down menu options.

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    Applying For A Pps Number For A Child

    Children born in the Republic of Ireland are usually given a PPS Number when their birth is registered with the General Register Office. This means you do not need to apply for a PPS Number for a child born in the state. However, if the birth is not registered within 3 months, a parent or guardian must make an application.

    PPS Numbers for children living in, but not born in the Republic of Ireland, must be applied for by the parent or guardian. One of the parents or guardians must have a PPS Number for the child to be registered.

    The parent, foster parent or guardian should complete an application form REG1M for a PPS Number for their child aged under 18 years, and provide evidence of:

    Evidence of address should also be provided.

    You should submit the completed PPS Number application for the child to the PPS Number Allocation Centre.

    After you have submitted the application, and once everything is in order, the department will post a letter to you with details of the PPS Number.

    A person who is under 18 years of age is considered as a child for PPS Number allocation purposes.

    Application form for a PPS Number for a child under 18

    Why Should I Replace My Childs Card

    Technically, you dont need your childs Social Security card, but you do need the number for most things. Its not often anyone or any entity asks for proof of the physical card.;

    You will also need the number if you plan to open a bank account for your child, get him or her medical coverage, or add your child to your federal and state tax returns. However, there is a lifetime and yearly limit to replacing cards. You can replace your own and your childs card three times a year or ten times per lifetime.

    Memorize your childs number to be safe so that even if the card is lost, youll be able to complete most documents. Remember, a Social Security card is a government document that should remain in your hands. Before you replace your child’s card, here are the immediate steps you need to take now to protect your child’s identity.

    » Planning a funeral?

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    Can I Search For A Bank Account Without A Social Security Number

    Absolutely. If you have received a judgment from a court to seek repayment from a judgment debtor, you can obtain their bank account information with their social security number. If you do not have the social security number of your judgment debtor, there are options available from services like Writ Ready. Our professionals have the means and experience to track down the social security number AND bank account information of any judgment debtor across the nation.

    Using Your Benefit Estimates

    Social Security numbers exposed by typo

    As your statement will show, your Social Security retirement benefits will vary depending on when you claim them before or after your full retirement age . The longer you wait to start receiving payments, the higher your benefit amount will be.

    However, its not always better to wait until your full retirement age to claim your Social Security benefits. If you need your Social Security benefits for living expenses, or you have a health condition that makes it unlikely that you will live past age 75 or so, you may be better off collecting your benefits sooner rather than later. You can use a calculator at the Social Security website to see which retirement age makes the most financial sense for you .

    For comprehensive practical information about how and when to claim Social Security benefits, see Social Security, Medicare & Government Pensions, by Joseph Matthews with Dorothy Matthews Berman .

    Also Check: What Can Someone Use Your Social Security Number For

    I Can’t Remember My Child’s Social Anyway We Can Look It Up

    If you had your child as a dependent on a previous tax return, you can find their SS number there.

    Otherwise, you need to Contact the Social Security Administration at www.ssa.gov.

    Social Security numbers are confidential information, so they are not available online, except from some fee-based services that I don’t think that I would trust.

      Getting Your Benefits Verification Letter Using Your My Social Security Account

      You need a benefits verification letter as:

      • Proof of income when you apply for assisted housing, a mortgage,a loan, or any other state/local benefits
      • Proof of current Medicare or insurance coverage
      • Proof of retirement or of your disability
      • Proof of age
      • You can also get a benefits verification letter that states that you didnt receive Social Security Disability benefits, SSI or Medicare
      • Your benefits verification letter will also show that you were getting benefits in the past but you no longer get them. The letter will show when your benefits ceased as well as the amount of benefits you got for the year.
      • You benefit letter can also be used as proof that you applied for your benefits but you havent been given any answer yet.

      To request for your verification letter

      • You need to sign in to your My Social Security account
      • You Benefits verification letter will be displayed and now you can either take a printout of it, or you can download it and save it on your device.

      The Social Security Number is a number that the U.S. government provides to all permanent residents, citizens and temporary residents. This number is required if you are applying for a new job or if you want to receive Social Security benefits or services from banks and credit card companies. Finding your SSN online is a simple process and can be done in a few steps.

      Read Also: What Age Can I Sign Up For Social Security

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