Wednesday, June 22, 2022

Who Qualifies For Social Security Income

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Musculoskeletal System And Connective Tissue

Social Security Income when Qualifying for a Mortgage

The SSA reports that the largest category of diagnoses among disabled workers receiving disability benefits was diseases of the musculoskeletal system and connective tissue. These disabilities, which represented 32.3 percent of the diagnoses, involve damage to ones nerves, muscles, tendons or ligaments. Examples of this type of disorder include:

  • ArthritisAn individual with rheumatoid arthritis, a disorder of the immune system, must experience significant limits on his or her ability to work to qualify for benefits under this medical diagnosis. Rheumatoid arthritis is sometimes referred to as a connective tissue disorder.
  • Back pain Abnormal curvature of the spine may affect an individuals ability to walk as well as the function of other body systems. The intensity of back pain and the limitations on an individuals ability to function are considered in a disability diagnosis related to back pain.
  • FibromyalgiaFibromyalgia is a complex syndrome in which a person has widespread pain in the joints, tendons, muscles and soft tissues that lasts for more than three months. Claims reviewers will try to assess whether there is adequate evidence to show that the condition limits a persons ability to perform any type of gainful work.
  • Reflex Sympathetic Dystrophy RSD describes a range of symptoms that may occur from injury, diseases or surgery. RSD is characterized by intense burning or aching pain typically caused by trauma to a single extremity.

California Stimulus Checks: Do Social Security Claimants Get Payments

  • 12:47 ET, Nov 11 2021

CALIFORNIA has expanded its Golden State Stimulus program to make sure more people who live in the state are eligible to receive money.

But not everyone will get a payment under GSS II, including many who are on a fixed income.

There has been confusion as to whether people who are on Social Security will get a check. The state said some will and some won’t.

California expects to issue around nine million payments under the Golden State Stimulus II.

The checks are part of the $100billion California Comeback Plan to help give immediate relief to families and businesses that have been negatively impacted by the pandemic.

California’s governor said it was the biggest state tax rebate in American history.

About two-thirds of California taxpayers are eligible for a payment. The checks started going out in August 2021.

Brief History Of Social Security

The Social Security program was created by the Social Security Act that President Franklin D. Roosevelt signed into law in 1935. The first checks went out in 1940. Originally it paid benefits only to workers 65 and older, but in the 1970s the government altered it to allow workers to claim benefits as early as 62. It also instituted annual cost-of-living adjustments to help Social Security keep pace with inflation.

The program has worked fairly well so far, but many people fear for the future, when there will be fewer workers to support a greater number of Social Security recipients. The latest Social Security Trustees’ Report indicates the program’s trust funds would be depleted by 2034, after which it would be able to pay out only about 76% of benefits to retirees and about 92% to disabled workers.

The government has proposed several possible solutions for ensuring the long-term sustainability of the program, but at present no plans have been set. There’s no risk of the program disappearing in the next decade or two, but it’s possible future benefits may not go as far as they do today. That’s why today’s workers need to prioritize their personal retirement savings, so they can cover most of their expenses on their own.

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California Supplemental Security Income Attorney

At Peña & Bromberg, PLC, we are keenly aware that obtaining SSI benefits is vital for those who have limited financial resources. At the same time, we are all too familiar with the obstacles disabled individuals face when seeking these benefits. Our highly skilled disability benefits attorneys will offer you compassion and knowledge and help you navigate the Social Security system.

We will work closely with you to evaluate your income and assets, and guide you through the application process. If you claim is denied, we are fully prepared to handle an appeal on your behalf. We have a proven track record of helping our clients obtain the benefits that they deserve. If you or a loved one needs assistance applying for SSI or your claim has been denied, call our office today for a free consultation or complete the contact form on our website.

Located in Fresno, Peña & Bromberg, PLC serves clients throughout Central Valley California including San Francisco Bay, Oakland, Bakersfield, Madera, Stockton, Fresno, Sacramento, & Modesto. The office assists Social Security Disability and Veterans Disability clients nationwide. Member National Organization of Social Security Claimants Representatives .

Theres A Social Security Spousal Benefit

Using Social Security Income To Qualify For FHA Loans

Marriage brings couples an advantage when it comes to Social Security. One spouse can take what’s called a spousal benefit, worth up to 50% of the other spouse’s Social Security benefit. For example, if your monthly Social Security benefit is worth $2,000 but your spouse’s own benefit is only worth $500, your spouse can collect a spousal benefit worth $1,000 — bringing in $500 more in income per month.

Just as the benefit based on your own work history is reduced if you claim it early, the same is true for a spousal benefit. That 50% figure is the maximum amount that only a spouse who is at least full retirement age is eligible for. Taking the spousal benefit early at, say, age 62, reduces the amount to as little as 32.5% of the higher earners benefit. If you take your own benefit early and then later switch to a spousal benefit, your spousal benefit will still be reduced.

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How Work Credits Are Calculated

Regarding past work and FICA contributions, most workers will need to have worked for at least five of the past ten years in order to be insured under the SSDI benefits. The exact requirements vary depending on your age, with younger and older workers having less stringent requirements than workers in their 30s and 40s.

Breaking Down The Differences Between Ssi Ssdi And Social Security

The federal government provides financial assistance to people who are retired or unable to work because of physical or cognitive challenges. Its not easy wading through all the different programs available, especially if youve recently sustained catastrophic injuries in an accident and have never looked into them before. For example, the names of three major government benefits programs look alike Social Security, SSI, and SSDI but they are actually very different. Below, we break down the benefits of each of these programs and their eligibility requirements. Should you have any questions about government benefits in the context of a lawsuit, we welcome you to give us a call.

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Social Security Benefits For Surviving Spouses

If your spouse was receiving Social Security benefits upon their death, you must report the death as soon as possible. You can call the Social Security Administration at 1-800-772-1213 between 7 a.m. and 7 p.m. on weekdays or visit your local Social Security office in person.

You are eligible for a one-time, lump-sum death benefit of $255 from Social Security if:

  • You were receiving benefits on your spouses record at the time of death, or
  • If you were living in the same household as your spouse at the time of death.

Any benefits received in the name of your spouse during the month of death or later must be returned to the Social Security Administration as soon as possible.

If your spouse worked long enough under Social Security, you may be eligible for Social Security benefits. You must be age 60 or older or disabled and 50 or older to qualify.

How much youll receive depends on the percentage of your spouses benefit as well as your age and the type of benefit youre eligible for.

You must apply for survivor benefits in person. You can call Social Security at 1-800-772-1213 to request an appointment.

How Do You Apply For Social Security Benefits

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If you are eligible for Social Security benefits, you can apply online, by phone or by appointment at a local Social Security office.

How to Apply for Social Security Benefits

Online
Applying online is the easiest way to apply for Social Security benefits. The Social Security website allows you to apply for retirement, spouses, Medicare and disability benefits at the same site. You can also apply for Supplemental Security Income benefits.
Phone
If you dont have Internet access, you can sign up by phone. You can call the Social Security Administration at 1-800-772-1213 .
In-person
The Social Security Administration has restrictions on office visits during the COVID-19 pandemic. It does allow in-person visits for certain services. You should check with the SSAs Coronavirus page to see if you can make an in-person appointment at your local office.

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Disability Requirements For Social Security Disability Benefits

You must also be considered disabled to be eligible for SSDI benefits. The Social Security Administration determines disability by the following requirements:

  • You can no longer perform your former job and
  • You cannot perform other work due to your medical condition and
  • Your disability has lasted or is expected to last for at least one year, or result in your death.

The SSA maintains a Medically Approved Listing of Impairments. If your medical condition is on the list, you may automatically qualify for benefits. However, if your disability isn’t on the list, this doesn’t mean you’re not entitled to SSDI benefits.

If you don’t qualify for SSDI benefits, you may be eligible for Supplement Security Income benefits . To be approved, you must be disabled and meet strict asset and income rules.

You Or Your Family Members May Be Eligible For Increased Benefits

Our mission is to deliver Social Security services that meet the changing needs of the public.

It’s not unusual for a benefit recipient’s circumstances to change after they apply or became eligible for benefits. If you, or a family member, receive Social Security or Supplemental Security Income , certain life changes may affect eligibility for an increase in your federal benefits. For example, if your spouse or ex-spouse dies, you may become eligible for a higher Social Security benefit.

To find out if you, or a family member, might be eligible for a benefit based on another persons work, or a higher benefit based on your own work, see the information about benefits on the Social Security website. You can also use the Benefit Eligibility Screening Tool to find out if you could get benefits that Social Security administers. Based on your answers to questions, this tool will list benefits for which you might be eligible and tell you more information about how to qualify and apply.

The questions and answers below are about a few of the life changes that could possibly increase your benefits.

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Is Di Out Of Sync With The Americans With Disabilities Act

The Social Security Advisory Board, which was created by Congress to advise the President, the Congress, and the Commissioner of Social Security, posed the question of whether the DI program and its test of disability is out of sync with the Americans with Disabilities Act . In April 2004, the Academy drew on findings of its Disability Policy Panel report, Balancing Security and Opportunity, to testify before the Board as follows:

The need for a disability wage-replacement program does not go away because we have the Americans with Disabilities Act . Nor is the need for such a program eliminated by advances in medicine, changes in the demands of jobs, new assistive technology, or other environmental accommodations. These developments may increase employment opportunities for some categories of individuals with disabilities. For example, the ADA expands opportunity for people who have highly valued skills whose main impediments to work had been based on discrimination, architectural barriers, or other impediments that the ADA alleviates. But other individuals may face increasing impediments to work as the work environment and demands of work change. For example, in an increasingly competitive world of work, emphasis on versatility and speed may impede employment prospects for people with mental impairments. Because the phenomenon of work disability will remain with us in a competitive economy, wage replacement programs remain essential.

There Are Social Security Survivor Benefits For Spouses And Children

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If your spouse dies before you, you can take a Social Security survivor benefit. However, that won’t be in addition to your own benefit. You must choose one or the other. If you are at full retirement age, that benefit is worth 100% of what your spouse was receiving at the time of his or her death .

A widow or widower can start taking a survivor benefit at age 60. However, the payment will be reduced because it’s taken before full retirement age. If you remarry before age 60, you are not eligible for a survivor benefit. If you remarry after age 60, you may be eligible for a survivor benefit based on your former spouse’s earnings.

Eligible children who are under age 18 or were disabled before age 22 can also receive a Social Security survivor benefit. It would be worth up to 75% of the deceased’s benefit.

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Who are the most benefitted citizens with the Supplemental Security Income program? People with disabilities with financial limits.

These payments also reach people 65 years and older. Does it matter if they don’t enter into a disability group? No, it doesn’t matter. You qualify by meeting the financial guidelines.

Financial Requirements If You Are Under 18

SSI is available to those under 18 as well. To financially qualify for SSI, the SSA will examine the household income of the working adults. The SSA has income limits set in place to determine eligibility for SSI. The limit varies based on the number of working adults in the household as well as the number of children that are ineligible for disability benefits in the household.

For example, the monthly household income limit for a single child of a single parent that also has no siblings is $3,257 while the monthly income limit of a two-parent household with one ineligible child is $4,433.

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The Disability Application Process

Whether you apply online, by phone, or in person, the disability benefits application process follows these general steps:

  • You gather the information and documents you need to apply. We recommend you print and review the . It will help you gather the information you need to complete the application.
  • You complete and submit your application.
  • We review your application to make sure you meet some for disability benefits.
  • We check whether you worked enough years to qualify.
  • We evaluate any current work activities.
  • We process your application and forward your case to the Disability Determination Services office in your state.
  • This State agency makes the disability determination decision.

To learn more about who decides if you are disabled, read our publication .

Once Youâve Applied

Once we receive your application, well review it and contact you if we have questions. We might request additional documents from you before we can proceed

Look For Our Response

Youll receive a letter in the mail with our decision. If you included information about other family members when you applied, well let you know if they may be able to receive benefits on your record.

Check The Status

You can check the status of your application online using your personal mySocial Security account. If you are unable to check your status online, you can call us 1-800-772-1213 from 8:00 a.m. to 7:00 p.m., Monday through Friday.

Appeal A Decision

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How Your Snap Benefits Work

Who Qualifies for Social Security Disability Benefits? | The Good Law Group
  • Your state will issue benefits each month on a plastic electronic benefits transfer card. Much like a credit or debit card, you can use your EBT card to buy eligible food items. You must buy them from:

What help is available through Medicaid?

Medicaid provides free or low-cost medical benefits to eligible:

  • Adults with a low income

  • Children

  • People who are age 65 or over

  • People with disabilities

Am I eligible for Medicaid?

Check with your states Medicaid office to see if you or your family members are eligible for benefits. In general, it depends on at least one or a combination of:

  • Number of people in your family

  • If you are pregnant or have a disability

How do I apply for Medicaid?

There are two ways to apply for Medicaid:

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Workers Who Retire In Certain Foreign Countries

U.S. citizens who travel toor live inmost foreign countries after they retire usually can receive Social Security benefits. However, if that country is Azerbaijan, Belarus, Cuba, Kazakhstan, Kyrgyzstan, Moldova, North Korea, Tajikistan, Turkmenistan, or Uzbekistan, then the government will not send them Social Security payments. Exceptions may be available in all of these countries except Cuba and North Korea. The governments Payments Abroad Screening Tool is an easy way to check if you will be able to continue receiving Social Security benefits while living abroad or if restrictions will apply.

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