Friday, May 20, 2022

Who To Contact If Social Security Card Is Stolen

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How To Get A Replacement Social Security Card

Call 4 Action: Penitas Family’s social security cards stolen

To get a Social Security replacement card, visit the SSAs My Social Security account website. Youll be taken through the steps of requesting a replacement card. Keep in mind that you can use this online site to request a replacement card if you:

  • Are a U.S. citizen age 18 years or older with a U.S. mailing address
  • Are not requesting a name change or any other change to your card and
  • Have a valid, current driver’s license or a state-issued identification card from most U.S. states or the District of Columbia. The following states are not currently eligible:
  • Alabama

    To apply for a replacement Social Security card, either online or via mail, you’ll need one acceptable personal identification document. By and large, your birth certificate will suffice, although the SSA will also accept the following proof of identity:

    • A U.S. hospital record of your birth.
    • A religious record indicating your date of birth .
    • A current valid U.S. passport.
    • A final adoption decree .

    There are several exceptions if you cant get the needed identification documents, or dont have them at all. The SSA will accept other forms of identification that show your legal name and biographical data. Acceptable options include a U.S. military I.D. card, a U.S. Certificate of Naturalization, employee identity card, a certified copy of a medical record , a health insurance card, Medicaid card, or school identity card.

    Are There Any State Laws About Identity Theft

    Massachusetts identity theft law requires businesses and others that own or license personal information of residents of Massachusetts to notify the Office of Consumer Affairs and Business Regulation and the Office of Attorney General when they know or have reason to know of a breach of security. The law also requires that the breached entity notify consumers of any breach of their personal information that creates a substantial risk of identity theft or fraud as soon as practicable and without unreasonable delay after a breach occurs, except when a law enforcement agency determines that notice may impede a criminal investigation.

    Get Identity Theft Protection

    If you lose your wallet, you’re at risk for all different types of identity theft. Especially if your lost wallet contains your driver’s license or Social Security card.

    So, how can you proactively monitor your identity and protect your personal data? The best offense is a great defense. That’s where Aura’s identity theft protectioncomes in.

    Aura will continuously scan and monitor your personal information to let you know if:

    • Your personal information is exposed in a data breach or the Dark Web.
    • Unauthorized wire transfers are initiated from your bank account.
    • New bank accounts or credit cards are opened in your name.
    • Your personal information is discovered in criminal or court records.

    If you have no idea what to do if your identity is stolen, Aura offers White-Glove Fraud Remediation support. We’ll guide you through the process of dealing with credit card companies and credit bureaus if you become a victim of fraud.

    All Aura plans include an identity theft insurance policy that covers up to $1,000,000 in eligible losses associated with identity theft â visit Auraâs identity theft insurance overview page to learn more.

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    Ways To Reduce The Risk Of Id Theft:

    • Get smart about internet safety and protecting sensitive information online ».
    • Opt out of pre-screened offers for credit cards and insurance. Reduce or call 1-888-5-OPTOUT to greatly reduce the amount of mail you receive.
    • Keep documents with sensitive information in a safe place. Never leave items like your social security or Medicare card in places that are vulnerable to theft such as your wallet or car.
    • Shred any documents that contain sensitive information before disposing of them.

    Avoiding Social Security Fraud: Leave Your Social Security Card At Home

    Identity Theft Card Stock Illustration. Illustration Of ...

    Once you receive your replacement Social Security card, lock it away in a safe place until you absolutely need it. Experts advise to avoid carrying your card around on a regular basis partly because of the risk of losing it again, and partly because you really dont need to present your Social Security card on a regular basis. In fact, one Social Security expert says that Social Security cards are irrelevant in the digital age, and the real priority should be targeted at fraud protection.

    Its extremely rare that you need your actual Social Security card, says Steven J.J. Weisman, Esq., an Amherst, Massachusetts-based college professor whose expertise is in investigating white-collar crime. A Social Security number is the most important piece of information that a criminal can use to make you a victim of identity theft so you shouldn’t carry it with you in your wallet, anyway.

    But if you do lose your card, Weisman recommends taking direct action to protecting the cardholder from financial fraud.

    Because of the danger of identity theft if your Social Security card is lost, you should put a credit freeze on your credit reports at each of the three major credit reporting agencies in order to prevent someone from leveraging the Social Security number into accessing your credit or establishing accounts in your name, he says.

    Other data security experts agree, citing the high risk of losing a card if you cart it around in your wallet or pocketbook.

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    Your Social Security Number Is The Key

    Originally, your Social Security number was a way for the government to track your earnings and pay you retirement benefits. But over the years, it has become much more than that. It is the key to a lot of your personal information. With your name and SSN, an identity thief could open new credit and bank accounts, rent an apartment, or even get a job.

    Provide Documents That Establish All Of The Following Information:

    • U.S. citizenship
    • Age
    • Identity

    The process is tedious, and even if provide everything listed, you can still be turned down.

    The bottom line is that when your Social Security card is either lost or stolen, its imperative that you take action immediately. Do not procrastinate. The sooner you can start the paper trail, the better the chances that fraudulent activities are cleared from your report.

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    What To Do If You Lose Your Social Security Card

    Now that you know the basics, lets take a deeper dive on what to do if you lose your Social Security card. To be sure, quick action is important.

    If an individual loses their Social Security card, the first thing they should do is make sure they have claimed their My SSA profile at the Social Security My Account website, says Devin Carroll, founder of Social Security Intelligence, in Texarkana, Texas. Not only can you request a replacement card, you can also quickly check the accuracy of your annual earnings history, print benefits statements and change your address.

    When you do reach out to the Social Security Administration to report and replace a lost card, know going in that the agency has a substantial to do list that needs to be completed before they’ll even accept your request for a new Social Security card.

    The good news is that the Social Security Administration provides, free of charge, three card replacements on an annual basis, and 10 free cards in the course of an individuals lifetime.

    Watch For Unusual Activity

    Social security card, debit card, cash and license stolen from woman at metro Detroit Planet Fitness

    Criminals typically use SSN theft as the starting point for financial theft, insurance and tax refund scams, so you need to go down the list and contact all of those organizations to make sure your account information has not been changed, to look for any unusual activity and to add any additional protections you can to these accounts, Pierson said. These should include your email, health insurance, and any local, state or federal accounts you might have. You need to talk to each of those organizations to find out what additional anti-fraud protections can be added to your account.

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    Request A Fraud Alert Or Credit Freeze

    Fraudsters may want to use your identity to scam others. They may want to make purchases under your name, rent a car or an apartment, open a new credit card or apply for a loan, said Francis Locknear, founder of The Cost Guys. This is why its ideal to request a credit freeze if somebody has stolen your social security number. A credit freeze will restrict access to your credit report.

    You will need to freeze your credit with all three credit bureaus: TransUnion, Equifax and Experian.

    If somebody has your SSN but doesnt have any proof of the incident, you can still prevent the fraudster from using your identity, Locknear said. You can have a fraud alert placed. It will not restrict access to your credit report, but it will prevent anyone from using your information without verifying your identity first.

    What Do I Do If My Social Security Card Is Stolen

    When your Social Security card is stolen, it can be a major cause for concern. The primary concern with a stolen Social Security card is identity theft.

    With just your Social Security number, identity thieves can wreak havoc in your name, negatively impacting your credit, finances and even commit crimes in your name. As soon as you discover that your card is missing, you should do the following:

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    Here’s Where To Get More Information On Social Security Numbers

    Identity Theft: If you think an identity thief is using your SSN to work or to collect benefits, call the Social Security Fraud Hotline at 1-800-269-0271. If you think someone may be using your SSN to work, check your Social Security Personal Earnings and Benefit Statement. You can get a copy by calling 1-800-772-1213, or online at www.ssa.gov/online/ssa-7004.pdf. Also see the Social Security Administration’s booklet “Identity Theft and Your Social Security Number,” at www.ssa.gov/pubs/10064.html.

    History of SSNs: For a chronology of the laws relating to SSNs, see www.ssa.gov/history/ssn/ssnchron.html.

    What the Numbers Mean: For an explanation of the meaning of the numbers in SSNs and answers to other questions about SSNs, see www.ssa.gov/ssnumber/.

    More on Protecting your SSN: “Fact Sheet 10: My Social Security Number: How Secure Is It?” from the Privacy Rights Clearinghouse, at www.privacyrights.org.

    Recommended Practices: For recommendations on how organizations can protect privacy in their handling of SSNs, see Recommended Practices for Protecting the Confidentiality of Social Security Numbers on the Business page at www.privacy.ca.gov.

    Contact The Postal Inspection Service

    How to Replace a Lost or Stolen Social Security Card

    If you have reason to believe an identity thief stole anything from your mailbox or that the U.S. Mail was involved in the crime in any way, report it to the nearest U.S. Postal Inspection Service. The U.S. Postal Inspection Service is the law enforcement branch of the U.S. Postal Service and handles all investigations into U.S. Mail theft and fraud.

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    How Do Thieves Profit From Stolen Social Security Cards

    Identity thieves can use your SSN to apply for more credit in your name. Of course, the scammers never pay the bills, which can damage your credit, and cause you to get calls from unknown credit demanding payment for items you never bought. They may also place your Social Security number on the Dark Web to sell to other identity thieves.

    When Should You Get A New Social Security Number

    If your card has simply been lost, then you probably wont need a new number.

    You should still follow all of the steps above just to be safe, but chances are that theres not someone out to steal your identity. You may have simply misplaced it or forget to return it to a safe place. On the other hand, if your card has been stolen and youre going through the nightmare that is identity theft, then you will need to register for a new number.

    You will have to wait a few years to see if the individual who is stealing your identity gets caught or just gives up. But in the meantime, there is certainly some actionable steps to take.

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    Report The Theft To The Irs

    This next step is crucial as access to your SSN provides the thief means to file tax returns in your name and collect your tax refund, Clark said. The fact of the matter is that, unlike credit card accounts, stolen SSNs cant be closed so your only course of action is to report the incident to the IRS. Doing so will help absolve your name from any possible tax fraud committed using your stolen SSN within the duration of the issue.

    You should specifically file a Form 14039 Identity Theft Affidavit with the IRS to notify them of the SSN theft, Pierson specified.

    Whether And How To Get A New Social Security Number

    Steps you should take if your social security numberâs stolen

    Many stolen Social Security numbers are used simply to gain employment, with no detrimental effect to the legitimate holders of the SSN. But others are used to defraud banks, retailers, the IRS and other government agencies, which could trash your credit.

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    If several years pass after the theft of your Social Security number, and the problems arising from the theft have not gotten any better, then you may want to apply for a new SSN. But before you take that step, there are several things to consider.

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    File A Report With The Relevant Authorities

    Report the potential identity theft to the Federal Trade Commission at . You can also call 1-877-IDTHEFT to do this.

    You should also alert the police and file a police report if you fear that your Social Security Card is lost. Filing an identity-theft report will help prevent you from becoming a criminal rather than a victim if a thief uses your Social Security Number to commit a crime. Furthermore, this is required if you want to obtain a new Social Security Number.

    Why Use Our Service

    If youve faced the nightmare that is the new or replacement card process, you know full well how stressful it can be. And that isnt even taking into account the long waiting times at the local office. Instead, you can save your time and use it for what really matters: you.

    For just a low, one-time fee of only $39, you:

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    • Stop stressing about government documents: Our one-of-a-kind resource list demystifies the governments complex document requirements. We even explain how to obtain them if you dont already have the right ones.

    • Save your time: Even if you get it right the first time, the process could easily take hours. If you dont have the time to do it all yourself, our service lets you complete the process in minutes.

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    Report The Incident To The National Credit Reporting Agencies

    You will need to contact each of the three credit reporting agencies Experian, Equifax and TransUnion to inform them that the social security of a minor was used by someone else. Call Experian at 1-888-397-3742, Equifax at 1-800-525-6285 and TransUnion at 1-800-680-7289. The credit reporting agencies may ask you to send a copy of the police report and Identity Theft Complaint you have already submitted elsewhere.

    Place A Security Freeze

    How to Replace Your Stolen or Lost Social Security Card ...

    Federal law allows consumers to place and lift a security freeze on their credit reports for free. A security freeze prohibits a credit reporting agency from releasing any information from a consumers’ credit report without written authorization. Note: placing a security freeze on your credit report may delay, interfere with, or prevent the timely approval of any requests you make for new loans, credit, mortgages, employment, housing or other services.

    Freezing a minor’s credit file:

    Federal law also now allows parents, guardians, and representatives acting on behalf of a young person in foster care, to freeze a minor child’s credit report. In this instance, a minor is someone 16 years old or younger.

    If the child does not have a credit report , parents and guardians may request that the credit reporting agency create a credit report for the child in order to freeze it.

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    How Do I Get A New Medicare Card If My Card Is Lost Stolen Or Damaged How Do I Change My Contact Information

    If your Medicare card was lost, stolen, or destroyed, you can ask for a replacement by using your online my Social Security account, even if you don’t yet receive Social Security benefits. If dont already have a Social Security on-line account, you can create one online. Go to .

    Once you are logged in to your account, select the “Replacement Documents” tab. Then select Mail my replacement Medicare Card.Your Medicare card will arrive in the mail in about 30 days at the address on file with Social Security.If you cant or prefer not to use the online service:

    • Call us at 1-800-772-1213 , Monday through Friday, from 7 a.m. to 7 p.m. or

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